Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 7.40  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
7.40
6.92
0.48
909.52
2
7.40
6.92
0.48
909.04
3
7.40
6.91
0.49
908.55
4
7.40
6.91
0.49
908.06
5
7.40
6.91
0.49
907.56
6
7.40
6.90
0.50
907.06
7
7.40
6.90
0.50
906.56
8
7.40
6.89
0.51
906.05
9
7.40
6.89
0.51
905.54
10
7.40
6.89
0.51
905.03
11
7.40
6.88
0.52
904.51
12
7.40
6.88
0.52
903.99
13
7.40
6.87
0.53
903.46
14
7.40
6.87
0.53
902.93
15
7.40
6.87
0.53
902.40
16
7.40
6.86
0.54
901.86
17
7.40
6.86
0.54
901.32
18
7.40
6.85
0.55
900.77
19
7.40
6.85
0.55
900.22
20
7.40
6.85
0.55
899.67
21
7.40
6.84
0.56
899.11
22
7.40
6.84
0.56
898.55
23
7.40
6.83
0.57
897.98
24
7.40
6.83
0.57
897.41
25
7.40
6.82
0.58
896.83
26
7.40
6.82
0.58
896.25
27
7.40
6.82
0.58
895.67
28
7.40
6.81
0.59
895.08
29
7.40
6.81
0.59
894.48
30
7.40
6.80
0.60
893.89
31
7.40
6.80
0.60
893.28
32
7.40
6.79
0.61
892.68
33
7.40
6.79
0.61
892.06
34
7.40
6.78
0.62
891.45
35
7.40
6.78
0.62
890.83
36
7.40
6.77
0.63
890.20
37
7.40
6.77
0.63
889.57
38
7.40
6.76
0.64
888.93
39
7.40
6.76
0.64
888.29
40
7.40
6.75
0.65
887.65
41
7.40
6.75
0.65
887.00
42
7.40
6.74
0.66
886.34
43
7.40
6.74
0.66
885.68
44
7.40
6.73
0.67
885.02
45
7.40
6.73
0.67
884.35
46
7.40
6.72
0.68
883.67
47
7.40
6.72
0.68
882.99
48
7.40
6.71
0.69
882.31
49
7.40
6.71
0.69
881.62
50
7.40
6.70
0.70
880.92
51
7.40
6.70
0.70
880.22
52
7.40
6.69
0.71
879.51
53
7.40
6.69
0.71
878.80
54
7.40
6.68
0.72
878.08
55
7.40
6.68
0.72
877.36
56
7.40
6.67
0.73
876.63
57
7.40
6.67
0.73
875.90
58
7.40
6.66
0.74
875.16
59
7.40
6.65
0.75
874.41
60
7.40
6.65
0.75
873.66
61
7.40
6.64
0.76
872.91
62
7.40
6.64
0.76
872.14
63
7.40
6.63
0.77
871.37
64
7.40
6.63
0.77
870.60
65
7.40
6.62
0.78
869.82
66
7.40
6.61
0.79
869.04
67
7.40
6.61
0.79
868.24
68
7.40
6.60
0.80
867.45
69
7.40
6.60
0.80
866.64
70
7.40
6.59
0.81
865.83
71
7.40
6.58
0.82
865.02
72
7.40
6.58
0.82
864.19
73
7.40
6.57
0.83
863.37
74
7.40
6.57
0.83
862.53
75
7.40
6.56
0.84
861.69
76
7.40
6.55
0.85
860.84
77
7.40
6.55
0.85
859.99
78
7.40
6.54
0.86
859.13
79
7.40
6.53
0.87
858.26
80
7.40
6.53
0.87
857.39
81
7.40
6.52
0.88
856.51
82
7.40
6.51
0.89
855.62
83
7.40
6.51
0.89
854.73
84
7.40
6.50
0.90
853.82
85
7.40
6.49
0.91
852.92
86
7.40
6.49
0.91
852.00
87
7.40
6.48
0.92
851.08
88
7.40
6.47
0.93
850.15
89
7.40
6.46
0.94
849.22
90
7.40
6.46
0.94
848.28
91
7.40
6.45
0.95
847.33
92
7.40
6.44
0.96
846.37
93
7.40
6.44
0.96
845.41
94
7.40
6.43
0.97
844.43
95
7.40
6.42
0.98
843.46
96
7.40
6.41
0.99
842.47
97
7.40
6.41
0.99
841.48
98
7.40
6.40
1.00
840.47
99
7.40
6.39
1.01
839.47
100
7.40
6.38
1.02
838.45
101
7.40
6.38
1.02
837.42
102
7.40
6.37
1.03
836.39
103
7.40
6.36
1.04
835.35
104
7.40
6.35
1.05
834.30
105
7.40
6.34
1.06
833.25
106
7.40
6.34
1.06
832.19
107
7.40
6.33
1.07
831.11
108
7.40
6.32
1.08
830.03
109
7.40
6.31
1.09
828.94
110
7.40
6.30
1.10
827.85
111
7.40
6.30
1.10
826.74
112
7.40
6.29
1.11
825.63
113
7.40
6.28
1.12
824.51
114
7.40
6.27
1.13
823.38
115
7.40
6.26
1.14
822.24
116
7.40
6.25
1.15
821.09
117
7.40
6.24
1.16
819.94
118
7.40
6.23
1.17
818.77
119
7.40
6.23
1.17
817.60
120
7.40
6.22
1.18
816.41
121
7.40
6.21
1.19
815.22
122
7.40
6.20
1.20
814.02
123
7.40
6.19
1.21
812.81
124
7.40
6.18
1.22
811.59
125
7.40
6.17
1.23
810.36
126
7.40
6.16
1.24
809.12
127
7.40
6.15
1.25
807.88
128
7.40
6.14
1.26
806.62
129
7.40
6.13
1.27
805.35
130
7.40
6.12
1.28
804.08
131
7.40
6.11
1.29
802.79
132
7.40
6.10
1.30
801.50
133
7.40
6.09
1.31
800.19
134
7.40
6.08
1.32
798.88
135
7.40
6.07
1.33
797.55
136
7.40
6.06
1.34
796.22
137
7.40
6.05
1.35
794.87
138
7.40
6.04
1.36
793.52
139
7.40
6.03
1.37
792.15
140
7.40
6.02
1.38
790.77
141
7.40
6.01
1.39
789.39
142
7.40
6.00
1.40
787.99
143
7.40
5.99
1.41
786.58
144
7.40
5.98
1.42
785.16
145
7.40
5.97
1.43
783.73
146
7.40
5.96
1.44
782.29
147
7.40
5.95
1.45
780.84
148
7.40
5.94
1.46
779.38
149
7.40
5.93
1.47
777.91
150
7.40
5.92
1.48
776.42
151
7.40
5.90
1.50
774.92
152
7.40
5.89
1.51
773.42
153
7.40
5.88
1.52
771.90
154
7.40
5.87
1.53
770.37
155
7.40
5.86
1.54
768.83
156
7.40
5.85
1.55
767.27
157
7.40
5.83
1.57
765.71
158
7.40
5.82
1.58
764.13
159
7.40
5.81
1.59
762.54
160
7.40
5.80
1.60
760.94
161
7.40
5.79
1.61
759.32
162
7.40
5.77
1.63
757.70
163
7.40
5.76
1.64
756.06
164
7.40
5.75
1.65
754.41
165
7.40
5.74
1.66
752.75
166
7.40
5.72
1.68
751.07
167
7.40
5.71
1.69
749.38
168
7.40
5.70
1.70
747.68
169
7.40
5.69
1.71
745.97
170
7.40
5.67
1.73
744.24
171
7.40
5.66
1.74
742.50
172
7.40
5.65
1.75
740.74
173
7.40
5.63
1.77
738.98
174
7.40
5.62
1.78
737.20
175
7.40
5.61
1.79
735.40
176
7.40
5.59
1.81
733.59
177
7.40
5.58
1.82
731.77
178
7.40
5.56
1.84
729.94
179
7.40
5.55
1.85
728.09
180
7.40
5.54
1.86
726.22
181
7.40
5.52
1.88
724.35
182
7.40
5.51
1.89
722.45
183
7.40
5.49
1.91
720.55
184
7.40
5.48
1.92
718.63
185
7.40
5.46
1.94
716.69
186
7.40
5.45
1.95
714.74
187
7.40
5.44
1.96
712.78
188
7.40
5.42
1.98
710.80
189
7.40
5.41
1.99
708.80
190
7.40
5.39
2.01
706.79
191
7.40
5.37
2.03
704.76
192
7.40
5.36
2.04
702.72
193
7.40
5.34
2.06
700.67
194
7.40
5.33
2.07
698.60
195
7.40
5.31
2.09
696.51
196
7.40
5.30
2.10
694.40
197
7.40
5.28
2.12
692.28
198
7.40
5.26
2.14
690.15
199
7.40
5.25
2.15
688.00
200
7.40
5.23
2.17
685.83
201
7.40
5.22
2.18
683.64
202
7.40
5.20
2.20
681.44
203
7.40
5.18
2.22
679.22
204
7.40
5.16
2.24
676.99
205
7.40
5.15
2.25
674.74
206
7.40
5.13
2.27
672.47
207
7.40
5.11
2.29
670.18
208
7.40
5.10
2.30
667.88
209
7.40
5.08
2.32
665.56
210
7.40
5.06
2.34
663.22
211
7.40
5.04
2.36
660.86
212
7.40
5.03
2.37
658.49
213
7.40
5.01
2.39
656.09
214
7.40
4.99
2.41
653.68
215
7.40
4.97
2.43
651.25
216
7.40
4.95
2.45
648.80
217
7.40
4.93
2.47
646.34
218
7.40
4.91
2.49
643.85
219
7.40
4.90
2.50
641.35
220
7.40
4.88
2.52
638.83
221
7.40
4.86
2.54
636.28
222
7.40
4.84
2.56
633.72
223
7.40
4.82
2.58
631.14
224
7.40
4.80
2.60
628.54
225
7.40
4.78
2.62
625.92
226
7.40
4.76
2.64
623.28
227
7.40
4.74
2.66
620.62
228
7.40
4.72
2.68
617.94
229
7.40
4.70
2.70
615.24
230
7.40
4.68
2.72
612.52
231
7.40
4.66
2.74
609.77
232
7.40
4.64
2.76
607.01
233
7.40
4.62
2.78
604.23
234
7.40
4.59
2.81
601.42
235
7.40
4.57
2.83
598.59
236
7.40
4.55
2.85
595.75
237
7.40
4.53
2.87
592.88
238
7.40
4.51
2.89
589.98
239
7.40
4.49
2.91
587.07
240
7.40
4.46
2.94
584.13
241
7.40
4.44
2.96
581.18
242
7.40
4.42
2.98
578.20
243
7.40
4.40
3.00
575.19
244
7.40
4.37
3.03
572.17
245
7.40
4.35
3.05
569.12
246
7.40
4.33
3.07
566.05
247
7.40
4.30
3.10
562.95
248
7.40
4.28
3.12
559.83
249
7.40
4.26
3.14
556.69
250
7.40
4.23
3.17
553.52
251
7.40
4.21
3.19
550.33
252
7.40
4.18
3.22
547.11
253
7.40
4.16
3.24
543.87
254
7.40
4.14
3.26
540.61
255
7.40
4.11
3.29
537.32
256
7.40
4.09
3.31
534.01
257
7.40
4.06
3.34
530.67
258
7.40
4.04
3.36
527.30
259
7.40
4.01
3.39
523.91
260
7.40
3.98
3.42
520.50
261
7.40
3.96
3.44
517.05
262
7.40
3.93
3.47
513.59
263
7.40
3.91
3.49
510.09
264
7.40
3.88
3.52
506.57
265
7.40
3.85
3.55
503.02
266
7.40
3.83
3.57
499.45
267
7.40
3.80
3.60
495.85
268
7.40
3.77
3.63
492.22
269
7.40
3.74
3.66
488.56
270
7.40
3.72
3.68
484.87
271
7.40
3.69
3.71
481.16
272
7.40
3.66
3.74
477.42
273
7.40
3.63
3.77
473.65
274
7.40
3.60
3.80
469.85
275
7.40
3.57
3.83
466.02
276
7.40
3.54
3.86
462.17
277
7.40
3.51
3.89
458.28
278
7.40
3.48
3.92
454.37
279
7.40
3.46
3.94
450.42
280
7.40
3.43
3.97
446.45
281
7.40
3.39
4.01
442.44
282
7.40
3.36
4.04
438.41
283
7.40
3.33
4.07
434.34
284
7.40
3.30
4.10
430.24
285
7.40
3.27
4.13
426.12
286
7.40
3.24
4.16
421.96
287
7.40
3.21
4.19
417.76
288
7.40
3.18
4.22
413.54
289
7.40
3.14
4.26
409.29
290
7.40
3.11
4.29
405.00
291
7.40
3.08
4.32
400.68
292
7.40
3.05
4.35
396.32
293
7.40
3.01
4.39
391.94
294
7.40
2.98
4.42
387.52
295
7.40
2.95
4.45
383.07
296
7.40
2.91
4.49
378.58
297
7.40
2.88
4.52
374.06
298
7.40
2.84
4.56
369.50
299
7.40
2.81
4.59
364.91
300
7.40
2.77
4.63
360.29
301
7.40
2.74
4.66
355.63
302
7.40
2.70
4.70
350.93
303
7.40
2.67
4.73
346.20
304
7.40
2.63
4.77
341.43
305
7.40
2.60
4.80
336.63
306
7.40
2.56
4.84
331.79
307
7.40
2.52
4.88
326.91
308
7.40
2.49
4.91
322.00
309
7.40
2.45
4.95
317.04
310
7.40
2.41
4.99
312.06
311
7.40
2.37
5.03
307.03
312
7.40
2.33
5.07
301.96
313
7.40
2.30
5.10
296.86
314
7.40
2.26
5.14
291.72
315
7.40
2.22
5.18
286.53
316
7.40
2.18
5.22
281.31
317
7.40
2.14
5.26
276.05
318
7.40
2.10
5.30
270.75
319
7.40
2.06
5.34
265.41
320
7.40
2.02
5.38
260.03
321
7.40
1.98
5.42
254.61
322
7.40
1.94
5.46
249.14
323
7.40
1.89
5.51
243.64
324
7.40
1.85
5.55
238.09
325
7.40
1.81
5.59
232.50
326
7.40
1.77
5.63
226.87
327
7.40
1.73
5.67
221.19
328
7.40
1.68
5.72
215.48
329
7.40
1.64
5.76
209.71
330
7.40
1.59
5.81
203.91
331
7.40
1.55
5.85
198.06
332
7.40
1.51
5.89
192.17
333
7.40
1.46
5.94
186.23
334
7.40
1.42
5.98
180.24
335
7.40
1.37
6.03
174.21
336
7.40
1.32
6.08
168.14
337
7.40
1.28
6.12
162.02
338
7.40
1.23
6.17
155.85
339
7.40
1.19
6.21
149.63
340
7.40
1.14
6.26
143.37
341
7.40
1.09
6.31
137.06
342
7.40
1.04
6.36
130.70
343
7.40
0.99
6.41
124.30
344
7.40
0.95
6.45
117.84
345
7.40
0.90
6.50
111.34
346
7.40
0.85
6.55
104.79
347
7.40
0.80
6.60
98.18
348
7.40
0.75
6.65
91.53
349
7.40
0.70
6.70
84.82
350
7.40
0.65
6.75
78.07
351
7.40
0.59
6.81
71.26
352
7.40
0.54
6.86
64.41
353
7.40
0.49
6.91
57.50
354
7.40
0.44
6.96
50.53
355
7.40
0.38
7.02
43.52
356
7.40
0.33
7.07
36.45
357
7.40
0.28
7.12
29.32
358
7.40
0.22
7.18
22.15
359
7.40
0.17
7.23
14.92
360
7.40
0.11
7.29
7.63
361
7.40
0.06
7.34
0.29
362
0.29
0.00
0.29
0.00
Totals
2,671.69
1,761.69
910.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044