Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 6.16  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
6.16
5.55
0.61
859.39
2
6.16
5.55
0.61
858.78
3
6.16
5.55
0.61
858.17
4
6.16
5.54
0.62
857.55
5
6.16
5.54
0.62
856.93
6
6.16
5.53
0.63
856.31
7
6.16
5.53
0.63
855.68
8
6.16
5.53
0.63
855.04
9
6.16
5.52
0.64
854.40
10
6.16
5.52
0.64
853.76
11
6.16
5.51
0.65
853.12
12
6.16
5.51
0.65
852.47
13
6.16
5.51
0.65
851.81
14
6.16
5.50
0.66
851.15
15
6.16
5.50
0.66
850.49
16
6.16
5.49
0.67
849.82
17
6.16
5.49
0.67
849.15
18
6.16
5.48
0.68
848.48
19
6.16
5.48
0.68
847.79
20
6.16
5.48
0.68
847.11
21
6.16
5.47
0.69
846.42
22
6.16
5.47
0.69
845.73
23
6.16
5.46
0.70
845.03
24
6.16
5.46
0.70
844.33
25
6.16
5.45
0.71
843.62
26
6.16
5.45
0.71
842.91
27
6.16
5.44
0.72
842.19
28
6.16
5.44
0.72
841.47
29
6.16
5.43
0.73
840.75
30
6.16
5.43
0.73
840.02
31
6.16
5.43
0.73
839.28
32
6.16
5.42
0.74
838.54
33
6.16
5.42
0.74
837.80
34
6.16
5.41
0.75
837.05
35
6.16
5.41
0.75
836.29
36
6.16
5.40
0.76
835.53
37
6.16
5.40
0.76
834.77
38
6.16
5.39
0.77
834.00
39
6.16
5.39
0.77
833.23
40
6.16
5.38
0.78
832.45
41
6.16
5.38
0.78
831.67
42
6.16
5.37
0.79
830.88
43
6.16
5.37
0.79
830.08
44
6.16
5.36
0.80
829.28
45
6.16
5.36
0.80
828.48
46
6.16
5.35
0.81
827.67
47
6.16
5.35
0.81
826.86
48
6.16
5.34
0.82
826.04
49
6.16
5.33
0.83
825.21
50
6.16
5.33
0.83
824.38
51
6.16
5.32
0.84
823.54
52
6.16
5.32
0.84
822.70
53
6.16
5.31
0.85
821.86
54
6.16
5.31
0.85
821.00
55
6.16
5.30
0.86
820.15
56
6.16
5.30
0.86
819.28
57
6.16
5.29
0.87
818.41
58
6.16
5.29
0.87
817.54
59
6.16
5.28
0.88
816.66
60
6.16
5.27
0.89
815.77
61
6.16
5.27
0.89
814.88
62
6.16
5.26
0.90
813.99
63
6.16
5.26
0.90
813.08
64
6.16
5.25
0.91
812.17
65
6.16
5.25
0.91
811.26
66
6.16
5.24
0.92
810.34
67
6.16
5.23
0.93
809.41
68
6.16
5.23
0.93
808.48
69
6.16
5.22
0.94
807.54
70
6.16
5.22
0.94
806.60
71
6.16
5.21
0.95
805.65
72
6.16
5.20
0.96
804.69
73
6.16
5.20
0.96
803.73
74
6.16
5.19
0.97
802.76
75
6.16
5.18
0.98
801.78
76
6.16
5.18
0.98
800.80
77
6.16
5.17
0.99
799.81
78
6.16
5.17
0.99
798.82
79
6.16
5.16
1.00
797.81
80
6.16
5.15
1.01
796.81
81
6.16
5.15
1.01
795.79
82
6.16
5.14
1.02
794.77
83
6.16
5.13
1.03
793.75
84
6.16
5.13
1.03
792.71
85
6.16
5.12
1.04
791.67
86
6.16
5.11
1.05
790.62
87
6.16
5.11
1.05
789.57
88
6.16
5.10
1.06
788.51
89
6.16
5.09
1.07
787.44
90
6.16
5.09
1.07
786.37
91
6.16
5.08
1.08
785.29
92
6.16
5.07
1.09
784.20
93
6.16
5.06
1.10
783.10
94
6.16
5.06
1.10
782.00
95
6.16
5.05
1.11
780.89
96
6.16
5.04
1.12
779.77
97
6.16
5.04
1.12
778.65
98
6.16
5.03
1.13
777.52
99
6.16
5.02
1.14
776.38
100
6.16
5.01
1.15
775.23
101
6.16
5.01
1.15
774.08
102
6.16
5.00
1.16
772.92
103
6.16
4.99
1.17
771.75
104
6.16
4.98
1.18
770.58
105
6.16
4.98
1.18
769.39
106
6.16
4.97
1.19
768.20
107
6.16
4.96
1.20
767.00
108
6.16
4.95
1.21
765.80
109
6.16
4.95
1.21
764.58
110
6.16
4.94
1.22
763.36
111
6.16
4.93
1.23
762.13
112
6.16
4.92
1.24
760.89
113
6.16
4.91
1.25
759.65
114
6.16
4.91
1.25
758.39
115
6.16
4.90
1.26
757.13
116
6.16
4.89
1.27
755.86
117
6.16
4.88
1.28
754.58
118
6.16
4.87
1.29
753.30
119
6.16
4.87
1.29
752.00
120
6.16
4.86
1.30
750.70
121
6.16
4.85
1.31
749.39
122
6.16
4.84
1.32
748.07
123
6.16
4.83
1.33
746.74
124
6.16
4.82
1.34
745.40
125
6.16
4.81
1.35
744.05
126
6.16
4.81
1.35
742.70
127
6.16
4.80
1.36
741.34
128
6.16
4.79
1.37
739.96
129
6.16
4.78
1.38
738.58
130
6.16
4.77
1.39
737.19
131
6.16
4.76
1.40
735.79
132
6.16
4.75
1.41
734.39
133
6.16
4.74
1.42
732.97
134
6.16
4.73
1.43
731.54
135
6.16
4.72
1.44
730.11
136
6.16
4.72
1.44
728.66
137
6.16
4.71
1.45
727.21
138
6.16
4.70
1.46
725.74
139
6.16
4.69
1.47
724.27
140
6.16
4.68
1.48
722.79
141
6.16
4.67
1.49
721.30
142
6.16
4.66
1.50
719.80
143
6.16
4.65
1.51
718.28
144
6.16
4.64
1.52
716.76
145
6.16
4.63
1.53
715.23
146
6.16
4.62
1.54
713.69
147
6.16
4.61
1.55
712.14
148
6.16
4.60
1.56
710.58
149
6.16
4.59
1.57
709.01
150
6.16
4.58
1.58
707.43
151
6.16
4.57
1.59
705.84
152
6.16
4.56
1.60
704.24
153
6.16
4.55
1.61
702.62
154
6.16
4.54
1.62
701.00
155
6.16
4.53
1.63
699.37
156
6.16
4.52
1.64
697.73
157
6.16
4.51
1.65
696.07
158
6.16
4.50
1.66
694.41
159
6.16
4.48
1.68
692.73
160
6.16
4.47
1.69
691.05
161
6.16
4.46
1.70
689.35
162
6.16
4.45
1.71
687.64
163
6.16
4.44
1.72
685.92
164
6.16
4.43
1.73
684.19
165
6.16
4.42
1.74
682.45
166
6.16
4.41
1.75
680.70
167
6.16
4.40
1.76
678.93
168
6.16
4.38
1.78
677.16
169
6.16
4.37
1.79
675.37
170
6.16
4.36
1.80
673.57
171
6.16
4.35
1.81
671.76
172
6.16
4.34
1.82
669.94
173
6.16
4.33
1.83
668.11
174
6.16
4.31
1.85
666.26
175
6.16
4.30
1.86
664.41
176
6.16
4.29
1.87
662.54
177
6.16
4.28
1.88
660.66
178
6.16
4.27
1.89
658.76
179
6.16
4.25
1.91
656.86
180
6.16
4.24
1.92
654.94
181
6.16
4.23
1.93
653.01
182
6.16
4.22
1.94
651.07
183
6.16
4.20
1.96
649.11
184
6.16
4.19
1.97
647.14
185
6.16
4.18
1.98
645.16
186
6.16
4.17
1.99
643.17
187
6.16
4.15
2.01
641.16
188
6.16
4.14
2.02
639.15
189
6.16
4.13
2.03
637.11
190
6.16
4.11
2.05
635.07
191
6.16
4.10
2.06
633.01
192
6.16
4.09
2.07
630.94
193
6.16
4.07
2.09
628.85
194
6.16
4.06
2.10
626.75
195
6.16
4.05
2.11
624.64
196
6.16
4.03
2.13
622.52
197
6.16
4.02
2.14
620.38
198
6.16
4.01
2.15
618.22
199
6.16
3.99
2.17
616.06
200
6.16
3.98
2.18
613.87
201
6.16
3.96
2.20
611.68
202
6.16
3.95
2.21
609.47
203
6.16
3.94
2.22
607.25
204
6.16
3.92
2.24
605.01
205
6.16
3.91
2.25
602.75
206
6.16
3.89
2.27
600.49
207
6.16
3.88
2.28
598.21
208
6.16
3.86
2.30
595.91
209
6.16
3.85
2.31
593.60
210
6.16
3.83
2.33
591.27
211
6.16
3.82
2.34
588.93
212
6.16
3.80
2.36
586.57
213
6.16
3.79
2.37
584.20
214
6.16
3.77
2.39
581.81
215
6.16
3.76
2.40
579.41
216
6.16
3.74
2.42
576.99
217
6.16
3.73
2.43
574.56
218
6.16
3.71
2.45
572.11
219
6.16
3.69
2.47
569.65
220
6.16
3.68
2.48
567.16
221
6.16
3.66
2.50
564.67
222
6.16
3.65
2.51
562.15
223
6.16
3.63
2.53
559.63
224
6.16
3.61
2.55
557.08
225
6.16
3.60
2.56
554.52
226
6.16
3.58
2.58
551.94
227
6.16
3.56
2.60
549.34
228
6.16
3.55
2.61
546.73
229
6.16
3.53
2.63
544.10
230
6.16
3.51
2.65
541.46
231
6.16
3.50
2.66
538.79
232
6.16
3.48
2.68
536.11
233
6.16
3.46
2.70
533.41
234
6.16
3.44
2.72
530.70
235
6.16
3.43
2.73
527.97
236
6.16
3.41
2.75
525.22
237
6.16
3.39
2.77
522.45
238
6.16
3.37
2.79
519.66
239
6.16
3.36
2.80
516.86
240
6.16
3.34
2.82
514.04
241
6.16
3.32
2.84
511.20
242
6.16
3.30
2.86
508.34
243
6.16
3.28
2.88
505.46
244
6.16
3.26
2.90
502.57
245
6.16
3.25
2.91
499.65
246
6.16
3.23
2.93
496.72
247
6.16
3.21
2.95
493.77
248
6.16
3.19
2.97
490.80
249
6.16
3.17
2.99
487.81
250
6.16
3.15
3.01
484.80
251
6.16
3.13
3.03
481.77
252
6.16
3.11
3.05
478.72
253
6.16
3.09
3.07
475.65
254
6.16
3.07
3.09
472.56
255
6.16
3.05
3.11
469.45
256
6.16
3.03
3.13
466.33
257
6.16
3.01
3.15
463.18
258
6.16
2.99
3.17
460.01
259
6.16
2.97
3.19
456.82
260
6.16
2.95
3.21
453.61
261
6.16
2.93
3.23
450.38
262
6.16
2.91
3.25
447.13
263
6.16
2.89
3.27
443.86
264
6.16
2.87
3.29
440.56
265
6.16
2.85
3.31
437.25
266
6.16
2.82
3.34
433.91
267
6.16
2.80
3.36
430.55
268
6.16
2.78
3.38
427.17
269
6.16
2.76
3.40
423.77
270
6.16
2.74
3.42
420.35
271
6.16
2.71
3.45
416.91
272
6.16
2.69
3.47
413.44
273
6.16
2.67
3.49
409.95
274
6.16
2.65
3.51
406.44
275
6.16
2.62
3.54
402.90
276
6.16
2.60
3.56
399.34
277
6.16
2.58
3.58
395.76
278
6.16
2.56
3.60
392.16
279
6.16
2.53
3.63
388.53
280
6.16
2.51
3.65
384.88
281
6.16
2.49
3.67
381.20
282
6.16
2.46
3.70
377.51
283
6.16
2.44
3.72
373.78
284
6.16
2.41
3.75
370.04
285
6.16
2.39
3.77
366.27
286
6.16
2.37
3.79
362.47
287
6.16
2.34
3.82
358.66
288
6.16
2.32
3.84
354.81
289
6.16
2.29
3.87
350.94
290
6.16
2.27
3.89
347.05
291
6.16
2.24
3.92
343.13
292
6.16
2.22
3.94
339.19
293
6.16
2.19
3.97
335.22
294
6.16
2.16
4.00
331.22
295
6.16
2.14
4.02
327.20
296
6.16
2.11
4.05
323.15
297
6.16
2.09
4.07
319.08
298
6.16
2.06
4.10
314.98
299
6.16
2.03
4.13
310.86
300
6.16
2.01
4.15
306.70
301
6.16
1.98
4.18
302.53
302
6.16
1.95
4.21
298.32
303
6.16
1.93
4.23
294.09
304
6.16
1.90
4.26
289.83
305
6.16
1.87
4.29
285.54
306
6.16
1.84
4.32
281.22
307
6.16
1.82
4.34
276.88
308
6.16
1.79
4.37
272.51
309
6.16
1.76
4.40
268.11
310
6.16
1.73
4.43
263.68
311
6.16
1.70
4.46
259.22
312
6.16
1.67
4.49
254.73
313
6.16
1.65
4.51
250.22
314
6.16
1.62
4.54
245.67
315
6.16
1.59
4.57
241.10
316
6.16
1.56
4.60
236.50
317
6.16
1.53
4.63
231.87
318
6.16
1.50
4.66
227.20
319
6.16
1.47
4.69
222.51
320
6.16
1.44
4.72
217.79
321
6.16
1.41
4.75
213.03
322
6.16
1.38
4.78
208.25
323
6.16
1.34
4.82
203.44
324
6.16
1.31
4.85
198.59
325
6.16
1.28
4.88
193.71
326
6.16
1.25
4.91
188.80
327
6.16
1.22
4.94
183.86
328
6.16
1.19
4.97
178.89
329
6.16
1.16
5.00
173.88
330
6.16
1.12
5.04
168.85
331
6.16
1.09
5.07
163.78
332
6.16
1.06
5.10
158.68
333
6.16
1.02
5.14
153.54
334
6.16
0.99
5.17
148.37
335
6.16
0.96
5.20
143.17
336
6.16
0.92
5.24
137.94
337
6.16
0.89
5.27
132.67
338
6.16
0.86
5.30
127.36
339
6.16
0.82
5.34
122.03
340
6.16
0.79
5.37
116.65
341
6.16
0.75
5.41
111.25
342
6.16
0.72
5.44
105.81
343
6.16
0.68
5.48
100.33
344
6.16
0.65
5.51
94.82
345
6.16
0.61
5.55
89.27
346
6.16
0.58
5.58
83.69
347
6.16
0.54
5.62
78.07
348
6.16
0.50
5.66
72.41
349
6.16
0.47
5.69
66.72
350
6.16
0.43
5.73
60.99
351
6.16
0.39
5.77
55.22
352
6.16
0.36
5.80
49.42
353
6.16
0.32
5.84
43.58
354
6.16
0.28
5.88
37.70
355
6.16
0.24
5.92
31.78
356
6.16
0.21
5.95
25.83
357
6.16
0.17
5.99
19.84
358
6.16
0.13
6.03
13.80
359
6.16
0.09
6.07
7.73
360
6.16
0.05
6.11
1.62
361
1.63
0.01
1.62
0.00
Totals
2,219.23
1,359.23
860.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044