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| Payment Number | Beginning Balance | Interest Payment | Principal Payment | Ending Balance | Cumulative Interest | Cumulative Payments |
|---|---|---|---|---|---|---|
| 1 | $40,000.00 | $666.67 | $393.09 | $39,606.91 | $666.67 | $1,059.76 |
| 2 | $39,606.91 | $660.12 | $399.64 | $39,207.27 | $1,326.78 | $2,119.51 |
| 3 | $39,207.27 | $653.45 | $406.30 | $38,800.97 | $1,980.24 | $3,179.27 |
| 4 | $38,800.97 | $646.68 | $413.07 | $38,387.90 | $2,626.92 | $4,239.02 |
| 5 | $38,387.90 | $639.80 | $419.96 | $37,967.94 | $3,266.72 | $5,298.78 |
| 6 | $37,967.94 | $632.80 | $426.96 | $37,540.98 | $3,899.52 | $6,358.53 |
| 7 | $37,540.98 | $625.68 | $434.07 | $37,106.91 | $4,525.20 | $7,418.29 |
| 8 | $37,106.91 | $618.45 | $441.31 | $36,665.61 | $5,143.65 | $8,478.04 |
| 9 | $36,665.61 | $611.09 | $448.66 | $36,216.94 | $5,754.74 | $9,537.80 |
| 10 | $36,216.94 | $603.62 | $456.14 | $35,760.80 | $6,358.36 | $10,597.55 |
| 11 | $35,760.80 | $596.01 | $463.74 | $35,297.06 | $6,954.37 | $11,657.31 |
| 12 | $35,297.06 | $588.28 | $471.47 | $34,825.59 | $7,542.66 | $12,717.06 |
| 13 | $34,825.59 | $580.43 | $479.33 | $34,346.26 | $8,123.08 | $13,776.82 |
| 14 | $34,346.26 | $572.44 | $487.32 | $33,858.94 | $8,695.52 | $14,836.57 |
| 15 | $33,858.94 | $564.32 | $495.44 | $33,363.50 | $9,259.83 | $15,896.33 |
| 16 | $33,363.50 | $556.06 | $503.70 | $32,859.81 | $9,815.89 | $16,956.09 |
| 17 | $32,859.81 | $547.66 | $512.09 | $32,347.72 | $10,363.56 | $18,015.84 |
| 18 | $32,347.72 | $539.13 | $520.63 | $31,827.09 | $10,902.69 | $19,075.60 |
| 19 | $31,827.09 | $530.45 | $529.30 | $31,297.79 | $11,433.14 | $20,135.35 |
| 20 | $31,297.79 | $521.63 | $538.13 | $30,759.66 | $11,954.77 | $21,195.11 |
| 21 | $30,759.66 | $512.66 | $547.09 | $30,212.57 | $12,467.43 | $22,254.86 |
| 22 | $30,212.57 | $503.54 | $556.21 | $29,656.35 | $12,970.97 | $23,314.62 |
| 23 | $29,656.35 | $494.27 | $565.48 | $29,090.87 | $13,465.24 | $24,374.37 |
| 24 | $29,090.87 | $484.85 | $574.91 | $28,515.96 | $13,950.09 | $25,434.13 |
| 25 | $28,515.96 | $475.27 | $584.49 | $27,931.47 | $14,425.36 | $26,493.88 |
| 26 | $27,931.47 | $465.52 | $594.23 | $27,337.24 | $14,890.88 | $27,553.64 |
| 27 | $27,337.24 | $455.62 | $604.13 | $26,733.11 | $15,346.50 | $28,613.39 |
| 28 | $26,733.11 | $445.55 | $614.20 | $26,118.90 | $15,792.05 | $29,673.15 |
| 29 | $26,118.90 | $435.32 | $624.44 | $25,494.46 | $16,227.37 | $30,732.91 |
| 30 | $25,494.46 | $424.91 | $634.85 | $24,859.62 | $16,652.28 | $31,792.66 |
| 31 | $24,859.62 | $414.33 | $645.43 | $24,214.19 | $17,066.60 | $32,852.42 |
| 32 | $24,214.19 | $403.57 | $656.19 | $23,558.00 | $17,470.17 | $33,912.17 |
| 33 | $23,558.00 | $392.63 | $667.12 | $22,890.88 | $17,862.81 | $34,971.93 |
| 34 | $22,890.88 | $381.51 | $678.24 | $22,212.64 | $18,244.32 | $36,031.68 |
| 35 | $22,212.64 | $370.21 | $689.54 | $21,523.09 | $18,614.53 | $37,091.44 |
| 36 | $21,523.09 | $358.72 | $701.04 | $20,822.06 | $18,973.25 | $38,151.19 |
| 37 | $20,822.06 | $347.03 | $712.72 | $20,109.34 | $19,320.28 | $39,210.95 |
| 38 | $20,109.34 | $335.16 | $724.60 | $19,384.74 | $19,655.44 | $40,270.70 |
| 39 | $19,384.74 | $323.08 | $736.68 | $18,648.06 | $19,978.52 | $41,330.46 |
| 40 | $18,648.06 | $310.80 | $748.95 | $17,899.11 | $20,289.32 | $42,390.21 |
| 41 | $17,899.11 | $298.32 | $761.44 | $17,137.67 | $20,587.64 | $43,449.97 |
| 42 | $17,137.67 | $285.63 | $774.13 | $16,363.54 | $20,873.27 | $44,509.72 |
| 43 | $16,363.54 | $272.73 | $787.03 | $15,576.51 | $21,145.99 | $45,569.48 |
| 44 | $15,576.51 | $259.61 | $800.15 | $14,776.37 | $21,405.60 | $46,629.24 |
| 45 | $14,776.37 | $246.27 | $813.48 | $13,962.88 | $21,651.87 | $47,688.99 |
| 46 | $13,962.88 | $232.71 | $827.04 | $13,135.84 | $21,884.59 | $48,748.75 |
| 47 | $13,135.84 | $218.93 | $840.82 | $12,295.02 | $22,103.52 | $49,808.50 |
| 48 | $12,295.02 | $204.92 | $854.84 | $11,440.18 | $22,308.44 | $50,868.26 |
| 49 | $11,440.18 | $190.67 | $869.09 | $10,571.09 | $22,499.11 | $51,928.01 |
| 50 | $10,571.09 | $176.18 | $883.57 | $9,687.52 | $22,675.29 | $52,987.77 |
| 51 | $9,687.52 | $161.46 | $898.30 | $8,789.23 | $22,836.75 | $54,047.52 |
| 52 | $8,789.23 | $146.49 | $913.27 | $7,875.96 | $22,983.24 | $55,107.28 |
| 53 | $7,875.96 | $131.27 | $928.49 | $6,947.47 | $23,114.50 | $56,167.03 |
| 54 | $6,947.47 | $115.79 | $943.96 | $6,003.50 | $23,230.29 | $57,226.79 |
| 55 | $6,003.50 | $100.06 | $959.70 | $5,043.81 | $23,330.35 | $58,286.54 |
| 56 | $5,043.81 | $84.06 | $975.69 | $4,068.12 | $23,414.42 | $59,346.30 |
| 57 | $4,068.12 | $67.80 | $991.95 | $3,076.16 | $23,482.22 | $60,406.05 |
| 58 | $3,076.16 | $51.27 | $1,008.49 | $2,067.68 | $23,533.49 | $61,465.81 |
| 59 | $2,067.68 | $34.46 | $1,025.29 | $1,042.38 | $23,567.95 | $62,525.57 |
| 60 | $1,042.38 | $17.37 | $1,042.38 | $-0.00 | $23,585.32 | $63,585.32 |