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| Payment Number | Beginning Balance | Interest Payment | Principal Payment | Ending Balance | Cumulative Interest | Cumulative Payments |
|---|---|---|---|---|---|---|
| 1 | $28,000.00 | $186.67 | $206.24 | $27,793.76 | $186.67 | $392.91 |
| 2 | $27,793.76 | $185.29 | $207.62 | $27,586.14 | $371.96 | $785.82 |
| 3 | $27,586.14 | $183.91 | $209.00 | $27,377.13 | $555.87 | $1,178.73 |
| 4 | $27,377.13 | $182.51 | $210.40 | $27,166.73 | $738.38 | $1,571.65 |
| 5 | $27,166.73 | $181.11 | $211.80 | $26,954.93 | $919.49 | $1,964.56 |
| 6 | $26,954.93 | $179.70 | $213.21 | $26,741.72 | $1,099.19 | $2,357.47 |
| 7 | $26,741.72 | $178.28 | $214.63 | $26,527.09 | $1,277.47 | $2,750.38 |
| 8 | $26,527.09 | $176.85 | $216.06 | $26,311.03 | $1,454.32 | $3,143.29 |
| 9 | $26,311.03 | $175.41 | $217.50 | $26,093.52 | $1,629.72 | $3,536.20 |
| 10 | $26,093.52 | $173.96 | $218.95 | $25,874.57 | $1,803.68 | $3,929.11 |
| 11 | $25,874.57 | $172.50 | $220.41 | $25,654.15 | $1,976.18 | $4,322.03 |
| 12 | $25,654.15 | $171.03 | $221.88 | $25,432.27 | $2,147.21 | $4,714.94 |
| 13 | $25,432.27 | $169.55 | $223.36 | $25,208.91 | $2,316.75 | $5,107.85 |
| 14 | $25,208.91 | $168.06 | $224.85 | $24,984.05 | $2,484.81 | $5,500.76 |
| 15 | $24,984.05 | $166.56 | $226.35 | $24,757.70 | $2,651.37 | $5,893.67 |
| 16 | $24,757.70 | $165.05 | $227.86 | $24,529.84 | $2,816.42 | $6,286.58 |
| 17 | $24,529.84 | $163.53 | $229.38 | $24,300.46 | $2,979.96 | $6,679.49 |
| 18 | $24,300.46 | $162.00 | $230.91 | $24,069.55 | $3,141.96 | $7,072.41 |
| 19 | $24,069.55 | $160.46 | $232.45 | $23,837.11 | $3,302.42 | $7,465.32 |
| 20 | $23,837.11 | $158.91 | $234.00 | $23,603.11 | $3,461.34 | $7,858.23 |
| 21 | $23,603.11 | $157.35 | $235.56 | $23,367.55 | $3,618.69 | $8,251.14 |
| 22 | $23,367.55 | $155.78 | $237.13 | $23,130.42 | $3,774.48 | $8,644.05 |
| 23 | $23,130.42 | $154.20 | $238.71 | $22,891.72 | $3,928.68 | $9,036.96 |
| 24 | $22,891.72 | $152.61 | $240.30 | $22,651.42 | $4,081.29 | $9,429.87 |
| 25 | $22,651.42 | $151.01 | $241.90 | $22,409.51 | $4,232.30 | $9,822.79 |
| 26 | $22,409.51 | $149.40 | $243.51 | $22,166.00 | $4,381.70 | $10,215.70 |
| 27 | $22,166.00 | $147.77 | $245.14 | $21,920.86 | $4,529.47 | $10,608.61 |
| 28 | $21,920.86 | $146.14 | $246.77 | $21,674.09 | $4,675.61 | $11,001.52 |
| 29 | $21,674.09 | $144.49 | $248.42 | $21,425.67 | $4,820.10 | $11,394.43 |
| 30 | $21,425.67 | $142.84 | $250.07 | $21,175.60 | $4,962.94 | $11,787.34 |
| 31 | $21,175.60 | $141.17 | $251.74 | $20,923.86 | $5,104.11 | $12,180.25 |
| 32 | $20,923.86 | $139.49 | $253.42 | $20,670.44 | $5,243.60 | $12,573.16 |
| 33 | $20,670.44 | $137.80 | $255.11 | $20,415.33 | $5,381.41 | $12,966.08 |
| 34 | $20,415.33 | $136.10 | $256.81 | $20,158.52 | $5,517.51 | $13,358.99 |
| 35 | $20,158.52 | $134.39 | $258.52 | $19,900.00 | $5,651.90 | $13,751.90 |
| 36 | $19,900.00 | $132.67 | $260.24 | $19,639.75 | $5,784.57 | $14,144.81 |
| 37 | $19,639.75 | $130.93 | $261.98 | $19,377.77 | $5,915.50 | $14,537.72 |
| 38 | $19,377.77 | $129.19 | $263.73 | $19,114.05 | $6,044.68 | $14,930.63 |
| 39 | $19,114.05 | $127.43 | $265.48 | $18,848.56 | $6,172.11 | $15,323.54 |
| 40 | $18,848.56 | $125.66 | $267.25 | $18,581.31 | $6,297.77 | $15,716.46 |
| 41 | $18,581.31 | $123.88 | $269.04 | $18,312.27 | $6,421.64 | $16,109.37 |
| 42 | $18,312.27 | $122.08 | $270.83 | $18,041.44 | $6,543.72 | $16,502.28 |
| 43 | $18,041.44 | $120.28 | $272.64 | $17,768.81 | $6,664.00 | $16,895.19 |
| 44 | $17,768.81 | $118.46 | $274.45 | $17,494.36 | $6,782.46 | $17,288.10 |
| 45 | $17,494.36 | $116.63 | $276.28 | $17,218.07 | $6,899.09 | $17,681.01 |
| 46 | $17,218.07 | $114.79 | $278.12 | $16,939.95 | $7,013.87 | $18,073.92 |
| 47 | $16,939.95 | $112.93 | $279.98 | $16,659.97 | $7,126.81 | $18,466.84 |
| 48 | $16,659.97 | $111.07 | $281.84 | $16,378.13 | $7,237.87 | $18,859.75 |
| 49 | $16,378.13 | $109.19 | $283.72 | $16,094.40 | $7,347.06 | $19,252.66 |
| 50 | $16,094.40 | $107.30 | $285.62 | $15,808.79 | $7,454.36 | $19,645.57 |
| 51 | $15,808.79 | $105.39 | $287.52 | $15,521.27 | $7,559.75 | $20,038.48 |
| 52 | $15,521.27 | $103.48 | $289.44 | $15,231.83 | $7,663.22 | $20,431.39 |
| 53 | $15,231.83 | $101.55 | $291.37 | $14,940.47 | $7,764.77 | $20,824.30 |
| 54 | $14,940.47 | $99.60 | $293.31 | $14,647.16 | $7,864.37 | $21,217.22 |
| 55 | $14,647.16 | $97.65 | $295.26 | $14,351.89 | $7,962.02 | $21,610.13 |
| 56 | $14,351.89 | $95.68 | $297.23 | $14,054.66 | $8,057.70 | $22,003.04 |
| 57 | $14,054.66 | $93.70 | $299.21 | $13,755.45 | $8,151.40 | $22,395.95 |
| 58 | $13,755.45 | $91.70 | $301.21 | $13,454.24 | $8,243.10 | $22,788.86 |
| 59 | $13,454.24 | $89.69 | $303.22 | $13,151.02 | $8,332.80 | $23,181.77 |
| 60 | $13,151.02 | $87.67 | $305.24 | $12,845.79 | $8,420.47 | $23,574.68 |
| 61 | $12,845.79 | $85.64 | $307.27 | $12,538.51 | $8,506.11 | $23,967.60 |
| 62 | $12,538.51 | $83.59 | $309.32 | $12,229.19 | $8,589.70 | $24,360.51 |
| 63 | $12,229.19 | $81.53 | $311.38 | $11,917.81 | $8,671.23 | $24,753.42 |
| 64 | $11,917.81 | $79.45 | $313.46 | $11,604.35 | $8,750.68 | $25,146.33 |
| 65 | $11,604.35 | $77.36 | $315.55 | $11,288.80 | $8,828.04 | $25,539.24 |
| 66 | $11,288.80 | $75.26 | $317.65 | $10,971.15 | $8,903.30 | $25,932.15 |
| 67 | $10,971.15 | $73.14 | $319.77 | $10,651.38 | $8,976.44 | $26,325.06 |
| 68 | $10,651.38 | $71.01 | $321.90 | $10,329.47 | $9,047.45 | $26,717.98 |
| 69 | $10,329.47 | $68.86 | $324.05 | $10,005.43 | $9,116.31 | $27,110.89 |
| 70 | $10,005.43 | $66.70 | $326.21 | $9,679.22 | $9,183.02 | $27,503.80 |
| 71 | $9,679.22 | $64.53 | $328.38 | $9,350.83 | $9,247.54 | $27,896.71 |
| 72 | $9,350.83 | $62.34 | $330.57 | $9,020.26 | $9,309.88 | $28,289.62 |
| 73 | $9,020.26 | $60.14 | $332.78 | $8,687.48 | $9,370.02 | $28,682.53 |
| 74 | $8,687.48 | $57.92 | $334.99 | $8,352.49 | $9,427.93 | $29,075.44 |
| 75 | $8,352.49 | $55.68 | $337.23 | $8,015.26 | $9,483.62 | $29,468.36 |
| 76 | $8,015.26 | $53.44 | $339.48 | $7,675.79 | $9,537.05 | $29,861.27 |
| 77 | $7,675.79 | $51.17 | $341.74 | $7,334.05 | $9,588.22 | $30,254.18 |
| 78 | $7,334.05 | $48.89 | $344.02 | $6,990.03 | $9,637.12 | $30,647.09 |
| 79 | $6,990.03 | $46.60 | $346.31 | $6,643.72 | $9,683.72 | $31,040.00 |
| 80 | $6,643.72 | $44.29 | $348.62 | $6,295.10 | $9,728.01 | $31,432.91 |
| 81 | $6,295.10 | $41.97 | $350.94 | $5,944.15 | $9,769.98 | $31,825.82 |
| 82 | $5,944.15 | $39.63 | $353.28 | $5,590.87 | $9,809.60 | $32,218.74 |
| 83 | $5,590.87 | $37.27 | $355.64 | $5,235.23 | $9,846.88 | $32,611.65 |
| 84 | $5,235.23 | $34.90 | $358.01 | $4,877.22 | $9,881.78 | $33,004.56 |
| 85 | $4,877.22 | $32.51 | $360.40 | $4,516.82 | $9,914.29 | $33,397.47 |
| 86 | $4,516.82 | $30.11 | $362.80 | $4,154.02 | $9,944.41 | $33,790.38 |
| 87 | $4,154.02 | $27.69 | $365.22 | $3,788.81 | $9,972.10 | $34,183.29 |
| 88 | $3,788.81 | $25.26 | $367.65 | $3,421.15 | $9,997.36 | $34,576.20 |
| 89 | $3,421.15 | $22.81 | $370.10 | $3,051.05 | $10,020.17 | $34,969.11 |
| 90 | $3,051.05 | $20.34 | $372.57 | $2,678.48 | $10,040.51 | $35,362.03 |
| 91 | $2,678.48 | $17.86 | $375.05 | $2,303.42 | $10,058.36 | $35,754.94 |
| 92 | $2,303.42 | $15.36 | $377.56 | $1,925.87 | $10,073.72 | $36,147.85 |
| 93 | $1,925.87 | $12.84 | $380.07 | $1,545.80 | $10,086.56 | $36,540.76 |
| 94 | $1,545.80 | $10.31 | $382.61 | $1,163.19 | $10,096.86 | $36,933.67 |
| 95 | $1,163.19 | $7.75 | $385.16 | $778.03 | $10,104.62 | $37,326.58 |
| 96 | $778.03 | $5.19 | $387.72 | $390.31 | $10,109.80 | $37,719.49 |
| 97 | $390.31 | $2.60 | $390.31 | $-0.00 | $10,112.41 | $38,112.41 |