Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,230.02  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,230.02
898.17
331.85
246,024.15
2
1,230.02
896.96
333.06
245,691.10
3
1,230.02
895.75
334.27
245,356.82
4
1,230.02
894.53
335.49
245,021.33
5
1,230.02
893.31
336.71
244,684.62
6
1,230.02
892.08
337.94
244,346.68
7
1,230.02
890.85
339.17
244,007.51
8
1,230.02
889.61
340.41
243,667.10
9
1,230.02
888.37
341.65
243,325.45
10
1,230.02
887.12
342.90
242,982.55
11
1,230.02
885.87
344.15
242,638.41
12
1,230.02
884.62
345.40
242,293.01
13
1,230.02
883.36
346.66
241,946.35
14
1,230.02
882.10
347.92
241,598.42
15
1,230.02
880.83
349.19
241,249.23
16
1,230.02
879.55
350.47
240,898.76
17
1,230.02
878.28
351.74
240,547.02
18
1,230.02
876.99
353.03
240,194.00
19
1,230.02
875.71
354.31
239,839.68
20
1,230.02
874.42
355.60
239,484.08
21
1,230.02
873.12
356.90
239,127.18
22
1,230.02
871.82
358.20
238,768.97
23
1,230.02
870.51
359.51
238,409.47
24
1,230.02
869.20
360.82
238,048.65
25
1,230.02
867.89
362.13
237,686.51
26
1,230.02
866.57
363.45
237,323.06
27
1,230.02
865.24
364.78
236,958.28
28
1,230.02
863.91
366.11
236,592.17
29
1,230.02
862.58
367.44
236,224.73
30
1,230.02
861.24
368.78
235,855.94
31
1,230.02
859.89
370.13
235,485.81
32
1,230.02
858.54
371.48
235,114.33
33
1,230.02
857.19
372.83
234,741.50
34
1,230.02
855.83
374.19
234,367.31
35
1,230.02
854.46
375.56
233,991.75
36
1,230.02
853.09
376.93
233,614.83
37
1,230.02
851.72
378.30
233,236.53
38
1,230.02
850.34
379.68
232,856.85
39
1,230.02
848.96
381.06
232,475.79
40
1,230.02
847.57
382.45
232,093.34
41
1,230.02
846.17
383.85
231,709.49
42
1,230.02
844.77
385.25
231,324.25
43
1,230.02
843.37
386.65
230,937.59
44
1,230.02
841.96
388.06
230,549.53
45
1,230.02
840.55
389.47
230,160.06
46
1,230.02
839.13
390.89
229,769.17
47
1,230.02
837.70
392.32
229,376.85
48
1,230.02
836.27
393.75
228,983.09
49
1,230.02
834.83
395.19
228,587.91
50
1,230.02
833.39
396.63
228,191.28
51
1,230.02
831.95
398.07
227,793.21
52
1,230.02
830.50
399.52
227,393.69
53
1,230.02
829.04
400.98
226,992.71
54
1,230.02
827.58
402.44
226,590.26
55
1,230.02
826.11
403.91
226,186.35
56
1,230.02
824.64
405.38
225,780.97
57
1,230.02
823.16
406.86
225,374.11
58
1,230.02
821.68
408.34
224,965.77
59
1,230.02
820.19
409.83
224,555.94
60
1,230.02
818.69
411.33
224,144.61
61
1,230.02
817.19
412.83
223,731.78
62
1,230.02
815.69
414.33
223,317.45
63
1,230.02
814.18
415.84
222,901.61
64
1,230.02
812.66
417.36
222,484.25
65
1,230.02
811.14
418.88
222,065.37
66
1,230.02
809.61
420.41
221,644.97
67
1,230.02
808.08
421.94
221,223.03
68
1,230.02
806.54
423.48
220,799.55
69
1,230.02
805.00
425.02
220,374.53
70
1,230.02
803.45
426.57
219,947.96
71
1,230.02
801.89
428.13
219,519.83
72
1,230.02
800.33
429.69
219,090.14
73
1,230.02
798.77
431.25
218,658.89
74
1,230.02
797.19
432.83
218,226.06
75
1,230.02
795.62
434.40
217,791.66
76
1,230.02
794.03
435.99
217,355.67
77
1,230.02
792.44
437.58
216,918.09
78
1,230.02
790.85
439.17
216,478.92
79
1,230.02
789.25
440.77
216,038.15
80
1,230.02
787.64
442.38
215,595.76
81
1,230.02
786.03
443.99
215,151.77
82
1,230.02
784.41
445.61
214,706.16
83
1,230.02
782.78
447.24
214,258.92
84
1,230.02
781.15
448.87
213,810.05
85
1,230.02
779.52
450.50
213,359.55
86
1,230.02
777.87
452.15
212,907.40
87
1,230.02
776.22
453.80
212,453.61
88
1,230.02
774.57
455.45
211,998.16
89
1,230.02
772.91
457.11
211,541.05
90
1,230.02
771.24
458.78
211,082.27
91
1,230.02
769.57
460.45
210,621.82
92
1,230.02
767.89
462.13
210,159.69
93
1,230.02
766.21
463.81
209,695.88
94
1,230.02
764.52
465.50
209,230.38
95
1,230.02
762.82
467.20
208,763.18
96
1,230.02
761.12
468.90
208,294.27
97
1,230.02
759.41
470.61
207,823.66
98
1,230.02
757.69
472.33
207,351.33
99
1,230.02
755.97
474.05
206,877.28
100
1,230.02
754.24
475.78
206,401.50
101
1,230.02
752.51
477.51
205,923.98
102
1,230.02
750.76
479.26
205,444.73
103
1,230.02
749.02
481.00
204,963.72
104
1,230.02
747.26
482.76
204,480.97
105
1,230.02
745.50
484.52
203,996.45
106
1,230.02
743.74
486.28
203,510.17
107
1,230.02
741.96
488.06
203,022.11
108
1,230.02
740.18
489.84
202,532.28
109
1,230.02
738.40
491.62
202,040.66
110
1,230.02
736.61
493.41
201,547.24
111
1,230.02
734.81
495.21
201,052.03
112
1,230.02
733.00
497.02
200,555.01
113
1,230.02
731.19
498.83
200,056.18
114
1,230.02
729.37
500.65
199,555.53
115
1,230.02
727.55
502.47
199,053.06
116
1,230.02
725.71
504.31
198,548.76
117
1,230.02
723.88
506.14
198,042.61
118
1,230.02
722.03
507.99
197,534.62
119
1,230.02
720.18
509.84
197,024.78
120
1,230.02
718.32
511.70
196,513.08
121
1,230.02
716.45
513.57
195,999.51
122
1,230.02
714.58
515.44
195,484.07
123
1,230.02
712.70
517.32
194,966.76
124
1,230.02
710.82
519.20
194,447.55
125
1,230.02
708.92
521.10
193,926.46
126
1,230.02
707.02
523.00
193,403.46
127
1,230.02
705.12
524.90
192,878.56
128
1,230.02
703.20
526.82
192,351.74
129
1,230.02
701.28
528.74
191,823.00
130
1,230.02
699.35
530.67
191,292.34
131
1,230.02
697.42
532.60
190,759.74
132
1,230.02
695.48
534.54
190,225.20
133
1,230.02
693.53
536.49
189,688.70
134
1,230.02
691.57
538.45
189,150.26
135
1,230.02
689.61
540.41
188,609.85
136
1,230.02
687.64
542.38
188,067.47
137
1,230.02
685.66
544.36
187,523.11
138
1,230.02
683.68
546.34
186,976.77
139
1,230.02
681.69
548.33
186,428.44
140
1,230.02
679.69
550.33
185,878.10
141
1,230.02
677.68
552.34
185,325.76
142
1,230.02
675.67
554.35
184,771.41
143
1,230.02
673.65
556.37
184,215.04
144
1,230.02
671.62
558.40
183,656.63
145
1,230.02
669.58
560.44
183,096.19
146
1,230.02
667.54
562.48
182,533.71
147
1,230.02
665.49
564.53
181,969.18
148
1,230.02
663.43
566.59
181,402.59
149
1,230.02
661.36
568.66
180,833.93
150
1,230.02
659.29
570.73
180,263.20
151
1,230.02
657.21
572.81
179,690.39
152
1,230.02
655.12
574.90
179,115.49
153
1,230.02
653.03
576.99
178,538.50
154
1,230.02
650.92
579.10
177,959.40
155
1,230.02
648.81
581.21
177,378.19
156
1,230.02
646.69
583.33
176,794.86
157
1,230.02
644.56
585.46
176,209.41
158
1,230.02
642.43
587.59
175,621.82
159
1,230.02
640.29
589.73
175,032.09
160
1,230.02
638.14
591.88
174,440.20
161
1,230.02
635.98
594.04
173,846.16
162
1,230.02
633.81
596.21
173,249.96
163
1,230.02
631.64
598.38
172,651.58
164
1,230.02
629.46
600.56
172,051.02
165
1,230.02
627.27
602.75
171,448.27
166
1,230.02
625.07
604.95
170,843.32
167
1,230.02
622.87
607.15
170,236.16
168
1,230.02
620.65
609.37
169,626.80
169
1,230.02
618.43
611.59
169,015.21
170
1,230.02
616.20
613.82
168,401.39
171
1,230.02
613.96
616.06
167,785.33
172
1,230.02
611.72
618.30
167,167.03
173
1,230.02
609.46
620.56
166,546.47
174
1,230.02
607.20
622.82
165,923.65
175
1,230.02
604.93
625.09
165,298.56
176
1,230.02
602.65
627.37
164,671.19
177
1,230.02
600.36
629.66
164,041.54
178
1,230.02
598.07
631.95
163,409.59
179
1,230.02
595.76
634.26
162,775.33
180
1,230.02
593.45
636.57
162,138.76
181
1,230.02
591.13
638.89
161,499.87
182
1,230.02
588.80
641.22
160,858.65
183
1,230.02
586.46
643.56
160,215.10
184
1,230.02
584.12
645.90
159,569.20
185
1,230.02
581.76
648.26
158,920.94
186
1,230.02
579.40
650.62
158,270.32
187
1,230.02
577.03
652.99
157,617.33
188
1,230.02
574.65
655.37
156,961.95
189
1,230.02
572.26
657.76
156,304.19
190
1,230.02
569.86
660.16
155,644.03
191
1,230.02
567.45
662.57
154,981.46
192
1,230.02
565.04
664.98
154,316.48
193
1,230.02
562.61
667.41
153,649.07
194
1,230.02
560.18
669.84
152,979.23
195
1,230.02
557.74
672.28
152,306.94
196
1,230.02
555.29
674.73
151,632.21
197
1,230.02
552.83
677.19
150,955.02
198
1,230.02
550.36
679.66
150,275.35
199
1,230.02
547.88
682.14
149,593.21
200
1,230.02
545.39
684.63
148,908.58
201
1,230.02
542.90
687.12
148,221.46
202
1,230.02
540.39
689.63
147,531.83
203
1,230.02
537.88
692.14
146,839.69
204
1,230.02
535.35
694.67
146,145.02
205
1,230.02
532.82
697.20
145,447.82
206
1,230.02
530.28
699.74
144,748.08
207
1,230.02
527.73
702.29
144,045.79
208
1,230.02
525.17
704.85
143,340.93
209
1,230.02
522.60
707.42
142,633.51
210
1,230.02
520.02
710.00
141,923.51
211
1,230.02
517.43
712.59
141,210.92
212
1,230.02
514.83
715.19
140,495.73
213
1,230.02
512.22
717.80
139,777.93
214
1,230.02
509.61
720.41
139,057.52
215
1,230.02
506.98
723.04
138,334.48
216
1,230.02
504.34
725.68
137,608.81
217
1,230.02
501.70
728.32
136,880.48
218
1,230.02
499.04
730.98
136,149.51
219
1,230.02
496.38
733.64
135,415.87
220
1,230.02
493.70
736.32
134,679.55
221
1,230.02
491.02
739.00
133,940.55
222
1,230.02
488.32
741.70
133,198.85
223
1,230.02
485.62
744.40
132,454.45
224
1,230.02
482.91
747.11
131,707.34
225
1,230.02
480.18
749.84
130,957.50
226
1,230.02
477.45
752.57
130,204.93
227
1,230.02
474.71
755.31
129,449.62
228
1,230.02
471.95
758.07
128,691.55
229
1,230.02
469.19
760.83
127,930.72
230
1,230.02
466.41
763.61
127,167.11
231
1,230.02
463.63
766.39
126,400.72
232
1,230.02
460.84
769.18
125,631.54
233
1,230.02
458.03
771.99
124,859.55
234
1,230.02
455.22
774.80
124,084.75
235
1,230.02
452.39
777.63
123,307.12
236
1,230.02
449.56
780.46
122,526.66
237
1,230.02
446.71
783.31
121,743.35
238
1,230.02
443.86
786.16
120,957.18
239
1,230.02
440.99
789.03
120,168.15
240
1,230.02
438.11
791.91
119,376.25
241
1,230.02
435.23
794.79
118,581.45
242
1,230.02
432.33
797.69
117,783.76
243
1,230.02
429.42
800.60
116,983.16
244
1,230.02
426.50
803.52
116,179.64
245
1,230.02
423.57
806.45
115,373.19
246
1,230.02
420.63
809.39
114,563.81
247
1,230.02
417.68
812.34
113,751.47
248
1,230.02
414.72
815.30
112,936.17
249
1,230.02
411.75
818.27
112,117.89
250
1,230.02
408.76
821.26
111,296.63
251
1,230.02
405.77
824.25
110,472.38
252
1,230.02
402.76
827.26
109,645.13
253
1,230.02
399.75
830.27
108,814.86
254
1,230.02
396.72
833.30
107,981.56
255
1,230.02
393.68
836.34
107,145.22
256
1,230.02
390.63
839.39
106,305.83
257
1,230.02
387.57
842.45
105,463.39
258
1,230.02
384.50
845.52
104,617.87
259
1,230.02
381.42
848.60
103,769.27
260
1,230.02
378.33
851.69
102,917.57
261
1,230.02
375.22
854.80
102,062.77
262
1,230.02
372.10
857.92
101,204.86
263
1,230.02
368.98
861.04
100,343.81
264
1,230.02
365.84
864.18
99,479.63
265
1,230.02
362.69
867.33
98,612.30
266
1,230.02
359.52
870.50
97,741.80
267
1,230.02
356.35
873.67
96,868.13
268
1,230.02
353.17
876.85
95,991.28
269
1,230.02
349.97
880.05
95,111.22
270
1,230.02
346.76
883.26
94,227.96
271
1,230.02
343.54
886.48
93,341.48
272
1,230.02
340.31
889.71
92,451.77
273
1,230.02
337.06
892.96
91,558.81
274
1,230.02
333.81
896.21
90,662.60
275
1,230.02
330.54
899.48
89,763.12
276
1,230.02
327.26
902.76
88,860.36
277
1,230.02
323.97
906.05
87,954.31
278
1,230.02
320.67
909.35
87,044.96
279
1,230.02
317.35
912.67
86,132.29
280
1,230.02
314.02
916.00
85,216.30
281
1,230.02
310.68
919.34
84,296.96
282
1,230.02
307.33
922.69
83,374.27
283
1,230.02
303.97
926.05
82,448.22
284
1,230.02
300.59
929.43
81,518.79
285
1,230.02
297.20
932.82
80,585.98
286
1,230.02
293.80
936.22
79,649.76
287
1,230.02
290.39
939.63
78,710.13
288
1,230.02
286.96
943.06
77,767.08
289
1,230.02
283.53
946.49
76,820.58
290
1,230.02
280.08
949.94
75,870.64
291
1,230.02
276.61
953.41
74,917.23
292
1,230.02
273.14
956.88
73,960.34
293
1,230.02
269.65
960.37
72,999.97
294
1,230.02
266.15
963.87
72,036.10
295
1,230.02
262.63
967.39
71,068.71
296
1,230.02
259.10
970.92
70,097.79
297
1,230.02
255.56
974.46
69,123.34
298
1,230.02
252.01
978.01
68,145.33
299
1,230.02
248.45
981.57
67,163.76
300
1,230.02
244.87
985.15
66,178.60
301
1,230.02
241.28
988.74
65,189.86
302
1,230.02
237.67
992.35
64,197.51
303
1,230.02
234.05
995.97
63,201.55
304
1,230.02
230.42
999.60
62,201.95
305
1,230.02
226.78
1,003.24
61,198.71
306
1,230.02
223.12
1,006.90
60,191.81
307
1,230.02
219.45
1,010.57
59,181.23
308
1,230.02
215.76
1,014.26
58,166.98
309
1,230.02
212.07
1,017.95
57,149.03
310
1,230.02
208.36
1,021.66
56,127.36
311
1,230.02
204.63
1,025.39
55,101.97
312
1,230.02
200.89
1,029.13
54,072.85
313
1,230.02
197.14
1,032.88
53,039.97
314
1,230.02
193.37
1,036.65
52,003.32
315
1,230.02
189.60
1,040.42
50,962.90
316
1,230.02
185.80
1,044.22
49,918.68
317
1,230.02
182.00
1,048.02
48,870.65
318
1,230.02
178.17
1,051.85
47,818.81
319
1,230.02
174.34
1,055.68
46,763.13
320
1,230.02
170.49
1,059.53
45,703.60
321
1,230.02
166.63
1,063.39
44,640.21
322
1,230.02
162.75
1,067.27
43,572.94
323
1,230.02
158.86
1,071.16
42,501.78
324
1,230.02
154.95
1,075.07
41,426.71
325
1,230.02
151.03
1,078.99
40,347.73
326
1,230.02
147.10
1,082.92
39,264.81
327
1,230.02
143.15
1,086.87
38,177.94
328
1,230.02
139.19
1,090.83
37,087.11
329
1,230.02
135.21
1,094.81
35,992.30
330
1,230.02
131.22
1,098.80
34,893.51
331
1,230.02
127.22
1,102.80
33,790.70
332
1,230.02
123.20
1,106.82
32,683.88
333
1,230.02
119.16
1,110.86
31,573.02
334
1,230.02
115.11
1,114.91
30,458.11
335
1,230.02
111.05
1,118.97
29,339.13
336
1,230.02
106.97
1,123.05
28,216.08
337
1,230.02
102.87
1,127.15
27,088.93
338
1,230.02
98.76
1,131.26
25,957.67
339
1,230.02
94.64
1,135.38
24,822.29
340
1,230.02
90.50
1,139.52
23,682.77
341
1,230.02
86.34
1,143.68
22,539.09
342
1,230.02
82.17
1,147.85
21,391.24
343
1,230.02
77.99
1,152.03
20,239.21
344
1,230.02
73.79
1,156.23
19,082.98
345
1,230.02
69.57
1,160.45
17,922.53
346
1,230.02
65.34
1,164.68
16,757.86
347
1,230.02
61.10
1,168.92
15,588.93
348
1,230.02
56.83
1,173.19
14,415.75
349
1,230.02
52.56
1,177.46
13,238.29
350
1,230.02
48.26
1,181.76
12,056.53
351
1,230.02
43.96
1,186.06
10,870.47
352
1,230.02
39.63
1,190.39
9,680.08
353
1,230.02
35.29
1,194.73
8,485.35
354
1,230.02
30.94
1,199.08
7,286.27
355
1,230.02
26.56
1,203.46
6,082.81
356
1,230.02
22.18
1,207.84
4,874.97
357
1,230.02
17.77
1,212.25
3,662.72
358
1,230.02
13.35
1,216.67
2,446.05
359
1,230.02
8.92
1,221.10
1,224.95
360
1,229.42
4.47
1,224.95
0.00
Totals
442,806.60
196,450.60
246,356.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044