Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,231.25  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,231.25
911.25
320.00
242,680.00
2
1,231.25
910.05
321.20
242,358.80
3
1,231.25
908.85
322.40
242,036.40
4
1,231.25
907.64
323.61
241,712.78
5
1,231.25
906.42
324.83
241,387.95
6
1,231.25
905.20
326.05
241,061.91
7
1,231.25
903.98
327.27
240,734.64
8
1,231.25
902.75
328.50
240,406.15
9
1,231.25
901.52
329.73
240,076.42
10
1,231.25
900.29
330.96
239,745.46
11
1,231.25
899.05
332.20
239,413.25
12
1,231.25
897.80
333.45
239,079.80
13
1,231.25
896.55
334.70
238,745.10
14
1,231.25
895.29
335.96
238,409.14
15
1,231.25
894.03
337.22
238,071.93
16
1,231.25
892.77
338.48
237,733.45
17
1,231.25
891.50
339.75
237,393.70
18
1,231.25
890.23
341.02
237,052.68
19
1,231.25
888.95
342.30
236,710.37
20
1,231.25
887.66
343.59
236,366.79
21
1,231.25
886.38
344.87
236,021.91
22
1,231.25
885.08
346.17
235,675.74
23
1,231.25
883.78
347.47
235,328.28
24
1,231.25
882.48
348.77
234,979.51
25
1,231.25
881.17
350.08
234,629.43
26
1,231.25
879.86
351.39
234,278.04
27
1,231.25
878.54
352.71
233,925.34
28
1,231.25
877.22
354.03
233,571.31
29
1,231.25
875.89
355.36
233,215.95
30
1,231.25
874.56
356.69
232,859.26
31
1,231.25
873.22
358.03
232,501.23
32
1,231.25
871.88
359.37
232,141.86
33
1,231.25
870.53
360.72
231,781.14
34
1,231.25
869.18
362.07
231,419.07
35
1,231.25
867.82
363.43
231,055.64
36
1,231.25
866.46
364.79
230,690.85
37
1,231.25
865.09
366.16
230,324.69
38
1,231.25
863.72
367.53
229,957.16
39
1,231.25
862.34
368.91
229,588.25
40
1,231.25
860.96
370.29
229,217.96
41
1,231.25
859.57
371.68
228,846.27
42
1,231.25
858.17
373.08
228,473.20
43
1,231.25
856.77
374.48
228,098.72
44
1,231.25
855.37
375.88
227,722.84
45
1,231.25
853.96
377.29
227,345.55
46
1,231.25
852.55
378.70
226,966.85
47
1,231.25
851.13
380.12
226,586.72
48
1,231.25
849.70
381.55
226,205.17
49
1,231.25
848.27
382.98
225,822.19
50
1,231.25
846.83
384.42
225,437.78
51
1,231.25
845.39
385.86
225,051.92
52
1,231.25
843.94
387.31
224,664.61
53
1,231.25
842.49
388.76
224,275.85
54
1,231.25
841.03
390.22
223,885.64
55
1,231.25
839.57
391.68
223,493.96
56
1,231.25
838.10
393.15
223,100.81
57
1,231.25
836.63
394.62
222,706.19
58
1,231.25
835.15
396.10
222,310.09
59
1,231.25
833.66
397.59
221,912.50
60
1,231.25
832.17
399.08
221,513.42
61
1,231.25
830.68
400.57
221,112.85
62
1,231.25
829.17
402.08
220,710.77
63
1,231.25
827.67
403.58
220,307.19
64
1,231.25
826.15
405.10
219,902.09
65
1,231.25
824.63
406.62
219,495.47
66
1,231.25
823.11
408.14
219,087.33
67
1,231.25
821.58
409.67
218,677.66
68
1,231.25
820.04
411.21
218,266.45
69
1,231.25
818.50
412.75
217,853.70
70
1,231.25
816.95
414.30
217,439.40
71
1,231.25
815.40
415.85
217,023.55
72
1,231.25
813.84
417.41
216,606.14
73
1,231.25
812.27
418.98
216,187.16
74
1,231.25
810.70
420.55
215,766.61
75
1,231.25
809.12
422.13
215,344.48
76
1,231.25
807.54
423.71
214,920.78
77
1,231.25
805.95
425.30
214,495.48
78
1,231.25
804.36
426.89
214,068.59
79
1,231.25
802.76
428.49
213,640.09
80
1,231.25
801.15
430.10
213,210.00
81
1,231.25
799.54
431.71
212,778.28
82
1,231.25
797.92
433.33
212,344.95
83
1,231.25
796.29
434.96
211,909.99
84
1,231.25
794.66
436.59
211,473.41
85
1,231.25
793.03
438.22
211,035.18
86
1,231.25
791.38
439.87
210,595.31
87
1,231.25
789.73
441.52
210,153.80
88
1,231.25
788.08
443.17
209,710.62
89
1,231.25
786.41
444.84
209,265.79
90
1,231.25
784.75
446.50
208,819.29
91
1,231.25
783.07
448.18
208,371.11
92
1,231.25
781.39
449.86
207,921.25
93
1,231.25
779.70
451.55
207,469.70
94
1,231.25
778.01
453.24
207,016.47
95
1,231.25
776.31
454.94
206,561.53
96
1,231.25
774.61
456.64
206,104.88
97
1,231.25
772.89
458.36
205,646.53
98
1,231.25
771.17
460.08
205,186.45
99
1,231.25
769.45
461.80
204,724.65
100
1,231.25
767.72
463.53
204,261.12
101
1,231.25
765.98
465.27
203,795.85
102
1,231.25
764.23
467.02
203,328.83
103
1,231.25
762.48
468.77
202,860.06
104
1,231.25
760.73
470.52
202,389.54
105
1,231.25
758.96
472.29
201,917.25
106
1,231.25
757.19
474.06
201,443.19
107
1,231.25
755.41
475.84
200,967.35
108
1,231.25
753.63
477.62
200,489.73
109
1,231.25
751.84
479.41
200,010.32
110
1,231.25
750.04
481.21
199,529.10
111
1,231.25
748.23
483.02
199,046.09
112
1,231.25
746.42
484.83
198,561.26
113
1,231.25
744.60
486.65
198,074.62
114
1,231.25
742.78
488.47
197,586.15
115
1,231.25
740.95
490.30
197,095.84
116
1,231.25
739.11
492.14
196,603.70
117
1,231.25
737.26
493.99
196,109.72
118
1,231.25
735.41
495.84
195,613.88
119
1,231.25
733.55
497.70
195,116.18
120
1,231.25
731.69
499.56
194,616.62
121
1,231.25
729.81
501.44
194,115.18
122
1,231.25
727.93
503.32
193,611.86
123
1,231.25
726.04
505.21
193,106.66
124
1,231.25
724.15
507.10
192,599.56
125
1,231.25
722.25
509.00
192,090.55
126
1,231.25
720.34
510.91
191,579.64
127
1,231.25
718.42
512.83
191,066.82
128
1,231.25
716.50
514.75
190,552.07
129
1,231.25
714.57
516.68
190,035.39
130
1,231.25
712.63
518.62
189,516.77
131
1,231.25
710.69
520.56
188,996.21
132
1,231.25
708.74
522.51
188,473.69
133
1,231.25
706.78
524.47
187,949.22
134
1,231.25
704.81
526.44
187,422.78
135
1,231.25
702.84
528.41
186,894.37
136
1,231.25
700.85
530.40
186,363.97
137
1,231.25
698.86
532.39
185,831.58
138
1,231.25
696.87
534.38
185,297.20
139
1,231.25
694.86
536.39
184,760.82
140
1,231.25
692.85
538.40
184,222.42
141
1,231.25
690.83
540.42
183,682.00
142
1,231.25
688.81
542.44
183,139.56
143
1,231.25
686.77
544.48
182,595.08
144
1,231.25
684.73
546.52
182,048.57
145
1,231.25
682.68
548.57
181,500.00
146
1,231.25
680.62
550.63
180,949.37
147
1,231.25
678.56
552.69
180,396.68
148
1,231.25
676.49
554.76
179,841.92
149
1,231.25
674.41
556.84
179,285.08
150
1,231.25
672.32
558.93
178,726.15
151
1,231.25
670.22
561.03
178,165.12
152
1,231.25
668.12
563.13
177,601.99
153
1,231.25
666.01
565.24
177,036.75
154
1,231.25
663.89
567.36
176,469.39
155
1,231.25
661.76
569.49
175,899.90
156
1,231.25
659.62
571.63
175,328.27
157
1,231.25
657.48
573.77
174,754.50
158
1,231.25
655.33
575.92
174,178.58
159
1,231.25
653.17
578.08
173,600.50
160
1,231.25
651.00
580.25
173,020.25
161
1,231.25
648.83
582.42
172,437.83
162
1,231.25
646.64
584.61
171,853.22
163
1,231.25
644.45
586.80
171,266.42
164
1,231.25
642.25
589.00
170,677.42
165
1,231.25
640.04
591.21
170,086.21
166
1,231.25
637.82
593.43
169,492.78
167
1,231.25
635.60
595.65
168,897.13
168
1,231.25
633.36
597.89
168,299.24
169
1,231.25
631.12
600.13
167,699.12
170
1,231.25
628.87
602.38
167,096.74
171
1,231.25
626.61
604.64
166,492.10
172
1,231.25
624.35
606.90
165,885.20
173
1,231.25
622.07
609.18
165,276.02
174
1,231.25
619.79
611.46
164,664.55
175
1,231.25
617.49
613.76
164,050.79
176
1,231.25
615.19
616.06
163,434.73
177
1,231.25
612.88
618.37
162,816.36
178
1,231.25
610.56
620.69
162,195.67
179
1,231.25
608.23
623.02
161,572.66
180
1,231.25
605.90
625.35
160,947.31
181
1,231.25
603.55
627.70
160,319.61
182
1,231.25
601.20
630.05
159,689.56
183
1,231.25
598.84
632.41
159,057.14
184
1,231.25
596.46
634.79
158,422.36
185
1,231.25
594.08
637.17
157,785.19
186
1,231.25
591.69
639.56
157,145.64
187
1,231.25
589.30
641.95
156,503.68
188
1,231.25
586.89
644.36
155,859.32
189
1,231.25
584.47
646.78
155,212.54
190
1,231.25
582.05
649.20
154,563.34
191
1,231.25
579.61
651.64
153,911.70
192
1,231.25
577.17
654.08
153,257.62
193
1,231.25
574.72
656.53
152,601.09
194
1,231.25
572.25
659.00
151,942.09
195
1,231.25
569.78
661.47
151,280.62
196
1,231.25
567.30
663.95
150,616.68
197
1,231.25
564.81
666.44
149,950.24
198
1,231.25
562.31
668.94
149,281.30
199
1,231.25
559.80
671.45
148,609.86
200
1,231.25
557.29
673.96
147,935.89
201
1,231.25
554.76
676.49
147,259.40
202
1,231.25
552.22
679.03
146,580.38
203
1,231.25
549.68
681.57
145,898.80
204
1,231.25
547.12
684.13
145,214.67
205
1,231.25
544.56
686.69
144,527.98
206
1,231.25
541.98
689.27
143,838.71
207
1,231.25
539.40
691.85
143,146.85
208
1,231.25
536.80
694.45
142,452.40
209
1,231.25
534.20
697.05
141,755.35
210
1,231.25
531.58
699.67
141,055.68
211
1,231.25
528.96
702.29
140,353.39
212
1,231.25
526.33
704.92
139,648.47
213
1,231.25
523.68
707.57
138,940.90
214
1,231.25
521.03
710.22
138,230.68
215
1,231.25
518.37
712.88
137,517.79
216
1,231.25
515.69
715.56
136,802.23
217
1,231.25
513.01
718.24
136,083.99
218
1,231.25
510.31
720.94
135,363.06
219
1,231.25
507.61
723.64
134,639.42
220
1,231.25
504.90
726.35
133,913.07
221
1,231.25
502.17
729.08
133,183.99
222
1,231.25
499.44
731.81
132,452.18
223
1,231.25
496.70
734.55
131,717.63
224
1,231.25
493.94
737.31
130,980.32
225
1,231.25
491.18
740.07
130,240.24
226
1,231.25
488.40
742.85
129,497.39
227
1,231.25
485.62
745.63
128,751.76
228
1,231.25
482.82
748.43
128,003.33
229
1,231.25
480.01
751.24
127,252.09
230
1,231.25
477.20
754.05
126,498.04
231
1,231.25
474.37
756.88
125,741.15
232
1,231.25
471.53
759.72
124,981.43
233
1,231.25
468.68
762.57
124,218.86
234
1,231.25
465.82
765.43
123,453.44
235
1,231.25
462.95
768.30
122,685.14
236
1,231.25
460.07
771.18
121,913.95
237
1,231.25
457.18
774.07
121,139.88
238
1,231.25
454.27
776.98
120,362.91
239
1,231.25
451.36
779.89
119,583.02
240
1,231.25
448.44
782.81
118,800.20
241
1,231.25
445.50
785.75
118,014.45
242
1,231.25
442.55
788.70
117,225.76
243
1,231.25
439.60
791.65
116,434.11
244
1,231.25
436.63
794.62
115,639.48
245
1,231.25
433.65
797.60
114,841.88
246
1,231.25
430.66
800.59
114,041.29
247
1,231.25
427.65
803.60
113,237.69
248
1,231.25
424.64
806.61
112,431.08
249
1,231.25
421.62
809.63
111,621.45
250
1,231.25
418.58
812.67
110,808.78
251
1,231.25
415.53
815.72
109,993.06
252
1,231.25
412.47
818.78
109,174.29
253
1,231.25
409.40
821.85
108,352.44
254
1,231.25
406.32
824.93
107,527.51
255
1,231.25
403.23
828.02
106,699.49
256
1,231.25
400.12
831.13
105,868.37
257
1,231.25
397.01
834.24
105,034.12
258
1,231.25
393.88
837.37
104,196.75
259
1,231.25
390.74
840.51
103,356.24
260
1,231.25
387.59
843.66
102,512.57
261
1,231.25
384.42
846.83
101,665.75
262
1,231.25
381.25
850.00
100,815.74
263
1,231.25
378.06
853.19
99,962.55
264
1,231.25
374.86
856.39
99,106.16
265
1,231.25
371.65
859.60
98,246.56
266
1,231.25
368.42
862.83
97,383.73
267
1,231.25
365.19
866.06
96,517.67
268
1,231.25
361.94
869.31
95,648.36
269
1,231.25
358.68
872.57
94,775.79
270
1,231.25
355.41
875.84
93,899.95
271
1,231.25
352.12
879.13
93,020.83
272
1,231.25
348.83
882.42
92,138.41
273
1,231.25
345.52
885.73
91,252.68
274
1,231.25
342.20
889.05
90,363.62
275
1,231.25
338.86
892.39
89,471.24
276
1,231.25
335.52
895.73
88,575.50
277
1,231.25
332.16
899.09
87,676.41
278
1,231.25
328.79
902.46
86,773.95
279
1,231.25
325.40
905.85
85,868.10
280
1,231.25
322.01
909.24
84,958.86
281
1,231.25
318.60
912.65
84,046.20
282
1,231.25
315.17
916.08
83,130.13
283
1,231.25
311.74
919.51
82,210.61
284
1,231.25
308.29
922.96
81,287.65
285
1,231.25
304.83
926.42
80,361.23
286
1,231.25
301.35
929.90
79,431.34
287
1,231.25
297.87
933.38
78,497.95
288
1,231.25
294.37
936.88
77,561.07
289
1,231.25
290.85
940.40
76,620.68
290
1,231.25
287.33
943.92
75,676.75
291
1,231.25
283.79
947.46
74,729.29
292
1,231.25
280.23
951.02
73,778.28
293
1,231.25
276.67
954.58
72,823.69
294
1,231.25
273.09
958.16
71,865.53
295
1,231.25
269.50
961.75
70,903.78
296
1,231.25
265.89
965.36
69,938.42
297
1,231.25
262.27
968.98
68,969.44
298
1,231.25
258.64
972.61
67,996.82
299
1,231.25
254.99
976.26
67,020.56
300
1,231.25
251.33
979.92
66,040.64
301
1,231.25
247.65
983.60
65,057.04
302
1,231.25
243.96
987.29
64,069.75
303
1,231.25
240.26
990.99
63,078.77
304
1,231.25
236.55
994.70
62,084.06
305
1,231.25
232.82
998.43
61,085.63
306
1,231.25
229.07
1,002.18
60,083.45
307
1,231.25
225.31
1,005.94
59,077.51
308
1,231.25
221.54
1,009.71
58,067.80
309
1,231.25
217.75
1,013.50
57,054.31
310
1,231.25
213.95
1,017.30
56,037.01
311
1,231.25
210.14
1,021.11
55,015.90
312
1,231.25
206.31
1,024.94
53,990.96
313
1,231.25
202.47
1,028.78
52,962.17
314
1,231.25
198.61
1,032.64
51,929.53
315
1,231.25
194.74
1,036.51
50,893.02
316
1,231.25
190.85
1,040.40
49,852.62
317
1,231.25
186.95
1,044.30
48,808.31
318
1,231.25
183.03
1,048.22
47,760.09
319
1,231.25
179.10
1,052.15
46,707.94
320
1,231.25
175.15
1,056.10
45,651.85
321
1,231.25
171.19
1,060.06
44,591.79
322
1,231.25
167.22
1,064.03
43,527.76
323
1,231.25
163.23
1,068.02
42,459.74
324
1,231.25
159.22
1,072.03
41,387.72
325
1,231.25
155.20
1,076.05
40,311.67
326
1,231.25
151.17
1,080.08
39,231.59
327
1,231.25
147.12
1,084.13
38,147.46
328
1,231.25
143.05
1,088.20
37,059.26
329
1,231.25
138.97
1,092.28
35,966.98
330
1,231.25
134.88
1,096.37
34,870.61
331
1,231.25
130.76
1,100.49
33,770.12
332
1,231.25
126.64
1,104.61
32,665.51
333
1,231.25
122.50
1,108.75
31,556.76
334
1,231.25
118.34
1,112.91
30,443.85
335
1,231.25
114.16
1,117.09
29,326.76
336
1,231.25
109.98
1,121.27
28,205.48
337
1,231.25
105.77
1,125.48
27,080.01
338
1,231.25
101.55
1,129.70
25,950.31
339
1,231.25
97.31
1,133.94
24,816.37
340
1,231.25
93.06
1,138.19
23,678.18
341
1,231.25
88.79
1,142.46
22,535.72
342
1,231.25
84.51
1,146.74
21,388.98
343
1,231.25
80.21
1,151.04
20,237.94
344
1,231.25
75.89
1,155.36
19,082.58
345
1,231.25
71.56
1,159.69
17,922.89
346
1,231.25
67.21
1,164.04
16,758.85
347
1,231.25
62.85
1,168.40
15,590.45
348
1,231.25
58.46
1,172.79
14,417.66
349
1,231.25
54.07
1,177.18
13,240.48
350
1,231.25
49.65
1,181.60
12,058.88
351
1,231.25
45.22
1,186.03
10,872.85
352
1,231.25
40.77
1,190.48
9,682.38
353
1,231.25
36.31
1,194.94
8,487.43
354
1,231.25
31.83
1,199.42
7,288.01
355
1,231.25
27.33
1,203.92
6,084.09
356
1,231.25
22.82
1,208.43
4,875.66
357
1,231.25
18.28
1,212.97
3,662.69
358
1,231.25
13.74
1,217.51
2,445.18
359
1,231.25
9.17
1,222.08
1,223.10
360
1,227.68
4.59
1,223.10
0.00
Totals
443,246.43
200,246.43
243,000.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044