Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,240.25  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,240.25
952.09
288.16
234,071.84
2
1,240.25
950.92
289.33
233,782.50
3
1,240.25
949.74
290.51
233,492.00
4
1,240.25
948.56
291.69
233,200.31
5
1,240.25
947.38
292.87
232,907.43
6
1,240.25
946.19
294.06
232,613.37
7
1,240.25
944.99
295.26
232,318.11
8
1,240.25
943.79
296.46
232,021.65
9
1,240.25
942.59
297.66
231,723.99
10
1,240.25
941.38
298.87
231,425.12
11
1,240.25
940.16
300.09
231,125.04
12
1,240.25
938.95
301.30
230,823.73
13
1,240.25
937.72
302.53
230,521.20
14
1,240.25
936.49
303.76
230,217.44
15
1,240.25
935.26
304.99
229,912.45
16
1,240.25
934.02
306.23
229,606.22
17
1,240.25
932.78
307.47
229,298.75
18
1,240.25
931.53
308.72
228,990.02
19
1,240.25
930.27
309.98
228,680.05
20
1,240.25
929.01
311.24
228,368.81
21
1,240.25
927.75
312.50
228,056.31
22
1,240.25
926.48
313.77
227,742.54
23
1,240.25
925.20
315.05
227,427.49
24
1,240.25
923.92
316.33
227,111.16
25
1,240.25
922.64
317.61
226,793.55
26
1,240.25
921.35
318.90
226,474.65
27
1,240.25
920.05
320.20
226,154.45
28
1,240.25
918.75
321.50
225,832.96
29
1,240.25
917.45
322.80
225,510.15
30
1,240.25
916.13
324.12
225,186.04
31
1,240.25
914.82
325.43
224,860.61
32
1,240.25
913.50
326.75
224,533.85
33
1,240.25
912.17
328.08
224,205.77
34
1,240.25
910.84
329.41
223,876.36
35
1,240.25
909.50
330.75
223,545.61
36
1,240.25
908.15
332.10
223,213.51
37
1,240.25
906.80
333.45
222,880.06
38
1,240.25
905.45
334.80
222,545.26
39
1,240.25
904.09
336.16
222,209.10
40
1,240.25
902.72
337.53
221,871.58
41
1,240.25
901.35
338.90
221,532.68
42
1,240.25
899.98
340.27
221,192.41
43
1,240.25
898.59
341.66
220,850.75
44
1,240.25
897.21
343.04
220,507.71
45
1,240.25
895.81
344.44
220,163.27
46
1,240.25
894.41
345.84
219,817.44
47
1,240.25
893.01
347.24
219,470.19
48
1,240.25
891.60
348.65
219,121.54
49
1,240.25
890.18
350.07
218,771.47
50
1,240.25
888.76
351.49
218,419.98
51
1,240.25
887.33
352.92
218,067.06
52
1,240.25
885.90
354.35
217,712.71
53
1,240.25
884.46
355.79
217,356.92
54
1,240.25
883.01
357.24
216,999.68
55
1,240.25
881.56
358.69
216,640.99
56
1,240.25
880.10
360.15
216,280.85
57
1,240.25
878.64
361.61
215,919.24
58
1,240.25
877.17
363.08
215,556.16
59
1,240.25
875.70
364.55
215,191.61
60
1,240.25
874.22
366.03
214,825.57
61
1,240.25
872.73
367.52
214,458.05
62
1,240.25
871.24
369.01
214,089.04
63
1,240.25
869.74
370.51
213,718.52
64
1,240.25
868.23
372.02
213,346.50
65
1,240.25
866.72
373.53
212,972.97
66
1,240.25
865.20
375.05
212,597.93
67
1,240.25
863.68
376.57
212,221.36
68
1,240.25
862.15
378.10
211,843.26
69
1,240.25
860.61
379.64
211,463.62
70
1,240.25
859.07
381.18
211,082.44
71
1,240.25
857.52
382.73
210,699.71
72
1,240.25
855.97
384.28
210,315.43
73
1,240.25
854.41
385.84
209,929.59
74
1,240.25
852.84
387.41
209,542.18
75
1,240.25
851.27
388.98
209,153.19
76
1,240.25
849.68
390.57
208,762.62
77
1,240.25
848.10
392.15
208,370.47
78
1,240.25
846.51
393.74
207,976.73
79
1,240.25
844.91
395.34
207,581.38
80
1,240.25
843.30
396.95
207,184.43
81
1,240.25
841.69
398.56
206,785.87
82
1,240.25
840.07
400.18
206,385.69
83
1,240.25
838.44
401.81
205,983.88
84
1,240.25
836.81
403.44
205,580.44
85
1,240.25
835.17
405.08
205,175.36
86
1,240.25
833.52
406.73
204,768.63
87
1,240.25
831.87
408.38
204,360.26
88
1,240.25
830.21
410.04
203,950.22
89
1,240.25
828.55
411.70
203,538.52
90
1,240.25
826.88
413.37
203,125.14
91
1,240.25
825.20
415.05
202,710.09
92
1,240.25
823.51
416.74
202,293.35
93
1,240.25
821.82
418.43
201,874.92
94
1,240.25
820.12
420.13
201,454.78
95
1,240.25
818.41
421.84
201,032.94
96
1,240.25
816.70
423.55
200,609.39
97
1,240.25
814.98
425.27
200,184.11
98
1,240.25
813.25
427.00
199,757.11
99
1,240.25
811.51
428.74
199,328.38
100
1,240.25
809.77
430.48
198,897.90
101
1,240.25
808.02
432.23
198,465.67
102
1,240.25
806.27
433.98
198,031.69
103
1,240.25
804.50
435.75
197,595.94
104
1,240.25
802.73
437.52
197,158.42
105
1,240.25
800.96
439.29
196,719.13
106
1,240.25
799.17
441.08
196,278.05
107
1,240.25
797.38
442.87
195,835.18
108
1,240.25
795.58
444.67
195,390.51
109
1,240.25
793.77
446.48
194,944.04
110
1,240.25
791.96
448.29
194,495.75
111
1,240.25
790.14
450.11
194,045.63
112
1,240.25
788.31
451.94
193,593.69
113
1,240.25
786.47
453.78
193,139.92
114
1,240.25
784.63
455.62
192,684.30
115
1,240.25
782.78
457.47
192,226.83
116
1,240.25
780.92
459.33
191,767.50
117
1,240.25
779.06
461.19
191,306.31
118
1,240.25
777.18
463.07
190,843.24
119
1,240.25
775.30
464.95
190,378.29
120
1,240.25
773.41
466.84
189,911.45
121
1,240.25
771.52
468.73
189,442.72
122
1,240.25
769.61
470.64
188,972.08
123
1,240.25
767.70
472.55
188,499.53
124
1,240.25
765.78
474.47
188,025.06
125
1,240.25
763.85
476.40
187,548.66
126
1,240.25
761.92
478.33
187,070.32
127
1,240.25
759.97
480.28
186,590.05
128
1,240.25
758.02
482.23
186,107.82
129
1,240.25
756.06
484.19
185,623.63
130
1,240.25
754.10
486.15
185,137.48
131
1,240.25
752.12
488.13
184,649.35
132
1,240.25
750.14
490.11
184,159.24
133
1,240.25
748.15
492.10
183,667.13
134
1,240.25
746.15
494.10
183,173.03
135
1,240.25
744.14
496.11
182,676.92
136
1,240.25
742.12
498.13
182,178.80
137
1,240.25
740.10
500.15
181,678.65
138
1,240.25
738.07
502.18
181,176.47
139
1,240.25
736.03
504.22
180,672.25
140
1,240.25
733.98
506.27
180,165.98
141
1,240.25
731.92
508.33
179,657.65
142
1,240.25
729.86
510.39
179,147.26
143
1,240.25
727.79
512.46
178,634.80
144
1,240.25
725.70
514.55
178,120.25
145
1,240.25
723.61
516.64
177,603.62
146
1,240.25
721.51
518.74
177,084.88
147
1,240.25
719.41
520.84
176,564.04
148
1,240.25
717.29
522.96
176,041.08
149
1,240.25
715.17
525.08
175,516.00
150
1,240.25
713.03
527.22
174,988.78
151
1,240.25
710.89
529.36
174,459.42
152
1,240.25
708.74
531.51
173,927.91
153
1,240.25
706.58
533.67
173,394.25
154
1,240.25
704.41
535.84
172,858.41
155
1,240.25
702.24
538.01
172,320.40
156
1,240.25
700.05
540.20
171,780.20
157
1,240.25
697.86
542.39
171,237.81
158
1,240.25
695.65
544.60
170,693.21
159
1,240.25
693.44
546.81
170,146.40
160
1,240.25
691.22
549.03
169,597.37
161
1,240.25
688.99
551.26
169,046.11
162
1,240.25
686.75
553.50
168,492.61
163
1,240.25
684.50
555.75
167,936.86
164
1,240.25
682.24
558.01
167,378.85
165
1,240.25
679.98
560.27
166,818.58
166
1,240.25
677.70
562.55
166,256.03
167
1,240.25
675.42
564.83
165,691.20
168
1,240.25
673.12
567.13
165,124.07
169
1,240.25
670.82
569.43
164,554.63
170
1,240.25
668.50
571.75
163,982.89
171
1,240.25
666.18
574.07
163,408.82
172
1,240.25
663.85
576.40
162,832.41
173
1,240.25
661.51
578.74
162,253.67
174
1,240.25
659.16
581.09
161,672.58
175
1,240.25
656.79
583.46
161,089.12
176
1,240.25
654.42
585.83
160,503.30
177
1,240.25
652.04
588.21
159,915.09
178
1,240.25
649.66
590.59
159,324.50
179
1,240.25
647.26
592.99
158,731.50
180
1,240.25
644.85
595.40
158,136.10
181
1,240.25
642.43
597.82
157,538.28
182
1,240.25
640.00
600.25
156,938.03
183
1,240.25
637.56
602.69
156,335.34
184
1,240.25
635.11
605.14
155,730.20
185
1,240.25
632.65
607.60
155,122.60
186
1,240.25
630.19
610.06
154,512.54
187
1,240.25
627.71
612.54
153,900.00
188
1,240.25
625.22
615.03
153,284.96
189
1,240.25
622.72
617.53
152,667.43
190
1,240.25
620.21
620.04
152,047.40
191
1,240.25
617.69
622.56
151,424.84
192
1,240.25
615.16
625.09
150,799.75
193
1,240.25
612.62
627.63
150,172.13
194
1,240.25
610.07
630.18
149,541.95
195
1,240.25
607.51
632.74
148,909.21
196
1,240.25
604.94
635.31
148,273.91
197
1,240.25
602.36
637.89
147,636.02
198
1,240.25
599.77
640.48
146,995.54
199
1,240.25
597.17
643.08
146,352.46
200
1,240.25
594.56
645.69
145,706.77
201
1,240.25
591.93
648.32
145,058.45
202
1,240.25
589.30
650.95
144,407.50
203
1,240.25
586.66
653.59
143,753.91
204
1,240.25
584.00
656.25
143,097.66
205
1,240.25
581.33
658.92
142,438.74
206
1,240.25
578.66
661.59
141,777.15
207
1,240.25
575.97
664.28
141,112.87
208
1,240.25
573.27
666.98
140,445.89
209
1,240.25
570.56
669.69
139,776.20
210
1,240.25
567.84
672.41
139,103.79
211
1,240.25
565.11
675.14
138,428.65
212
1,240.25
562.37
677.88
137,750.77
213
1,240.25
559.61
680.64
137,070.13
214
1,240.25
556.85
683.40
136,386.73
215
1,240.25
554.07
686.18
135,700.55
216
1,240.25
551.28
688.97
135,011.58
217
1,240.25
548.48
691.77
134,319.82
218
1,240.25
545.67
694.58
133,625.24
219
1,240.25
542.85
697.40
132,927.84
220
1,240.25
540.02
700.23
132,227.61
221
1,240.25
537.17
703.08
131,524.54
222
1,240.25
534.32
705.93
130,818.61
223
1,240.25
531.45
708.80
130,109.81
224
1,240.25
528.57
711.68
129,398.13
225
1,240.25
525.68
714.57
128,683.56
226
1,240.25
522.78
717.47
127,966.08
227
1,240.25
519.86
720.39
127,245.70
228
1,240.25
516.94
723.31
126,522.38
229
1,240.25
514.00
726.25
125,796.13
230
1,240.25
511.05
729.20
125,066.93
231
1,240.25
508.08
732.17
124,334.76
232
1,240.25
505.11
735.14
123,599.62
233
1,240.25
502.12
738.13
122,861.49
234
1,240.25
499.12
741.13
122,120.37
235
1,240.25
496.11
744.14
121,376.23
236
1,240.25
493.09
747.16
120,629.07
237
1,240.25
490.06
750.19
119,878.88
238
1,240.25
487.01
753.24
119,125.64
239
1,240.25
483.95
756.30
118,369.34
240
1,240.25
480.88
759.37
117,609.96
241
1,240.25
477.79
762.46
116,847.50
242
1,240.25
474.69
765.56
116,081.94
243
1,240.25
471.58
768.67
115,313.28
244
1,240.25
468.46
771.79
114,541.49
245
1,240.25
465.32
774.93
113,766.56
246
1,240.25
462.18
778.07
112,988.49
247
1,240.25
459.02
781.23
112,207.25
248
1,240.25
455.84
784.41
111,422.85
249
1,240.25
452.66
787.59
110,635.25
250
1,240.25
449.46
790.79
109,844.46
251
1,240.25
446.24
794.01
109,050.45
252
1,240.25
443.02
797.23
108,253.22
253
1,240.25
439.78
800.47
107,452.75
254
1,240.25
436.53
803.72
106,649.02
255
1,240.25
433.26
806.99
105,842.04
256
1,240.25
429.98
810.27
105,031.77
257
1,240.25
426.69
813.56
104,218.21
258
1,240.25
423.39
816.86
103,401.35
259
1,240.25
420.07
820.18
102,581.16
260
1,240.25
416.74
823.51
101,757.65
261
1,240.25
413.39
826.86
100,930.79
262
1,240.25
410.03
830.22
100,100.57
263
1,240.25
406.66
833.59
99,266.98
264
1,240.25
403.27
836.98
98,430.00
265
1,240.25
399.87
840.38
97,589.63
266
1,240.25
396.46
843.79
96,745.83
267
1,240.25
393.03
847.22
95,898.61
268
1,240.25
389.59
850.66
95,047.95
269
1,240.25
386.13
854.12
94,193.83
270
1,240.25
382.66
857.59
93,336.25
271
1,240.25
379.18
861.07
92,475.17
272
1,240.25
375.68
864.57
91,610.60
273
1,240.25
372.17
868.08
90,742.52
274
1,240.25
368.64
871.61
89,870.91
275
1,240.25
365.10
875.15
88,995.76
276
1,240.25
361.55
878.70
88,117.06
277
1,240.25
357.98
882.27
87,234.79
278
1,240.25
354.39
885.86
86,348.93
279
1,240.25
350.79
889.46
85,459.47
280
1,240.25
347.18
893.07
84,566.40
281
1,240.25
343.55
896.70
83,669.70
282
1,240.25
339.91
900.34
82,769.36
283
1,240.25
336.25
904.00
81,865.36
284
1,240.25
332.58
907.67
80,957.69
285
1,240.25
328.89
911.36
80,046.33
286
1,240.25
325.19
915.06
79,131.27
287
1,240.25
321.47
918.78
78,212.49
288
1,240.25
317.74
922.51
77,289.97
289
1,240.25
313.99
926.26
76,363.71
290
1,240.25
310.23
930.02
75,433.69
291
1,240.25
306.45
933.80
74,499.89
292
1,240.25
302.66
937.59
73,562.30
293
1,240.25
298.85
941.40
72,620.89
294
1,240.25
295.02
945.23
71,675.67
295
1,240.25
291.18
949.07
70,726.60
296
1,240.25
287.33
952.92
69,773.68
297
1,240.25
283.46
956.79
68,816.88
298
1,240.25
279.57
960.68
67,856.20
299
1,240.25
275.67
964.58
66,891.62
300
1,240.25
271.75
968.50
65,923.11
301
1,240.25
267.81
972.44
64,950.68
302
1,240.25
263.86
976.39
63,974.29
303
1,240.25
259.90
980.35
62,993.93
304
1,240.25
255.91
984.34
62,009.60
305
1,240.25
251.91
988.34
61,021.26
306
1,240.25
247.90
992.35
60,028.91
307
1,240.25
243.87
996.38
59,032.53
308
1,240.25
239.82
1,000.43
58,032.10
309
1,240.25
235.76
1,004.49
57,027.60
310
1,240.25
231.67
1,008.58
56,019.03
311
1,240.25
227.58
1,012.67
55,006.35
312
1,240.25
223.46
1,016.79
53,989.57
313
1,240.25
219.33
1,020.92
52,968.65
314
1,240.25
215.19
1,025.06
51,943.58
315
1,240.25
211.02
1,029.23
50,914.36
316
1,240.25
206.84
1,033.41
49,880.94
317
1,240.25
202.64
1,037.61
48,843.34
318
1,240.25
198.43
1,041.82
47,801.51
319
1,240.25
194.19
1,046.06
46,755.46
320
1,240.25
189.94
1,050.31
45,705.15
321
1,240.25
185.68
1,054.57
44,650.58
322
1,240.25
181.39
1,058.86
43,591.72
323
1,240.25
177.09
1,063.16
42,528.56
324
1,240.25
172.77
1,067.48
41,461.08
325
1,240.25
168.44
1,071.81
40,389.27
326
1,240.25
164.08
1,076.17
39,313.10
327
1,240.25
159.71
1,080.54
38,232.56
328
1,240.25
155.32
1,084.93
37,147.63
329
1,240.25
150.91
1,089.34
36,058.29
330
1,240.25
146.49
1,093.76
34,964.53
331
1,240.25
142.04
1,098.21
33,866.32
332
1,240.25
137.58
1,102.67
32,763.65
333
1,240.25
133.10
1,107.15
31,656.51
334
1,240.25
128.60
1,111.65
30,544.86
335
1,240.25
124.09
1,116.16
29,428.70
336
1,240.25
119.55
1,120.70
28,308.00
337
1,240.25
115.00
1,125.25
27,182.76
338
1,240.25
110.43
1,129.82
26,052.94
339
1,240.25
105.84
1,134.41
24,918.53
340
1,240.25
101.23
1,139.02
23,779.51
341
1,240.25
96.60
1,143.65
22,635.86
342
1,240.25
91.96
1,148.29
21,487.57
343
1,240.25
87.29
1,152.96
20,334.61
344
1,240.25
82.61
1,157.64
19,176.97
345
1,240.25
77.91
1,162.34
18,014.63
346
1,240.25
73.18
1,167.07
16,847.56
347
1,240.25
68.44
1,171.81
15,675.76
348
1,240.25
63.68
1,176.57
14,499.19
349
1,240.25
58.90
1,181.35
13,317.84
350
1,240.25
54.10
1,186.15
12,131.70
351
1,240.25
49.29
1,190.96
10,940.73
352
1,240.25
44.45
1,195.80
9,744.93
353
1,240.25
39.59
1,200.66
8,544.27
354
1,240.25
34.71
1,205.54
7,338.73
355
1,240.25
29.81
1,210.44
6,128.29
356
1,240.25
24.90
1,215.35
4,912.94
357
1,240.25
19.96
1,220.29
3,692.65
358
1,240.25
15.00
1,225.25
2,467.40
359
1,240.25
10.02
1,230.23
1,237.17
360
1,242.20
5.03
1,237.17
0.00
Totals
446,491.95
212,131.95
234,360.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044