Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,228.14  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,228.14
953.25
274.89
228,505.11
2
1,228.14
952.10
276.04
228,229.07
3
1,228.14
950.95
277.19
227,951.89
4
1,228.14
949.80
278.34
227,673.55
5
1,228.14
948.64
279.50
227,394.05
6
1,228.14
947.48
280.66
227,113.38
7
1,228.14
946.31
281.83
226,831.55
8
1,228.14
945.13
283.01
226,548.54
9
1,228.14
943.95
284.19
226,264.35
10
1,228.14
942.77
285.37
225,978.98
11
1,228.14
941.58
286.56
225,692.42
12
1,228.14
940.39
287.75
225,404.67
13
1,228.14
939.19
288.95
225,115.71
14
1,228.14
937.98
290.16
224,825.55
15
1,228.14
936.77
291.37
224,534.19
16
1,228.14
935.56
292.58
224,241.61
17
1,228.14
934.34
293.80
223,947.81
18
1,228.14
933.12
295.02
223,652.78
19
1,228.14
931.89
296.25
223,356.53
20
1,228.14
930.65
297.49
223,059.04
21
1,228.14
929.41
298.73
222,760.31
22
1,228.14
928.17
299.97
222,460.34
23
1,228.14
926.92
301.22
222,159.12
24
1,228.14
925.66
302.48
221,856.64
25
1,228.14
924.40
303.74
221,552.90
26
1,228.14
923.14
305.00
221,247.90
27
1,228.14
921.87
306.27
220,941.63
28
1,228.14
920.59
307.55
220,634.08
29
1,228.14
919.31
308.83
220,325.25
30
1,228.14
918.02
310.12
220,015.13
31
1,228.14
916.73
311.41
219,703.72
32
1,228.14
915.43
312.71
219,391.01
33
1,228.14
914.13
314.01
219,077.00
34
1,228.14
912.82
315.32
218,761.68
35
1,228.14
911.51
316.63
218,445.05
36
1,228.14
910.19
317.95
218,127.10
37
1,228.14
908.86
319.28
217,807.82
38
1,228.14
907.53
320.61
217,487.21
39
1,228.14
906.20
321.94
217,165.27
40
1,228.14
904.86
323.28
216,841.98
41
1,228.14
903.51
324.63
216,517.35
42
1,228.14
902.16
325.98
216,191.37
43
1,228.14
900.80
327.34
215,864.02
44
1,228.14
899.43
328.71
215,535.32
45
1,228.14
898.06
330.08
215,205.24
46
1,228.14
896.69
331.45
214,873.79
47
1,228.14
895.31
332.83
214,540.96
48
1,228.14
893.92
334.22
214,206.74
49
1,228.14
892.53
335.61
213,871.13
50
1,228.14
891.13
337.01
213,534.12
51
1,228.14
889.73
338.41
213,195.70
52
1,228.14
888.32
339.82
212,855.88
53
1,228.14
886.90
341.24
212,514.64
54
1,228.14
885.48
342.66
212,171.97
55
1,228.14
884.05
344.09
211,827.88
56
1,228.14
882.62
345.52
211,482.36
57
1,228.14
881.18
346.96
211,135.40
58
1,228.14
879.73
348.41
210,786.99
59
1,228.14
878.28
349.86
210,437.13
60
1,228.14
876.82
351.32
210,085.81
61
1,228.14
875.36
352.78
209,733.03
62
1,228.14
873.89
354.25
209,378.77
63
1,228.14
872.41
355.73
209,023.04
64
1,228.14
870.93
357.21
208,665.83
65
1,228.14
869.44
358.70
208,307.13
66
1,228.14
867.95
360.19
207,946.94
67
1,228.14
866.45
361.69
207,585.25
68
1,228.14
864.94
363.20
207,222.05
69
1,228.14
863.43
364.71
206,857.33
70
1,228.14
861.91
366.23
206,491.10
71
1,228.14
860.38
367.76
206,123.34
72
1,228.14
858.85
369.29
205,754.04
73
1,228.14
857.31
370.83
205,383.21
74
1,228.14
855.76
372.38
205,010.83
75
1,228.14
854.21
373.93
204,636.91
76
1,228.14
852.65
375.49
204,261.42
77
1,228.14
851.09
377.05
203,884.37
78
1,228.14
849.52
378.62
203,505.75
79
1,228.14
847.94
380.20
203,125.55
80
1,228.14
846.36
381.78
202,743.76
81
1,228.14
844.77
383.37
202,360.39
82
1,228.14
843.17
384.97
201,975.42
83
1,228.14
841.56
386.58
201,588.84
84
1,228.14
839.95
388.19
201,200.66
85
1,228.14
838.34
389.80
200,810.85
86
1,228.14
836.71
391.43
200,419.42
87
1,228.14
835.08
393.06
200,026.37
88
1,228.14
833.44
394.70
199,631.67
89
1,228.14
831.80
396.34
199,235.33
90
1,228.14
830.15
397.99
198,837.33
91
1,228.14
828.49
399.65
198,437.68
92
1,228.14
826.82
401.32
198,036.37
93
1,228.14
825.15
402.99
197,633.38
94
1,228.14
823.47
404.67
197,228.71
95
1,228.14
821.79
406.35
196,822.36
96
1,228.14
820.09
408.05
196,414.31
97
1,228.14
818.39
409.75
196,004.56
98
1,228.14
816.69
411.45
195,593.11
99
1,228.14
814.97
413.17
195,179.94
100
1,228.14
813.25
414.89
194,765.05
101
1,228.14
811.52
416.62
194,348.43
102
1,228.14
809.79
418.35
193,930.08
103
1,228.14
808.04
420.10
193,509.98
104
1,228.14
806.29
421.85
193,088.13
105
1,228.14
804.53
423.61
192,664.52
106
1,228.14
802.77
425.37
192,239.15
107
1,228.14
801.00
427.14
191,812.01
108
1,228.14
799.22
428.92
191,383.09
109
1,228.14
797.43
430.71
190,952.38
110
1,228.14
795.63
432.51
190,519.87
111
1,228.14
793.83
434.31
190,085.56
112
1,228.14
792.02
436.12
189,649.45
113
1,228.14
790.21
437.93
189,211.51
114
1,228.14
788.38
439.76
188,771.75
115
1,228.14
786.55
441.59
188,330.16
116
1,228.14
784.71
443.43
187,886.73
117
1,228.14
782.86
445.28
187,441.45
118
1,228.14
781.01
447.13
186,994.32
119
1,228.14
779.14
449.00
186,545.32
120
1,228.14
777.27
450.87
186,094.45
121
1,228.14
775.39
452.75
185,641.71
122
1,228.14
773.51
454.63
185,187.07
123
1,228.14
771.61
456.53
184,730.55
124
1,228.14
769.71
458.43
184,272.12
125
1,228.14
767.80
460.34
183,811.78
126
1,228.14
765.88
462.26
183,349.52
127
1,228.14
763.96
464.18
182,885.34
128
1,228.14
762.02
466.12
182,419.22
129
1,228.14
760.08
468.06
181,951.16
130
1,228.14
758.13
470.01
181,481.15
131
1,228.14
756.17
471.97
181,009.18
132
1,228.14
754.20
473.94
180,535.25
133
1,228.14
752.23
475.91
180,059.34
134
1,228.14
750.25
477.89
179,581.44
135
1,228.14
748.26
479.88
179,101.56
136
1,228.14
746.26
481.88
178,619.68
137
1,228.14
744.25
483.89
178,135.78
138
1,228.14
742.23
485.91
177,649.88
139
1,228.14
740.21
487.93
177,161.94
140
1,228.14
738.17
489.97
176,671.98
141
1,228.14
736.13
492.01
176,179.97
142
1,228.14
734.08
494.06
175,685.92
143
1,228.14
732.02
496.12
175,189.80
144
1,228.14
729.96
498.18
174,691.62
145
1,228.14
727.88
500.26
174,191.36
146
1,228.14
725.80
502.34
173,689.02
147
1,228.14
723.70
504.44
173,184.58
148
1,228.14
721.60
506.54
172,678.04
149
1,228.14
719.49
508.65
172,169.40
150
1,228.14
717.37
510.77
171,658.63
151
1,228.14
715.24
512.90
171,145.73
152
1,228.14
713.11
515.03
170,630.70
153
1,228.14
710.96
517.18
170,113.52
154
1,228.14
708.81
519.33
169,594.19
155
1,228.14
706.64
521.50
169,072.69
156
1,228.14
704.47
523.67
168,549.02
157
1,228.14
702.29
525.85
168,023.17
158
1,228.14
700.10
528.04
167,495.12
159
1,228.14
697.90
530.24
166,964.88
160
1,228.14
695.69
532.45
166,432.43
161
1,228.14
693.47
534.67
165,897.76
162
1,228.14
691.24
536.90
165,360.86
163
1,228.14
689.00
539.14
164,821.72
164
1,228.14
686.76
541.38
164,280.34
165
1,228.14
684.50
543.64
163,736.70
166
1,228.14
682.24
545.90
163,190.79
167
1,228.14
679.96
548.18
162,642.62
168
1,228.14
677.68
550.46
162,092.15
169
1,228.14
675.38
552.76
161,539.40
170
1,228.14
673.08
555.06
160,984.34
171
1,228.14
670.77
557.37
160,426.97
172
1,228.14
668.45
559.69
159,867.27
173
1,228.14
666.11
562.03
159,305.25
174
1,228.14
663.77
564.37
158,740.88
175
1,228.14
661.42
566.72
158,174.16
176
1,228.14
659.06
569.08
157,605.08
177
1,228.14
656.69
571.45
157,033.62
178
1,228.14
654.31
573.83
156,459.79
179
1,228.14
651.92
576.22
155,883.57
180
1,228.14
649.51
578.63
155,304.94
181
1,228.14
647.10
581.04
154,723.91
182
1,228.14
644.68
583.46
154,140.45
183
1,228.14
642.25
585.89
153,554.56
184
1,228.14
639.81
588.33
152,966.23
185
1,228.14
637.36
590.78
152,375.45
186
1,228.14
634.90
593.24
151,782.21
187
1,228.14
632.43
595.71
151,186.49
188
1,228.14
629.94
598.20
150,588.30
189
1,228.14
627.45
600.69
149,987.61
190
1,228.14
624.95
603.19
149,384.42
191
1,228.14
622.44
605.70
148,778.71
192
1,228.14
619.91
608.23
148,170.48
193
1,228.14
617.38
610.76
147,559.72
194
1,228.14
614.83
613.31
146,946.41
195
1,228.14
612.28
615.86
146,330.55
196
1,228.14
609.71
618.43
145,712.12
197
1,228.14
607.13
621.01
145,091.11
198
1,228.14
604.55
623.59
144,467.52
199
1,228.14
601.95
626.19
143,841.33
200
1,228.14
599.34
628.80
143,212.53
201
1,228.14
596.72
631.42
142,581.11
202
1,228.14
594.09
634.05
141,947.05
203
1,228.14
591.45
636.69
141,310.36
204
1,228.14
588.79
639.35
140,671.01
205
1,228.14
586.13
642.01
140,029.00
206
1,228.14
583.45
644.69
139,384.32
207
1,228.14
580.77
647.37
138,736.95
208
1,228.14
578.07
650.07
138,086.88
209
1,228.14
575.36
652.78
137,434.10
210
1,228.14
572.64
655.50
136,778.60
211
1,228.14
569.91
658.23
136,120.37
212
1,228.14
567.17
660.97
135,459.40
213
1,228.14
564.41
663.73
134,795.67
214
1,228.14
561.65
666.49
134,129.18
215
1,228.14
558.87
669.27
133,459.91
216
1,228.14
556.08
672.06
132,787.86
217
1,228.14
553.28
674.86
132,113.00
218
1,228.14
550.47
677.67
131,435.33
219
1,228.14
547.65
680.49
130,754.84
220
1,228.14
544.81
683.33
130,071.51
221
1,228.14
541.96
686.18
129,385.33
222
1,228.14
539.11
689.03
128,696.30
223
1,228.14
536.23
691.91
128,004.39
224
1,228.14
533.35
694.79
127,309.61
225
1,228.14
530.46
697.68
126,611.92
226
1,228.14
527.55
700.59
125,911.33
227
1,228.14
524.63
703.51
125,207.82
228
1,228.14
521.70
706.44
124,501.38
229
1,228.14
518.76
709.38
123,792.00
230
1,228.14
515.80
712.34
123,079.66
231
1,228.14
512.83
715.31
122,364.35
232
1,228.14
509.85
718.29
121,646.06
233
1,228.14
506.86
721.28
120,924.78
234
1,228.14
503.85
724.29
120,200.49
235
1,228.14
500.84
727.30
119,473.19
236
1,228.14
497.80
730.34
118,742.85
237
1,228.14
494.76
733.38
118,009.47
238
1,228.14
491.71
736.43
117,273.04
239
1,228.14
488.64
739.50
116,533.54
240
1,228.14
485.56
742.58
115,790.95
241
1,228.14
482.46
745.68
115,045.28
242
1,228.14
479.36
748.78
114,296.49
243
1,228.14
476.24
751.90
113,544.59
244
1,228.14
473.10
755.04
112,789.55
245
1,228.14
469.96
758.18
112,031.37
246
1,228.14
466.80
761.34
111,270.02
247
1,228.14
463.63
764.51
110,505.51
248
1,228.14
460.44
767.70
109,737.81
249
1,228.14
457.24
770.90
108,966.91
250
1,228.14
454.03
774.11
108,192.80
251
1,228.14
450.80
777.34
107,415.46
252
1,228.14
447.56
780.58
106,634.89
253
1,228.14
444.31
783.83
105,851.06
254
1,228.14
441.05
787.09
105,063.96
255
1,228.14
437.77
790.37
104,273.59
256
1,228.14
434.47
793.67
103,479.92
257
1,228.14
431.17
796.97
102,682.95
258
1,228.14
427.85
800.29
101,882.66
259
1,228.14
424.51
803.63
101,079.03
260
1,228.14
421.16
806.98
100,272.05
261
1,228.14
417.80
810.34
99,461.71
262
1,228.14
414.42
813.72
98,647.99
263
1,228.14
411.03
817.11
97,830.89
264
1,228.14
407.63
820.51
97,010.38
265
1,228.14
404.21
823.93
96,186.45
266
1,228.14
400.78
827.36
95,359.08
267
1,228.14
397.33
830.81
94,528.27
268
1,228.14
393.87
834.27
93,694.00
269
1,228.14
390.39
837.75
92,856.25
270
1,228.14
386.90
841.24
92,015.01
271
1,228.14
383.40
844.74
91,170.27
272
1,228.14
379.88
848.26
90,322.00
273
1,228.14
376.34
851.80
89,470.21
274
1,228.14
372.79
855.35
88,614.86
275
1,228.14
369.23
858.91
87,755.95
276
1,228.14
365.65
862.49
86,893.46
277
1,228.14
362.06
866.08
86,027.37
278
1,228.14
358.45
869.69
85,157.68
279
1,228.14
354.82
873.32
84,284.36
280
1,228.14
351.18
876.96
83,407.41
281
1,228.14
347.53
880.61
82,526.80
282
1,228.14
343.86
884.28
81,642.52
283
1,228.14
340.18
887.96
80,754.56
284
1,228.14
336.48
891.66
79,862.90
285
1,228.14
332.76
895.38
78,967.52
286
1,228.14
329.03
899.11
78,068.41
287
1,228.14
325.29
902.85
77,165.55
288
1,228.14
321.52
906.62
76,258.94
289
1,228.14
317.75
910.39
75,348.54
290
1,228.14
313.95
914.19
74,434.36
291
1,228.14
310.14
918.00
73,516.36
292
1,228.14
306.32
921.82
72,594.54
293
1,228.14
302.48
925.66
71,668.87
294
1,228.14
298.62
929.52
70,739.35
295
1,228.14
294.75
933.39
69,805.96
296
1,228.14
290.86
937.28
68,868.68
297
1,228.14
286.95
941.19
67,927.49
298
1,228.14
283.03
945.11
66,982.38
299
1,228.14
279.09
949.05
66,033.34
300
1,228.14
275.14
953.00
65,080.34
301
1,228.14
271.17
956.97
64,123.36
302
1,228.14
267.18
960.96
63,162.40
303
1,228.14
263.18
964.96
62,197.44
304
1,228.14
259.16
968.98
61,228.46
305
1,228.14
255.12
973.02
60,255.44
306
1,228.14
251.06
977.08
59,278.36
307
1,228.14
246.99
981.15
58,297.21
308
1,228.14
242.91
985.23
57,311.98
309
1,228.14
238.80
989.34
56,322.64
310
1,228.14
234.68
993.46
55,329.18
311
1,228.14
230.54
997.60
54,331.57
312
1,228.14
226.38
1,001.76
53,329.82
313
1,228.14
222.21
1,005.93
52,323.88
314
1,228.14
218.02
1,010.12
51,313.76
315
1,228.14
213.81
1,014.33
50,299.43
316
1,228.14
209.58
1,018.56
49,280.87
317
1,228.14
205.34
1,022.80
48,258.07
318
1,228.14
201.08
1,027.06
47,231.00
319
1,228.14
196.80
1,031.34
46,199.66
320
1,228.14
192.50
1,035.64
45,164.01
321
1,228.14
188.18
1,039.96
44,124.06
322
1,228.14
183.85
1,044.29
43,079.77
323
1,228.14
179.50
1,048.64
42,031.13
324
1,228.14
175.13
1,053.01
40,978.12
325
1,228.14
170.74
1,057.40
39,920.72
326
1,228.14
166.34
1,061.80
38,858.92
327
1,228.14
161.91
1,066.23
37,792.69
328
1,228.14
157.47
1,070.67
36,722.02
329
1,228.14
153.01
1,075.13
35,646.89
330
1,228.14
148.53
1,079.61
34,567.27
331
1,228.14
144.03
1,084.11
33,483.16
332
1,228.14
139.51
1,088.63
32,394.54
333
1,228.14
134.98
1,093.16
31,301.38
334
1,228.14
130.42
1,097.72
30,203.66
335
1,228.14
125.85
1,102.29
29,101.37
336
1,228.14
121.26
1,106.88
27,994.48
337
1,228.14
116.64
1,111.50
26,882.99
338
1,228.14
112.01
1,116.13
25,766.86
339
1,228.14
107.36
1,120.78
24,646.08
340
1,228.14
102.69
1,125.45
23,520.63
341
1,228.14
98.00
1,130.14
22,390.49
342
1,228.14
93.29
1,134.85
21,255.65
343
1,228.14
88.57
1,139.57
20,116.07
344
1,228.14
83.82
1,144.32
18,971.75
345
1,228.14
79.05
1,149.09
17,822.66
346
1,228.14
74.26
1,153.88
16,668.78
347
1,228.14
69.45
1,158.69
15,510.09
348
1,228.14
64.63
1,163.51
14,346.58
349
1,228.14
59.78
1,168.36
13,178.22
350
1,228.14
54.91
1,173.23
12,004.99
351
1,228.14
50.02
1,178.12
10,826.87
352
1,228.14
45.11
1,183.03
9,643.84
353
1,228.14
40.18
1,187.96
8,455.88
354
1,228.14
35.23
1,192.91
7,262.97
355
1,228.14
30.26
1,197.88
6,065.10
356
1,228.14
25.27
1,202.87
4,862.23
357
1,228.14
20.26
1,207.88
3,654.35
358
1,228.14
15.23
1,212.91
2,441.43
359
1,228.14
10.17
1,217.97
1,223.47
360
1,228.56
5.10
1,223.47
0.00
Totals
442,130.82
213,350.82
228,780.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044