Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,231.38  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,231.38
984.97
246.41
219,653.59
2
1,231.38
983.87
247.51
219,406.07
3
1,231.38
982.76
248.62
219,157.45
4
1,231.38
981.64
249.74
218,907.71
5
1,231.38
980.52
250.86
218,656.86
6
1,231.38
979.40
251.98
218,404.88
7
1,231.38
978.27
253.11
218,151.77
8
1,231.38
977.14
254.24
217,897.53
9
1,231.38
976.00
255.38
217,642.15
10
1,231.38
974.86
256.52
217,385.62
11
1,231.38
973.71
257.67
217,127.95
12
1,231.38
972.55
258.83
216,869.12
13
1,231.38
971.39
259.99
216,609.13
14
1,231.38
970.23
261.15
216,347.98
15
1,231.38
969.06
262.32
216,085.66
16
1,231.38
967.88
263.50
215,822.16
17
1,231.38
966.70
264.68
215,557.49
18
1,231.38
965.52
265.86
215,291.63
19
1,231.38
964.33
267.05
215,024.57
20
1,231.38
963.13
268.25
214,756.32
21
1,231.38
961.93
269.45
214,486.87
22
1,231.38
960.72
270.66
214,216.22
23
1,231.38
959.51
271.87
213,944.35
24
1,231.38
958.29
273.09
213,671.26
25
1,231.38
957.07
274.31
213,396.95
26
1,231.38
955.84
275.54
213,121.41
27
1,231.38
954.61
276.77
212,844.63
28
1,231.38
953.37
278.01
212,566.62
29
1,231.38
952.12
279.26
212,287.36
30
1,231.38
950.87
280.51
212,006.85
31
1,231.38
949.61
281.77
211,725.09
32
1,231.38
948.35
283.03
211,442.06
33
1,231.38
947.08
284.30
211,157.76
34
1,231.38
945.81
285.57
210,872.19
35
1,231.38
944.53
286.85
210,585.35
36
1,231.38
943.25
288.13
210,297.21
37
1,231.38
941.96
289.42
210,007.79
38
1,231.38
940.66
290.72
209,717.07
39
1,231.38
939.36
292.02
209,425.05
40
1,231.38
938.05
293.33
209,131.72
41
1,231.38
936.74
294.64
208,837.07
42
1,231.38
935.42
295.96
208,541.11
43
1,231.38
934.09
297.29
208,243.82
44
1,231.38
932.76
298.62
207,945.20
45
1,231.38
931.42
299.96
207,645.24
46
1,231.38
930.08
301.30
207,343.94
47
1,231.38
928.73
302.65
207,041.28
48
1,231.38
927.37
304.01
206,737.28
49
1,231.38
926.01
305.37
206,431.91
50
1,231.38
924.64
306.74
206,125.17
51
1,231.38
923.27
308.11
205,817.06
52
1,231.38
921.89
309.49
205,507.57
53
1,231.38
920.50
310.88
205,196.69
54
1,231.38
919.11
312.27
204,884.42
55
1,231.38
917.71
313.67
204,570.75
56
1,231.38
916.31
315.07
204,255.68
57
1,231.38
914.90
316.48
203,939.19
58
1,231.38
913.48
317.90
203,621.29
59
1,231.38
912.05
319.33
203,301.97
60
1,231.38
910.62
320.76
202,981.21
61
1,231.38
909.19
322.19
202,659.02
62
1,231.38
907.74
323.64
202,335.38
63
1,231.38
906.29
325.09
202,010.29
64
1,231.38
904.84
326.54
201,683.75
65
1,231.38
903.38
328.00
201,355.75
66
1,231.38
901.91
329.47
201,026.27
67
1,231.38
900.43
330.95
200,695.32
68
1,231.38
898.95
332.43
200,362.89
69
1,231.38
897.46
333.92
200,028.97
70
1,231.38
895.96
335.42
199,693.55
71
1,231.38
894.46
336.92
199,356.63
72
1,231.38
892.95
338.43
199,018.20
73
1,231.38
891.44
339.94
198,678.26
74
1,231.38
889.91
341.47
198,336.79
75
1,231.38
888.38
343.00
197,993.80
76
1,231.38
886.85
344.53
197,649.26
77
1,231.38
885.30
346.08
197,303.19
78
1,231.38
883.75
347.63
196,955.56
79
1,231.38
882.20
349.18
196,606.38
80
1,231.38
880.63
350.75
196,255.63
81
1,231.38
879.06
352.32
195,903.31
82
1,231.38
877.48
353.90
195,549.42
83
1,231.38
875.90
355.48
195,193.93
84
1,231.38
874.31
357.07
194,836.86
85
1,231.38
872.71
358.67
194,478.19
86
1,231.38
871.10
360.28
194,117.91
87
1,231.38
869.49
361.89
193,756.01
88
1,231.38
867.87
363.51
193,392.50
89
1,231.38
866.24
365.14
193,027.36
90
1,231.38
864.60
366.78
192,660.58
91
1,231.38
862.96
368.42
192,292.16
92
1,231.38
861.31
370.07
191,922.09
93
1,231.38
859.65
371.73
191,550.36
94
1,231.38
857.99
373.39
191,176.96
95
1,231.38
856.31
375.07
190,801.90
96
1,231.38
854.63
376.75
190,425.15
97
1,231.38
852.95
378.43
190,046.72
98
1,231.38
851.25
380.13
189,666.59
99
1,231.38
849.55
381.83
189,284.75
100
1,231.38
847.84
383.54
188,901.21
101
1,231.38
846.12
385.26
188,515.95
102
1,231.38
844.39
386.99
188,128.97
103
1,231.38
842.66
388.72
187,740.25
104
1,231.38
840.92
390.46
187,349.79
105
1,231.38
839.17
392.21
186,957.58
106
1,231.38
837.41
393.97
186,563.61
107
1,231.38
835.65
395.73
186,167.88
108
1,231.38
833.88
397.50
185,770.38
109
1,231.38
832.10
399.28
185,371.10
110
1,231.38
830.31
401.07
184,970.02
111
1,231.38
828.51
402.87
184,567.16
112
1,231.38
826.71
404.67
184,162.48
113
1,231.38
824.89
406.49
183,756.00
114
1,231.38
823.07
408.31
183,347.69
115
1,231.38
821.24
410.14
182,937.56
116
1,231.38
819.41
411.97
182,525.58
117
1,231.38
817.56
413.82
182,111.77
118
1,231.38
815.71
415.67
181,696.09
119
1,231.38
813.85
417.53
181,278.56
120
1,231.38
811.98
419.40
180,859.16
121
1,231.38
810.10
421.28
180,437.88
122
1,231.38
808.21
423.17
180,014.71
123
1,231.38
806.32
425.06
179,589.64
124
1,231.38
804.41
426.97
179,162.68
125
1,231.38
802.50
428.88
178,733.80
126
1,231.38
800.58
430.80
178,302.99
127
1,231.38
798.65
432.73
177,870.26
128
1,231.38
796.71
434.67
177,435.59
129
1,231.38
794.76
436.62
176,998.98
130
1,231.38
792.81
438.57
176,560.41
131
1,231.38
790.84
440.54
176,119.87
132
1,231.38
788.87
442.51
175,677.36
133
1,231.38
786.89
444.49
175,232.87
134
1,231.38
784.90
446.48
174,786.38
135
1,231.38
782.90
448.48
174,337.90
136
1,231.38
780.89
450.49
173,887.41
137
1,231.38
778.87
452.51
173,434.90
138
1,231.38
776.84
454.54
172,980.36
139
1,231.38
774.81
456.57
172,523.79
140
1,231.38
772.76
458.62
172,065.18
141
1,231.38
770.71
460.67
171,604.50
142
1,231.38
768.65
462.73
171,141.77
143
1,231.38
766.57
464.81
170,676.96
144
1,231.38
764.49
466.89
170,210.07
145
1,231.38
762.40
468.98
169,741.09
146
1,231.38
760.30
471.08
169,270.01
147
1,231.38
758.19
473.19
168,796.82
148
1,231.38
756.07
475.31
168,321.51
149
1,231.38
753.94
477.44
167,844.07
150
1,231.38
751.80
479.58
167,364.49
151
1,231.38
749.65
481.73
166,882.76
152
1,231.38
747.50
483.88
166,398.88
153
1,231.38
745.33
486.05
165,912.83
154
1,231.38
743.15
488.23
165,424.60
155
1,231.38
740.96
490.42
164,934.18
156
1,231.38
738.77
492.61
164,441.57
157
1,231.38
736.56
494.82
163,946.75
158
1,231.38
734.34
497.04
163,449.72
159
1,231.38
732.12
499.26
162,950.45
160
1,231.38
729.88
501.50
162,448.96
161
1,231.38
727.64
503.74
161,945.21
162
1,231.38
725.38
506.00
161,439.21
163
1,231.38
723.11
508.27
160,930.95
164
1,231.38
720.84
510.54
160,420.40
165
1,231.38
718.55
512.83
159,907.57
166
1,231.38
716.25
515.13
159,392.44
167
1,231.38
713.95
517.43
158,875.01
168
1,231.38
711.63
519.75
158,355.26
169
1,231.38
709.30
522.08
157,833.18
170
1,231.38
706.96
524.42
157,308.76
171
1,231.38
704.61
526.77
156,781.99
172
1,231.38
702.25
529.13
156,252.86
173
1,231.38
699.88
531.50
155,721.37
174
1,231.38
697.50
533.88
155,187.49
175
1,231.38
695.11
536.27
154,651.22
176
1,231.38
692.71
538.67
154,112.55
177
1,231.38
690.30
541.08
153,571.46
178
1,231.38
687.87
543.51
153,027.95
179
1,231.38
685.44
545.94
152,482.01
180
1,231.38
682.99
548.39
151,933.62
181
1,231.38
680.54
550.84
151,382.78
182
1,231.38
678.07
553.31
150,829.47
183
1,231.38
675.59
555.79
150,273.68
184
1,231.38
673.10
558.28
149,715.40
185
1,231.38
670.60
560.78
149,154.62
186
1,231.38
668.09
563.29
148,591.33
187
1,231.38
665.57
565.81
148,025.51
188
1,231.38
663.03
568.35
147,457.17
189
1,231.38
660.49
570.89
146,886.27
190
1,231.38
657.93
573.45
146,312.82
191
1,231.38
655.36
576.02
145,736.80
192
1,231.38
652.78
578.60
145,158.20
193
1,231.38
650.19
581.19
144,577.01
194
1,231.38
647.58
583.80
143,993.21
195
1,231.38
644.97
586.41
143,406.80
196
1,231.38
642.34
589.04
142,817.76
197
1,231.38
639.70
591.68
142,226.09
198
1,231.38
637.05
594.33
141,631.76
199
1,231.38
634.39
596.99
141,034.77
200
1,231.38
631.72
599.66
140,435.11
201
1,231.38
629.03
602.35
139,832.76
202
1,231.38
626.33
605.05
139,227.72
203
1,231.38
623.62
607.76
138,619.96
204
1,231.38
620.90
610.48
138,009.48
205
1,231.38
618.17
613.21
137,396.27
206
1,231.38
615.42
615.96
136,780.31
207
1,231.38
612.66
618.72
136,161.59
208
1,231.38
609.89
621.49
135,540.11
209
1,231.38
607.11
624.27
134,915.83
210
1,231.38
604.31
627.07
134,288.76
211
1,231.38
601.50
629.88
133,658.88
212
1,231.38
598.68
632.70
133,026.18
213
1,231.38
595.85
635.53
132,390.65
214
1,231.38
593.00
638.38
131,752.27
215
1,231.38
590.14
641.24
131,111.03
216
1,231.38
587.27
644.11
130,466.92
217
1,231.38
584.38
647.00
129,819.92
218
1,231.38
581.49
649.89
129,170.03
219
1,231.38
578.57
652.81
128,517.22
220
1,231.38
575.65
655.73
127,861.49
221
1,231.38
572.71
658.67
127,202.82
222
1,231.38
569.76
661.62
126,541.21
223
1,231.38
566.80
664.58
125,876.63
224
1,231.38
563.82
667.56
125,209.07
225
1,231.38
560.83
670.55
124,538.52
226
1,231.38
557.83
673.55
123,864.97
227
1,231.38
554.81
676.57
123,188.40
228
1,231.38
551.78
679.60
122,508.80
229
1,231.38
548.74
682.64
121,826.16
230
1,231.38
545.68
685.70
121,140.46
231
1,231.38
542.61
688.77
120,451.69
232
1,231.38
539.52
691.86
119,759.83
233
1,231.38
536.42
694.96
119,064.88
234
1,231.38
533.31
698.07
118,366.81
235
1,231.38
530.18
701.20
117,665.61
236
1,231.38
527.04
704.34
116,961.28
237
1,231.38
523.89
707.49
116,253.78
238
1,231.38
520.72
710.66
115,543.12
239
1,231.38
517.54
713.84
114,829.28
240
1,231.38
514.34
717.04
114,112.24
241
1,231.38
511.13
720.25
113,391.99
242
1,231.38
507.90
723.48
112,668.51
243
1,231.38
504.66
726.72
111,941.79
244
1,231.38
501.41
729.97
111,211.82
245
1,231.38
498.14
733.24
110,478.57
246
1,231.38
494.85
736.53
109,742.05
247
1,231.38
491.55
739.83
109,002.22
248
1,231.38
488.24
743.14
108,259.08
249
1,231.38
484.91
746.47
107,512.61
250
1,231.38
481.57
749.81
106,762.80
251
1,231.38
478.21
753.17
106,009.62
252
1,231.38
474.83
756.55
105,253.08
253
1,231.38
471.45
759.93
104,493.14
254
1,231.38
468.04
763.34
103,729.81
255
1,231.38
464.62
766.76
102,963.05
256
1,231.38
461.19
770.19
102,192.86
257
1,231.38
457.74
773.64
101,419.22
258
1,231.38
454.27
777.11
100,642.11
259
1,231.38
450.79
780.59
99,861.52
260
1,231.38
447.30
784.08
99,077.44
261
1,231.38
443.78
787.60
98,289.84
262
1,231.38
440.26
791.12
97,498.72
263
1,231.38
436.71
794.67
96,704.05
264
1,231.38
433.15
798.23
95,905.83
265
1,231.38
429.58
801.80
95,104.03
266
1,231.38
425.99
805.39
94,298.63
267
1,231.38
422.38
809.00
93,489.63
268
1,231.38
418.76
812.62
92,677.01
269
1,231.38
415.12
816.26
91,860.74
270
1,231.38
411.46
819.92
91,040.82
271
1,231.38
407.79
823.59
90,217.23
272
1,231.38
404.10
827.28
89,389.95
273
1,231.38
400.39
830.99
88,558.96
274
1,231.38
396.67
834.71
87,724.25
275
1,231.38
392.93
838.45
86,885.80
276
1,231.38
389.18
842.20
86,043.60
277
1,231.38
385.40
845.98
85,197.62
278
1,231.38
381.61
849.77
84,347.86
279
1,231.38
377.81
853.57
83,494.28
280
1,231.38
373.98
857.40
82,636.89
281
1,231.38
370.14
861.24
81,775.65
282
1,231.38
366.29
865.09
80,910.56
283
1,231.38
362.41
868.97
80,041.59
284
1,231.38
358.52
872.86
79,168.73
285
1,231.38
354.61
876.77
78,291.96
286
1,231.38
350.68
880.70
77,411.26
287
1,231.38
346.74
884.64
76,526.62
288
1,231.38
342.78
888.60
75,638.02
289
1,231.38
338.80
892.58
74,745.43
290
1,231.38
334.80
896.58
73,848.85
291
1,231.38
330.78
900.60
72,948.25
292
1,231.38
326.75
904.63
72,043.62
293
1,231.38
322.70
908.68
71,134.93
294
1,231.38
318.63
912.75
70,222.18
295
1,231.38
314.54
916.84
69,305.34
296
1,231.38
310.43
920.95
68,384.39
297
1,231.38
306.31
925.07
67,459.31
298
1,231.38
302.16
929.22
66,530.09
299
1,231.38
298.00
933.38
65,596.71
300
1,231.38
293.82
937.56
64,659.15
301
1,231.38
289.62
941.76
63,717.39
302
1,231.38
285.40
945.98
62,771.41
303
1,231.38
281.16
950.22
61,821.19
304
1,231.38
276.91
954.47
60,866.72
305
1,231.38
272.63
958.75
59,907.97
306
1,231.38
268.34
963.04
58,944.93
307
1,231.38
264.02
967.36
57,977.58
308
1,231.38
259.69
971.69
57,005.89
309
1,231.38
255.34
976.04
56,029.85
310
1,231.38
250.97
980.41
55,049.43
311
1,231.38
246.58
984.80
54,064.63
312
1,231.38
242.16
989.22
53,075.41
313
1,231.38
237.73
993.65
52,081.77
314
1,231.38
233.28
998.10
51,083.67
315
1,231.38
228.81
1,002.57
50,081.10
316
1,231.38
224.32
1,007.06
49,074.04
317
1,231.38
219.81
1,011.57
48,062.47
318
1,231.38
215.28
1,016.10
47,046.37
319
1,231.38
210.73
1,020.65
46,025.72
320
1,231.38
206.16
1,025.22
45,000.50
321
1,231.38
201.56
1,029.82
43,970.68
322
1,231.38
196.95
1,034.43
42,936.26
323
1,231.38
192.32
1,039.06
41,897.20
324
1,231.38
187.66
1,043.72
40,853.48
325
1,231.38
182.99
1,048.39
39,805.09
326
1,231.38
178.29
1,053.09
38,752.00
327
1,231.38
173.58
1,057.80
37,694.20
328
1,231.38
168.84
1,062.54
36,631.66
329
1,231.38
164.08
1,067.30
35,564.36
330
1,231.38
159.30
1,072.08
34,492.28
331
1,231.38
154.50
1,076.88
33,415.39
332
1,231.38
149.67
1,081.71
32,333.69
333
1,231.38
144.83
1,086.55
31,247.13
334
1,231.38
139.96
1,091.42
30,155.72
335
1,231.38
135.07
1,096.31
29,059.41
336
1,231.38
130.16
1,101.22
27,958.19
337
1,231.38
125.23
1,106.15
26,852.04
338
1,231.38
120.27
1,111.11
25,740.93
339
1,231.38
115.30
1,116.08
24,624.85
340
1,231.38
110.30
1,121.08
23,503.77
341
1,231.38
105.28
1,126.10
22,377.67
342
1,231.38
100.23
1,131.15
21,246.52
343
1,231.38
95.17
1,136.21
20,110.31
344
1,231.38
90.08
1,141.30
18,969.01
345
1,231.38
84.97
1,146.41
17,822.59
346
1,231.38
79.83
1,151.55
16,671.04
347
1,231.38
74.67
1,156.71
15,514.33
348
1,231.38
69.49
1,161.89
14,352.44
349
1,231.38
64.29
1,167.09
13,185.35
350
1,231.38
59.06
1,172.32
12,013.03
351
1,231.38
53.81
1,177.57
10,835.46
352
1,231.38
48.53
1,182.85
9,652.61
353
1,231.38
43.24
1,188.14
8,464.47
354
1,231.38
37.91
1,193.47
7,271.00
355
1,231.38
32.57
1,198.81
6,072.19
356
1,231.38
27.20
1,204.18
4,868.01
357
1,231.38
21.80
1,209.58
3,658.43
358
1,231.38
16.39
1,214.99
2,443.44
359
1,231.38
10.94
1,220.44
1,223.01
360
1,228.48
5.48
1,223.01
0.00
Totals
443,293.90
223,393.90
219,900.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044