Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,185.40  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,185.40
988.57
196.83
197,517.17
2
1,185.40
987.59
197.81
197,319.36
3
1,185.40
986.60
198.80
197,120.55
4
1,185.40
985.60
199.80
196,920.76
5
1,185.40
984.60
200.80
196,719.96
6
1,185.40
983.60
201.80
196,518.16
7
1,185.40
982.59
202.81
196,315.35
8
1,185.40
981.58
203.82
196,111.53
9
1,185.40
980.56
204.84
195,906.68
10
1,185.40
979.53
205.87
195,700.82
11
1,185.40
978.50
206.90
195,493.92
12
1,185.40
977.47
207.93
195,285.99
13
1,185.40
976.43
208.97
195,077.02
14
1,185.40
975.39
210.01
194,867.01
15
1,185.40
974.34
211.06
194,655.94
16
1,185.40
973.28
212.12
194,443.82
17
1,185.40
972.22
213.18
194,230.64
18
1,185.40
971.15
214.25
194,016.39
19
1,185.40
970.08
215.32
193,801.08
20
1,185.40
969.01
216.39
193,584.68
21
1,185.40
967.92
217.48
193,367.20
22
1,185.40
966.84
218.56
193,148.64
23
1,185.40
965.74
219.66
192,928.98
24
1,185.40
964.64
220.76
192,708.23
25
1,185.40
963.54
221.86
192,486.37
26
1,185.40
962.43
222.97
192,263.40
27
1,185.40
961.32
224.08
192,039.32
28
1,185.40
960.20
225.20
191,814.11
29
1,185.40
959.07
226.33
191,587.79
30
1,185.40
957.94
227.46
191,360.32
31
1,185.40
956.80
228.60
191,131.73
32
1,185.40
955.66
229.74
190,901.98
33
1,185.40
954.51
230.89
190,671.09
34
1,185.40
953.36
232.04
190,439.05
35
1,185.40
952.20
233.20
190,205.85
36
1,185.40
951.03
234.37
189,971.47
37
1,185.40
949.86
235.54
189,735.93
38
1,185.40
948.68
236.72
189,499.21
39
1,185.40
947.50
237.90
189,261.31
40
1,185.40
946.31
239.09
189,022.21
41
1,185.40
945.11
240.29
188,781.93
42
1,185.40
943.91
241.49
188,540.43
43
1,185.40
942.70
242.70
188,297.74
44
1,185.40
941.49
243.91
188,053.83
45
1,185.40
940.27
245.13
187,808.69
46
1,185.40
939.04
246.36
187,562.34
47
1,185.40
937.81
247.59
187,314.75
48
1,185.40
936.57
248.83
187,065.92
49
1,185.40
935.33
250.07
186,815.85
50
1,185.40
934.08
251.32
186,564.53
51
1,185.40
932.82
252.58
186,311.96
52
1,185.40
931.56
253.84
186,058.12
53
1,185.40
930.29
255.11
185,803.01
54
1,185.40
929.02
256.38
185,546.62
55
1,185.40
927.73
257.67
185,288.95
56
1,185.40
926.44
258.96
185,030.00
57
1,185.40
925.15
260.25
184,769.75
58
1,185.40
923.85
261.55
184,508.20
59
1,185.40
922.54
262.86
184,245.34
60
1,185.40
921.23
264.17
183,981.16
61
1,185.40
919.91
265.49
183,715.67
62
1,185.40
918.58
266.82
183,448.85
63
1,185.40
917.24
268.16
183,180.69
64
1,185.40
915.90
269.50
182,911.20
65
1,185.40
914.56
270.84
182,640.35
66
1,185.40
913.20
272.20
182,368.15
67
1,185.40
911.84
273.56
182,094.60
68
1,185.40
910.47
274.93
181,819.67
69
1,185.40
909.10
276.30
181,543.37
70
1,185.40
907.72
277.68
181,265.68
71
1,185.40
906.33
279.07
180,986.61
72
1,185.40
904.93
280.47
180,706.14
73
1,185.40
903.53
281.87
180,424.28
74
1,185.40
902.12
283.28
180,141.00
75
1,185.40
900.70
284.70
179,856.30
76
1,185.40
899.28
286.12
179,570.18
77
1,185.40
897.85
287.55
179,282.63
78
1,185.40
896.41
288.99
178,993.65
79
1,185.40
894.97
290.43
178,703.22
80
1,185.40
893.52
291.88
178,411.33
81
1,185.40
892.06
293.34
178,117.99
82
1,185.40
890.59
294.81
177,823.18
83
1,185.40
889.12
296.28
177,526.89
84
1,185.40
887.63
297.77
177,229.13
85
1,185.40
886.15
299.25
176,929.87
86
1,185.40
884.65
300.75
176,629.12
87
1,185.40
883.15
302.25
176,326.87
88
1,185.40
881.63
303.77
176,023.10
89
1,185.40
880.12
305.28
175,717.82
90
1,185.40
878.59
306.81
175,411.01
91
1,185.40
877.06
308.34
175,102.66
92
1,185.40
875.51
309.89
174,792.78
93
1,185.40
873.96
311.44
174,481.34
94
1,185.40
872.41
312.99
174,168.35
95
1,185.40
870.84
314.56
173,853.79
96
1,185.40
869.27
316.13
173,537.66
97
1,185.40
867.69
317.71
173,219.95
98
1,185.40
866.10
319.30
172,900.65
99
1,185.40
864.50
320.90
172,579.75
100
1,185.40
862.90
322.50
172,257.25
101
1,185.40
861.29
324.11
171,933.13
102
1,185.40
859.67
325.73
171,607.40
103
1,185.40
858.04
327.36
171,280.04
104
1,185.40
856.40
329.00
170,951.04
105
1,185.40
854.76
330.64
170,620.39
106
1,185.40
853.10
332.30
170,288.09
107
1,185.40
851.44
333.96
169,954.13
108
1,185.40
849.77
335.63
169,618.51
109
1,185.40
848.09
337.31
169,281.20
110
1,185.40
846.41
338.99
168,942.20
111
1,185.40
844.71
340.69
168,601.52
112
1,185.40
843.01
342.39
168,259.12
113
1,185.40
841.30
344.10
167,915.02
114
1,185.40
839.58
345.82
167,569.19
115
1,185.40
837.85
347.55
167,221.64
116
1,185.40
836.11
349.29
166,872.35
117
1,185.40
834.36
351.04
166,521.31
118
1,185.40
832.61
352.79
166,168.52
119
1,185.40
830.84
354.56
165,813.96
120
1,185.40
829.07
356.33
165,457.63
121
1,185.40
827.29
358.11
165,099.52
122
1,185.40
825.50
359.90
164,739.61
123
1,185.40
823.70
361.70
164,377.91
124
1,185.40
821.89
363.51
164,014.40
125
1,185.40
820.07
365.33
163,649.07
126
1,185.40
818.25
367.15
163,281.92
127
1,185.40
816.41
368.99
162,912.93
128
1,185.40
814.56
370.84
162,542.09
129
1,185.40
812.71
372.69
162,169.40
130
1,185.40
810.85
374.55
161,794.85
131
1,185.40
808.97
376.43
161,418.42
132
1,185.40
807.09
378.31
161,040.12
133
1,185.40
805.20
380.20
160,659.92
134
1,185.40
803.30
382.10
160,277.82
135
1,185.40
801.39
384.01
159,893.81
136
1,185.40
799.47
385.93
159,507.88
137
1,185.40
797.54
387.86
159,120.01
138
1,185.40
795.60
389.80
158,730.21
139
1,185.40
793.65
391.75
158,338.47
140
1,185.40
791.69
393.71
157,944.76
141
1,185.40
789.72
395.68
157,549.08
142
1,185.40
787.75
397.65
157,151.43
143
1,185.40
785.76
399.64
156,751.78
144
1,185.40
783.76
401.64
156,350.14
145
1,185.40
781.75
403.65
155,946.49
146
1,185.40
779.73
405.67
155,540.83
147
1,185.40
777.70
407.70
155,133.13
148
1,185.40
775.67
409.73
154,723.40
149
1,185.40
773.62
411.78
154,311.61
150
1,185.40
771.56
413.84
153,897.77
151
1,185.40
769.49
415.91
153,481.86
152
1,185.40
767.41
417.99
153,063.87
153
1,185.40
765.32
420.08
152,643.79
154
1,185.40
763.22
422.18
152,221.61
155
1,185.40
761.11
424.29
151,797.32
156
1,185.40
758.99
426.41
151,370.90
157
1,185.40
756.85
428.55
150,942.36
158
1,185.40
754.71
430.69
150,511.67
159
1,185.40
752.56
432.84
150,078.83
160
1,185.40
750.39
435.01
149,643.82
161
1,185.40
748.22
437.18
149,206.64
162
1,185.40
746.03
439.37
148,767.27
163
1,185.40
743.84
441.56
148,325.71
164
1,185.40
741.63
443.77
147,881.94
165
1,185.40
739.41
445.99
147,435.95
166
1,185.40
737.18
448.22
146,987.73
167
1,185.40
734.94
450.46
146,537.27
168
1,185.40
732.69
452.71
146,084.55
169
1,185.40
730.42
454.98
145,629.58
170
1,185.40
728.15
457.25
145,172.32
171
1,185.40
725.86
459.54
144,712.79
172
1,185.40
723.56
461.84
144,250.95
173
1,185.40
721.25
464.15
143,786.80
174
1,185.40
718.93
466.47
143,320.34
175
1,185.40
716.60
468.80
142,851.54
176
1,185.40
714.26
471.14
142,380.40
177
1,185.40
711.90
473.50
141,906.90
178
1,185.40
709.53
475.87
141,431.03
179
1,185.40
707.16
478.24
140,952.79
180
1,185.40
704.76
480.64
140,472.15
181
1,185.40
702.36
483.04
139,989.11
182
1,185.40
699.95
485.45
139,503.66
183
1,185.40
697.52
487.88
139,015.78
184
1,185.40
695.08
490.32
138,525.46
185
1,185.40
692.63
492.77
138,032.68
186
1,185.40
690.16
495.24
137,537.45
187
1,185.40
687.69
497.71
137,039.73
188
1,185.40
685.20
500.20
136,539.53
189
1,185.40
682.70
502.70
136,036.83
190
1,185.40
680.18
505.22
135,531.61
191
1,185.40
677.66
507.74
135,023.87
192
1,185.40
675.12
510.28
134,513.59
193
1,185.40
672.57
512.83
134,000.76
194
1,185.40
670.00
515.40
133,485.36
195
1,185.40
667.43
517.97
132,967.39
196
1,185.40
664.84
520.56
132,446.83
197
1,185.40
662.23
523.17
131,923.66
198
1,185.40
659.62
525.78
131,397.88
199
1,185.40
656.99
528.41
130,869.47
200
1,185.40
654.35
531.05
130,338.42
201
1,185.40
651.69
533.71
129,804.71
202
1,185.40
649.02
536.38
129,268.33
203
1,185.40
646.34
539.06
128,729.27
204
1,185.40
643.65
541.75
128,187.52
205
1,185.40
640.94
544.46
127,643.06
206
1,185.40
638.22
547.18
127,095.87
207
1,185.40
635.48
549.92
126,545.95
208
1,185.40
632.73
552.67
125,993.28
209
1,185.40
629.97
555.43
125,437.85
210
1,185.40
627.19
558.21
124,879.64
211
1,185.40
624.40
561.00
124,318.64
212
1,185.40
621.59
563.81
123,754.83
213
1,185.40
618.77
566.63
123,188.20
214
1,185.40
615.94
569.46
122,618.74
215
1,185.40
613.09
572.31
122,046.44
216
1,185.40
610.23
575.17
121,471.27
217
1,185.40
607.36
578.04
120,893.23
218
1,185.40
604.47
580.93
120,312.29
219
1,185.40
601.56
583.84
119,728.45
220
1,185.40
598.64
586.76
119,141.70
221
1,185.40
595.71
589.69
118,552.01
222
1,185.40
592.76
592.64
117,959.37
223
1,185.40
589.80
595.60
117,363.76
224
1,185.40
586.82
598.58
116,765.18
225
1,185.40
583.83
601.57
116,163.61
226
1,185.40
580.82
604.58
115,559.03
227
1,185.40
577.80
607.60
114,951.42
228
1,185.40
574.76
610.64
114,340.78
229
1,185.40
571.70
613.70
113,727.08
230
1,185.40
568.64
616.76
113,110.32
231
1,185.40
565.55
619.85
112,490.47
232
1,185.40
562.45
622.95
111,867.52
233
1,185.40
559.34
626.06
111,241.46
234
1,185.40
556.21
629.19
110,612.27
235
1,185.40
553.06
632.34
109,979.93
236
1,185.40
549.90
635.50
109,344.43
237
1,185.40
546.72
638.68
108,705.75
238
1,185.40
543.53
641.87
108,063.88
239
1,185.40
540.32
645.08
107,418.80
240
1,185.40
537.09
648.31
106,770.49
241
1,185.40
533.85
651.55
106,118.94
242
1,185.40
530.59
654.81
105,464.14
243
1,185.40
527.32
658.08
104,806.06
244
1,185.40
524.03
661.37
104,144.69
245
1,185.40
520.72
664.68
103,480.01
246
1,185.40
517.40
668.00
102,812.01
247
1,185.40
514.06
671.34
102,140.67
248
1,185.40
510.70
674.70
101,465.98
249
1,185.40
507.33
678.07
100,787.91
250
1,185.40
503.94
681.46
100,106.45
251
1,185.40
500.53
684.87
99,421.58
252
1,185.40
497.11
688.29
98,733.29
253
1,185.40
493.67
691.73
98,041.55
254
1,185.40
490.21
695.19
97,346.36
255
1,185.40
486.73
698.67
96,647.69
256
1,185.40
483.24
702.16
95,945.53
257
1,185.40
479.73
705.67
95,239.86
258
1,185.40
476.20
709.20
94,530.66
259
1,185.40
472.65
712.75
93,817.91
260
1,185.40
469.09
716.31
93,101.60
261
1,185.40
465.51
719.89
92,381.71
262
1,185.40
461.91
723.49
91,658.22
263
1,185.40
458.29
727.11
90,931.11
264
1,185.40
454.66
730.74
90,200.36
265
1,185.40
451.00
734.40
89,465.96
266
1,185.40
447.33
738.07
88,727.89
267
1,185.40
443.64
741.76
87,986.13
268
1,185.40
439.93
745.47
87,240.66
269
1,185.40
436.20
749.20
86,491.47
270
1,185.40
432.46
752.94
85,738.52
271
1,185.40
428.69
756.71
84,981.82
272
1,185.40
424.91
760.49
84,221.33
273
1,185.40
421.11
764.29
83,457.03
274
1,185.40
417.29
768.11
82,688.92
275
1,185.40
413.44
771.96
81,916.96
276
1,185.40
409.58
775.82
81,141.15
277
1,185.40
405.71
779.69
80,361.45
278
1,185.40
401.81
783.59
79,577.86
279
1,185.40
397.89
787.51
78,790.35
280
1,185.40
393.95
791.45
77,998.90
281
1,185.40
389.99
795.41
77,203.50
282
1,185.40
386.02
799.38
76,404.11
283
1,185.40
382.02
803.38
75,600.73
284
1,185.40
378.00
807.40
74,793.34
285
1,185.40
373.97
811.43
73,981.90
286
1,185.40
369.91
815.49
73,166.41
287
1,185.40
365.83
819.57
72,346.85
288
1,185.40
361.73
823.67
71,523.18
289
1,185.40
357.62
827.78
70,695.40
290
1,185.40
353.48
831.92
69,863.47
291
1,185.40
349.32
836.08
69,027.39
292
1,185.40
345.14
840.26
68,187.13
293
1,185.40
340.94
844.46
67,342.66
294
1,185.40
336.71
848.69
66,493.98
295
1,185.40
332.47
852.93
65,641.05
296
1,185.40
328.21
857.19
64,783.85
297
1,185.40
323.92
861.48
63,922.37
298
1,185.40
319.61
865.79
63,056.58
299
1,185.40
315.28
870.12
62,186.47
300
1,185.40
310.93
874.47
61,312.00
301
1,185.40
306.56
878.84
60,433.16
302
1,185.40
302.17
883.23
59,549.92
303
1,185.40
297.75
887.65
58,662.27
304
1,185.40
293.31
892.09
57,770.19
305
1,185.40
288.85
896.55
56,873.64
306
1,185.40
284.37
901.03
55,972.60
307
1,185.40
279.86
905.54
55,067.07
308
1,185.40
275.34
910.06
54,157.00
309
1,185.40
270.79
914.61
53,242.39
310
1,185.40
266.21
919.19
52,323.20
311
1,185.40
261.62
923.78
51,399.42
312
1,185.40
257.00
928.40
50,471.01
313
1,185.40
252.36
933.04
49,537.97
314
1,185.40
247.69
937.71
48,600.26
315
1,185.40
243.00
942.40
47,657.86
316
1,185.40
238.29
947.11
46,710.75
317
1,185.40
233.55
951.85
45,758.90
318
1,185.40
228.79
956.61
44,802.30
319
1,185.40
224.01
961.39
43,840.91
320
1,185.40
219.20
966.20
42,874.71
321
1,185.40
214.37
971.03
41,903.69
322
1,185.40
209.52
975.88
40,927.80
323
1,185.40
204.64
980.76
39,947.04
324
1,185.40
199.74
985.66
38,961.38
325
1,185.40
194.81
990.59
37,970.79
326
1,185.40
189.85
995.55
36,975.24
327
1,185.40
184.88
1,000.52
35,974.72
328
1,185.40
179.87
1,005.53
34,969.19
329
1,185.40
174.85
1,010.55
33,958.64
330
1,185.40
169.79
1,015.61
32,943.03
331
1,185.40
164.72
1,020.68
31,922.34
332
1,185.40
159.61
1,025.79
30,896.56
333
1,185.40
154.48
1,030.92
29,865.64
334
1,185.40
149.33
1,036.07
28,829.57
335
1,185.40
144.15
1,041.25
27,788.31
336
1,185.40
138.94
1,046.46
26,741.86
337
1,185.40
133.71
1,051.69
25,690.16
338
1,185.40
128.45
1,056.95
24,633.22
339
1,185.40
123.17
1,062.23
23,570.98
340
1,185.40
117.85
1,067.55
22,503.44
341
1,185.40
112.52
1,072.88
21,430.55
342
1,185.40
107.15
1,078.25
20,352.31
343
1,185.40
101.76
1,083.64
19,268.67
344
1,185.40
96.34
1,089.06
18,179.61
345
1,185.40
90.90
1,094.50
17,085.11
346
1,185.40
85.43
1,099.97
15,985.14
347
1,185.40
79.93
1,105.47
14,879.66
348
1,185.40
74.40
1,111.00
13,768.66
349
1,185.40
68.84
1,116.56
12,652.10
350
1,185.40
63.26
1,122.14
11,529.96
351
1,185.40
57.65
1,127.75
10,402.21
352
1,185.40
52.01
1,133.39
9,268.82
353
1,185.40
46.34
1,139.06
8,129.77
354
1,185.40
40.65
1,144.75
6,985.02
355
1,185.40
34.93
1,150.47
5,834.54
356
1,185.40
29.17
1,156.23
4,678.31
357
1,185.40
23.39
1,162.01
3,516.31
358
1,185.40
17.58
1,167.82
2,348.49
359
1,185.40
11.74
1,173.66
1,174.83
360
1,180.70
5.87
1,174.83
0.00
Totals
426,739.30
229,025.30
197,714.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044