Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,042.12  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,042.12
875.43
166.69
171,345.31
2
1,042.12
874.57
167.55
171,177.76
3
1,042.12
873.72
168.40
171,009.36
4
1,042.12
872.86
169.26
170,840.10
5
1,042.12
872.00
170.12
170,669.98
6
1,042.12
871.13
170.99
170,498.99
7
1,042.12
870.26
171.86
170,327.12
8
1,042.12
869.38
172.74
170,154.38
9
1,042.12
868.50
173.62
169,980.75
10
1,042.12
867.61
174.51
169,806.24
11
1,042.12
866.72
175.40
169,630.84
12
1,042.12
865.82
176.30
169,454.55
13
1,042.12
864.92
177.20
169,277.35
14
1,042.12
864.02
178.10
169,099.25
15
1,042.12
863.11
179.01
168,920.24
16
1,042.12
862.20
179.92
168,740.32
17
1,042.12
861.28
180.84
168,559.48
18
1,042.12
860.36
181.76
168,377.71
19
1,042.12
859.43
182.69
168,195.02
20
1,042.12
858.50
183.62
168,011.40
21
1,042.12
857.56
184.56
167,826.84
22
1,042.12
856.62
185.50
167,641.33
23
1,042.12
855.67
186.45
167,454.88
24
1,042.12
854.72
187.40
167,267.48
25
1,042.12
853.76
188.36
167,079.12
26
1,042.12
852.80
189.32
166,889.80
27
1,042.12
851.83
190.29
166,699.51
28
1,042.12
850.86
191.26
166,508.26
29
1,042.12
849.89
192.23
166,316.02
30
1,042.12
848.90
193.22
166,122.81
31
1,042.12
847.92
194.20
165,928.60
32
1,042.12
846.93
195.19
165,733.41
33
1,042.12
845.93
196.19
165,537.22
34
1,042.12
844.93
197.19
165,340.03
35
1,042.12
843.92
198.20
165,141.84
36
1,042.12
842.91
199.21
164,942.63
37
1,042.12
841.89
200.23
164,742.40
38
1,042.12
840.87
201.25
164,541.15
39
1,042.12
839.85
202.27
164,338.88
40
1,042.12
838.81
203.31
164,135.57
41
1,042.12
837.78
204.34
163,931.23
42
1,042.12
836.73
205.39
163,725.84
43
1,042.12
835.68
206.44
163,519.40
44
1,042.12
834.63
207.49
163,311.91
45
1,042.12
833.57
208.55
163,103.37
46
1,042.12
832.51
209.61
162,893.75
47
1,042.12
831.44
210.68
162,683.07
48
1,042.12
830.36
211.76
162,471.31
49
1,042.12
829.28
212.84
162,258.47
50
1,042.12
828.19
213.93
162,044.55
51
1,042.12
827.10
215.02
161,829.53
52
1,042.12
826.00
216.12
161,613.41
53
1,042.12
824.90
217.22
161,396.20
54
1,042.12
823.79
218.33
161,177.87
55
1,042.12
822.68
219.44
160,958.43
56
1,042.12
821.56
220.56
160,737.87
57
1,042.12
820.43
221.69
160,516.18
58
1,042.12
819.30
222.82
160,293.36
59
1,042.12
818.16
223.96
160,069.40
60
1,042.12
817.02
225.10
159,844.30
61
1,042.12
815.87
226.25
159,618.06
62
1,042.12
814.72
227.40
159,390.65
63
1,042.12
813.56
228.56
159,162.09
64
1,042.12
812.39
229.73
158,932.36
65
1,042.12
811.22
230.90
158,701.46
66
1,042.12
810.04
232.08
158,469.38
67
1,042.12
808.85
233.27
158,236.11
68
1,042.12
807.66
234.46
158,001.65
69
1,042.12
806.47
235.65
157,766.00
70
1,042.12
805.26
236.86
157,529.14
71
1,042.12
804.06
238.06
157,291.08
72
1,042.12
802.84
239.28
157,051.80
73
1,042.12
801.62
240.50
156,811.30
74
1,042.12
800.39
241.73
156,569.57
75
1,042.12
799.16
242.96
156,326.61
76
1,042.12
797.92
244.20
156,082.40
77
1,042.12
796.67
245.45
155,836.95
78
1,042.12
795.42
246.70
155,590.25
79
1,042.12
794.16
247.96
155,342.29
80
1,042.12
792.89
249.23
155,093.06
81
1,042.12
791.62
250.50
154,842.56
82
1,042.12
790.34
251.78
154,590.79
83
1,042.12
789.06
253.06
154,337.72
84
1,042.12
787.77
254.35
154,083.37
85
1,042.12
786.47
255.65
153,827.72
86
1,042.12
785.16
256.96
153,570.76
87
1,042.12
783.85
258.27
153,312.49
88
1,042.12
782.53
259.59
153,052.90
89
1,042.12
781.21
260.91
152,791.99
90
1,042.12
779.88
262.24
152,529.74
91
1,042.12
778.54
263.58
152,266.16
92
1,042.12
777.19
264.93
152,001.23
93
1,042.12
775.84
266.28
151,734.95
94
1,042.12
774.48
267.64
151,467.31
95
1,042.12
773.11
269.01
151,198.31
96
1,042.12
771.74
270.38
150,927.93
97
1,042.12
770.36
271.76
150,656.17
98
1,042.12
768.97
273.15
150,383.03
99
1,042.12
767.58
274.54
150,108.49
100
1,042.12
766.18
275.94
149,832.54
101
1,042.12
764.77
277.35
149,555.19
102
1,042.12
763.35
278.77
149,276.43
103
1,042.12
761.93
280.19
148,996.24
104
1,042.12
760.50
281.62
148,714.62
105
1,042.12
759.06
283.06
148,431.57
106
1,042.12
757.62
284.50
148,147.07
107
1,042.12
756.17
285.95
147,861.11
108
1,042.12
754.71
287.41
147,573.70
109
1,042.12
753.24
288.88
147,284.82
110
1,042.12
751.77
290.35
146,994.47
111
1,042.12
750.28
291.84
146,702.63
112
1,042.12
748.79
293.33
146,409.31
113
1,042.12
747.30
294.82
146,114.48
114
1,042.12
745.79
296.33
145,818.16
115
1,042.12
744.28
297.84
145,520.32
116
1,042.12
742.76
299.36
145,220.96
117
1,042.12
741.23
300.89
144,920.07
118
1,042.12
739.70
302.42
144,617.65
119
1,042.12
738.15
303.97
144,313.68
120
1,042.12
736.60
305.52
144,008.16
121
1,042.12
735.04
307.08
143,701.08
122
1,042.12
733.47
308.65
143,392.43
123
1,042.12
731.90
310.22
143,082.21
124
1,042.12
730.32
311.80
142,770.41
125
1,042.12
728.72
313.40
142,457.01
126
1,042.12
727.12
315.00
142,142.02
127
1,042.12
725.52
316.60
141,825.41
128
1,042.12
723.90
318.22
141,507.19
129
1,042.12
722.28
319.84
141,187.35
130
1,042.12
720.64
321.48
140,865.87
131
1,042.12
719.00
323.12
140,542.76
132
1,042.12
717.35
324.77
140,217.99
133
1,042.12
715.70
326.42
139,891.57
134
1,042.12
714.03
328.09
139,563.48
135
1,042.12
712.36
329.76
139,233.71
136
1,042.12
710.67
331.45
138,902.26
137
1,042.12
708.98
333.14
138,569.12
138
1,042.12
707.28
334.84
138,234.28
139
1,042.12
705.57
336.55
137,897.74
140
1,042.12
703.85
338.27
137,559.47
141
1,042.12
702.13
339.99
137,219.47
142
1,042.12
700.39
341.73
136,877.75
143
1,042.12
698.65
343.47
136,534.27
144
1,042.12
696.89
345.23
136,189.05
145
1,042.12
695.13
346.99
135,842.06
146
1,042.12
693.36
348.76
135,493.30
147
1,042.12
691.58
350.54
135,142.76
148
1,042.12
689.79
352.33
134,790.43
149
1,042.12
687.99
354.13
134,436.30
150
1,042.12
686.19
355.93
134,080.37
151
1,042.12
684.37
357.75
133,722.62
152
1,042.12
682.54
359.58
133,363.04
153
1,042.12
680.71
361.41
133,001.63
154
1,042.12
678.86
363.26
132,638.37
155
1,042.12
677.01
365.11
132,273.26
156
1,042.12
675.14
366.98
131,906.28
157
1,042.12
673.27
368.85
131,537.43
158
1,042.12
671.39
370.73
131,166.70
159
1,042.12
669.50
372.62
130,794.08
160
1,042.12
667.59
374.53
130,419.55
161
1,042.12
665.68
376.44
130,043.12
162
1,042.12
663.76
378.36
129,664.76
163
1,042.12
661.83
380.29
129,284.47
164
1,042.12
659.89
382.23
128,902.24
165
1,042.12
657.94
384.18
128,518.06
166
1,042.12
655.98
386.14
128,131.92
167
1,042.12
654.01
388.11
127,743.80
168
1,042.12
652.03
390.09
127,353.71
169
1,042.12
650.03
392.09
126,961.62
170
1,042.12
648.03
394.09
126,567.54
171
1,042.12
646.02
396.10
126,171.44
172
1,042.12
644.00
398.12
125,773.32
173
1,042.12
641.97
400.15
125,373.17
174
1,042.12
639.93
402.19
124,970.97
175
1,042.12
637.87
404.25
124,566.72
176
1,042.12
635.81
406.31
124,160.41
177
1,042.12
633.74
408.38
123,752.03
178
1,042.12
631.65
410.47
123,341.56
179
1,042.12
629.56
412.56
122,929.00
180
1,042.12
627.45
414.67
122,514.33
181
1,042.12
625.33
416.79
122,097.54
182
1,042.12
623.21
418.91
121,678.62
183
1,042.12
621.07
421.05
121,257.57
184
1,042.12
618.92
423.20
120,834.37
185
1,042.12
616.76
425.36
120,409.01
186
1,042.12
614.59
427.53
119,981.48
187
1,042.12
612.41
429.71
119,551.76
188
1,042.12
610.21
431.91
119,119.86
189
1,042.12
608.01
434.11
118,685.74
190
1,042.12
605.79
436.33
118,249.42
191
1,042.12
603.56
438.56
117,810.86
192
1,042.12
601.33
440.79
117,370.07
193
1,042.12
599.08
443.04
116,927.02
194
1,042.12
596.82
445.30
116,481.72
195
1,042.12
594.54
447.58
116,034.14
196
1,042.12
592.26
449.86
115,584.28
197
1,042.12
589.96
452.16
115,132.12
198
1,042.12
587.65
454.47
114,677.65
199
1,042.12
585.33
456.79
114,220.87
200
1,042.12
583.00
459.12
113,761.75
201
1,042.12
580.66
461.46
113,300.29
202
1,042.12
578.30
463.82
112,836.47
203
1,042.12
575.94
466.18
112,370.29
204
1,042.12
573.56
468.56
111,901.72
205
1,042.12
571.17
470.95
111,430.77
206
1,042.12
568.76
473.36
110,957.41
207
1,042.12
566.35
475.77
110,481.63
208
1,042.12
563.92
478.20
110,003.43
209
1,042.12
561.48
480.64
109,522.79
210
1,042.12
559.02
483.10
109,039.69
211
1,042.12
556.56
485.56
108,554.13
212
1,042.12
554.08
488.04
108,066.09
213
1,042.12
551.59
490.53
107,575.55
214
1,042.12
549.08
493.04
107,082.52
215
1,042.12
546.57
495.55
106,586.96
216
1,042.12
544.04
498.08
106,088.88
217
1,042.12
541.50
500.62
105,588.26
218
1,042.12
538.94
503.18
105,085.08
219
1,042.12
536.37
505.75
104,579.33
220
1,042.12
533.79
508.33
104,071.00
221
1,042.12
531.20
510.92
103,560.07
222
1,042.12
528.59
513.53
103,046.54
223
1,042.12
525.97
516.15
102,530.39
224
1,042.12
523.33
518.79
102,011.60
225
1,042.12
520.68
521.44
101,490.16
226
1,042.12
518.02
524.10
100,966.07
227
1,042.12
515.35
526.77
100,439.30
228
1,042.12
512.66
529.46
99,909.83
229
1,042.12
509.96
532.16
99,377.67
230
1,042.12
507.24
534.88
98,842.79
231
1,042.12
504.51
537.61
98,305.18
232
1,042.12
501.77
540.35
97,764.83
233
1,042.12
499.01
543.11
97,221.71
234
1,042.12
496.24
545.88
96,675.83
235
1,042.12
493.45
548.67
96,127.16
236
1,042.12
490.65
551.47
95,575.69
237
1,042.12
487.83
554.29
95,021.40
238
1,042.12
485.01
557.11
94,464.29
239
1,042.12
482.16
559.96
93,904.33
240
1,042.12
479.30
562.82
93,341.51
241
1,042.12
476.43
565.69
92,775.82
242
1,042.12
473.54
568.58
92,207.25
243
1,042.12
470.64
571.48
91,635.77
244
1,042.12
467.72
574.40
91,061.37
245
1,042.12
464.79
577.33
90,484.05
246
1,042.12
461.85
580.27
89,903.77
247
1,042.12
458.88
583.24
89,320.53
248
1,042.12
455.91
586.21
88,734.32
249
1,042.12
452.91
589.21
88,145.12
250
1,042.12
449.91
592.21
87,552.90
251
1,042.12
446.88
595.24
86,957.67
252
1,042.12
443.85
598.27
86,359.39
253
1,042.12
440.79
601.33
85,758.07
254
1,042.12
437.72
604.40
85,153.67
255
1,042.12
434.64
607.48
84,546.19
256
1,042.12
431.54
610.58
83,935.61
257
1,042.12
428.42
613.70
83,321.91
258
1,042.12
425.29
616.83
82,705.08
259
1,042.12
422.14
619.98
82,085.10
260
1,042.12
418.98
623.14
81,461.95
261
1,042.12
415.80
626.32
80,835.63
262
1,042.12
412.60
629.52
80,206.11
263
1,042.12
409.39
632.73
79,573.37
264
1,042.12
406.16
635.96
78,937.41
265
1,042.12
402.91
639.21
78,298.20
266
1,042.12
399.65
642.47
77,655.73
267
1,042.12
396.37
645.75
77,009.97
268
1,042.12
393.07
649.05
76,360.93
269
1,042.12
389.76
652.36
75,708.56
270
1,042.12
386.43
655.69
75,052.87
271
1,042.12
383.08
659.04
74,393.84
272
1,042.12
379.72
662.40
73,731.43
273
1,042.12
376.34
665.78
73,065.65
274
1,042.12
372.94
669.18
72,396.47
275
1,042.12
369.52
672.60
71,723.87
276
1,042.12
366.09
676.03
71,047.85
277
1,042.12
362.64
679.48
70,368.37
278
1,042.12
359.17
682.95
69,685.42
279
1,042.12
355.69
686.43
68,998.98
280
1,042.12
352.18
689.94
68,309.05
281
1,042.12
348.66
693.46
67,615.59
282
1,042.12
345.12
697.00
66,918.59
283
1,042.12
341.56
700.56
66,218.03
284
1,042.12
337.99
704.13
65,513.90
285
1,042.12
334.39
707.73
64,806.17
286
1,042.12
330.78
711.34
64,094.83
287
1,042.12
327.15
714.97
63,379.86
288
1,042.12
323.50
718.62
62,661.25
289
1,042.12
319.83
722.29
61,938.96
290
1,042.12
316.15
725.97
61,212.99
291
1,042.12
312.44
729.68
60,483.31
292
1,042.12
308.72
733.40
59,749.90
293
1,042.12
304.97
737.15
59,012.76
294
1,042.12
301.21
740.91
58,271.85
295
1,042.12
297.43
744.69
57,527.16
296
1,042.12
293.63
748.49
56,778.67
297
1,042.12
289.81
752.31
56,026.35
298
1,042.12
285.97
756.15
55,270.20
299
1,042.12
282.11
760.01
54,510.19
300
1,042.12
278.23
763.89
53,746.30
301
1,042.12
274.33
767.79
52,978.51
302
1,042.12
270.41
771.71
52,206.80
303
1,042.12
266.47
775.65
51,431.15
304
1,042.12
262.51
779.61
50,651.55
305
1,042.12
258.53
783.59
49,867.96
306
1,042.12
254.53
787.59
49,080.37
307
1,042.12
250.51
791.61
48,288.77
308
1,042.12
246.47
795.65
47,493.12
309
1,042.12
242.41
799.71
46,693.42
310
1,042.12
238.33
803.79
45,889.63
311
1,042.12
234.23
807.89
45,081.74
312
1,042.12
230.10
812.02
44,269.72
313
1,042.12
225.96
816.16
43,453.56
314
1,042.12
221.79
820.33
42,633.23
315
1,042.12
217.61
824.51
41,808.72
316
1,042.12
213.40
828.72
40,980.00
317
1,042.12
209.17
832.95
40,147.05
318
1,042.12
204.92
837.20
39,309.85
319
1,042.12
200.64
841.48
38,468.37
320
1,042.12
196.35
845.77
37,622.60
321
1,042.12
192.03
850.09
36,772.51
322
1,042.12
187.69
854.43
35,918.08
323
1,042.12
183.33
858.79
35,059.30
324
1,042.12
178.95
863.17
34,196.12
325
1,042.12
174.54
867.58
33,328.55
326
1,042.12
170.11
872.01
32,456.54
327
1,042.12
165.66
876.46
31,580.08
328
1,042.12
161.19
880.93
30,699.15
329
1,042.12
156.69
885.43
29,813.73
330
1,042.12
152.17
889.95
28,923.78
331
1,042.12
147.63
894.49
28,029.29
332
1,042.12
143.07
899.05
27,130.24
333
1,042.12
138.48
903.64
26,226.60
334
1,042.12
133.86
908.26
25,318.34
335
1,042.12
129.23
912.89
24,405.45
336
1,042.12
124.57
917.55
23,487.90
337
1,042.12
119.89
922.23
22,565.67
338
1,042.12
115.18
926.94
21,638.73
339
1,042.12
110.45
931.67
20,707.05
340
1,042.12
105.69
936.43
19,770.63
341
1,042.12
100.91
941.21
18,829.42
342
1,042.12
96.11
946.01
17,883.41
343
1,042.12
91.28
950.84
16,932.57
344
1,042.12
86.43
955.69
15,976.87
345
1,042.12
81.55
960.57
15,016.30
346
1,042.12
76.65
965.47
14,050.83
347
1,042.12
71.72
970.40
13,080.43
348
1,042.12
66.76
975.36
12,105.07
349
1,042.12
61.79
980.33
11,124.74
350
1,042.12
56.78
985.34
10,139.40
351
1,042.12
51.75
990.37
9,149.03
352
1,042.12
46.70
995.42
8,153.61
353
1,042.12
41.62
1,000.50
7,153.11
354
1,042.12
36.51
1,005.61
6,147.50
355
1,042.12
31.38
1,010.74
5,136.76
356
1,042.12
26.22
1,015.90
4,120.86
357
1,042.12
21.03
1,021.09
3,099.77
358
1,042.12
15.82
1,026.30
2,073.47
359
1,042.12
10.58
1,031.54
1,041.93
360
1,047.25
5.32
1,041.93
0.00
Totals
375,168.33
203,656.33
171,512.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044