Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 1,098.48  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
1,098.48
994.22
104.26
151,395.74
2
1,098.48
993.53
104.95
151,290.79
3
1,098.48
992.85
105.63
151,185.16
4
1,098.48
992.15
106.33
151,078.83
5
1,098.48
991.45
107.03
150,971.81
6
1,098.48
990.75
107.73
150,864.08
7
1,098.48
990.05
108.43
150,755.64
8
1,098.48
989.33
109.15
150,646.50
9
1,098.48
988.62
109.86
150,536.64
10
1,098.48
987.90
110.58
150,426.05
11
1,098.48
987.17
111.31
150,314.74
12
1,098.48
986.44
112.04
150,202.70
13
1,098.48
985.71
112.77
150,089.93
14
1,098.48
984.97
113.51
149,976.41
15
1,098.48
984.22
114.26
149,862.15
16
1,098.48
983.47
115.01
149,747.15
17
1,098.48
982.72
115.76
149,631.38
18
1,098.48
981.96
116.52
149,514.86
19
1,098.48
981.19
117.29
149,397.57
20
1,098.48
980.42
118.06
149,279.51
21
1,098.48
979.65
118.83
149,160.68
22
1,098.48
978.87
119.61
149,041.06
23
1,098.48
978.08
120.40
148,920.67
24
1,098.48
977.29
121.19
148,799.48
25
1,098.48
976.50
121.98
148,677.49
26
1,098.48
975.70
122.78
148,554.71
27
1,098.48
974.89
123.59
148,431.12
28
1,098.48
974.08
124.40
148,306.72
29
1,098.48
973.26
125.22
148,181.50
30
1,098.48
972.44
126.04
148,055.46
31
1,098.48
971.61
126.87
147,928.60
32
1,098.48
970.78
127.70
147,800.90
33
1,098.48
969.94
128.54
147,672.36
34
1,098.48
969.10
129.38
147,542.98
35
1,098.48
968.25
130.23
147,412.75
36
1,098.48
967.40
131.08
147,281.67
37
1,098.48
966.54
131.94
147,149.72
38
1,098.48
965.67
132.81
147,016.92
39
1,098.48
964.80
133.68
146,883.23
40
1,098.48
963.92
134.56
146,748.67
41
1,098.48
963.04
135.44
146,613.23
42
1,098.48
962.15
136.33
146,476.90
43
1,098.48
961.25
137.23
146,339.68
44
1,098.48
960.35
138.13
146,201.55
45
1,098.48
959.45
139.03
146,062.52
46
1,098.48
958.54
139.94
145,922.57
47
1,098.48
957.62
140.86
145,781.71
48
1,098.48
956.69
141.79
145,639.92
49
1,098.48
955.76
142.72
145,497.21
50
1,098.48
954.83
143.65
145,353.55
51
1,098.48
953.88
144.60
145,208.95
52
1,098.48
952.93
145.55
145,063.41
53
1,098.48
951.98
146.50
144,916.91
54
1,098.48
951.02
147.46
144,769.44
55
1,098.48
950.05
148.43
144,621.01
56
1,098.48
949.08
149.40
144,471.61
57
1,098.48
948.09
150.39
144,321.22
58
1,098.48
947.11
151.37
144,169.85
59
1,098.48
946.11
152.37
144,017.49
60
1,098.48
945.11
153.37
143,864.12
61
1,098.48
944.11
154.37
143,709.75
62
1,098.48
943.10
155.38
143,554.36
63
1,098.48
942.08
156.40
143,397.96
64
1,098.48
941.05
157.43
143,240.53
65
1,098.48
940.02
158.46
143,082.06
66
1,098.48
938.98
159.50
142,922.56
67
1,098.48
937.93
160.55
142,762.01
68
1,098.48
936.88
161.60
142,600.41
69
1,098.48
935.82
162.66
142,437.74
70
1,098.48
934.75
163.73
142,274.01
71
1,098.48
933.67
164.81
142,109.20
72
1,098.48
932.59
165.89
141,943.31
73
1,098.48
931.50
166.98
141,776.34
74
1,098.48
930.41
168.07
141,608.26
75
1,098.48
929.30
169.18
141,439.09
76
1,098.48
928.19
170.29
141,268.80
77
1,098.48
927.08
171.40
141,097.40
78
1,098.48
925.95
172.53
140,924.87
79
1,098.48
924.82
173.66
140,751.21
80
1,098.48
923.68
174.80
140,576.41
81
1,098.48
922.53
175.95
140,400.46
82
1,098.48
921.38
177.10
140,223.36
83
1,098.48
920.22
178.26
140,045.10
84
1,098.48
919.05
179.43
139,865.66
85
1,098.48
917.87
180.61
139,685.05
86
1,098.48
916.68
181.80
139,503.25
87
1,098.48
915.49
182.99
139,320.26
88
1,098.48
914.29
184.19
139,136.07
89
1,098.48
913.08
185.40
138,950.67
90
1,098.48
911.86
186.62
138,764.06
91
1,098.48
910.64
187.84
138,576.22
92
1,098.48
909.41
189.07
138,387.14
93
1,098.48
908.17
190.31
138,196.83
94
1,098.48
906.92
191.56
138,005.26
95
1,098.48
905.66
192.82
137,812.44
96
1,098.48
904.39
194.09
137,618.36
97
1,098.48
903.12
195.36
137,423.00
98
1,098.48
901.84
196.64
137,226.36
99
1,098.48
900.55
197.93
137,028.42
100
1,098.48
899.25
199.23
136,829.19
101
1,098.48
897.94
200.54
136,628.66
102
1,098.48
896.63
201.85
136,426.80
103
1,098.48
895.30
203.18
136,223.62
104
1,098.48
893.97
204.51
136,019.11
105
1,098.48
892.63
205.85
135,813.25
106
1,098.48
891.27
207.21
135,606.05
107
1,098.48
889.91
208.57
135,397.48
108
1,098.48
888.55
209.93
135,187.55
109
1,098.48
887.17
211.31
134,976.24
110
1,098.48
885.78
212.70
134,763.54
111
1,098.48
884.39
214.09
134,549.45
112
1,098.48
882.98
215.50
134,333.95
113
1,098.48
881.57
216.91
134,117.03
114
1,098.48
880.14
218.34
133,898.70
115
1,098.48
878.71
219.77
133,678.93
116
1,098.48
877.27
221.21
133,457.71
117
1,098.48
875.82
222.66
133,235.05
118
1,098.48
874.36
224.12
133,010.93
119
1,098.48
872.88
225.60
132,785.33
120
1,098.48
871.40
227.08
132,558.25
121
1,098.48
869.91
228.57
132,329.69
122
1,098.48
868.41
230.07
132,099.62
123
1,098.48
866.90
231.58
131,868.04
124
1,098.48
865.38
233.10
131,634.95
125
1,098.48
863.85
234.63
131,400.32
126
1,098.48
862.31
236.17
131,164.16
127
1,098.48
860.76
237.72
130,926.44
128
1,098.48
859.20
239.28
130,687.17
129
1,098.48
857.63
240.85
130,446.32
130
1,098.48
856.05
242.43
130,203.90
131
1,098.48
854.46
244.02
129,959.88
132
1,098.48
852.86
245.62
129,714.26
133
1,098.48
851.25
247.23
129,467.03
134
1,098.48
849.63
248.85
129,218.18
135
1,098.48
847.99
250.49
128,967.69
136
1,098.48
846.35
252.13
128,715.56
137
1,098.48
844.70
253.78
128,461.78
138
1,098.48
843.03
255.45
128,206.33
139
1,098.48
841.35
257.13
127,949.20
140
1,098.48
839.67
258.81
127,690.39
141
1,098.48
837.97
260.51
127,429.88
142
1,098.48
836.26
262.22
127,167.66
143
1,098.48
834.54
263.94
126,903.71
144
1,098.48
832.81
265.67
126,638.04
145
1,098.48
831.06
267.42
126,370.62
146
1,098.48
829.31
269.17
126,101.45
147
1,098.48
827.54
270.94
125,830.51
148
1,098.48
825.76
272.72
125,557.79
149
1,098.48
823.97
274.51
125,283.28
150
1,098.48
822.17
276.31
125,006.98
151
1,098.48
820.36
278.12
124,728.85
152
1,098.48
818.53
279.95
124,448.91
153
1,098.48
816.70
281.78
124,167.12
154
1,098.48
814.85
283.63
123,883.49
155
1,098.48
812.99
285.49
123,598.00
156
1,098.48
811.11
287.37
123,310.63
157
1,098.48
809.23
289.25
123,021.37
158
1,098.48
807.33
291.15
122,730.22
159
1,098.48
805.42
293.06
122,437.16
160
1,098.48
803.49
294.99
122,142.17
161
1,098.48
801.56
296.92
121,845.25
162
1,098.48
799.61
298.87
121,546.38
163
1,098.48
797.65
300.83
121,245.55
164
1,098.48
795.67
302.81
120,942.74
165
1,098.48
793.69
304.79
120,637.95
166
1,098.48
791.69
306.79
120,331.16
167
1,098.48
789.67
308.81
120,022.35
168
1,098.48
787.65
310.83
119,711.52
169
1,098.48
785.61
312.87
119,398.64
170
1,098.48
783.55
314.93
119,083.72
171
1,098.48
781.49
316.99
118,766.72
172
1,098.48
779.41
319.07
118,447.65
173
1,098.48
777.31
321.17
118,126.48
174
1,098.48
775.21
323.27
117,803.21
175
1,098.48
773.08
325.40
117,477.81
176
1,098.48
770.95
327.53
117,150.28
177
1,098.48
768.80
329.68
116,820.60
178
1,098.48
766.64
331.84
116,488.75
179
1,098.48
764.46
334.02
116,154.73
180
1,098.48
762.27
336.21
115,818.52
181
1,098.48
760.06
338.42
115,480.09
182
1,098.48
757.84
340.64
115,139.45
183
1,098.48
755.60
342.88
114,796.57
184
1,098.48
753.35
345.13
114,451.45
185
1,098.48
751.09
347.39
114,104.06
186
1,098.48
748.81
349.67
113,754.38
187
1,098.48
746.51
351.97
113,402.42
188
1,098.48
744.20
354.28
113,048.14
189
1,098.48
741.88
356.60
112,691.54
190
1,098.48
739.54
358.94
112,332.60
191
1,098.48
737.18
361.30
111,971.30
192
1,098.48
734.81
363.67
111,607.63
193
1,098.48
732.43
366.05
111,241.58
194
1,098.48
730.02
368.46
110,873.12
195
1,098.48
727.60
370.88
110,502.24
196
1,098.48
725.17
373.31
110,128.93
197
1,098.48
722.72
375.76
109,753.18
198
1,098.48
720.26
378.22
109,374.95
199
1,098.48
717.77
380.71
108,994.24
200
1,098.48
715.27
383.21
108,611.04
201
1,098.48
712.76
385.72
108,225.32
202
1,098.48
710.23
388.25
107,837.07
203
1,098.48
707.68
390.80
107,446.27
204
1,098.48
705.12
393.36
107,052.90
205
1,098.48
702.53
395.95
106,656.96
206
1,098.48
699.94
398.54
106,258.41
207
1,098.48
697.32
401.16
105,857.26
208
1,098.48
694.69
403.79
105,453.46
209
1,098.48
692.04
406.44
105,047.02
210
1,098.48
689.37
409.11
104,637.91
211
1,098.48
686.69
411.79
104,226.12
212
1,098.48
683.98
414.50
103,811.62
213
1,098.48
681.26
417.22
103,394.41
214
1,098.48
678.53
419.95
102,974.45
215
1,098.48
675.77
422.71
102,551.74
216
1,098.48
673.00
425.48
102,126.26
217
1,098.48
670.20
428.28
101,697.98
218
1,098.48
667.39
431.09
101,266.90
219
1,098.48
664.56
433.92
100,832.98
220
1,098.48
661.72
436.76
100,396.22
221
1,098.48
658.85
439.63
99,956.59
222
1,098.48
655.97
442.51
99,514.07
223
1,098.48
653.06
445.42
99,068.65
224
1,098.48
650.14
448.34
98,620.31
225
1,098.48
647.20
451.28
98,169.03
226
1,098.48
644.23
454.25
97,714.78
227
1,098.48
641.25
457.23
97,257.55
228
1,098.48
638.25
460.23
96,797.33
229
1,098.48
635.23
463.25
96,334.08
230
1,098.48
632.19
466.29
95,867.79
231
1,098.48
629.13
469.35
95,398.44
232
1,098.48
626.05
472.43
94,926.02
233
1,098.48
622.95
475.53
94,450.49
234
1,098.48
619.83
478.65
93,971.84
235
1,098.48
616.69
481.79
93,490.05
236
1,098.48
613.53
484.95
93,005.10
237
1,098.48
610.35
488.13
92,516.96
238
1,098.48
607.14
491.34
92,025.63
239
1,098.48
603.92
494.56
91,531.06
240
1,098.48
600.67
497.81
91,033.26
241
1,098.48
597.41
501.07
90,532.18
242
1,098.48
594.12
504.36
90,027.82
243
1,098.48
590.81
507.67
89,520.15
244
1,098.48
587.48
511.00
89,009.14
245
1,098.48
584.12
514.36
88,494.79
246
1,098.48
580.75
517.73
87,977.05
247
1,098.48
577.35
521.13
87,455.92
248
1,098.48
573.93
524.55
86,931.37
249
1,098.48
570.49
527.99
86,403.38
250
1,098.48
567.02
531.46
85,871.92
251
1,098.48
563.53
534.95
85,336.98
252
1,098.48
560.02
538.46
84,798.52
253
1,098.48
556.49
541.99
84,256.53
254
1,098.48
552.93
545.55
83,710.98
255
1,098.48
549.35
549.13
83,161.86
256
1,098.48
545.75
552.73
82,609.13
257
1,098.48
542.12
556.36
82,052.77
258
1,098.48
538.47
560.01
81,492.76
259
1,098.48
534.80
563.68
80,929.08
260
1,098.48
531.10
567.38
80,361.69
261
1,098.48
527.37
571.11
79,790.59
262
1,098.48
523.63
574.85
79,215.73
263
1,098.48
519.85
578.63
78,637.11
264
1,098.48
516.06
582.42
78,054.68
265
1,098.48
512.23
586.25
77,468.44
266
1,098.48
508.39
590.09
76,878.34
267
1,098.48
504.51
593.97
76,284.38
268
1,098.48
500.62
597.86
75,686.51
269
1,098.48
496.69
601.79
75,084.73
270
1,098.48
492.74
605.74
74,478.99
271
1,098.48
488.77
609.71
73,869.28
272
1,098.48
484.77
613.71
73,255.56
273
1,098.48
480.74
617.74
72,637.82
274
1,098.48
476.69
621.79
72,016.03
275
1,098.48
472.61
625.87
71,390.16
276
1,098.48
468.50
629.98
70,760.17
277
1,098.48
464.36
634.12
70,126.06
278
1,098.48
460.20
638.28
69,487.78
279
1,098.48
456.01
642.47
68,845.31
280
1,098.48
451.80
646.68
68,198.63
281
1,098.48
447.55
650.93
67,547.70
282
1,098.48
443.28
655.20
66,892.51
283
1,098.48
438.98
659.50
66,233.01
284
1,098.48
434.65
663.83
65,569.18
285
1,098.48
430.30
668.18
64,901.00
286
1,098.48
425.91
672.57
64,228.43
287
1,098.48
421.50
676.98
63,551.45
288
1,098.48
417.06
681.42
62,870.03
289
1,098.48
412.58
685.90
62,184.13
290
1,098.48
408.08
690.40
61,493.74
291
1,098.48
403.55
694.93
60,798.81
292
1,098.48
398.99
699.49
60,099.32
293
1,098.48
394.40
704.08
59,395.24
294
1,098.48
389.78
708.70
58,686.54
295
1,098.48
385.13
713.35
57,973.19
296
1,098.48
380.45
718.03
57,255.16
297
1,098.48
375.74
722.74
56,532.42
298
1,098.48
370.99
727.49
55,804.93
299
1,098.48
366.22
732.26
55,072.67
300
1,098.48
361.41
737.07
54,335.61
301
1,098.48
356.58
741.90
53,593.71
302
1,098.48
351.71
746.77
52,846.93
303
1,098.48
346.81
751.67
52,095.26
304
1,098.48
341.88
756.60
51,338.66
305
1,098.48
336.91
761.57
50,577.09
306
1,098.48
331.91
766.57
49,810.52
307
1,098.48
326.88
771.60
49,038.92
308
1,098.48
321.82
776.66
48,262.26
309
1,098.48
316.72
781.76
47,480.50
310
1,098.48
311.59
786.89
46,693.61
311
1,098.48
306.43
792.05
45,901.56
312
1,098.48
301.23
797.25
45,104.31
313
1,098.48
296.00
802.48
44,301.82
314
1,098.48
290.73
807.75
43,494.07
315
1,098.48
285.43
813.05
42,681.02
316
1,098.48
280.09
818.39
41,862.64
317
1,098.48
274.72
823.76
41,038.88
318
1,098.48
269.32
829.16
40,209.72
319
1,098.48
263.88
834.60
39,375.12
320
1,098.48
258.40
840.08
38,535.03
321
1,098.48
252.89
845.59
37,689.44
322
1,098.48
247.34
851.14
36,838.30
323
1,098.48
241.75
856.73
35,981.57
324
1,098.48
236.13
862.35
35,119.22
325
1,098.48
230.47
868.01
34,251.21
326
1,098.48
224.77
873.71
33,377.50
327
1,098.48
219.04
879.44
32,498.06
328
1,098.48
213.27
885.21
31,612.85
329
1,098.48
207.46
891.02
30,721.83
330
1,098.48
201.61
896.87
29,824.96
331
1,098.48
195.73
902.75
28,922.21
332
1,098.48
189.80
908.68
28,013.53
333
1,098.48
183.84
914.64
27,098.89
334
1,098.48
177.84
920.64
26,178.25
335
1,098.48
171.79
926.69
25,251.56
336
1,098.48
165.71
932.77
24,318.79
337
1,098.48
159.59
938.89
23,379.91
338
1,098.48
153.43
945.05
22,434.86
339
1,098.48
147.23
951.25
21,483.60
340
1,098.48
140.99
957.49
20,526.11
341
1,098.48
134.70
963.78
19,562.33
342
1,098.48
128.38
970.10
18,592.23
343
1,098.48
122.01
976.47
17,615.76
344
1,098.48
115.60
982.88
16,632.89
345
1,098.48
109.15
989.33
15,643.56
346
1,098.48
102.66
995.82
14,647.74
347
1,098.48
96.13
1,002.35
13,645.39
348
1,098.48
89.55
1,008.93
12,636.45
349
1,098.48
82.93
1,015.55
11,620.90
350
1,098.48
76.26
1,022.22
10,598.68
351
1,098.48
69.55
1,028.93
9,569.76
352
1,098.48
62.80
1,035.68
8,534.08
353
1,098.48
56.00
1,042.48
7,491.60
354
1,098.48
49.16
1,049.32
6,442.29
355
1,098.48
42.28
1,056.20
5,386.08
356
1,098.48
35.35
1,063.13
4,322.95
357
1,098.48
28.37
1,070.11
3,252.84
358
1,098.48
21.35
1,077.13
2,175.71
359
1,098.48
14.28
1,084.20
1,091.50
360
1,098.67
7.16
1,091.50
0.00
Totals
395,452.99
243,952.99
151,500.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044