Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 8.98  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
8.98
7.99
0.99
1,299.01
2
8.98
7.98
1.00
1,298.01
3
8.98
7.98
1.00
1,297.01
4
8.98
7.97
1.01
1,296.00
5
8.98
7.97
1.01
1,294.99
6
8.98
7.96
1.02
1,293.97
7
8.98
7.95
1.03
1,292.94
8
8.98
7.95
1.03
1,291.90
9
8.98
7.94
1.04
1,290.86
10
8.98
7.93
1.05
1,289.82
11
8.98
7.93
1.05
1,288.76
12
8.98
7.92
1.06
1,287.70
13
8.98
7.91
1.07
1,286.64
14
8.98
7.91
1.07
1,285.57
15
8.98
7.90
1.08
1,284.49
16
8.98
7.89
1.09
1,283.40
17
8.98
7.89
1.09
1,282.31
18
8.98
7.88
1.10
1,281.21
19
8.98
7.87
1.11
1,280.10
20
8.98
7.87
1.11
1,278.99
21
8.98
7.86
1.12
1,277.87
22
8.98
7.85
1.13
1,276.75
23
8.98
7.85
1.13
1,275.61
24
8.98
7.84
1.14
1,274.47
25
8.98
7.83
1.15
1,273.32
26
8.98
7.83
1.15
1,272.17
27
8.98
7.82
1.16
1,271.01
28
8.98
7.81
1.17
1,269.84
29
8.98
7.80
1.18
1,268.66
30
8.98
7.80
1.18
1,267.48
31
8.98
7.79
1.19
1,266.29
32
8.98
7.78
1.20
1,265.09
33
8.98
7.78
1.20
1,263.89
34
8.98
7.77
1.21
1,262.68
35
8.98
7.76
1.22
1,261.46
36
8.98
7.75
1.23
1,260.23
37
8.98
7.75
1.23
1,258.99
38
8.98
7.74
1.24
1,257.75
39
8.98
7.73
1.25
1,256.50
40
8.98
7.72
1.26
1,255.24
41
8.98
7.71
1.27
1,253.98
42
8.98
7.71
1.27
1,252.71
43
8.98
7.70
1.28
1,251.42
44
8.98
7.69
1.29
1,250.14
45
8.98
7.68
1.30
1,248.84
46
8.98
7.68
1.30
1,247.53
47
8.98
7.67
1.31
1,246.22
48
8.98
7.66
1.32
1,244.90
49
8.98
7.65
1.33
1,243.57
50
8.98
7.64
1.34
1,242.23
51
8.98
7.63
1.35
1,240.89
52
8.98
7.63
1.35
1,239.53
53
8.98
7.62
1.36
1,238.17
54
8.98
7.61
1.37
1,236.80
55
8.98
7.60
1.38
1,235.42
56
8.98
7.59
1.39
1,234.04
57
8.98
7.58
1.40
1,232.64
58
8.98
7.58
1.40
1,231.24
59
8.98
7.57
1.41
1,229.82
60
8.98
7.56
1.42
1,228.40
61
8.98
7.55
1.43
1,226.97
62
8.98
7.54
1.44
1,225.53
63
8.98
7.53
1.45
1,224.08
64
8.98
7.52
1.46
1,222.63
65
8.98
7.51
1.47
1,221.16
66
8.98
7.51
1.47
1,219.69
67
8.98
7.50
1.48
1,218.20
68
8.98
7.49
1.49
1,216.71
69
8.98
7.48
1.50
1,215.21
70
8.98
7.47
1.51
1,213.69
71
8.98
7.46
1.52
1,212.17
72
8.98
7.45
1.53
1,210.64
73
8.98
7.44
1.54
1,209.10
74
8.98
7.43
1.55
1,207.55
75
8.98
7.42
1.56
1,206.00
76
8.98
7.41
1.57
1,204.43
77
8.98
7.40
1.58
1,202.85
78
8.98
7.39
1.59
1,201.26
79
8.98
7.38
1.60
1,199.67
80
8.98
7.37
1.61
1,198.06
81
8.98
7.36
1.62
1,196.44
82
8.98
7.35
1.63
1,194.81
83
8.98
7.34
1.64
1,193.18
84
8.98
7.33
1.65
1,191.53
85
8.98
7.32
1.66
1,189.87
86
8.98
7.31
1.67
1,188.21
87
8.98
7.30
1.68
1,186.53
88
8.98
7.29
1.69
1,184.84
89
8.98
7.28
1.70
1,183.14
90
8.98
7.27
1.71
1,181.43
91
8.98
7.26
1.72
1,179.71
92
8.98
7.25
1.73
1,177.99
93
8.98
7.24
1.74
1,176.25
94
8.98
7.23
1.75
1,174.49
95
8.98
7.22
1.76
1,172.73
96
8.98
7.21
1.77
1,170.96
97
8.98
7.20
1.78
1,169.18
98
8.98
7.19
1.79
1,167.38
99
8.98
7.17
1.81
1,165.58
100
8.98
7.16
1.82
1,163.76
101
8.98
7.15
1.83
1,161.93
102
8.98
7.14
1.84
1,160.09
103
8.98
7.13
1.85
1,158.24
104
8.98
7.12
1.86
1,156.38
105
8.98
7.11
1.87
1,154.51
106
8.98
7.10
1.88
1,152.62
107
8.98
7.08
1.90
1,150.73
108
8.98
7.07
1.91
1,148.82
109
8.98
7.06
1.92
1,146.90
110
8.98
7.05
1.93
1,144.97
111
8.98
7.04
1.94
1,143.03
112
8.98
7.02
1.96
1,141.07
113
8.98
7.01
1.97
1,139.10
114
8.98
7.00
1.98
1,137.12
115
8.98
6.99
1.99
1,135.13
116
8.98
6.98
2.00
1,133.13
117
8.98
6.96
2.02
1,131.11
118
8.98
6.95
2.03
1,129.08
119
8.98
6.94
2.04
1,127.04
120
8.98
6.93
2.05
1,124.99
121
8.98
6.91
2.07
1,122.92
122
8.98
6.90
2.08
1,120.85
123
8.98
6.89
2.09
1,118.75
124
8.98
6.88
2.10
1,116.65
125
8.98
6.86
2.12
1,114.53
126
8.98
6.85
2.13
1,112.40
127
8.98
6.84
2.14
1,110.26
128
8.98
6.82
2.16
1,108.10
129
8.98
6.81
2.17
1,105.93
130
8.98
6.80
2.18
1,103.75
131
8.98
6.78
2.20
1,101.55
132
8.98
6.77
2.21
1,099.34
133
8.98
6.76
2.22
1,097.12
134
8.98
6.74
2.24
1,094.88
135
8.98
6.73
2.25
1,092.63
136
8.98
6.72
2.26
1,090.37
137
8.98
6.70
2.28
1,088.09
138
8.98
6.69
2.29
1,085.79
139
8.98
6.67
2.31
1,083.49
140
8.98
6.66
2.32
1,081.17
141
8.98
6.64
2.34
1,078.83
142
8.98
6.63
2.35
1,076.48
143
8.98
6.62
2.36
1,074.12
144
8.98
6.60
2.38
1,071.74
145
8.98
6.59
2.39
1,069.35
146
8.98
6.57
2.41
1,066.94
147
8.98
6.56
2.42
1,064.51
148
8.98
6.54
2.44
1,062.08
149
8.98
6.53
2.45
1,059.62
150
8.98
6.51
2.47
1,057.16
151
8.98
6.50
2.48
1,054.67
152
8.98
6.48
2.50
1,052.18
153
8.98
6.47
2.51
1,049.66
154
8.98
6.45
2.53
1,047.13
155
8.98
6.44
2.54
1,044.59
156
8.98
6.42
2.56
1,042.03
157
8.98
6.40
2.58
1,039.45
158
8.98
6.39
2.59
1,036.86
159
8.98
6.37
2.61
1,034.25
160
8.98
6.36
2.62
1,031.63
161
8.98
6.34
2.64
1,028.99
162
8.98
6.32
2.66
1,026.33
163
8.98
6.31
2.67
1,023.66
164
8.98
6.29
2.69
1,020.97
165
8.98
6.27
2.71
1,018.27
166
8.98
6.26
2.72
1,015.55
167
8.98
6.24
2.74
1,012.81
168
8.98
6.22
2.76
1,010.05
169
8.98
6.21
2.77
1,007.28
170
8.98
6.19
2.79
1,004.49
171
8.98
6.17
2.81
1,001.68
172
8.98
6.16
2.82
998.86
173
8.98
6.14
2.84
996.02
174
8.98
6.12
2.86
993.16
175
8.98
6.10
2.88
990.28
176
8.98
6.09
2.89
987.39
177
8.98
6.07
2.91
984.48
178
8.98
6.05
2.93
981.55
179
8.98
6.03
2.95
978.60
180
8.98
6.01
2.97
975.63
181
8.98
6.00
2.98
972.65
182
8.98
5.98
3.00
969.65
183
8.98
5.96
3.02
966.63
184
8.98
5.94
3.04
963.59
185
8.98
5.92
3.06
960.53
186
8.98
5.90
3.08
957.45
187
8.98
5.88
3.10
954.36
188
8.98
5.87
3.11
951.24
189
8.98
5.85
3.13
948.11
190
8.98
5.83
3.15
944.96
191
8.98
5.81
3.17
941.78
192
8.98
5.79
3.19
938.59
193
8.98
5.77
3.21
935.38
194
8.98
5.75
3.23
932.15
195
8.98
5.73
3.25
928.90
196
8.98
5.71
3.27
925.63
197
8.98
5.69
3.29
922.34
198
8.98
5.67
3.31
919.02
199
8.98
5.65
3.33
915.69
200
8.98
5.63
3.35
912.34
201
8.98
5.61
3.37
908.97
202
8.98
5.59
3.39
905.57
203
8.98
5.57
3.41
902.16
204
8.98
5.54
3.44
898.72
205
8.98
5.52
3.46
895.27
206
8.98
5.50
3.48
891.79
207
8.98
5.48
3.50
888.29
208
8.98
5.46
3.52
884.77
209
8.98
5.44
3.54
881.23
210
8.98
5.42
3.56
877.66
211
8.98
5.39
3.59
874.08
212
8.98
5.37
3.61
870.47
213
8.98
5.35
3.63
866.84
214
8.98
5.33
3.65
863.19
215
8.98
5.30
3.68
859.51
216
8.98
5.28
3.70
855.81
217
8.98
5.26
3.72
852.09
218
8.98
5.24
3.74
848.35
219
8.98
5.21
3.77
844.58
220
8.98
5.19
3.79
840.79
221
8.98
5.17
3.81
836.98
222
8.98
5.14
3.84
833.15
223
8.98
5.12
3.86
829.29
224
8.98
5.10
3.88
825.40
225
8.98
5.07
3.91
821.50
226
8.98
5.05
3.93
817.56
227
8.98
5.02
3.96
813.61
228
8.98
5.00
3.98
809.63
229
8.98
4.98
4.00
805.63
230
8.98
4.95
4.03
801.60
231
8.98
4.93
4.05
797.54
232
8.98
4.90
4.08
793.46
233
8.98
4.88
4.10
789.36
234
8.98
4.85
4.13
785.23
235
8.98
4.83
4.15
781.08
236
8.98
4.80
4.18
776.90
237
8.98
4.77
4.21
772.69
238
8.98
4.75
4.23
768.46
239
8.98
4.72
4.26
764.20
240
8.98
4.70
4.28
759.92
241
8.98
4.67
4.31
755.61
242
8.98
4.64
4.34
751.28
243
8.98
4.62
4.36
746.91
244
8.98
4.59
4.39
742.52
245
8.98
4.56
4.42
738.11
246
8.98
4.54
4.44
733.66
247
8.98
4.51
4.47
729.19
248
8.98
4.48
4.50
724.69
249
8.98
4.45
4.53
720.17
250
8.98
4.43
4.55
715.61
251
8.98
4.40
4.58
711.03
252
8.98
4.37
4.61
706.42
253
8.98
4.34
4.64
701.78
254
8.98
4.31
4.67
697.12
255
8.98
4.28
4.70
692.42
256
8.98
4.26
4.72
687.70
257
8.98
4.23
4.75
682.94
258
8.98
4.20
4.78
678.16
259
8.98
4.17
4.81
673.35
260
8.98
4.14
4.84
668.51
261
8.98
4.11
4.87
663.63
262
8.98
4.08
4.90
658.73
263
8.98
4.05
4.93
653.80
264
8.98
4.02
4.96
648.84
265
8.98
3.99
4.99
643.85
266
8.98
3.96
5.02
638.82
267
8.98
3.93
5.05
633.77
268
8.98
3.90
5.08
628.69
269
8.98
3.86
5.12
623.57
270
8.98
3.83
5.15
618.42
271
8.98
3.80
5.18
613.24
272
8.98
3.77
5.21
608.03
273
8.98
3.74
5.24
602.79
274
8.98
3.70
5.28
597.51
275
8.98
3.67
5.31
592.20
276
8.98
3.64
5.34
586.86
277
8.98
3.61
5.37
581.49
278
8.98
3.57
5.41
576.08
279
8.98
3.54
5.44
570.65
280
8.98
3.51
5.47
565.17
281
8.98
3.47
5.51
559.67
282
8.98
3.44
5.54
554.13
283
8.98
3.41
5.57
548.55
284
8.98
3.37
5.61
542.94
285
8.98
3.34
5.64
537.30
286
8.98
3.30
5.68
531.62
287
8.98
3.27
5.71
525.91
288
8.98
3.23
5.75
520.16
289
8.98
3.20
5.78
514.38
290
8.98
3.16
5.82
508.56
291
8.98
3.13
5.85
502.70
292
8.98
3.09
5.89
496.81
293
8.98
3.05
5.93
490.89
294
8.98
3.02
5.96
484.92
295
8.98
2.98
6.00
478.92
296
8.98
2.94
6.04
472.89
297
8.98
2.91
6.07
466.81
298
8.98
2.87
6.11
460.70
299
8.98
2.83
6.15
454.55
300
8.98
2.79
6.19
448.37
301
8.98
2.76
6.22
442.14
302
8.98
2.72
6.26
435.88
303
8.98
2.68
6.30
429.58
304
8.98
2.64
6.34
423.24
305
8.98
2.60
6.38
416.86
306
8.98
2.56
6.42
410.44
307
8.98
2.52
6.46
403.99
308
8.98
2.48
6.50
397.49
309
8.98
2.44
6.54
390.95
310
8.98
2.40
6.58
384.37
311
8.98
2.36
6.62
377.76
312
8.98
2.32
6.66
371.10
313
8.98
2.28
6.70
364.40
314
8.98
2.24
6.74
357.66
315
8.98
2.20
6.78
350.88
316
8.98
2.16
6.82
344.05
317
8.98
2.11
6.87
337.19
318
8.98
2.07
6.91
330.28
319
8.98
2.03
6.95
323.33
320
8.98
1.99
6.99
316.34
321
8.98
1.94
7.04
309.30
322
8.98
1.90
7.08
302.22
323
8.98
1.86
7.12
295.10
324
8.98
1.81
7.17
287.93
325
8.98
1.77
7.21
280.72
326
8.98
1.73
7.25
273.47
327
8.98
1.68
7.30
266.17
328
8.98
1.64
7.34
258.82
329
8.98
1.59
7.39
251.43
330
8.98
1.55
7.43
244.00
331
8.98
1.50
7.48
236.52
332
8.98
1.45
7.53
228.99
333
8.98
1.41
7.57
221.42
334
8.98
1.36
7.62
213.80
335
8.98
1.31
7.67
206.14
336
8.98
1.27
7.71
198.42
337
8.98
1.22
7.76
190.66
338
8.98
1.17
7.81
182.85
339
8.98
1.12
7.86
175.00
340
8.98
1.08
7.90
167.09
341
8.98
1.03
7.95
159.14
342
8.98
0.98
8.00
151.14
343
8.98
0.93
8.05
143.09
344
8.98
0.88
8.10
134.99
345
8.98
0.83
8.15
126.84
346
8.98
0.78
8.20
118.63
347
8.98
0.73
8.25
110.38
348
8.98
0.68
8.30
102.08
349
8.98
0.63
8.35
93.73
350
8.98
0.58
8.40
85.33
351
8.98
0.52
8.46
76.87
352
8.98
0.47
8.51
68.36
353
8.98
0.42
8.56
59.80
354
8.98
0.37
8.61
51.19
355
8.98
0.31
8.67
42.53
356
8.98
0.26
8.72
33.81
357
8.98
0.21
8.77
25.03
358
8.98
0.15
8.83
16.21
359
8.98
0.10
8.88
7.33
360
7.37
0.05
7.33
0.00
Totals
3,231.19
1,931.19
1,300.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044