Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 9.91  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
9.91
9.16
0.75
1,273.25
2
9.91
9.15
0.76
1,272.49
3
9.91
9.15
0.76
1,271.72
4
9.91
9.14
0.77
1,270.95
5
9.91
9.13
0.78
1,270.18
6
9.91
9.13
0.78
1,269.40
7
9.91
9.12
0.79
1,268.61
8
9.91
9.12
0.79
1,267.82
9
9.91
9.11
0.80
1,267.02
10
9.91
9.11
0.80
1,266.22
11
9.91
9.10
0.81
1,265.41
12
9.91
9.10
0.81
1,264.60
13
9.91
9.09
0.82
1,263.78
14
9.91
9.08
0.83
1,262.95
15
9.91
9.08
0.83
1,262.12
16
9.91
9.07
0.84
1,261.28
17
9.91
9.07
0.84
1,260.43
18
9.91
9.06
0.85
1,259.58
19
9.91
9.05
0.86
1,258.73
20
9.91
9.05
0.86
1,257.86
21
9.91
9.04
0.87
1,256.99
22
9.91
9.03
0.88
1,256.12
23
9.91
9.03
0.88
1,255.24
24
9.91
9.02
0.89
1,254.35
25
9.91
9.02
0.89
1,253.45
26
9.91
9.01
0.90
1,252.55
27
9.91
9.00
0.91
1,251.65
28
9.91
9.00
0.91
1,250.73
29
9.91
8.99
0.92
1,249.81
30
9.91
8.98
0.93
1,248.89
31
9.91
8.98
0.93
1,247.95
32
9.91
8.97
0.94
1,247.01
33
9.91
8.96
0.95
1,246.06
34
9.91
8.96
0.95
1,245.11
35
9.91
8.95
0.96
1,244.15
36
9.91
8.94
0.97
1,243.18
37
9.91
8.94
0.97
1,242.21
38
9.91
8.93
0.98
1,241.23
39
9.91
8.92
0.99
1,240.24
40
9.91
8.91
1.00
1,239.24
41
9.91
8.91
1.00
1,238.24
42
9.91
8.90
1.01
1,237.23
43
9.91
8.89
1.02
1,236.21
44
9.91
8.89
1.02
1,235.19
45
9.91
8.88
1.03
1,234.15
46
9.91
8.87
1.04
1,233.11
47
9.91
8.86
1.05
1,232.07
48
9.91
8.86
1.05
1,231.01
49
9.91
8.85
1.06
1,229.95
50
9.91
8.84
1.07
1,228.88
51
9.91
8.83
1.08
1,227.80
52
9.91
8.82
1.09
1,226.72
53
9.91
8.82
1.09
1,225.63
54
9.91
8.81
1.10
1,224.52
55
9.91
8.80
1.11
1,223.42
56
9.91
8.79
1.12
1,222.30
57
9.91
8.79
1.12
1,221.17
58
9.91
8.78
1.13
1,220.04
59
9.91
8.77
1.14
1,218.90
60
9.91
8.76
1.15
1,217.75
61
9.91
8.75
1.16
1,216.59
62
9.91
8.74
1.17
1,215.43
63
9.91
8.74
1.17
1,214.25
64
9.91
8.73
1.18
1,213.07
65
9.91
8.72
1.19
1,211.88
66
9.91
8.71
1.20
1,210.68
67
9.91
8.70
1.21
1,209.47
68
9.91
8.69
1.22
1,208.26
69
9.91
8.68
1.23
1,207.03
70
9.91
8.68
1.23
1,205.80
71
9.91
8.67
1.24
1,204.55
72
9.91
8.66
1.25
1,203.30
73
9.91
8.65
1.26
1,202.04
74
9.91
8.64
1.27
1,200.77
75
9.91
8.63
1.28
1,199.49
76
9.91
8.62
1.29
1,198.20
77
9.91
8.61
1.30
1,196.90
78
9.91
8.60
1.31
1,195.60
79
9.91
8.59
1.32
1,194.28
80
9.91
8.58
1.33
1,192.95
81
9.91
8.57
1.34
1,191.62
82
9.91
8.56
1.35
1,190.27
83
9.91
8.56
1.35
1,188.92
84
9.91
8.55
1.36
1,187.55
85
9.91
8.54
1.37
1,186.18
86
9.91
8.53
1.38
1,184.79
87
9.91
8.52
1.39
1,183.40
88
9.91
8.51
1.40
1,181.99
89
9.91
8.50
1.41
1,180.58
90
9.91
8.49
1.42
1,179.16
91
9.91
8.48
1.43
1,177.72
92
9.91
8.46
1.45
1,176.28
93
9.91
8.45
1.46
1,174.82
94
9.91
8.44
1.47
1,173.35
95
9.91
8.43
1.48
1,171.88
96
9.91
8.42
1.49
1,170.39
97
9.91
8.41
1.50
1,168.89
98
9.91
8.40
1.51
1,167.38
99
9.91
8.39
1.52
1,165.86
100
9.91
8.38
1.53
1,164.33
101
9.91
8.37
1.54
1,162.79
102
9.91
8.36
1.55
1,161.24
103
9.91
8.35
1.56
1,159.68
104
9.91
8.34
1.57
1,158.10
105
9.91
8.32
1.59
1,156.52
106
9.91
8.31
1.60
1,154.92
107
9.91
8.30
1.61
1,153.31
108
9.91
8.29
1.62
1,151.69
109
9.91
8.28
1.63
1,150.06
110
9.91
8.27
1.64
1,148.41
111
9.91
8.25
1.66
1,146.76
112
9.91
8.24
1.67
1,145.09
113
9.91
8.23
1.68
1,143.41
114
9.91
8.22
1.69
1,141.72
115
9.91
8.21
1.70
1,140.01
116
9.91
8.19
1.72
1,138.30
117
9.91
8.18
1.73
1,136.57
118
9.91
8.17
1.74
1,134.83
119
9.91
8.16
1.75
1,133.08
120
9.91
8.14
1.77
1,131.31
121
9.91
8.13
1.78
1,129.53
122
9.91
8.12
1.79
1,127.74
123
9.91
8.11
1.80
1,125.93
124
9.91
8.09
1.82
1,124.12
125
9.91
8.08
1.83
1,122.29
126
9.91
8.07
1.84
1,120.44
127
9.91
8.05
1.86
1,118.59
128
9.91
8.04
1.87
1,116.72
129
9.91
8.03
1.88
1,114.83
130
9.91
8.01
1.90
1,112.94
131
9.91
8.00
1.91
1,111.02
132
9.91
7.99
1.92
1,109.10
133
9.91
7.97
1.94
1,107.16
134
9.91
7.96
1.95
1,105.21
135
9.91
7.94
1.97
1,103.24
136
9.91
7.93
1.98
1,101.26
137
9.91
7.92
1.99
1,099.27
138
9.91
7.90
2.01
1,097.26
139
9.91
7.89
2.02
1,095.24
140
9.91
7.87
2.04
1,093.20
141
9.91
7.86
2.05
1,091.15
142
9.91
7.84
2.07
1,089.08
143
9.91
7.83
2.08
1,087.00
144
9.91
7.81
2.10
1,084.90
145
9.91
7.80
2.11
1,082.79
146
9.91
7.78
2.13
1,080.66
147
9.91
7.77
2.14
1,078.52
148
9.91
7.75
2.16
1,076.36
149
9.91
7.74
2.17
1,074.18
150
9.91
7.72
2.19
1,071.99
151
9.91
7.70
2.21
1,069.79
152
9.91
7.69
2.22
1,067.57
153
9.91
7.67
2.24
1,065.33
154
9.91
7.66
2.25
1,063.08
155
9.91
7.64
2.27
1,060.81
156
9.91
7.62
2.29
1,058.52
157
9.91
7.61
2.30
1,056.22
158
9.91
7.59
2.32
1,053.90
159
9.91
7.57
2.34
1,051.57
160
9.91
7.56
2.35
1,049.22
161
9.91
7.54
2.37
1,046.85
162
9.91
7.52
2.39
1,044.46
163
9.91
7.51
2.40
1,042.06
164
9.91
7.49
2.42
1,039.64
165
9.91
7.47
2.44
1,037.20
166
9.91
7.45
2.46
1,034.75
167
9.91
7.44
2.47
1,032.27
168
9.91
7.42
2.49
1,029.78
169
9.91
7.40
2.51
1,027.28
170
9.91
7.38
2.53
1,024.75
171
9.91
7.37
2.54
1,022.20
172
9.91
7.35
2.56
1,019.64
173
9.91
7.33
2.58
1,017.06
174
9.91
7.31
2.60
1,014.46
175
9.91
7.29
2.62
1,011.84
176
9.91
7.27
2.64
1,009.20
177
9.91
7.25
2.66
1,006.55
178
9.91
7.23
2.68
1,003.87
179
9.91
7.22
2.69
1,001.18
180
9.91
7.20
2.71
998.46
181
9.91
7.18
2.73
995.73
182
9.91
7.16
2.75
992.98
183
9.91
7.14
2.77
990.20
184
9.91
7.12
2.79
987.41
185
9.91
7.10
2.81
984.60
186
9.91
7.08
2.83
981.76
187
9.91
7.06
2.85
978.91
188
9.91
7.04
2.87
976.04
189
9.91
7.02
2.89
973.14
190
9.91
6.99
2.92
970.23
191
9.91
6.97
2.94
967.29
192
9.91
6.95
2.96
964.33
193
9.91
6.93
2.98
961.35
194
9.91
6.91
3.00
958.35
195
9.91
6.89
3.02
955.33
196
9.91
6.87
3.04
952.29
197
9.91
6.84
3.07
949.22
198
9.91
6.82
3.09
946.14
199
9.91
6.80
3.11
943.03
200
9.91
6.78
3.13
939.89
201
9.91
6.76
3.15
936.74
202
9.91
6.73
3.18
933.56
203
9.91
6.71
3.20
930.36
204
9.91
6.69
3.22
927.14
205
9.91
6.66
3.25
923.89
206
9.91
6.64
3.27
920.62
207
9.91
6.62
3.29
917.33
208
9.91
6.59
3.32
914.01
209
9.91
6.57
3.34
910.67
210
9.91
6.55
3.36
907.31
211
9.91
6.52
3.39
903.92
212
9.91
6.50
3.41
900.51
213
9.91
6.47
3.44
897.07
214
9.91
6.45
3.46
893.61
215
9.91
6.42
3.49
890.12
216
9.91
6.40
3.51
886.61
217
9.91
6.37
3.54
883.07
218
9.91
6.35
3.56
879.51
219
9.91
6.32
3.59
875.92
220
9.91
6.30
3.61
872.30
221
9.91
6.27
3.64
868.66
222
9.91
6.24
3.67
865.00
223
9.91
6.22
3.69
861.30
224
9.91
6.19
3.72
857.58
225
9.91
6.16
3.75
853.84
226
9.91
6.14
3.77
850.07
227
9.91
6.11
3.80
846.27
228
9.91
6.08
3.83
842.44
229
9.91
6.06
3.85
838.58
230
9.91
6.03
3.88
834.70
231
9.91
6.00
3.91
830.79
232
9.91
5.97
3.94
826.85
233
9.91
5.94
3.97
822.88
234
9.91
5.91
4.00
818.89
235
9.91
5.89
4.02
814.86
236
9.91
5.86
4.05
810.81
237
9.91
5.83
4.08
806.73
238
9.91
5.80
4.11
802.62
239
9.91
5.77
4.14
798.48
240
9.91
5.74
4.17
794.31
241
9.91
5.71
4.20
790.10
242
9.91
5.68
4.23
785.87
243
9.91
5.65
4.26
781.61
244
9.91
5.62
4.29
777.32
245
9.91
5.59
4.32
773.00
246
9.91
5.56
4.35
768.64
247
9.91
5.52
4.39
764.26
248
9.91
5.49
4.42
759.84
249
9.91
5.46
4.45
755.39
250
9.91
5.43
4.48
750.91
251
9.91
5.40
4.51
746.40
252
9.91
5.36
4.55
741.85
253
9.91
5.33
4.58
737.27
254
9.91
5.30
4.61
732.66
255
9.91
5.27
4.64
728.02
256
9.91
5.23
4.68
723.34
257
9.91
5.20
4.71
718.63
258
9.91
5.17
4.74
713.89
259
9.91
5.13
4.78
709.11
260
9.91
5.10
4.81
704.29
261
9.91
5.06
4.85
699.45
262
9.91
5.03
4.88
694.56
263
9.91
4.99
4.92
689.65
264
9.91
4.96
4.95
684.69
265
9.91
4.92
4.99
679.70
266
9.91
4.89
5.02
674.68
267
9.91
4.85
5.06
669.62
268
9.91
4.81
5.10
664.52
269
9.91
4.78
5.13
659.39
270
9.91
4.74
5.17
654.22
271
9.91
4.70
5.21
649.01
272
9.91
4.66
5.25
643.76
273
9.91
4.63
5.28
638.48
274
9.91
4.59
5.32
633.16
275
9.91
4.55
5.36
627.80
276
9.91
4.51
5.40
622.40
277
9.91
4.47
5.44
616.97
278
9.91
4.43
5.48
611.49
279
9.91
4.40
5.51
605.98
280
9.91
4.36
5.55
600.42
281
9.91
4.32
5.59
594.83
282
9.91
4.28
5.63
589.19
283
9.91
4.23
5.68
583.52
284
9.91
4.19
5.72
577.80
285
9.91
4.15
5.76
572.04
286
9.91
4.11
5.80
566.25
287
9.91
4.07
5.84
560.41
288
9.91
4.03
5.88
554.52
289
9.91
3.99
5.92
548.60
290
9.91
3.94
5.97
542.63
291
9.91
3.90
6.01
536.62
292
9.91
3.86
6.05
530.57
293
9.91
3.81
6.10
524.47
294
9.91
3.77
6.14
518.33
295
9.91
3.73
6.18
512.15
296
9.91
3.68
6.23
505.92
297
9.91
3.64
6.27
499.65
298
9.91
3.59
6.32
493.33
299
9.91
3.55
6.36
486.96
300
9.91
3.50
6.41
480.55
301
9.91
3.45
6.46
474.10
302
9.91
3.41
6.50
467.59
303
9.91
3.36
6.55
461.05
304
9.91
3.31
6.60
454.45
305
9.91
3.27
6.64
447.81
306
9.91
3.22
6.69
441.11
307
9.91
3.17
6.74
434.37
308
9.91
3.12
6.79
427.59
309
9.91
3.07
6.84
420.75
310
9.91
3.02
6.89
413.86
311
9.91
2.97
6.94
406.93
312
9.91
2.92
6.99
399.94
313
9.91
2.87
7.04
392.91
314
9.91
2.82
7.09
385.82
315
9.91
2.77
7.14
378.69
316
9.91
2.72
7.19
371.50
317
9.91
2.67
7.24
364.26
318
9.91
2.62
7.29
356.97
319
9.91
2.57
7.34
349.62
320
9.91
2.51
7.40
342.22
321
9.91
2.46
7.45
334.77
322
9.91
2.41
7.50
327.27
323
9.91
2.35
7.56
319.71
324
9.91
2.30
7.61
312.10
325
9.91
2.24
7.67
304.43
326
9.91
2.19
7.72
296.71
327
9.91
2.13
7.78
288.93
328
9.91
2.08
7.83
281.10
329
9.91
2.02
7.89
273.21
330
9.91
1.96
7.95
265.26
331
9.91
1.91
8.00
257.26
332
9.91
1.85
8.06
249.20
333
9.91
1.79
8.12
241.08
334
9.91
1.73
8.18
232.90
335
9.91
1.67
8.24
224.67
336
9.91
1.61
8.30
216.37
337
9.91
1.56
8.35
208.02
338
9.91
1.50
8.41
199.60
339
9.91
1.43
8.48
191.13
340
9.91
1.37
8.54
182.59
341
9.91
1.31
8.60
173.99
342
9.91
1.25
8.66
165.33
343
9.91
1.19
8.72
156.61
344
9.91
1.13
8.78
147.83
345
9.91
1.06
8.85
138.98
346
9.91
1.00
8.91
130.07
347
9.91
0.93
8.98
121.10
348
9.91
0.87
9.04
112.06
349
9.91
0.81
9.10
102.95
350
9.91
0.74
9.17
93.78
351
9.91
0.67
9.24
84.54
352
9.91
0.61
9.30
75.24
353
9.91
0.54
9.37
65.87
354
9.91
0.47
9.44
56.44
355
9.91
0.41
9.50
46.93
356
9.91
0.34
9.57
37.36
357
9.91
0.27
9.64
27.72
358
9.91
0.20
9.71
18.01
359
9.91
0.13
9.78
8.23
360
8.29
0.06
8.23
0.00
Totals
3,565.98
2,291.98
1,274.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044