Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 6.38  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
6.38
4.73
1.66
1,258.35
2
6.38
4.72
1.66
1,256.68
3
6.38
4.71
1.67
1,255.02
4
6.38
4.71
1.67
1,253.34
5
6.38
4.70
1.68
1,251.66
6
6.38
4.69
1.69
1,249.98
7
6.38
4.69
1.69
1,248.28
8
6.38
4.68
1.70
1,246.58
9
6.38
4.67
1.71
1,244.88
10
6.38
4.67
1.71
1,243.17
11
6.38
4.66
1.72
1,241.45
12
6.38
4.66
1.72
1,239.73
13
6.38
4.65
1.73
1,237.99
14
6.38
4.64
1.74
1,236.26
15
6.38
4.64
1.74
1,234.51
16
6.38
4.63
1.75
1,232.76
17
6.38
4.62
1.76
1,231.00
18
6.38
4.62
1.76
1,229.24
19
6.38
4.61
1.77
1,227.47
20
6.38
4.60
1.78
1,225.69
21
6.38
4.60
1.78
1,223.91
22
6.38
4.59
1.79
1,222.12
23
6.38
4.58
1.80
1,220.32
24
6.38
4.58
1.80
1,218.52
25
6.38
4.57
1.81
1,216.71
26
6.38
4.56
1.82
1,214.89
27
6.38
4.56
1.82
1,213.07
28
6.38
4.55
1.83
1,211.24
29
6.38
4.54
1.84
1,209.40
30
6.38
4.54
1.84
1,207.55
31
6.38
4.53
1.85
1,205.70
32
6.38
4.52
1.86
1,203.84
33
6.38
4.51
1.87
1,201.98
34
6.38
4.51
1.87
1,200.10
35
6.38
4.50
1.88
1,198.23
36
6.38
4.49
1.89
1,196.34
37
6.38
4.49
1.89
1,194.44
38
6.38
4.48
1.90
1,192.54
39
6.38
4.47
1.91
1,190.64
40
6.38
4.46
1.92
1,188.72
41
6.38
4.46
1.92
1,186.80
42
6.38
4.45
1.93
1,184.87
43
6.38
4.44
1.94
1,182.93
44
6.38
4.44
1.94
1,180.99
45
6.38
4.43
1.95
1,179.04
46
6.38
4.42
1.96
1,177.08
47
6.38
4.41
1.97
1,175.11
48
6.38
4.41
1.97
1,173.14
49
6.38
4.40
1.98
1,171.16
50
6.38
4.39
1.99
1,169.17
51
6.38
4.38
2.00
1,167.17
52
6.38
4.38
2.00
1,165.17
53
6.38
4.37
2.01
1,163.16
54
6.38
4.36
2.02
1,161.14
55
6.38
4.35
2.03
1,159.12
56
6.38
4.35
2.03
1,157.08
57
6.38
4.34
2.04
1,155.04
58
6.38
4.33
2.05
1,152.99
59
6.38
4.32
2.06
1,150.94
60
6.38
4.32
2.06
1,148.87
61
6.38
4.31
2.07
1,146.80
62
6.38
4.30
2.08
1,144.72
63
6.38
4.29
2.09
1,142.64
64
6.38
4.28
2.10
1,140.54
65
6.38
4.28
2.10
1,138.44
66
6.38
4.27
2.11
1,136.33
67
6.38
4.26
2.12
1,134.21
68
6.38
4.25
2.13
1,132.08
69
6.38
4.25
2.13
1,129.95
70
6.38
4.24
2.14
1,127.80
71
6.38
4.23
2.15
1,125.65
72
6.38
4.22
2.16
1,123.49
73
6.38
4.21
2.17
1,121.33
74
6.38
4.20
2.18
1,119.15
75
6.38
4.20
2.18
1,116.97
76
6.38
4.19
2.19
1,114.78
77
6.38
4.18
2.20
1,112.58
78
6.38
4.17
2.21
1,110.37
79
6.38
4.16
2.22
1,108.15
80
6.38
4.16
2.22
1,105.93
81
6.38
4.15
2.23
1,103.70
82
6.38
4.14
2.24
1,101.46
83
6.38
4.13
2.25
1,099.21
84
6.38
4.12
2.26
1,096.95
85
6.38
4.11
2.27
1,094.68
86
6.38
4.11
2.27
1,092.41
87
6.38
4.10
2.28
1,090.12
88
6.38
4.09
2.29
1,087.83
89
6.38
4.08
2.30
1,085.53
90
6.38
4.07
2.31
1,083.22
91
6.38
4.06
2.32
1,080.90
92
6.38
4.05
2.33
1,078.58
93
6.38
4.04
2.34
1,076.24
94
6.38
4.04
2.34
1,073.90
95
6.38
4.03
2.35
1,071.54
96
6.38
4.02
2.36
1,069.18
97
6.38
4.01
2.37
1,066.81
98
6.38
4.00
2.38
1,064.43
99
6.38
3.99
2.39
1,062.04
100
6.38
3.98
2.40
1,059.65
101
6.38
3.97
2.41
1,057.24
102
6.38
3.96
2.42
1,054.83
103
6.38
3.96
2.42
1,052.40
104
6.38
3.95
2.43
1,049.97
105
6.38
3.94
2.44
1,047.53
106
6.38
3.93
2.45
1,045.07
107
6.38
3.92
2.46
1,042.61
108
6.38
3.91
2.47
1,040.14
109
6.38
3.90
2.48
1,037.66
110
6.38
3.89
2.49
1,035.17
111
6.38
3.88
2.50
1,032.68
112
6.38
3.87
2.51
1,030.17
113
6.38
3.86
2.52
1,027.65
114
6.38
3.85
2.53
1,025.13
115
6.38
3.84
2.54
1,022.59
116
6.38
3.83
2.55
1,020.04
117
6.38
3.83
2.55
1,017.49
118
6.38
3.82
2.56
1,014.92
119
6.38
3.81
2.57
1,012.35
120
6.38
3.80
2.58
1,009.77
121
6.38
3.79
2.59
1,007.17
122
6.38
3.78
2.60
1,004.57
123
6.38
3.77
2.61
1,001.96
124
6.38
3.76
2.62
999.34
125
6.38
3.75
2.63
996.70
126
6.38
3.74
2.64
994.06
127
6.38
3.73
2.65
991.41
128
6.38
3.72
2.66
988.75
129
6.38
3.71
2.67
986.07
130
6.38
3.70
2.68
983.39
131
6.38
3.69
2.69
980.70
132
6.38
3.68
2.70
978.00
133
6.38
3.67
2.71
975.28
134
6.38
3.66
2.72
972.56
135
6.38
3.65
2.73
969.83
136
6.38
3.64
2.74
967.09
137
6.38
3.63
2.75
964.33
138
6.38
3.62
2.76
961.57
139
6.38
3.61
2.77
958.79
140
6.38
3.60
2.78
956.01
141
6.38
3.59
2.79
953.21
142
6.38
3.57
2.81
950.41
143
6.38
3.56
2.82
947.59
144
6.38
3.55
2.83
944.77
145
6.38
3.54
2.84
941.93
146
6.38
3.53
2.85
939.08
147
6.38
3.52
2.86
936.22
148
6.38
3.51
2.87
933.35
149
6.38
3.50
2.88
930.47
150
6.38
3.49
2.89
927.58
151
6.38
3.48
2.90
924.68
152
6.38
3.47
2.91
921.77
153
6.38
3.46
2.92
918.85
154
6.38
3.45
2.93
915.91
155
6.38
3.43
2.95
912.97
156
6.38
3.42
2.96
910.01
157
6.38
3.41
2.97
907.04
158
6.38
3.40
2.98
904.06
159
6.38
3.39
2.99
901.07
160
6.38
3.38
3.00
898.07
161
6.38
3.37
3.01
895.06
162
6.38
3.36
3.02
892.04
163
6.38
3.35
3.03
889.00
164
6.38
3.33
3.05
885.96
165
6.38
3.32
3.06
882.90
166
6.38
3.31
3.07
879.83
167
6.38
3.30
3.08
876.75
168
6.38
3.29
3.09
873.66
169
6.38
3.28
3.10
870.55
170
6.38
3.26
3.12
867.44
171
6.38
3.25
3.13
864.31
172
6.38
3.24
3.14
861.17
173
6.38
3.23
3.15
858.02
174
6.38
3.22
3.16
854.86
175
6.38
3.21
3.17
851.68
176
6.38
3.19
3.19
848.50
177
6.38
3.18
3.20
845.30
178
6.38
3.17
3.21
842.09
179
6.38
3.16
3.22
838.87
180
6.38
3.15
3.23
835.63
181
6.38
3.13
3.25
832.39
182
6.38
3.12
3.26
829.13
183
6.38
3.11
3.27
825.86
184
6.38
3.10
3.28
822.58
185
6.38
3.08
3.30
819.28
186
6.38
3.07
3.31
815.97
187
6.38
3.06
3.32
812.65
188
6.38
3.05
3.33
809.32
189
6.38
3.03
3.35
805.97
190
6.38
3.02
3.36
802.62
191
6.38
3.01
3.37
799.25
192
6.38
3.00
3.38
795.86
193
6.38
2.98
3.40
792.47
194
6.38
2.97
3.41
789.06
195
6.38
2.96
3.42
785.64
196
6.38
2.95
3.43
782.20
197
6.38
2.93
3.45
778.76
198
6.38
2.92
3.46
775.30
199
6.38
2.91
3.47
771.83
200
6.38
2.89
3.49
768.34
201
6.38
2.88
3.50
764.84
202
6.38
2.87
3.51
761.33
203
6.38
2.85
3.53
757.80
204
6.38
2.84
3.54
754.27
205
6.38
2.83
3.55
750.72
206
6.38
2.82
3.56
747.15
207
6.38
2.80
3.58
743.57
208
6.38
2.79
3.59
739.98
209
6.38
2.77
3.61
736.38
210
6.38
2.76
3.62
732.76
211
6.38
2.75
3.63
729.12
212
6.38
2.73
3.65
725.48
213
6.38
2.72
3.66
721.82
214
6.38
2.71
3.67
718.15
215
6.38
2.69
3.69
714.46
216
6.38
2.68
3.70
710.76
217
6.38
2.67
3.71
707.04
218
6.38
2.65
3.73
703.32
219
6.38
2.64
3.74
699.57
220
6.38
2.62
3.76
695.82
221
6.38
2.61
3.77
692.05
222
6.38
2.60
3.78
688.26
223
6.38
2.58
3.80
684.46
224
6.38
2.57
3.81
680.65
225
6.38
2.55
3.83
676.82
226
6.38
2.54
3.84
672.98
227
6.38
2.52
3.86
669.12
228
6.38
2.51
3.87
665.25
229
6.38
2.49
3.89
661.37
230
6.38
2.48
3.90
657.47
231
6.38
2.47
3.91
653.55
232
6.38
2.45
3.93
649.62
233
6.38
2.44
3.94
645.68
234
6.38
2.42
3.96
641.72
235
6.38
2.41
3.97
637.75
236
6.38
2.39
3.99
633.76
237
6.38
2.38
4.00
629.75
238
6.38
2.36
4.02
625.74
239
6.38
2.35
4.03
621.70
240
6.38
2.33
4.05
617.65
241
6.38
2.32
4.06
613.59
242
6.38
2.30
4.08
609.51
243
6.38
2.29
4.09
605.42
244
6.38
2.27
4.11
601.31
245
6.38
2.25
4.13
597.18
246
6.38
2.24
4.14
593.04
247
6.38
2.22
4.16
588.89
248
6.38
2.21
4.17
584.71
249
6.38
2.19
4.19
580.53
250
6.38
2.18
4.20
576.32
251
6.38
2.16
4.22
572.10
252
6.38
2.15
4.23
567.87
253
6.38
2.13
4.25
563.62
254
6.38
2.11
4.27
559.35
255
6.38
2.10
4.28
555.07
256
6.38
2.08
4.30
550.77
257
6.38
2.07
4.31
546.46
258
6.38
2.05
4.33
542.13
259
6.38
2.03
4.35
537.78
260
6.38
2.02
4.36
533.42
261
6.38
2.00
4.38
529.04
262
6.38
1.98
4.40
524.64
263
6.38
1.97
4.41
520.23
264
6.38
1.95
4.43
515.80
265
6.38
1.93
4.45
511.35
266
6.38
1.92
4.46
506.89
267
6.38
1.90
4.48
502.41
268
6.38
1.88
4.50
497.92
269
6.38
1.87
4.51
493.40
270
6.38
1.85
4.53
488.87
271
6.38
1.83
4.55
484.33
272
6.38
1.82
4.56
479.76
273
6.38
1.80
4.58
475.18
274
6.38
1.78
4.60
470.58
275
6.38
1.76
4.62
465.97
276
6.38
1.75
4.63
461.34
277
6.38
1.73
4.65
456.69
278
6.38
1.71
4.67
452.02
279
6.38
1.70
4.68
447.33
280
6.38
1.68
4.70
442.63
281
6.38
1.66
4.72
437.91
282
6.38
1.64
4.74
433.17
283
6.38
1.62
4.76
428.42
284
6.38
1.61
4.77
423.64
285
6.38
1.59
4.79
418.85
286
6.38
1.57
4.81
414.04
287
6.38
1.55
4.83
409.22
288
6.38
1.53
4.85
404.37
289
6.38
1.52
4.86
399.51
290
6.38
1.50
4.88
394.63
291
6.38
1.48
4.90
389.72
292
6.38
1.46
4.92
384.81
293
6.38
1.44
4.94
379.87
294
6.38
1.42
4.96
374.91
295
6.38
1.41
4.97
369.94
296
6.38
1.39
4.99
364.95
297
6.38
1.37
5.01
359.94
298
6.38
1.35
5.03
354.91
299
6.38
1.33
5.05
349.86
300
6.38
1.31
5.07
344.79
301
6.38
1.29
5.09
339.70
302
6.38
1.27
5.11
334.60
303
6.38
1.25
5.13
329.47
304
6.38
1.24
5.14
324.33
305
6.38
1.22
5.16
319.16
306
6.38
1.20
5.18
313.98
307
6.38
1.18
5.20
308.78
308
6.38
1.16
5.22
303.55
309
6.38
1.14
5.24
298.31
310
6.38
1.12
5.26
293.05
311
6.38
1.10
5.28
287.77
312
6.38
1.08
5.30
282.47
313
6.38
1.06
5.32
277.15
314
6.38
1.04
5.34
271.81
315
6.38
1.02
5.36
266.45
316
6.38
1.00
5.38
261.07
317
6.38
0.98
5.40
255.66
318
6.38
0.96
5.42
250.24
319
6.38
0.94
5.44
244.80
320
6.38
0.92
5.46
239.34
321
6.38
0.90
5.48
233.86
322
6.38
0.88
5.50
228.35
323
6.38
0.86
5.52
222.83
324
6.38
0.84
5.54
217.29
325
6.38
0.81
5.57
211.72
326
6.38
0.79
5.59
206.14
327
6.38
0.77
5.61
200.53
328
6.38
0.75
5.63
194.90
329
6.38
0.73
5.65
189.25
330
6.38
0.71
5.67
183.58
331
6.38
0.69
5.69
177.89
332
6.38
0.67
5.71
172.18
333
6.38
0.65
5.73
166.44
334
6.38
0.62
5.76
160.69
335
6.38
0.60
5.78
154.91
336
6.38
0.58
5.80
149.11
337
6.38
0.56
5.82
143.29
338
6.38
0.54
5.84
137.45
339
6.38
0.52
5.86
131.58
340
6.38
0.49
5.89
125.69
341
6.38
0.47
5.91
119.79
342
6.38
0.45
5.93
113.86
343
6.38
0.43
5.95
107.90
344
6.38
0.40
5.98
101.93
345
6.38
0.38
6.00
95.93
346
6.38
0.36
6.02
89.91
347
6.38
0.34
6.04
83.87
348
6.38
0.31
6.07
77.80
349
6.38
0.29
6.09
71.71
350
6.38
0.27
6.11
65.60
351
6.38
0.25
6.13
59.47
352
6.38
0.22
6.16
53.31
353
6.38
0.20
6.18
47.13
354
6.38
0.18
6.20
40.93
355
6.38
0.15
6.23
34.70
356
6.38
0.13
6.25
28.45
357
6.38
0.11
6.27
22.18
358
6.38
0.08
6.30
15.88
359
6.38
0.06
6.32
9.56
360
6.38
0.04
6.34
3.22
361
3.23
0.01
3.22
0.00
Totals
2,300.03
1,040.03
1,260.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044