Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 9.71  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
9.71
8.97
0.74
1,247.26
2
9.71
8.96
0.75
1,246.51
3
9.71
8.96
0.75
1,245.76
4
9.71
8.95
0.76
1,245.01
5
9.71
8.95
0.76
1,244.25
6
9.71
8.94
0.77
1,243.48
7
9.71
8.94
0.77
1,242.71
8
9.71
8.93
0.78
1,241.93
9
9.71
8.93
0.78
1,241.15
10
9.71
8.92
0.79
1,240.36
11
9.71
8.92
0.79
1,239.56
12
9.71
8.91
0.80
1,238.76
13
9.71
8.90
0.81
1,237.95
14
9.71
8.90
0.81
1,237.14
15
9.71
8.89
0.82
1,236.32
16
9.71
8.89
0.82
1,235.50
17
9.71
8.88
0.83
1,234.67
18
9.71
8.87
0.84
1,233.83
19
9.71
8.87
0.84
1,232.99
20
9.71
8.86
0.85
1,232.14
21
9.71
8.86
0.85
1,231.29
22
9.71
8.85
0.86
1,230.43
23
9.71
8.84
0.87
1,229.56
24
9.71
8.84
0.87
1,228.69
25
9.71
8.83
0.88
1,227.81
26
9.71
8.82
0.89
1,226.93
27
9.71
8.82
0.89
1,226.04
28
9.71
8.81
0.90
1,225.14
29
9.71
8.81
0.90
1,224.23
30
9.71
8.80
0.91
1,223.32
31
9.71
8.79
0.92
1,222.41
32
9.71
8.79
0.92
1,221.48
33
9.71
8.78
0.93
1,220.55
34
9.71
8.77
0.94
1,219.61
35
9.71
8.77
0.94
1,218.67
36
9.71
8.76
0.95
1,217.72
37
9.71
8.75
0.96
1,216.76
38
9.71
8.75
0.96
1,215.80
39
9.71
8.74
0.97
1,214.83
40
9.71
8.73
0.98
1,213.85
41
9.71
8.72
0.99
1,212.86
42
9.71
8.72
0.99
1,211.87
43
9.71
8.71
1.00
1,210.87
44
9.71
8.70
1.01
1,209.86
45
9.71
8.70
1.01
1,208.85
46
9.71
8.69
1.02
1,207.83
47
9.71
8.68
1.03
1,206.80
48
9.71
8.67
1.04
1,205.76
49
9.71
8.67
1.04
1,204.72
50
9.71
8.66
1.05
1,203.67
51
9.71
8.65
1.06
1,202.61
52
9.71
8.64
1.07
1,201.54
53
9.71
8.64
1.07
1,200.47
54
9.71
8.63
1.08
1,199.39
55
9.71
8.62
1.09
1,198.30
56
9.71
8.61
1.10
1,197.20
57
9.71
8.60
1.11
1,196.10
58
9.71
8.60
1.11
1,194.98
59
9.71
8.59
1.12
1,193.86
60
9.71
8.58
1.13
1,192.73
61
9.71
8.57
1.14
1,191.59
62
9.71
8.56
1.15
1,190.45
63
9.71
8.56
1.15
1,189.30
64
9.71
8.55
1.16
1,188.13
65
9.71
8.54
1.17
1,186.96
66
9.71
8.53
1.18
1,185.78
67
9.71
8.52
1.19
1,184.60
68
9.71
8.51
1.20
1,183.40
69
9.71
8.51
1.20
1,182.20
70
9.71
8.50
1.21
1,180.98
71
9.71
8.49
1.22
1,179.76
72
9.71
8.48
1.23
1,178.53
73
9.71
8.47
1.24
1,177.29
74
9.71
8.46
1.25
1,176.05
75
9.71
8.45
1.26
1,174.79
76
9.71
8.44
1.27
1,173.52
77
9.71
8.43
1.28
1,172.25
78
9.71
8.43
1.28
1,170.96
79
9.71
8.42
1.29
1,169.67
80
9.71
8.41
1.30
1,168.37
81
9.71
8.40
1.31
1,167.05
82
9.71
8.39
1.32
1,165.73
83
9.71
8.38
1.33
1,164.40
84
9.71
8.37
1.34
1,163.06
85
9.71
8.36
1.35
1,161.71
86
9.71
8.35
1.36
1,160.35
87
9.71
8.34
1.37
1,158.98
88
9.71
8.33
1.38
1,157.60
89
9.71
8.32
1.39
1,156.21
90
9.71
8.31
1.40
1,154.81
91
9.71
8.30
1.41
1,153.40
92
9.71
8.29
1.42
1,151.98
93
9.71
8.28
1.43
1,150.55
94
9.71
8.27
1.44
1,149.11
95
9.71
8.26
1.45
1,147.66
96
9.71
8.25
1.46
1,146.20
97
9.71
8.24
1.47
1,144.72
98
9.71
8.23
1.48
1,143.24
99
9.71
8.22
1.49
1,141.75
100
9.71
8.21
1.50
1,140.25
101
9.71
8.20
1.51
1,138.73
102
9.71
8.18
1.53
1,137.21
103
9.71
8.17
1.54
1,135.67
104
9.71
8.16
1.55
1,134.12
105
9.71
8.15
1.56
1,132.56
106
9.71
8.14
1.57
1,130.99
107
9.71
8.13
1.58
1,129.41
108
9.71
8.12
1.59
1,127.82
109
9.71
8.11
1.60
1,126.22
110
9.71
8.09
1.62
1,124.60
111
9.71
8.08
1.63
1,122.97
112
9.71
8.07
1.64
1,121.34
113
9.71
8.06
1.65
1,119.69
114
9.71
8.05
1.66
1,118.02
115
9.71
8.04
1.67
1,116.35
116
9.71
8.02
1.69
1,114.66
117
9.71
8.01
1.70
1,112.96
118
9.71
8.00
1.71
1,111.25
119
9.71
7.99
1.72
1,109.53
120
9.71
7.97
1.74
1,107.80
121
9.71
7.96
1.75
1,106.05
122
9.71
7.95
1.76
1,104.29
123
9.71
7.94
1.77
1,102.52
124
9.71
7.92
1.79
1,100.73
125
9.71
7.91
1.80
1,098.93
126
9.71
7.90
1.81
1,097.12
127
9.71
7.89
1.82
1,095.29
128
9.71
7.87
1.84
1,093.46
129
9.71
7.86
1.85
1,091.61
130
9.71
7.85
1.86
1,089.74
131
9.71
7.83
1.88
1,087.87
132
9.71
7.82
1.89
1,085.97
133
9.71
7.81
1.90
1,084.07
134
9.71
7.79
1.92
1,082.15
135
9.71
7.78
1.93
1,080.22
136
9.71
7.76
1.95
1,078.27
137
9.71
7.75
1.96
1,076.31
138
9.71
7.74
1.97
1,074.34
139
9.71
7.72
1.99
1,072.35
140
9.71
7.71
2.00
1,070.35
141
9.71
7.69
2.02
1,068.33
142
9.71
7.68
2.03
1,066.30
143
9.71
7.66
2.05
1,064.25
144
9.71
7.65
2.06
1,062.19
145
9.71
7.63
2.08
1,060.12
146
9.71
7.62
2.09
1,058.03
147
9.71
7.60
2.11
1,055.92
148
9.71
7.59
2.12
1,053.80
149
9.71
7.57
2.14
1,051.67
150
9.71
7.56
2.15
1,049.52
151
9.71
7.54
2.17
1,047.35
152
9.71
7.53
2.18
1,045.17
153
9.71
7.51
2.20
1,042.97
154
9.71
7.50
2.21
1,040.75
155
9.71
7.48
2.23
1,038.53
156
9.71
7.46
2.25
1,036.28
157
9.71
7.45
2.26
1,034.02
158
9.71
7.43
2.28
1,031.74
159
9.71
7.42
2.29
1,029.45
160
9.71
7.40
2.31
1,027.13
161
9.71
7.38
2.33
1,024.81
162
9.71
7.37
2.34
1,022.46
163
9.71
7.35
2.36
1,020.10
164
9.71
7.33
2.38
1,017.72
165
9.71
7.31
2.40
1,015.33
166
9.71
7.30
2.41
1,012.92
167
9.71
7.28
2.43
1,010.49
168
9.71
7.26
2.45
1,008.04
169
9.71
7.25
2.46
1,005.57
170
9.71
7.23
2.48
1,003.09
171
9.71
7.21
2.50
1,000.59
172
9.71
7.19
2.52
998.07
173
9.71
7.17
2.54
995.54
174
9.71
7.16
2.55
992.98
175
9.71
7.14
2.57
990.41
176
9.71
7.12
2.59
987.82
177
9.71
7.10
2.61
985.21
178
9.71
7.08
2.63
982.58
179
9.71
7.06
2.65
979.93
180
9.71
7.04
2.67
977.27
181
9.71
7.02
2.69
974.58
182
9.71
7.00
2.71
971.87
183
9.71
6.99
2.72
969.15
184
9.71
6.97
2.74
966.41
185
9.71
6.95
2.76
963.64
186
9.71
6.93
2.78
960.86
187
9.71
6.91
2.80
958.05
188
9.71
6.89
2.82
955.23
189
9.71
6.87
2.84
952.39
190
9.71
6.85
2.86
949.52
191
9.71
6.82
2.89
946.64
192
9.71
6.80
2.91
943.73
193
9.71
6.78
2.93
940.80
194
9.71
6.76
2.95
937.85
195
9.71
6.74
2.97
934.89
196
9.71
6.72
2.99
931.89
197
9.71
6.70
3.01
928.88
198
9.71
6.68
3.03
925.85
199
9.71
6.65
3.06
922.79
200
9.71
6.63
3.08
919.72
201
9.71
6.61
3.10
916.62
202
9.71
6.59
3.12
913.49
203
9.71
6.57
3.14
910.35
204
9.71
6.54
3.17
907.18
205
9.71
6.52
3.19
903.99
206
9.71
6.50
3.21
900.78
207
9.71
6.47
3.24
897.55
208
9.71
6.45
3.26
894.29
209
9.71
6.43
3.28
891.00
210
9.71
6.40
3.31
887.70
211
9.71
6.38
3.33
884.37
212
9.71
6.36
3.35
881.02
213
9.71
6.33
3.38
877.64
214
9.71
6.31
3.40
874.24
215
9.71
6.28
3.43
870.81
216
9.71
6.26
3.45
867.36
217
9.71
6.23
3.48
863.88
218
9.71
6.21
3.50
860.38
219
9.71
6.18
3.53
856.86
220
9.71
6.16
3.55
853.30
221
9.71
6.13
3.58
849.73
222
9.71
6.11
3.60
846.12
223
9.71
6.08
3.63
842.50
224
9.71
6.06
3.65
838.84
225
9.71
6.03
3.68
835.16
226
9.71
6.00
3.71
831.45
227
9.71
5.98
3.73
827.72
228
9.71
5.95
3.76
823.96
229
9.71
5.92
3.79
820.17
230
9.71
5.89
3.82
816.36
231
9.71
5.87
3.84
812.51
232
9.71
5.84
3.87
808.64
233
9.71
5.81
3.90
804.75
234
9.71
5.78
3.93
800.82
235
9.71
5.76
3.95
796.87
236
9.71
5.73
3.98
792.88
237
9.71
5.70
4.01
788.87
238
9.71
5.67
4.04
784.83
239
9.71
5.64
4.07
780.76
240
9.71
5.61
4.10
776.67
241
9.71
5.58
4.13
772.54
242
9.71
5.55
4.16
768.38
243
9.71
5.52
4.19
764.19
244
9.71
5.49
4.22
759.98
245
9.71
5.46
4.25
755.73
246
9.71
5.43
4.28
751.45
247
9.71
5.40
4.31
747.14
248
9.71
5.37
4.34
742.80
249
9.71
5.34
4.37
738.43
250
9.71
5.31
4.40
734.03
251
9.71
5.28
4.43
729.59
252
9.71
5.24
4.47
725.13
253
9.71
5.21
4.50
720.63
254
9.71
5.18
4.53
716.10
255
9.71
5.15
4.56
711.53
256
9.71
5.11
4.60
706.94
257
9.71
5.08
4.63
702.31
258
9.71
5.05
4.66
697.65
259
9.71
5.01
4.70
692.95
260
9.71
4.98
4.73
688.22
261
9.71
4.95
4.76
683.46
262
9.71
4.91
4.80
678.66
263
9.71
4.88
4.83
673.83
264
9.71
4.84
4.87
668.96
265
9.71
4.81
4.90
664.06
266
9.71
4.77
4.94
659.12
267
9.71
4.74
4.97
654.15
268
9.71
4.70
5.01
649.14
269
9.71
4.67
5.04
644.10
270
9.71
4.63
5.08
639.02
271
9.71
4.59
5.12
633.90
272
9.71
4.56
5.15
628.75
273
9.71
4.52
5.19
623.56
274
9.71
4.48
5.23
618.33
275
9.71
4.44
5.27
613.06
276
9.71
4.41
5.30
607.76
277
9.71
4.37
5.34
602.42
278
9.71
4.33
5.38
597.04
279
9.71
4.29
5.42
591.62
280
9.71
4.25
5.46
586.16
281
9.71
4.21
5.50
580.66
282
9.71
4.17
5.54
575.13
283
9.71
4.13
5.58
569.55
284
9.71
4.09
5.62
563.93
285
9.71
4.05
5.66
558.28
286
9.71
4.01
5.70
552.58
287
9.71
3.97
5.74
546.84
288
9.71
3.93
5.78
541.06
289
9.71
3.89
5.82
535.24
290
9.71
3.85
5.86
529.38
291
9.71
3.80
5.91
523.47
292
9.71
3.76
5.95
517.53
293
9.71
3.72
5.99
511.54
294
9.71
3.68
6.03
505.50
295
9.71
3.63
6.08
499.43
296
9.71
3.59
6.12
493.31
297
9.71
3.55
6.16
487.14
298
9.71
3.50
6.21
480.93
299
9.71
3.46
6.25
474.68
300
9.71
3.41
6.30
468.38
301
9.71
3.37
6.34
462.04
302
9.71
3.32
6.39
455.65
303
9.71
3.27
6.44
449.21
304
9.71
3.23
6.48
442.73
305
9.71
3.18
6.53
436.20
306
9.71
3.14
6.57
429.63
307
9.71
3.09
6.62
423.01
308
9.71
3.04
6.67
416.34
309
9.71
2.99
6.72
409.62
310
9.71
2.94
6.77
402.85
311
9.71
2.90
6.81
396.04
312
9.71
2.85
6.86
389.18
313
9.71
2.80
6.91
382.26
314
9.71
2.75
6.96
375.30
315
9.71
2.70
7.01
368.29
316
9.71
2.65
7.06
361.23
317
9.71
2.60
7.11
354.11
318
9.71
2.55
7.16
346.95
319
9.71
2.49
7.22
339.73
320
9.71
2.44
7.27
332.46
321
9.71
2.39
7.32
325.14
322
9.71
2.34
7.37
317.77
323
9.71
2.28
7.43
310.34
324
9.71
2.23
7.48
302.86
325
9.71
2.18
7.53
295.33
326
9.71
2.12
7.59
287.74
327
9.71
2.07
7.64
280.10
328
9.71
2.01
7.70
272.40
329
9.71
1.96
7.75
264.65
330
9.71
1.90
7.81
256.84
331
9.71
1.85
7.86
248.98
332
9.71
1.79
7.92
241.06
333
9.71
1.73
7.98
233.08
334
9.71
1.68
8.03
225.05
335
9.71
1.62
8.09
216.96
336
9.71
1.56
8.15
208.80
337
9.71
1.50
8.21
200.60
338
9.71
1.44
8.27
192.33
339
9.71
1.38
8.33
184.00
340
9.71
1.32
8.39
175.61
341
9.71
1.26
8.45
167.16
342
9.71
1.20
8.51
158.66
343
9.71
1.14
8.57
150.09
344
9.71
1.08
8.63
141.46
345
9.71
1.02
8.69
132.76
346
9.71
0.95
8.76
124.01
347
9.71
0.89
8.82
115.19
348
9.71
0.83
8.88
106.31
349
9.71
0.76
8.95
97.36
350
9.71
0.70
9.01
88.35
351
9.71
0.64
9.07
79.27
352
9.71
0.57
9.14
70.13
353
9.71
0.50
9.21
60.93
354
9.71
0.44
9.27
51.66
355
9.71
0.37
9.34
42.32
356
9.71
0.30
9.41
32.91
357
9.71
0.24
9.47
23.44
358
9.71
0.17
9.54
13.90
359
9.71
0.10
9.61
4.29
360
4.32
0.03
4.29
0.00
Totals
3,490.21
2,242.21
1,248.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044