Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 6.32  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
6.32
4.68
1.64
1,245.36
2
6.32
4.67
1.65
1,243.71
3
6.32
4.66
1.66
1,242.05
4
6.32
4.66
1.66
1,240.39
5
6.32
4.65
1.67
1,238.72
6
6.32
4.65
1.67
1,237.04
7
6.32
4.64
1.68
1,235.36
8
6.32
4.63
1.69
1,233.68
9
6.32
4.63
1.69
1,231.98
10
6.32
4.62
1.70
1,230.28
11
6.32
4.61
1.71
1,228.58
12
6.32
4.61
1.71
1,226.86
13
6.32
4.60
1.72
1,225.14
14
6.32
4.59
1.73
1,223.42
15
6.32
4.59
1.73
1,221.69
16
6.32
4.58
1.74
1,219.95
17
6.32
4.57
1.75
1,218.20
18
6.32
4.57
1.75
1,216.45
19
6.32
4.56
1.76
1,214.69
20
6.32
4.56
1.76
1,212.93
21
6.32
4.55
1.77
1,211.16
22
6.32
4.54
1.78
1,209.38
23
6.32
4.54
1.78
1,207.59
24
6.32
4.53
1.79
1,205.80
25
6.32
4.52
1.80
1,204.00
26
6.32
4.52
1.80
1,202.20
27
6.32
4.51
1.81
1,200.39
28
6.32
4.50
1.82
1,198.57
29
6.32
4.49
1.83
1,196.74
30
6.32
4.49
1.83
1,194.91
31
6.32
4.48
1.84
1,193.07
32
6.32
4.47
1.85
1,191.22
33
6.32
4.47
1.85
1,189.37
34
6.32
4.46
1.86
1,187.51
35
6.32
4.45
1.87
1,185.65
36
6.32
4.45
1.87
1,183.77
37
6.32
4.44
1.88
1,181.89
38
6.32
4.43
1.89
1,180.00
39
6.32
4.43
1.89
1,178.11
40
6.32
4.42
1.90
1,176.21
41
6.32
4.41
1.91
1,174.30
42
6.32
4.40
1.92
1,172.38
43
6.32
4.40
1.92
1,170.46
44
6.32
4.39
1.93
1,168.53
45
6.32
4.38
1.94
1,166.59
46
6.32
4.37
1.95
1,164.64
47
6.32
4.37
1.95
1,162.69
48
6.32
4.36
1.96
1,160.73
49
6.32
4.35
1.97
1,158.76
50
6.32
4.35
1.97
1,156.79
51
6.32
4.34
1.98
1,154.81
52
6.32
4.33
1.99
1,152.82
53
6.32
4.32
2.00
1,150.82
54
6.32
4.32
2.00
1,148.81
55
6.32
4.31
2.01
1,146.80
56
6.32
4.30
2.02
1,144.78
57
6.32
4.29
2.03
1,142.76
58
6.32
4.29
2.03
1,140.72
59
6.32
4.28
2.04
1,138.68
60
6.32
4.27
2.05
1,136.63
61
6.32
4.26
2.06
1,134.57
62
6.32
4.25
2.07
1,132.51
63
6.32
4.25
2.07
1,130.43
64
6.32
4.24
2.08
1,128.35
65
6.32
4.23
2.09
1,126.26
66
6.32
4.22
2.10
1,124.17
67
6.32
4.22
2.10
1,122.06
68
6.32
4.21
2.11
1,119.95
69
6.32
4.20
2.12
1,117.83
70
6.32
4.19
2.13
1,115.70
71
6.32
4.18
2.14
1,113.57
72
6.32
4.18
2.14
1,111.42
73
6.32
4.17
2.15
1,109.27
74
6.32
4.16
2.16
1,107.11
75
6.32
4.15
2.17
1,104.94
76
6.32
4.14
2.18
1,102.76
77
6.32
4.14
2.18
1,100.58
78
6.32
4.13
2.19
1,098.39
79
6.32
4.12
2.20
1,096.19
80
6.32
4.11
2.21
1,093.98
81
6.32
4.10
2.22
1,091.76
82
6.32
4.09
2.23
1,089.53
83
6.32
4.09
2.23
1,087.30
84
6.32
4.08
2.24
1,085.06
85
6.32
4.07
2.25
1,082.81
86
6.32
4.06
2.26
1,080.55
87
6.32
4.05
2.27
1,078.28
88
6.32
4.04
2.28
1,076.00
89
6.32
4.04
2.28
1,073.72
90
6.32
4.03
2.29
1,071.42
91
6.32
4.02
2.30
1,069.12
92
6.32
4.01
2.31
1,066.81
93
6.32
4.00
2.32
1,064.49
94
6.32
3.99
2.33
1,062.16
95
6.32
3.98
2.34
1,059.83
96
6.32
3.97
2.35
1,057.48
97
6.32
3.97
2.35
1,055.13
98
6.32
3.96
2.36
1,052.76
99
6.32
3.95
2.37
1,050.39
100
6.32
3.94
2.38
1,048.01
101
6.32
3.93
2.39
1,045.62
102
6.32
3.92
2.40
1,043.22
103
6.32
3.91
2.41
1,040.81
104
6.32
3.90
2.42
1,038.40
105
6.32
3.89
2.43
1,035.97
106
6.32
3.88
2.44
1,033.53
107
6.32
3.88
2.44
1,031.09
108
6.32
3.87
2.45
1,028.64
109
6.32
3.86
2.46
1,026.17
110
6.32
3.85
2.47
1,023.70
111
6.32
3.84
2.48
1,021.22
112
6.32
3.83
2.49
1,018.73
113
6.32
3.82
2.50
1,016.23
114
6.32
3.81
2.51
1,013.72
115
6.32
3.80
2.52
1,011.20
116
6.32
3.79
2.53
1,008.68
117
6.32
3.78
2.54
1,006.14
118
6.32
3.77
2.55
1,003.59
119
6.32
3.76
2.56
1,001.03
120
6.32
3.75
2.57
998.47
121
6.32
3.74
2.58
995.89
122
6.32
3.73
2.59
993.31
123
6.32
3.72
2.60
990.71
124
6.32
3.72
2.60
988.11
125
6.32
3.71
2.61
985.49
126
6.32
3.70
2.62
982.87
127
6.32
3.69
2.63
980.23
128
6.32
3.68
2.64
977.59
129
6.32
3.67
2.65
974.94
130
6.32
3.66
2.66
972.27
131
6.32
3.65
2.67
969.60
132
6.32
3.64
2.68
966.91
133
6.32
3.63
2.69
964.22
134
6.32
3.62
2.70
961.52
135
6.32
3.61
2.71
958.80
136
6.32
3.60
2.72
956.08
137
6.32
3.59
2.73
953.34
138
6.32
3.58
2.74
950.60
139
6.32
3.56
2.76
947.84
140
6.32
3.55
2.77
945.08
141
6.32
3.54
2.78
942.30
142
6.32
3.53
2.79
939.51
143
6.32
3.52
2.80
936.72
144
6.32
3.51
2.81
933.91
145
6.32
3.50
2.82
931.09
146
6.32
3.49
2.83
928.26
147
6.32
3.48
2.84
925.42
148
6.32
3.47
2.85
922.57
149
6.32
3.46
2.86
919.71
150
6.32
3.45
2.87
916.84
151
6.32
3.44
2.88
913.96
152
6.32
3.43
2.89
911.07
153
6.32
3.42
2.90
908.17
154
6.32
3.41
2.91
905.25
155
6.32
3.39
2.93
902.33
156
6.32
3.38
2.94
899.39
157
6.32
3.37
2.95
896.44
158
6.32
3.36
2.96
893.48
159
6.32
3.35
2.97
890.51
160
6.32
3.34
2.98
887.53
161
6.32
3.33
2.99
884.54
162
6.32
3.32
3.00
881.54
163
6.32
3.31
3.01
878.52
164
6.32
3.29
3.03
875.50
165
6.32
3.28
3.04
872.46
166
6.32
3.27
3.05
869.41
167
6.32
3.26
3.06
866.35
168
6.32
3.25
3.07
863.28
169
6.32
3.24
3.08
860.20
170
6.32
3.23
3.09
857.11
171
6.32
3.21
3.11
854.00
172
6.32
3.20
3.12
850.88
173
6.32
3.19
3.13
847.75
174
6.32
3.18
3.14
844.61
175
6.32
3.17
3.15
841.46
176
6.32
3.16
3.16
838.30
177
6.32
3.14
3.18
835.12
178
6.32
3.13
3.19
831.93
179
6.32
3.12
3.20
828.73
180
6.32
3.11
3.21
825.52
181
6.32
3.10
3.22
822.29
182
6.32
3.08
3.24
819.06
183
6.32
3.07
3.25
815.81
184
6.32
3.06
3.26
812.55
185
6.32
3.05
3.27
809.28
186
6.32
3.03
3.29
805.99
187
6.32
3.02
3.30
802.69
188
6.32
3.01
3.31
799.38
189
6.32
3.00
3.32
796.06
190
6.32
2.99
3.33
792.73
191
6.32
2.97
3.35
789.38
192
6.32
2.96
3.36
786.02
193
6.32
2.95
3.37
782.65
194
6.32
2.93
3.39
779.26
195
6.32
2.92
3.40
775.86
196
6.32
2.91
3.41
772.45
197
6.32
2.90
3.42
769.03
198
6.32
2.88
3.44
765.59
199
6.32
2.87
3.45
762.14
200
6.32
2.86
3.46
758.68
201
6.32
2.85
3.47
755.21
202
6.32
2.83
3.49
751.72
203
6.32
2.82
3.50
748.22
204
6.32
2.81
3.51
744.70
205
6.32
2.79
3.53
741.18
206
6.32
2.78
3.54
737.64
207
6.32
2.77
3.55
734.08
208
6.32
2.75
3.57
730.52
209
6.32
2.74
3.58
726.93
210
6.32
2.73
3.59
723.34
211
6.32
2.71
3.61
719.73
212
6.32
2.70
3.62
716.11
213
6.32
2.69
3.63
712.48
214
6.32
2.67
3.65
708.83
215
6.32
2.66
3.66
705.17
216
6.32
2.64
3.68
701.49
217
6.32
2.63
3.69
697.80
218
6.32
2.62
3.70
694.10
219
6.32
2.60
3.72
690.38
220
6.32
2.59
3.73
686.65
221
6.32
2.57
3.75
682.91
222
6.32
2.56
3.76
679.15
223
6.32
2.55
3.77
675.37
224
6.32
2.53
3.79
671.59
225
6.32
2.52
3.80
667.78
226
6.32
2.50
3.82
663.97
227
6.32
2.49
3.83
660.14
228
6.32
2.48
3.84
656.29
229
6.32
2.46
3.86
652.44
230
6.32
2.45
3.87
648.56
231
6.32
2.43
3.89
644.67
232
6.32
2.42
3.90
640.77
233
6.32
2.40
3.92
636.85
234
6.32
2.39
3.93
632.92
235
6.32
2.37
3.95
628.98
236
6.32
2.36
3.96
625.02
237
6.32
2.34
3.98
621.04
238
6.32
2.33
3.99
617.05
239
6.32
2.31
4.01
613.04
240
6.32
2.30
4.02
609.02
241
6.32
2.28
4.04
604.98
242
6.32
2.27
4.05
600.93
243
6.32
2.25
4.07
596.87
244
6.32
2.24
4.08
592.78
245
6.32
2.22
4.10
588.69
246
6.32
2.21
4.11
584.58
247
6.32
2.19
4.13
580.45
248
6.32
2.18
4.14
576.30
249
6.32
2.16
4.16
572.15
250
6.32
2.15
4.17
567.97
251
6.32
2.13
4.19
563.78
252
6.32
2.11
4.21
559.57
253
6.32
2.10
4.22
555.35
254
6.32
2.08
4.24
551.12
255
6.32
2.07
4.25
546.86
256
6.32
2.05
4.27
542.59
257
6.32
2.03
4.29
538.31
258
6.32
2.02
4.30
534.01
259
6.32
2.00
4.32
529.69
260
6.32
1.99
4.33
525.36
261
6.32
1.97
4.35
521.01
262
6.32
1.95
4.37
516.64
263
6.32
1.94
4.38
512.26
264
6.32
1.92
4.40
507.86
265
6.32
1.90
4.42
503.44
266
6.32
1.89
4.43
499.01
267
6.32
1.87
4.45
494.56
268
6.32
1.85
4.47
490.10
269
6.32
1.84
4.48
485.61
270
6.32
1.82
4.50
481.11
271
6.32
1.80
4.52
476.60
272
6.32
1.79
4.53
472.07
273
6.32
1.77
4.55
467.52
274
6.32
1.75
4.57
462.95
275
6.32
1.74
4.58
458.37
276
6.32
1.72
4.60
453.76
277
6.32
1.70
4.62
449.15
278
6.32
1.68
4.64
444.51
279
6.32
1.67
4.65
439.86
280
6.32
1.65
4.67
435.19
281
6.32
1.63
4.69
430.50
282
6.32
1.61
4.71
425.79
283
6.32
1.60
4.72
421.07
284
6.32
1.58
4.74
416.33
285
6.32
1.56
4.76
411.57
286
6.32
1.54
4.78
406.79
287
6.32
1.53
4.79
402.00
288
6.32
1.51
4.81
397.19
289
6.32
1.49
4.83
392.36
290
6.32
1.47
4.85
387.51
291
6.32
1.45
4.87
382.64
292
6.32
1.43
4.89
377.76
293
6.32
1.42
4.90
372.85
294
6.32
1.40
4.92
367.93
295
6.32
1.38
4.94
362.99
296
6.32
1.36
4.96
358.03
297
6.32
1.34
4.98
353.05
298
6.32
1.32
5.00
348.06
299
6.32
1.31
5.01
343.04
300
6.32
1.29
5.03
338.01
301
6.32
1.27
5.05
332.96
302
6.32
1.25
5.07
327.89
303
6.32
1.23
5.09
322.80
304
6.32
1.21
5.11
317.69
305
6.32
1.19
5.13
312.56
306
6.32
1.17
5.15
307.41
307
6.32
1.15
5.17
302.24
308
6.32
1.13
5.19
297.06
309
6.32
1.11
5.21
291.85
310
6.32
1.09
5.23
286.62
311
6.32
1.07
5.25
281.38
312
6.32
1.06
5.26
276.11
313
6.32
1.04
5.28
270.83
314
6.32
1.02
5.30
265.52
315
6.32
1.00
5.32
260.20
316
6.32
0.98
5.34
254.86
317
6.32
0.96
5.36
249.49
318
6.32
0.94
5.38
244.11
319
6.32
0.92
5.40
238.70
320
6.32
0.90
5.42
233.28
321
6.32
0.87
5.45
227.83
322
6.32
0.85
5.47
222.37
323
6.32
0.83
5.49
216.88
324
6.32
0.81
5.51
211.37
325
6.32
0.79
5.53
205.85
326
6.32
0.77
5.55
200.30
327
6.32
0.75
5.57
194.73
328
6.32
0.73
5.59
189.14
329
6.32
0.71
5.61
183.53
330
6.32
0.69
5.63
177.90
331
6.32
0.67
5.65
172.24
332
6.32
0.65
5.67
166.57
333
6.32
0.62
5.70
160.88
334
6.32
0.60
5.72
155.16
335
6.32
0.58
5.74
149.42
336
6.32
0.56
5.76
143.66
337
6.32
0.54
5.78
137.88
338
6.32
0.52
5.80
132.08
339
6.32
0.50
5.82
126.25
340
6.32
0.47
5.85
120.41
341
6.32
0.45
5.87
114.54
342
6.32
0.43
5.89
108.65
343
6.32
0.41
5.91
102.73
344
6.32
0.39
5.93
96.80
345
6.32
0.36
5.96
90.84
346
6.32
0.34
5.98
84.86
347
6.32
0.32
6.00
78.86
348
6.32
0.30
6.02
72.84
349
6.32
0.27
6.05
66.79
350
6.32
0.25
6.07
60.72
351
6.32
0.23
6.09
54.63
352
6.32
0.20
6.12
48.51
353
6.32
0.18
6.14
42.37
354
6.32
0.16
6.16
36.21
355
6.32
0.14
6.18
30.03
356
6.32
0.11
6.21
23.82
357
6.32
0.09
6.23
17.59
358
6.32
0.07
6.25
11.34
359
6.32
0.04
6.28
5.06
360
5.08
0.02
5.06
0.00
Totals
2,273.96
1,026.96
1,247.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044