Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 6.13  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
6.13
4.42
1.71
1,245.29
2
6.13
4.41
1.72
1,243.57
3
6.13
4.40
1.73
1,241.84
4
6.13
4.40
1.73
1,240.11
5
6.13
4.39
1.74
1,238.37
6
6.13
4.39
1.74
1,236.63
7
6.13
4.38
1.75
1,234.88
8
6.13
4.37
1.76
1,233.12
9
6.13
4.37
1.76
1,231.36
10
6.13
4.36
1.77
1,229.59
11
6.13
4.35
1.78
1,227.81
12
6.13
4.35
1.78
1,226.03
13
6.13
4.34
1.79
1,224.24
14
6.13
4.34
1.79
1,222.45
15
6.13
4.33
1.80
1,220.65
16
6.13
4.32
1.81
1,218.84
17
6.13
4.32
1.81
1,217.03
18
6.13
4.31
1.82
1,215.21
19
6.13
4.30
1.83
1,213.38
20
6.13
4.30
1.83
1,211.55
21
6.13
4.29
1.84
1,209.71
22
6.13
4.28
1.85
1,207.87
23
6.13
4.28
1.85
1,206.01
24
6.13
4.27
1.86
1,204.16
25
6.13
4.26
1.87
1,202.29
26
6.13
4.26
1.87
1,200.42
27
6.13
4.25
1.88
1,198.54
28
6.13
4.24
1.89
1,196.65
29
6.13
4.24
1.89
1,194.76
30
6.13
4.23
1.90
1,192.86
31
6.13
4.22
1.91
1,190.96
32
6.13
4.22
1.91
1,189.05
33
6.13
4.21
1.92
1,187.13
34
6.13
4.20
1.93
1,185.20
35
6.13
4.20
1.93
1,183.27
36
6.13
4.19
1.94
1,181.33
37
6.13
4.18
1.95
1,179.38
38
6.13
4.18
1.95
1,177.43
39
6.13
4.17
1.96
1,175.47
40
6.13
4.16
1.97
1,173.51
41
6.13
4.16
1.97
1,171.53
42
6.13
4.15
1.98
1,169.55
43
6.13
4.14
1.99
1,167.56
44
6.13
4.14
1.99
1,165.57
45
6.13
4.13
2.00
1,163.57
46
6.13
4.12
2.01
1,161.56
47
6.13
4.11
2.02
1,159.54
48
6.13
4.11
2.02
1,157.52
49
6.13
4.10
2.03
1,155.49
50
6.13
4.09
2.04
1,153.45
51
6.13
4.09
2.04
1,151.40
52
6.13
4.08
2.05
1,149.35
53
6.13
4.07
2.06
1,147.29
54
6.13
4.06
2.07
1,145.23
55
6.13
4.06
2.07
1,143.15
56
6.13
4.05
2.08
1,141.07
57
6.13
4.04
2.09
1,138.98
58
6.13
4.03
2.10
1,136.89
59
6.13
4.03
2.10
1,134.78
60
6.13
4.02
2.11
1,132.67
61
6.13
4.01
2.12
1,130.55
62
6.13
4.00
2.13
1,128.43
63
6.13
4.00
2.13
1,126.29
64
6.13
3.99
2.14
1,124.15
65
6.13
3.98
2.15
1,122.00
66
6.13
3.97
2.16
1,119.85
67
6.13
3.97
2.16
1,117.68
68
6.13
3.96
2.17
1,115.51
69
6.13
3.95
2.18
1,113.33
70
6.13
3.94
2.19
1,111.15
71
6.13
3.94
2.19
1,108.95
72
6.13
3.93
2.20
1,106.75
73
6.13
3.92
2.21
1,104.54
74
6.13
3.91
2.22
1,102.32
75
6.13
3.90
2.23
1,100.09
76
6.13
3.90
2.23
1,097.86
77
6.13
3.89
2.24
1,095.62
78
6.13
3.88
2.25
1,093.37
79
6.13
3.87
2.26
1,091.11
80
6.13
3.86
2.27
1,088.85
81
6.13
3.86
2.27
1,086.57
82
6.13
3.85
2.28
1,084.29
83
6.13
3.84
2.29
1,082.00
84
6.13
3.83
2.30
1,079.70
85
6.13
3.82
2.31
1,077.40
86
6.13
3.82
2.31
1,075.08
87
6.13
3.81
2.32
1,072.76
88
6.13
3.80
2.33
1,070.43
89
6.13
3.79
2.34
1,068.09
90
6.13
3.78
2.35
1,065.74
91
6.13
3.77
2.36
1,063.39
92
6.13
3.77
2.36
1,061.02
93
6.13
3.76
2.37
1,058.65
94
6.13
3.75
2.38
1,056.27
95
6.13
3.74
2.39
1,053.88
96
6.13
3.73
2.40
1,051.49
97
6.13
3.72
2.41
1,049.08
98
6.13
3.72
2.41
1,046.66
99
6.13
3.71
2.42
1,044.24
100
6.13
3.70
2.43
1,041.81
101
6.13
3.69
2.44
1,039.37
102
6.13
3.68
2.45
1,036.92
103
6.13
3.67
2.46
1,034.46
104
6.13
3.66
2.47
1,032.00
105
6.13
3.65
2.48
1,029.52
106
6.13
3.65
2.48
1,027.04
107
6.13
3.64
2.49
1,024.55
108
6.13
3.63
2.50
1,022.04
109
6.13
3.62
2.51
1,019.53
110
6.13
3.61
2.52
1,017.01
111
6.13
3.60
2.53
1,014.49
112
6.13
3.59
2.54
1,011.95
113
6.13
3.58
2.55
1,009.40
114
6.13
3.57
2.56
1,006.85
115
6.13
3.57
2.56
1,004.28
116
6.13
3.56
2.57
1,001.71
117
6.13
3.55
2.58
999.13
118
6.13
3.54
2.59
996.54
119
6.13
3.53
2.60
993.94
120
6.13
3.52
2.61
991.33
121
6.13
3.51
2.62
988.71
122
6.13
3.50
2.63
986.08
123
6.13
3.49
2.64
983.44
124
6.13
3.48
2.65
980.80
125
6.13
3.47
2.66
978.14
126
6.13
3.46
2.67
975.47
127
6.13
3.45
2.68
972.80
128
6.13
3.45
2.68
970.11
129
6.13
3.44
2.69
967.42
130
6.13
3.43
2.70
964.72
131
6.13
3.42
2.71
962.00
132
6.13
3.41
2.72
959.28
133
6.13
3.40
2.73
956.55
134
6.13
3.39
2.74
953.80
135
6.13
3.38
2.75
951.05
136
6.13
3.37
2.76
948.29
137
6.13
3.36
2.77
945.52
138
6.13
3.35
2.78
942.74
139
6.13
3.34
2.79
939.95
140
6.13
3.33
2.80
937.15
141
6.13
3.32
2.81
934.33
142
6.13
3.31
2.82
931.51
143
6.13
3.30
2.83
928.68
144
6.13
3.29
2.84
925.84
145
6.13
3.28
2.85
922.99
146
6.13
3.27
2.86
920.13
147
6.13
3.26
2.87
917.26
148
6.13
3.25
2.88
914.38
149
6.13
3.24
2.89
911.49
150
6.13
3.23
2.90
908.58
151
6.13
3.22
2.91
905.67
152
6.13
3.21
2.92
902.75
153
6.13
3.20
2.93
899.82
154
6.13
3.19
2.94
896.87
155
6.13
3.18
2.95
893.92
156
6.13
3.17
2.96
890.96
157
6.13
3.16
2.97
887.98
158
6.13
3.14
2.99
885.00
159
6.13
3.13
3.00
882.00
160
6.13
3.12
3.01
878.99
161
6.13
3.11
3.02
875.98
162
6.13
3.10
3.03
872.95
163
6.13
3.09
3.04
869.91
164
6.13
3.08
3.05
866.86
165
6.13
3.07
3.06
863.80
166
6.13
3.06
3.07
860.73
167
6.13
3.05
3.08
857.65
168
6.13
3.04
3.09
854.56
169
6.13
3.03
3.10
851.45
170
6.13
3.02
3.11
848.34
171
6.13
3.00
3.13
845.21
172
6.13
2.99
3.14
842.08
173
6.13
2.98
3.15
838.93
174
6.13
2.97
3.16
835.77
175
6.13
2.96
3.17
832.60
176
6.13
2.95
3.18
829.42
177
6.13
2.94
3.19
826.23
178
6.13
2.93
3.20
823.02
179
6.13
2.91
3.22
819.81
180
6.13
2.90
3.23
816.58
181
6.13
2.89
3.24
813.34
182
6.13
2.88
3.25
810.10
183
6.13
2.87
3.26
806.83
184
6.13
2.86
3.27
803.56
185
6.13
2.85
3.28
800.28
186
6.13
2.83
3.30
796.98
187
6.13
2.82
3.31
793.67
188
6.13
2.81
3.32
790.36
189
6.13
2.80
3.33
787.03
190
6.13
2.79
3.34
783.68
191
6.13
2.78
3.35
780.33
192
6.13
2.76
3.37
776.96
193
6.13
2.75
3.38
773.58
194
6.13
2.74
3.39
770.19
195
6.13
2.73
3.40
766.79
196
6.13
2.72
3.41
763.38
197
6.13
2.70
3.43
759.95
198
6.13
2.69
3.44
756.51
199
6.13
2.68
3.45
753.06
200
6.13
2.67
3.46
749.60
201
6.13
2.65
3.48
746.12
202
6.13
2.64
3.49
742.64
203
6.13
2.63
3.50
739.14
204
6.13
2.62
3.51
735.62
205
6.13
2.61
3.52
732.10
206
6.13
2.59
3.54
728.56
207
6.13
2.58
3.55
725.01
208
6.13
2.57
3.56
721.45
209
6.13
2.56
3.57
717.87
210
6.13
2.54
3.59
714.29
211
6.13
2.53
3.60
710.69
212
6.13
2.52
3.61
707.07
213
6.13
2.50
3.63
703.45
214
6.13
2.49
3.64
699.81
215
6.13
2.48
3.65
696.16
216
6.13
2.47
3.66
692.49
217
6.13
2.45
3.68
688.82
218
6.13
2.44
3.69
685.13
219
6.13
2.43
3.70
681.42
220
6.13
2.41
3.72
677.71
221
6.13
2.40
3.73
673.98
222
6.13
2.39
3.74
670.23
223
6.13
2.37
3.76
666.48
224
6.13
2.36
3.77
662.71
225
6.13
2.35
3.78
658.92
226
6.13
2.33
3.80
655.13
227
6.13
2.32
3.81
651.32
228
6.13
2.31
3.82
647.49
229
6.13
2.29
3.84
643.66
230
6.13
2.28
3.85
639.81
231
6.13
2.27
3.86
635.94
232
6.13
2.25
3.88
632.07
233
6.13
2.24
3.89
628.17
234
6.13
2.22
3.91
624.27
235
6.13
2.21
3.92
620.35
236
6.13
2.20
3.93
616.42
237
6.13
2.18
3.95
612.47
238
6.13
2.17
3.96
608.51
239
6.13
2.16
3.97
604.53
240
6.13
2.14
3.99
600.55
241
6.13
2.13
4.00
596.54
242
6.13
2.11
4.02
592.53
243
6.13
2.10
4.03
588.49
244
6.13
2.08
4.05
584.45
245
6.13
2.07
4.06
580.39
246
6.13
2.06
4.07
576.31
247
6.13
2.04
4.09
572.22
248
6.13
2.03
4.10
568.12
249
6.13
2.01
4.12
564.00
250
6.13
2.00
4.13
559.87
251
6.13
1.98
4.15
555.72
252
6.13
1.97
4.16
551.56
253
6.13
1.95
4.18
547.39
254
6.13
1.94
4.19
543.19
255
6.13
1.92
4.21
538.99
256
6.13
1.91
4.22
534.77
257
6.13
1.89
4.24
530.53
258
6.13
1.88
4.25
526.28
259
6.13
1.86
4.27
522.01
260
6.13
1.85
4.28
517.73
261
6.13
1.83
4.30
513.44
262
6.13
1.82
4.31
509.12
263
6.13
1.80
4.33
504.80
264
6.13
1.79
4.34
500.46
265
6.13
1.77
4.36
496.10
266
6.13
1.76
4.37
491.73
267
6.13
1.74
4.39
487.34
268
6.13
1.73
4.40
482.93
269
6.13
1.71
4.42
478.51
270
6.13
1.69
4.44
474.08
271
6.13
1.68
4.45
469.63
272
6.13
1.66
4.47
465.16
273
6.13
1.65
4.48
460.68
274
6.13
1.63
4.50
456.18
275
6.13
1.62
4.51
451.66
276
6.13
1.60
4.53
447.13
277
6.13
1.58
4.55
442.59
278
6.13
1.57
4.56
438.03
279
6.13
1.55
4.58
433.45
280
6.13
1.54
4.59
428.85
281
6.13
1.52
4.61
424.24
282
6.13
1.50
4.63
419.61
283
6.13
1.49
4.64
414.97
284
6.13
1.47
4.66
410.31
285
6.13
1.45
4.68
405.63
286
6.13
1.44
4.69
400.94
287
6.13
1.42
4.71
396.23
288
6.13
1.40
4.73
391.50
289
6.13
1.39
4.74
386.76
290
6.13
1.37
4.76
382.00
291
6.13
1.35
4.78
377.22
292
6.13
1.34
4.79
372.43
293
6.13
1.32
4.81
367.62
294
6.13
1.30
4.83
362.79
295
6.13
1.28
4.85
357.94
296
6.13
1.27
4.86
353.08
297
6.13
1.25
4.88
348.20
298
6.13
1.23
4.90
343.30
299
6.13
1.22
4.91
338.39
300
6.13
1.20
4.93
333.46
301
6.13
1.18
4.95
328.51
302
6.13
1.16
4.97
323.54
303
6.13
1.15
4.98
318.56
304
6.13
1.13
5.00
313.56
305
6.13
1.11
5.02
308.54
306
6.13
1.09
5.04
303.50
307
6.13
1.07
5.06
298.45
308
6.13
1.06
5.07
293.37
309
6.13
1.04
5.09
288.28
310
6.13
1.02
5.11
283.17
311
6.13
1.00
5.13
278.05
312
6.13
0.98
5.15
272.90
313
6.13
0.97
5.16
267.74
314
6.13
0.95
5.18
262.56
315
6.13
0.93
5.20
257.36
316
6.13
0.91
5.22
252.14
317
6.13
0.89
5.24
246.90
318
6.13
0.87
5.26
241.64
319
6.13
0.86
5.27
236.37
320
6.13
0.84
5.29
231.08
321
6.13
0.82
5.31
225.77
322
6.13
0.80
5.33
220.44
323
6.13
0.78
5.35
215.09
324
6.13
0.76
5.37
209.72
325
6.13
0.74
5.39
204.33
326
6.13
0.72
5.41
198.92
327
6.13
0.70
5.43
193.50
328
6.13
0.69
5.44
188.05
329
6.13
0.67
5.46
182.59
330
6.13
0.65
5.48
177.11
331
6.13
0.63
5.50
171.60
332
6.13
0.61
5.52
166.08
333
6.13
0.59
5.54
160.54
334
6.13
0.57
5.56
154.98
335
6.13
0.55
5.58
149.40
336
6.13
0.53
5.60
143.80
337
6.13
0.51
5.62
138.18
338
6.13
0.49
5.64
132.53
339
6.13
0.47
5.66
126.87
340
6.13
0.45
5.68
121.19
341
6.13
0.43
5.70
115.49
342
6.13
0.41
5.72
109.77
343
6.13
0.39
5.74
104.03
344
6.13
0.37
5.76
98.27
345
6.13
0.35
5.78
92.49
346
6.13
0.33
5.80
86.68
347
6.13
0.31
5.82
80.86
348
6.13
0.29
5.84
75.02
349
6.13
0.27
5.86
69.15
350
6.13
0.24
5.89
63.27
351
6.13
0.22
5.91
57.36
352
6.13
0.20
5.93
51.44
353
6.13
0.18
5.95
45.49
354
6.13
0.16
5.97
39.52
355
6.13
0.14
5.99
33.53
356
6.13
0.12
6.01
27.52
357
6.13
0.10
6.03
21.49
358
6.13
0.08
6.05
15.43
359
6.13
0.05
6.08
9.36
360
6.13
0.03
6.10
3.26
361
3.27
0.01
3.26
0.00
Totals
2,210.07
963.07
1,247.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044