Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 8.74  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
8.74
7.85
0.89
1,234.11
2
8.74
7.84
0.90
1,233.21
3
8.74
7.84
0.90
1,232.31
4
8.74
7.83
0.91
1,231.40
5
8.74
7.82
0.92
1,230.48
6
8.74
7.82
0.92
1,229.56
7
8.74
7.81
0.93
1,228.63
8
8.74
7.81
0.93
1,227.70
9
8.74
7.80
0.94
1,226.76
10
8.74
7.80
0.94
1,225.81
11
8.74
7.79
0.95
1,224.86
12
8.74
7.78
0.96
1,223.91
13
8.74
7.78
0.96
1,222.94
14
8.74
7.77
0.97
1,221.97
15
8.74
7.76
0.98
1,221.00
16
8.74
7.76
0.98
1,220.02
17
8.74
7.75
0.99
1,219.03
18
8.74
7.75
0.99
1,218.04
19
8.74
7.74
1.00
1,217.03
20
8.74
7.73
1.01
1,216.03
21
8.74
7.73
1.01
1,215.01
22
8.74
7.72
1.02
1,214.00
23
8.74
7.71
1.03
1,212.97
24
8.74
7.71
1.03
1,211.94
25
8.74
7.70
1.04
1,210.90
26
8.74
7.69
1.05
1,209.85
27
8.74
7.69
1.05
1,208.80
28
8.74
7.68
1.06
1,207.74
29
8.74
7.67
1.07
1,206.67
30
8.74
7.67
1.07
1,205.60
31
8.74
7.66
1.08
1,204.52
32
8.74
7.65
1.09
1,203.44
33
8.74
7.65
1.09
1,202.34
34
8.74
7.64
1.10
1,201.24
35
8.74
7.63
1.11
1,200.14
36
8.74
7.63
1.11
1,199.02
37
8.74
7.62
1.12
1,197.90
38
8.74
7.61
1.13
1,196.77
39
8.74
7.60
1.14
1,195.64
40
8.74
7.60
1.14
1,194.49
41
8.74
7.59
1.15
1,193.34
42
8.74
7.58
1.16
1,192.19
43
8.74
7.58
1.16
1,191.02
44
8.74
7.57
1.17
1,189.85
45
8.74
7.56
1.18
1,188.67
46
8.74
7.55
1.19
1,187.48
47
8.74
7.55
1.19
1,186.29
48
8.74
7.54
1.20
1,185.09
49
8.74
7.53
1.21
1,183.88
50
8.74
7.52
1.22
1,182.66
51
8.74
7.51
1.23
1,181.43
52
8.74
7.51
1.23
1,180.20
53
8.74
7.50
1.24
1,178.96
54
8.74
7.49
1.25
1,177.71
55
8.74
7.48
1.26
1,176.46
56
8.74
7.48
1.26
1,175.19
57
8.74
7.47
1.27
1,173.92
58
8.74
7.46
1.28
1,172.64
59
8.74
7.45
1.29
1,171.35
60
8.74
7.44
1.30
1,170.05
61
8.74
7.43
1.31
1,168.75
62
8.74
7.43
1.31
1,167.43
63
8.74
7.42
1.32
1,166.11
64
8.74
7.41
1.33
1,164.78
65
8.74
7.40
1.34
1,163.44
66
8.74
7.39
1.35
1,162.09
67
8.74
7.38
1.36
1,160.74
68
8.74
7.38
1.36
1,159.37
69
8.74
7.37
1.37
1,158.00
70
8.74
7.36
1.38
1,156.62
71
8.74
7.35
1.39
1,155.23
72
8.74
7.34
1.40
1,153.83
73
8.74
7.33
1.41
1,152.42
74
8.74
7.32
1.42
1,151.00
75
8.74
7.31
1.43
1,149.58
76
8.74
7.30
1.44
1,148.14
77
8.74
7.30
1.44
1,146.70
78
8.74
7.29
1.45
1,145.24
79
8.74
7.28
1.46
1,143.78
80
8.74
7.27
1.47
1,142.31
81
8.74
7.26
1.48
1,140.83
82
8.74
7.25
1.49
1,139.34
83
8.74
7.24
1.50
1,137.83
84
8.74
7.23
1.51
1,136.32
85
8.74
7.22
1.52
1,134.81
86
8.74
7.21
1.53
1,133.28
87
8.74
7.20
1.54
1,131.74
88
8.74
7.19
1.55
1,130.19
89
8.74
7.18
1.56
1,128.63
90
8.74
7.17
1.57
1,127.06
91
8.74
7.16
1.58
1,125.48
92
8.74
7.15
1.59
1,123.89
93
8.74
7.14
1.60
1,122.30
94
8.74
7.13
1.61
1,120.69
95
8.74
7.12
1.62
1,119.07
96
8.74
7.11
1.63
1,117.44
97
8.74
7.10
1.64
1,115.80
98
8.74
7.09
1.65
1,114.15
99
8.74
7.08
1.66
1,112.49
100
8.74
7.07
1.67
1,110.82
101
8.74
7.06
1.68
1,109.14
102
8.74
7.05
1.69
1,107.44
103
8.74
7.04
1.70
1,105.74
104
8.74
7.03
1.71
1,104.03
105
8.74
7.02
1.72
1,102.30
106
8.74
7.00
1.74
1,100.57
107
8.74
6.99
1.75
1,098.82
108
8.74
6.98
1.76
1,097.06
109
8.74
6.97
1.77
1,095.29
110
8.74
6.96
1.78
1,093.51
111
8.74
6.95
1.79
1,091.72
112
8.74
6.94
1.80
1,089.92
113
8.74
6.93
1.81
1,088.10
114
8.74
6.91
1.83
1,086.28
115
8.74
6.90
1.84
1,084.44
116
8.74
6.89
1.85
1,082.59
117
8.74
6.88
1.86
1,080.73
118
8.74
6.87
1.87
1,078.86
119
8.74
6.86
1.88
1,076.97
120
8.74
6.84
1.90
1,075.07
121
8.74
6.83
1.91
1,073.17
122
8.74
6.82
1.92
1,071.24
123
8.74
6.81
1.93
1,069.31
124
8.74
6.79
1.95
1,067.37
125
8.74
6.78
1.96
1,065.41
126
8.74
6.77
1.97
1,063.44
127
8.74
6.76
1.98
1,061.45
128
8.74
6.74
2.00
1,059.46
129
8.74
6.73
2.01
1,057.45
130
8.74
6.72
2.02
1,055.43
131
8.74
6.71
2.03
1,053.40
132
8.74
6.69
2.05
1,051.35
133
8.74
6.68
2.06
1,049.29
134
8.74
6.67
2.07
1,047.22
135
8.74
6.65
2.09
1,045.13
136
8.74
6.64
2.10
1,043.03
137
8.74
6.63
2.11
1,040.92
138
8.74
6.61
2.13
1,038.80
139
8.74
6.60
2.14
1,036.66
140
8.74
6.59
2.15
1,034.50
141
8.74
6.57
2.17
1,032.34
142
8.74
6.56
2.18
1,030.16
143
8.74
6.55
2.19
1,027.96
144
8.74
6.53
2.21
1,025.75
145
8.74
6.52
2.22
1,023.53
146
8.74
6.50
2.24
1,021.30
147
8.74
6.49
2.25
1,019.04
148
8.74
6.48
2.26
1,016.78
149
8.74
6.46
2.28
1,014.50
150
8.74
6.45
2.29
1,012.21
151
8.74
6.43
2.31
1,009.90
152
8.74
6.42
2.32
1,007.58
153
8.74
6.40
2.34
1,005.24
154
8.74
6.39
2.35
1,002.89
155
8.74
6.37
2.37
1,000.52
156
8.74
6.36
2.38
998.14
157
8.74
6.34
2.40
995.74
158
8.74
6.33
2.41
993.32
159
8.74
6.31
2.43
990.90
160
8.74
6.30
2.44
988.45
161
8.74
6.28
2.46
985.99
162
8.74
6.27
2.47
983.52
163
8.74
6.25
2.49
981.03
164
8.74
6.23
2.51
978.52
165
8.74
6.22
2.52
976.00
166
8.74
6.20
2.54
973.46
167
8.74
6.19
2.55
970.91
168
8.74
6.17
2.57
968.34
169
8.74
6.15
2.59
965.75
170
8.74
6.14
2.60
963.15
171
8.74
6.12
2.62
960.53
172
8.74
6.10
2.64
957.89
173
8.74
6.09
2.65
955.24
174
8.74
6.07
2.67
952.57
175
8.74
6.05
2.69
949.88
176
8.74
6.04
2.70
947.17
177
8.74
6.02
2.72
944.45
178
8.74
6.00
2.74
941.71
179
8.74
5.98
2.76
938.96
180
8.74
5.97
2.77
936.18
181
8.74
5.95
2.79
933.39
182
8.74
5.93
2.81
930.58
183
8.74
5.91
2.83
927.76
184
8.74
5.90
2.84
924.91
185
8.74
5.88
2.86
922.05
186
8.74
5.86
2.88
919.17
187
8.74
5.84
2.90
916.27
188
8.74
5.82
2.92
913.35
189
8.74
5.80
2.94
910.41
190
8.74
5.78
2.96
907.46
191
8.74
5.77
2.97
904.48
192
8.74
5.75
2.99
901.49
193
8.74
5.73
3.01
898.48
194
8.74
5.71
3.03
895.45
195
8.74
5.69
3.05
892.40
196
8.74
5.67
3.07
889.33
197
8.74
5.65
3.09
886.24
198
8.74
5.63
3.11
883.13
199
8.74
5.61
3.13
880.00
200
8.74
5.59
3.15
876.85
201
8.74
5.57
3.17
873.69
202
8.74
5.55
3.19
870.50
203
8.74
5.53
3.21
867.29
204
8.74
5.51
3.23
864.06
205
8.74
5.49
3.25
860.81
206
8.74
5.47
3.27
857.54
207
8.74
5.45
3.29
854.25
208
8.74
5.43
3.31
850.94
209
8.74
5.41
3.33
847.60
210
8.74
5.39
3.35
844.25
211
8.74
5.36
3.38
840.87
212
8.74
5.34
3.40
837.48
213
8.74
5.32
3.42
834.06
214
8.74
5.30
3.44
830.62
215
8.74
5.28
3.46
827.16
216
8.74
5.26
3.48
823.67
217
8.74
5.23
3.51
820.17
218
8.74
5.21
3.53
816.64
219
8.74
5.19
3.55
813.09
220
8.74
5.17
3.57
809.51
221
8.74
5.14
3.60
805.92
222
8.74
5.12
3.62
802.30
223
8.74
5.10
3.64
798.66
224
8.74
5.07
3.67
794.99
225
8.74
5.05
3.69
791.30
226
8.74
5.03
3.71
787.59
227
8.74
5.00
3.74
783.86
228
8.74
4.98
3.76
780.10
229
8.74
4.96
3.78
776.31
230
8.74
4.93
3.81
772.51
231
8.74
4.91
3.83
768.67
232
8.74
4.88
3.86
764.82
233
8.74
4.86
3.88
760.94
234
8.74
4.84
3.90
757.03
235
8.74
4.81
3.93
753.10
236
8.74
4.79
3.95
749.15
237
8.74
4.76
3.98
745.17
238
8.74
4.73
4.01
741.16
239
8.74
4.71
4.03
737.13
240
8.74
4.68
4.06
733.08
241
8.74
4.66
4.08
729.00
242
8.74
4.63
4.11
724.89
243
8.74
4.61
4.13
720.75
244
8.74
4.58
4.16
716.59
245
8.74
4.55
4.19
712.41
246
8.74
4.53
4.21
708.19
247
8.74
4.50
4.24
703.95
248
8.74
4.47
4.27
699.69
249
8.74
4.45
4.29
695.39
250
8.74
4.42
4.32
691.07
251
8.74
4.39
4.35
686.72
252
8.74
4.36
4.38
682.35
253
8.74
4.34
4.40
677.94
254
8.74
4.31
4.43
673.51
255
8.74
4.28
4.46
669.05
256
8.74
4.25
4.49
664.56
257
8.74
4.22
4.52
660.04
258
8.74
4.19
4.55
655.50
259
8.74
4.17
4.57
650.92
260
8.74
4.14
4.60
646.32
261
8.74
4.11
4.63
641.69
262
8.74
4.08
4.66
637.02
263
8.74
4.05
4.69
632.33
264
8.74
4.02
4.72
627.61
265
8.74
3.99
4.75
622.86
266
8.74
3.96
4.78
618.07
267
8.74
3.93
4.81
613.26
268
8.74
3.90
4.84
608.42
269
8.74
3.87
4.87
603.54
270
8.74
3.84
4.90
598.64
271
8.74
3.80
4.94
593.70
272
8.74
3.77
4.97
588.74
273
8.74
3.74
5.00
583.74
274
8.74
3.71
5.03
578.71
275
8.74
3.68
5.06
573.64
276
8.74
3.65
5.09
568.55
277
8.74
3.61
5.13
563.42
278
8.74
3.58
5.16
558.26
279
8.74
3.55
5.19
553.07
280
8.74
3.51
5.23
547.84
281
8.74
3.48
5.26
542.58
282
8.74
3.45
5.29
537.29
283
8.74
3.41
5.33
531.96
284
8.74
3.38
5.36
526.60
285
8.74
3.35
5.39
521.21
286
8.74
3.31
5.43
515.78
287
8.74
3.28
5.46
510.32
288
8.74
3.24
5.50
504.82
289
8.74
3.21
5.53
499.29
290
8.74
3.17
5.57
493.72
291
8.74
3.14
5.60
488.12
292
8.74
3.10
5.64
482.48
293
8.74
3.07
5.67
476.81
294
8.74
3.03
5.71
471.10
295
8.74
2.99
5.75
465.35
296
8.74
2.96
5.78
459.57
297
8.74
2.92
5.82
453.75
298
8.74
2.88
5.86
447.89
299
8.74
2.85
5.89
442.00
300
8.74
2.81
5.93
436.07
301
8.74
2.77
5.97
430.10
302
8.74
2.73
6.01
424.09
303
8.74
2.69
6.05
418.04
304
8.74
2.66
6.08
411.96
305
8.74
2.62
6.12
405.84
306
8.74
2.58
6.16
399.68
307
8.74
2.54
6.20
393.48
308
8.74
2.50
6.24
387.24
309
8.74
2.46
6.28
380.96
310
8.74
2.42
6.32
374.64
311
8.74
2.38
6.36
368.28
312
8.74
2.34
6.40
361.88
313
8.74
2.30
6.44
355.44
314
8.74
2.26
6.48
348.96
315
8.74
2.22
6.52
342.43
316
8.74
2.18
6.56
335.87
317
8.74
2.13
6.61
329.26
318
8.74
2.09
6.65
322.62
319
8.74
2.05
6.69
315.93
320
8.74
2.01
6.73
309.19
321
8.74
1.96
6.78
302.42
322
8.74
1.92
6.82
295.60
323
8.74
1.88
6.86
288.74
324
8.74
1.83
6.91
281.83
325
8.74
1.79
6.95
274.88
326
8.74
1.75
6.99
267.89
327
8.74
1.70
7.04
260.85
328
8.74
1.66
7.08
253.77
329
8.74
1.61
7.13
246.64
330
8.74
1.57
7.17
239.47
331
8.74
1.52
7.22
232.25
332
8.74
1.48
7.26
224.99
333
8.74
1.43
7.31
217.68
334
8.74
1.38
7.36
210.32
335
8.74
1.34
7.40
202.92
336
8.74
1.29
7.45
195.47
337
8.74
1.24
7.50
187.97
338
8.74
1.19
7.55
180.42
339
8.74
1.15
7.59
172.83
340
8.74
1.10
7.64
165.19
341
8.74
1.05
7.69
157.50
342
8.74
1.00
7.74
149.76
343
8.74
0.95
7.79
141.97
344
8.74
0.90
7.84
134.13
345
8.74
0.85
7.89
126.24
346
8.74
0.80
7.94
118.31
347
8.74
0.75
7.99
110.32
348
8.74
0.70
8.04
102.28
349
8.74
0.65
8.09
94.19
350
8.74
0.60
8.14
86.05
351
8.74
0.55
8.19
77.85
352
8.74
0.49
8.25
69.61
353
8.74
0.44
8.30
61.31
354
8.74
0.39
8.35
52.96
355
8.74
0.34
8.40
44.56
356
8.74
0.28
8.46
36.10
357
8.74
0.23
8.51
27.59
358
8.74
0.18
8.56
19.02
359
8.74
0.12
8.62
10.40
360
8.74
0.07
8.67
1.73
361
1.74
0.01
1.73
0.00
Totals
3,148.14
1,913.14
1,235.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044