Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 8.23  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
8.23
7.26
0.97
1,221.03
2
8.23
7.25
0.98
1,220.05
3
8.23
7.24
0.99
1,219.06
4
8.23
7.24
0.99
1,218.07
5
8.23
7.23
1.00
1,217.07
6
8.23
7.23
1.00
1,216.07
7
8.23
7.22
1.01
1,215.06
8
8.23
7.21
1.02
1,214.04
9
8.23
7.21
1.02
1,213.02
10
8.23
7.20
1.03
1,211.99
11
8.23
7.20
1.03
1,210.96
12
8.23
7.19
1.04
1,209.92
13
8.23
7.18
1.05
1,208.87
14
8.23
7.18
1.05
1,207.82
15
8.23
7.17
1.06
1,206.76
16
8.23
7.17
1.06
1,205.70
17
8.23
7.16
1.07
1,204.62
18
8.23
7.15
1.08
1,203.55
19
8.23
7.15
1.08
1,202.46
20
8.23
7.14
1.09
1,201.37
21
8.23
7.13
1.10
1,200.28
22
8.23
7.13
1.10
1,199.17
23
8.23
7.12
1.11
1,198.06
24
8.23
7.11
1.12
1,196.95
25
8.23
7.11
1.12
1,195.82
26
8.23
7.10
1.13
1,194.69
27
8.23
7.09
1.14
1,193.56
28
8.23
7.09
1.14
1,192.41
29
8.23
7.08
1.15
1,191.26
30
8.23
7.07
1.16
1,190.11
31
8.23
7.07
1.16
1,188.94
32
8.23
7.06
1.17
1,187.77
33
8.23
7.05
1.18
1,186.59
34
8.23
7.05
1.18
1,185.41
35
8.23
7.04
1.19
1,184.22
36
8.23
7.03
1.20
1,183.02
37
8.23
7.02
1.21
1,181.81
38
8.23
7.02
1.21
1,180.60
39
8.23
7.01
1.22
1,179.38
40
8.23
7.00
1.23
1,178.15
41
8.23
7.00
1.23
1,176.92
42
8.23
6.99
1.24
1,175.68
43
8.23
6.98
1.25
1,174.43
44
8.23
6.97
1.26
1,173.17
45
8.23
6.97
1.26
1,171.91
46
8.23
6.96
1.27
1,170.63
47
8.23
6.95
1.28
1,169.36
48
8.23
6.94
1.29
1,168.07
49
8.23
6.94
1.29
1,166.77
50
8.23
6.93
1.30
1,165.47
51
8.23
6.92
1.31
1,164.16
52
8.23
6.91
1.32
1,162.84
53
8.23
6.90
1.33
1,161.52
54
8.23
6.90
1.33
1,160.18
55
8.23
6.89
1.34
1,158.84
56
8.23
6.88
1.35
1,157.49
57
8.23
6.87
1.36
1,156.14
58
8.23
6.86
1.37
1,154.77
59
8.23
6.86
1.37
1,153.40
60
8.23
6.85
1.38
1,152.02
61
8.23
6.84
1.39
1,150.63
62
8.23
6.83
1.40
1,149.23
63
8.23
6.82
1.41
1,147.82
64
8.23
6.82
1.41
1,146.41
65
8.23
6.81
1.42
1,144.98
66
8.23
6.80
1.43
1,143.55
67
8.23
6.79
1.44
1,142.11
68
8.23
6.78
1.45
1,140.66
69
8.23
6.77
1.46
1,139.21
70
8.23
6.76
1.47
1,137.74
71
8.23
6.76
1.47
1,136.26
72
8.23
6.75
1.48
1,134.78
73
8.23
6.74
1.49
1,133.29
74
8.23
6.73
1.50
1,131.79
75
8.23
6.72
1.51
1,130.28
76
8.23
6.71
1.52
1,128.76
77
8.23
6.70
1.53
1,127.23
78
8.23
6.69
1.54
1,125.69
79
8.23
6.68
1.55
1,124.15
80
8.23
6.67
1.56
1,122.59
81
8.23
6.67
1.56
1,121.03
82
8.23
6.66
1.57
1,119.45
83
8.23
6.65
1.58
1,117.87
84
8.23
6.64
1.59
1,116.28
85
8.23
6.63
1.60
1,114.68
86
8.23
6.62
1.61
1,113.06
87
8.23
6.61
1.62
1,111.44
88
8.23
6.60
1.63
1,109.81
89
8.23
6.59
1.64
1,108.17
90
8.23
6.58
1.65
1,106.52
91
8.23
6.57
1.66
1,104.86
92
8.23
6.56
1.67
1,103.19
93
8.23
6.55
1.68
1,101.51
94
8.23
6.54
1.69
1,099.82
95
8.23
6.53
1.70
1,098.12
96
8.23
6.52
1.71
1,096.41
97
8.23
6.51
1.72
1,094.69
98
8.23
6.50
1.73
1,092.96
99
8.23
6.49
1.74
1,091.22
100
8.23
6.48
1.75
1,089.47
101
8.23
6.47
1.76
1,087.71
102
8.23
6.46
1.77
1,085.94
103
8.23
6.45
1.78
1,084.16
104
8.23
6.44
1.79
1,082.36
105
8.23
6.43
1.80
1,080.56
106
8.23
6.42
1.81
1,078.74
107
8.23
6.41
1.82
1,076.92
108
8.23
6.39
1.84
1,075.08
109
8.23
6.38
1.85
1,073.24
110
8.23
6.37
1.86
1,071.38
111
8.23
6.36
1.87
1,069.51
112
8.23
6.35
1.88
1,067.63
113
8.23
6.34
1.89
1,065.74
114
8.23
6.33
1.90
1,063.84
115
8.23
6.32
1.91
1,061.92
116
8.23
6.31
1.92
1,060.00
117
8.23
6.29
1.94
1,058.06
118
8.23
6.28
1.95
1,056.12
119
8.23
6.27
1.96
1,054.16
120
8.23
6.26
1.97
1,052.19
121
8.23
6.25
1.98
1,050.20
122
8.23
6.24
1.99
1,048.21
123
8.23
6.22
2.01
1,046.20
124
8.23
6.21
2.02
1,044.18
125
8.23
6.20
2.03
1,042.15
126
8.23
6.19
2.04
1,040.11
127
8.23
6.18
2.05
1,038.06
128
8.23
6.16
2.07
1,035.99
129
8.23
6.15
2.08
1,033.91
130
8.23
6.14
2.09
1,031.82
131
8.23
6.13
2.10
1,029.72
132
8.23
6.11
2.12
1,027.60
133
8.23
6.10
2.13
1,025.47
134
8.23
6.09
2.14
1,023.33
135
8.23
6.08
2.15
1,021.18
136
8.23
6.06
2.17
1,019.01
137
8.23
6.05
2.18
1,016.83
138
8.23
6.04
2.19
1,014.64
139
8.23
6.02
2.21
1,012.43
140
8.23
6.01
2.22
1,010.21
141
8.23
6.00
2.23
1,007.98
142
8.23
5.98
2.25
1,005.74
143
8.23
5.97
2.26
1,003.48
144
8.23
5.96
2.27
1,001.21
145
8.23
5.94
2.29
998.92
146
8.23
5.93
2.30
996.62
147
8.23
5.92
2.31
994.31
148
8.23
5.90
2.33
991.98
149
8.23
5.89
2.34
989.64
150
8.23
5.88
2.35
987.29
151
8.23
5.86
2.37
984.92
152
8.23
5.85
2.38
982.54
153
8.23
5.83
2.40
980.14
154
8.23
5.82
2.41
977.73
155
8.23
5.81
2.42
975.31
156
8.23
5.79
2.44
972.87
157
8.23
5.78
2.45
970.42
158
8.23
5.76
2.47
967.95
159
8.23
5.75
2.48
965.46
160
8.23
5.73
2.50
962.97
161
8.23
5.72
2.51
960.45
162
8.23
5.70
2.53
957.93
163
8.23
5.69
2.54
955.39
164
8.23
5.67
2.56
952.83
165
8.23
5.66
2.57
950.26
166
8.23
5.64
2.59
947.67
167
8.23
5.63
2.60
945.06
168
8.23
5.61
2.62
942.45
169
8.23
5.60
2.63
939.81
170
8.23
5.58
2.65
937.16
171
8.23
5.56
2.67
934.50
172
8.23
5.55
2.68
931.81
173
8.23
5.53
2.70
929.12
174
8.23
5.52
2.71
926.40
175
8.23
5.50
2.73
923.67
176
8.23
5.48
2.75
920.93
177
8.23
5.47
2.76
918.17
178
8.23
5.45
2.78
915.39
179
8.23
5.44
2.79
912.59
180
8.23
5.42
2.81
909.78
181
8.23
5.40
2.83
906.95
182
8.23
5.39
2.84
904.11
183
8.23
5.37
2.86
901.25
184
8.23
5.35
2.88
898.37
185
8.23
5.33
2.90
895.47
186
8.23
5.32
2.91
892.56
187
8.23
5.30
2.93
889.63
188
8.23
5.28
2.95
886.68
189
8.23
5.26
2.97
883.72
190
8.23
5.25
2.98
880.73
191
8.23
5.23
3.00
877.73
192
8.23
5.21
3.02
874.71
193
8.23
5.19
3.04
871.68
194
8.23
5.18
3.05
868.62
195
8.23
5.16
3.07
865.55
196
8.23
5.14
3.09
862.46
197
8.23
5.12
3.11
859.35
198
8.23
5.10
3.13
856.22
199
8.23
5.08
3.15
853.08
200
8.23
5.07
3.16
849.91
201
8.23
5.05
3.18
846.73
202
8.23
5.03
3.20
843.52
203
8.23
5.01
3.22
840.30
204
8.23
4.99
3.24
837.06
205
8.23
4.97
3.26
833.80
206
8.23
4.95
3.28
830.52
207
8.23
4.93
3.30
827.22
208
8.23
4.91
3.32
823.91
209
8.23
4.89
3.34
820.57
210
8.23
4.87
3.36
817.21
211
8.23
4.85
3.38
813.83
212
8.23
4.83
3.40
810.43
213
8.23
4.81
3.42
807.02
214
8.23
4.79
3.44
803.58
215
8.23
4.77
3.46
800.12
216
8.23
4.75
3.48
796.64
217
8.23
4.73
3.50
793.14
218
8.23
4.71
3.52
789.62
219
8.23
4.69
3.54
786.08
220
8.23
4.67
3.56
782.52
221
8.23
4.65
3.58
778.93
222
8.23
4.62
3.61
775.33
223
8.23
4.60
3.63
771.70
224
8.23
4.58
3.65
768.05
225
8.23
4.56
3.67
764.38
226
8.23
4.54
3.69
760.69
227
8.23
4.52
3.71
756.98
228
8.23
4.49
3.74
753.24
229
8.23
4.47
3.76
749.48
230
8.23
4.45
3.78
745.70
231
8.23
4.43
3.80
741.90
232
8.23
4.41
3.82
738.08
233
8.23
4.38
3.85
734.23
234
8.23
4.36
3.87
730.36
235
8.23
4.34
3.89
726.47
236
8.23
4.31
3.92
722.55
237
8.23
4.29
3.94
718.61
238
8.23
4.27
3.96
714.65
239
8.23
4.24
3.99
710.66
240
8.23
4.22
4.01
706.65
241
8.23
4.20
4.03
702.61
242
8.23
4.17
4.06
698.56
243
8.23
4.15
4.08
694.47
244
8.23
4.12
4.11
690.37
245
8.23
4.10
4.13
686.24
246
8.23
4.07
4.16
682.08
247
8.23
4.05
4.18
677.90
248
8.23
4.03
4.20
673.70
249
8.23
4.00
4.23
669.47
250
8.23
3.97
4.26
665.21
251
8.23
3.95
4.28
660.93
252
8.23
3.92
4.31
656.62
253
8.23
3.90
4.33
652.29
254
8.23
3.87
4.36
647.94
255
8.23
3.85
4.38
643.55
256
8.23
3.82
4.41
639.14
257
8.23
3.79
4.44
634.71
258
8.23
3.77
4.46
630.25
259
8.23
3.74
4.49
625.76
260
8.23
3.72
4.51
621.25
261
8.23
3.69
4.54
616.70
262
8.23
3.66
4.57
612.14
263
8.23
3.63
4.60
607.54
264
8.23
3.61
4.62
602.92
265
8.23
3.58
4.65
598.27
266
8.23
3.55
4.68
593.59
267
8.23
3.52
4.71
588.88
268
8.23
3.50
4.73
584.15
269
8.23
3.47
4.76
579.39
270
8.23
3.44
4.79
574.60
271
8.23
3.41
4.82
569.78
272
8.23
3.38
4.85
564.93
273
8.23
3.35
4.88
560.06
274
8.23
3.33
4.90
555.15
275
8.23
3.30
4.93
550.22
276
8.23
3.27
4.96
545.26
277
8.23
3.24
4.99
540.26
278
8.23
3.21
5.02
535.24
279
8.23
3.18
5.05
530.19
280
8.23
3.15
5.08
525.11
281
8.23
3.12
5.11
520.00
282
8.23
3.09
5.14
514.85
283
8.23
3.06
5.17
509.68
284
8.23
3.03
5.20
504.48
285
8.23
3.00
5.23
499.24
286
8.23
2.96
5.27
493.98
287
8.23
2.93
5.30
488.68
288
8.23
2.90
5.33
483.35
289
8.23
2.87
5.36
477.99
290
8.23
2.84
5.39
472.60
291
8.23
2.81
5.42
467.17
292
8.23
2.77
5.46
461.72
293
8.23
2.74
5.49
456.23
294
8.23
2.71
5.52
450.71
295
8.23
2.68
5.55
445.15
296
8.23
2.64
5.59
439.57
297
8.23
2.61
5.62
433.95
298
8.23
2.58
5.65
428.29
299
8.23
2.54
5.69
422.61
300
8.23
2.51
5.72
416.89
301
8.23
2.48
5.75
411.13
302
8.23
2.44
5.79
405.34
303
8.23
2.41
5.82
399.52
304
8.23
2.37
5.86
393.66
305
8.23
2.34
5.89
387.77
306
8.23
2.30
5.93
381.84
307
8.23
2.27
5.96
375.88
308
8.23
2.23
6.00
369.88
309
8.23
2.20
6.03
363.85
310
8.23
2.16
6.07
357.78
311
8.23
2.12
6.11
351.67
312
8.23
2.09
6.14
345.53
313
8.23
2.05
6.18
339.35
314
8.23
2.01
6.22
333.14
315
8.23
1.98
6.25
326.88
316
8.23
1.94
6.29
320.59
317
8.23
1.90
6.33
314.27
318
8.23
1.87
6.36
307.90
319
8.23
1.83
6.40
301.50
320
8.23
1.79
6.44
295.06
321
8.23
1.75
6.48
288.58
322
8.23
1.71
6.52
282.07
323
8.23
1.67
6.56
275.51
324
8.23
1.64
6.59
268.92
325
8.23
1.60
6.63
262.28
326
8.23
1.56
6.67
255.61
327
8.23
1.52
6.71
248.90
328
8.23
1.48
6.75
242.15
329
8.23
1.44
6.79
235.36
330
8.23
1.40
6.83
228.52
331
8.23
1.36
6.87
221.65
332
8.23
1.32
6.91
214.74
333
8.23
1.27
6.96
207.78
334
8.23
1.23
7.00
200.78
335
8.23
1.19
7.04
193.75
336
8.23
1.15
7.08
186.67
337
8.23
1.11
7.12
179.55
338
8.23
1.07
7.16
172.38
339
8.23
1.02
7.21
165.17
340
8.23
0.98
7.25
157.93
341
8.23
0.94
7.29
150.63
342
8.23
0.89
7.34
143.30
343
8.23
0.85
7.38
135.92
344
8.23
0.81
7.42
128.50
345
8.23
0.76
7.47
121.03
346
8.23
0.72
7.51
113.52
347
8.23
0.67
7.56
105.96
348
8.23
0.63
7.60
98.36
349
8.23
0.58
7.65
90.71
350
8.23
0.54
7.69
83.02
351
8.23
0.49
7.74
75.29
352
8.23
0.45
7.78
67.50
353
8.23
0.40
7.83
59.67
354
8.23
0.35
7.88
51.80
355
8.23
0.31
7.92
43.88
356
8.23
0.26
7.97
35.91
357
8.23
0.21
8.02
27.89
358
8.23
0.17
8.06
19.82
359
8.23
0.12
8.11
11.71
360
8.23
0.07
8.16
3.55
361
3.57
0.02
3.55
0.00
Totals
2,966.37
1,744.37
1,222.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044