Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 9.84  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
9.84
9.19
0.65
1,208.35
2
9.84
9.19
0.65
1,207.70
3
9.84
9.18
0.66
1,207.05
4
9.84
9.18
0.66
1,206.38
5
9.84
9.17
0.67
1,205.72
6
9.84
9.17
0.67
1,205.05
7
9.84
9.16
0.68
1,204.37
8
9.84
9.16
0.68
1,203.69
9
9.84
9.15
0.69
1,203.00
10
9.84
9.15
0.69
1,202.31
11
9.84
9.14
0.70
1,201.61
12
9.84
9.14
0.70
1,200.91
13
9.84
9.13
0.71
1,200.20
14
9.84
9.13
0.71
1,199.49
15
9.84
9.12
0.72
1,198.77
16
9.84
9.12
0.72
1,198.04
17
9.84
9.11
0.73
1,197.31
18
9.84
9.10
0.74
1,196.58
19
9.84
9.10
0.74
1,195.84
20
9.84
9.09
0.75
1,195.09
21
9.84
9.09
0.75
1,194.34
22
9.84
9.08
0.76
1,193.58
23
9.84
9.08
0.76
1,192.82
24
9.84
9.07
0.77
1,192.05
25
9.84
9.06
0.78
1,191.27
26
9.84
9.06
0.78
1,190.49
27
9.84
9.05
0.79
1,189.70
28
9.84
9.05
0.79
1,188.91
29
9.84
9.04
0.80
1,188.11
30
9.84
9.03
0.81
1,187.30
31
9.84
9.03
0.81
1,186.49
32
9.84
9.02
0.82
1,185.68
33
9.84
9.02
0.82
1,184.85
34
9.84
9.01
0.83
1,184.02
35
9.84
9.00
0.84
1,183.18
36
9.84
9.00
0.84
1,182.34
37
9.84
8.99
0.85
1,181.49
38
9.84
8.98
0.86
1,180.64
39
9.84
8.98
0.86
1,179.77
40
9.84
8.97
0.87
1,178.91
41
9.84
8.96
0.88
1,178.03
42
9.84
8.96
0.88
1,177.15
43
9.84
8.95
0.89
1,176.26
44
9.84
8.94
0.90
1,175.36
45
9.84
8.94
0.90
1,174.46
46
9.84
8.93
0.91
1,173.55
47
9.84
8.92
0.92
1,172.64
48
9.84
8.92
0.92
1,171.71
49
9.84
8.91
0.93
1,170.78
50
9.84
8.90
0.94
1,169.85
51
9.84
8.90
0.94
1,168.90
52
9.84
8.89
0.95
1,167.95
53
9.84
8.88
0.96
1,166.99
54
9.84
8.87
0.97
1,166.03
55
9.84
8.87
0.97
1,165.05
56
9.84
8.86
0.98
1,164.07
57
9.84
8.85
0.99
1,163.08
58
9.84
8.84
1.00
1,162.09
59
9.84
8.84
1.00
1,161.08
60
9.84
8.83
1.01
1,160.07
61
9.84
8.82
1.02
1,159.05
62
9.84
8.81
1.03
1,158.03
63
9.84
8.81
1.03
1,156.99
64
9.84
8.80
1.04
1,155.95
65
9.84
8.79
1.05
1,154.90
66
9.84
8.78
1.06
1,153.84
67
9.84
8.77
1.07
1,152.78
68
9.84
8.77
1.07
1,151.70
69
9.84
8.76
1.08
1,150.62
70
9.84
8.75
1.09
1,149.53
71
9.84
8.74
1.10
1,148.43
72
9.84
8.73
1.11
1,147.33
73
9.84
8.72
1.12
1,146.21
74
9.84
8.72
1.12
1,145.09
75
9.84
8.71
1.13
1,143.95
76
9.84
8.70
1.14
1,142.81
77
9.84
8.69
1.15
1,141.66
78
9.84
8.68
1.16
1,140.50
79
9.84
8.67
1.17
1,139.34
80
9.84
8.66
1.18
1,138.16
81
9.84
8.65
1.19
1,136.97
82
9.84
8.65
1.19
1,135.78
83
9.84
8.64
1.20
1,134.58
84
9.84
8.63
1.21
1,133.36
85
9.84
8.62
1.22
1,132.14
86
9.84
8.61
1.23
1,130.91
87
9.84
8.60
1.24
1,129.67
88
9.84
8.59
1.25
1,128.42
89
9.84
8.58
1.26
1,127.16
90
9.84
8.57
1.27
1,125.89
91
9.84
8.56
1.28
1,124.62
92
9.84
8.55
1.29
1,123.33
93
9.84
8.54
1.30
1,122.03
94
9.84
8.53
1.31
1,120.72
95
9.84
8.52
1.32
1,119.40
96
9.84
8.51
1.33
1,118.08
97
9.84
8.50
1.34
1,116.74
98
9.84
8.49
1.35
1,115.39
99
9.84
8.48
1.36
1,114.03
100
9.84
8.47
1.37
1,112.66
101
9.84
8.46
1.38
1,111.28
102
9.84
8.45
1.39
1,109.89
103
9.84
8.44
1.40
1,108.49
104
9.84
8.43
1.41
1,107.08
105
9.84
8.42
1.42
1,105.66
106
9.84
8.41
1.43
1,104.23
107
9.84
8.40
1.44
1,102.79
108
9.84
8.39
1.45
1,101.33
109
9.84
8.37
1.47
1,099.87
110
9.84
8.36
1.48
1,098.39
111
9.84
8.35
1.49
1,096.90
112
9.84
8.34
1.50
1,095.40
113
9.84
8.33
1.51
1,093.89
114
9.84
8.32
1.52
1,092.37
115
9.84
8.31
1.53
1,090.84
116
9.84
8.29
1.55
1,089.29
117
9.84
8.28
1.56
1,087.73
118
9.84
8.27
1.57
1,086.17
119
9.84
8.26
1.58
1,084.59
120
9.84
8.25
1.59
1,082.99
121
9.84
8.24
1.60
1,081.39
122
9.84
8.22
1.62
1,079.77
123
9.84
8.21
1.63
1,078.14
124
9.84
8.20
1.64
1,076.50
125
9.84
8.19
1.65
1,074.85
126
9.84
8.17
1.67
1,073.18
127
9.84
8.16
1.68
1,071.50
128
9.84
8.15
1.69
1,069.81
129
9.84
8.13
1.71
1,068.10
130
9.84
8.12
1.72
1,066.39
131
9.84
8.11
1.73
1,064.65
132
9.84
8.10
1.74
1,062.91
133
9.84
8.08
1.76
1,061.15
134
9.84
8.07
1.77
1,059.38
135
9.84
8.06
1.78
1,057.60
136
9.84
8.04
1.80
1,055.80
137
9.84
8.03
1.81
1,053.99
138
9.84
8.01
1.83
1,052.16
139
9.84
8.00
1.84
1,050.32
140
9.84
7.99
1.85
1,048.47
141
9.84
7.97
1.87
1,046.60
142
9.84
7.96
1.88
1,044.72
143
9.84
7.94
1.90
1,042.83
144
9.84
7.93
1.91
1,040.92
145
9.84
7.92
1.92
1,038.99
146
9.84
7.90
1.94
1,037.05
147
9.84
7.89
1.95
1,035.10
148
9.84
7.87
1.97
1,033.13
149
9.84
7.86
1.98
1,031.14
150
9.84
7.84
2.00
1,029.15
151
9.84
7.83
2.01
1,027.13
152
9.84
7.81
2.03
1,025.10
153
9.84
7.80
2.04
1,023.06
154
9.84
7.78
2.06
1,021.00
155
9.84
7.76
2.08
1,018.92
156
9.84
7.75
2.09
1,016.83
157
9.84
7.73
2.11
1,014.72
158
9.84
7.72
2.12
1,012.60
159
9.84
7.70
2.14
1,010.46
160
9.84
7.68
2.16
1,008.30
161
9.84
7.67
2.17
1,006.13
162
9.84
7.65
2.19
1,003.94
163
9.84
7.63
2.21
1,001.73
164
9.84
7.62
2.22
999.51
165
9.84
7.60
2.24
997.27
166
9.84
7.58
2.26
995.01
167
9.84
7.57
2.27
992.74
168
9.84
7.55
2.29
990.45
169
9.84
7.53
2.31
988.14
170
9.84
7.51
2.33
985.81
171
9.84
7.50
2.34
983.47
172
9.84
7.48
2.36
981.11
173
9.84
7.46
2.38
978.73
174
9.84
7.44
2.40
976.33
175
9.84
7.42
2.42
973.92
176
9.84
7.41
2.43
971.48
177
9.84
7.39
2.45
969.03
178
9.84
7.37
2.47
966.56
179
9.84
7.35
2.49
964.07
180
9.84
7.33
2.51
961.56
181
9.84
7.31
2.53
959.03
182
9.84
7.29
2.55
956.48
183
9.84
7.27
2.57
953.92
184
9.84
7.25
2.59
951.33
185
9.84
7.23
2.61
948.72
186
9.84
7.21
2.63
946.10
187
9.84
7.19
2.65
943.45
188
9.84
7.17
2.67
940.79
189
9.84
7.15
2.69
938.10
190
9.84
7.13
2.71
935.39
191
9.84
7.11
2.73
932.67
192
9.84
7.09
2.75
929.92
193
9.84
7.07
2.77
927.15
194
9.84
7.05
2.79
924.36
195
9.84
7.03
2.81
921.55
196
9.84
7.01
2.83
918.72
197
9.84
6.99
2.85
915.86
198
9.84
6.96
2.88
912.99
199
9.84
6.94
2.90
910.09
200
9.84
6.92
2.92
907.17
201
9.84
6.90
2.94
904.23
202
9.84
6.88
2.96
901.27
203
9.84
6.85
2.99
898.28
204
9.84
6.83
3.01
895.27
205
9.84
6.81
3.03
892.24
206
9.84
6.78
3.06
889.18
207
9.84
6.76
3.08
886.10
208
9.84
6.74
3.10
883.00
209
9.84
6.71
3.13
879.88
210
9.84
6.69
3.15
876.73
211
9.84
6.67
3.17
873.55
212
9.84
6.64
3.20
870.36
213
9.84
6.62
3.22
867.13
214
9.84
6.59
3.25
863.89
215
9.84
6.57
3.27
860.62
216
9.84
6.54
3.30
857.32
217
9.84
6.52
3.32
854.00
218
9.84
6.49
3.35
850.65
219
9.84
6.47
3.37
847.28
220
9.84
6.44
3.40
843.89
221
9.84
6.42
3.42
840.46
222
9.84
6.39
3.45
837.01
223
9.84
6.36
3.48
833.54
224
9.84
6.34
3.50
830.04
225
9.84
6.31
3.53
826.51
226
9.84
6.28
3.56
822.95
227
9.84
6.26
3.58
819.37
228
9.84
6.23
3.61
815.76
229
9.84
6.20
3.64
812.13
230
9.84
6.18
3.66
808.46
231
9.84
6.15
3.69
804.77
232
9.84
6.12
3.72
801.05
233
9.84
6.09
3.75
797.30
234
9.84
6.06
3.78
793.52
235
9.84
6.03
3.81
789.72
236
9.84
6.01
3.83
785.88
237
9.84
5.98
3.86
782.02
238
9.84
5.95
3.89
778.12
239
9.84
5.92
3.92
774.20
240
9.84
5.89
3.95
770.25
241
9.84
5.86
3.98
766.27
242
9.84
5.83
4.01
762.25
243
9.84
5.80
4.04
758.21
244
9.84
5.77
4.07
754.13
245
9.84
5.73
4.11
750.03
246
9.84
5.70
4.14
745.89
247
9.84
5.67
4.17
741.72
248
9.84
5.64
4.20
737.52
249
9.84
5.61
4.23
733.29
250
9.84
5.58
4.26
729.03
251
9.84
5.54
4.30
724.73
252
9.84
5.51
4.33
720.40
253
9.84
5.48
4.36
716.04
254
9.84
5.44
4.40
711.65
255
9.84
5.41
4.43
707.22
256
9.84
5.38
4.46
702.76
257
9.84
5.34
4.50
698.26
258
9.84
5.31
4.53
693.73
259
9.84
5.28
4.56
689.16
260
9.84
5.24
4.60
684.56
261
9.84
5.21
4.63
679.93
262
9.84
5.17
4.67
675.26
263
9.84
5.13
4.71
670.56
264
9.84
5.10
4.74
665.81
265
9.84
5.06
4.78
661.04
266
9.84
5.03
4.81
656.22
267
9.84
4.99
4.85
651.37
268
9.84
4.95
4.89
646.49
269
9.84
4.92
4.92
641.56
270
9.84
4.88
4.96
636.60
271
9.84
4.84
5.00
631.60
272
9.84
4.80
5.04
626.57
273
9.84
4.76
5.08
621.49
274
9.84
4.73
5.11
616.38
275
9.84
4.69
5.15
611.22
276
9.84
4.65
5.19
606.03
277
9.84
4.61
5.23
600.80
278
9.84
4.57
5.27
595.53
279
9.84
4.53
5.31
590.22
280
9.84
4.49
5.35
584.86
281
9.84
4.45
5.39
579.47
282
9.84
4.41
5.43
574.04
283
9.84
4.37
5.47
568.56
284
9.84
4.32
5.52
563.05
285
9.84
4.28
5.56
557.49
286
9.84
4.24
5.60
551.89
287
9.84
4.20
5.64
546.24
288
9.84
4.15
5.69
540.56
289
9.84
4.11
5.73
534.83
290
9.84
4.07
5.77
529.06
291
9.84
4.02
5.82
523.24
292
9.84
3.98
5.86
517.38
293
9.84
3.93
5.91
511.47
294
9.84
3.89
5.95
505.52
295
9.84
3.84
6.00
499.52
296
9.84
3.80
6.04
493.48
297
9.84
3.75
6.09
487.40
298
9.84
3.71
6.13
481.26
299
9.84
3.66
6.18
475.08
300
9.84
3.61
6.23
468.85
301
9.84
3.57
6.27
462.58
302
9.84
3.52
6.32
456.26
303
9.84
3.47
6.37
449.89
304
9.84
3.42
6.42
443.47
305
9.84
3.37
6.47
437.00
306
9.84
3.32
6.52
430.48
307
9.84
3.27
6.57
423.92
308
9.84
3.22
6.62
417.30
309
9.84
3.17
6.67
410.63
310
9.84
3.12
6.72
403.91
311
9.84
3.07
6.77
397.15
312
9.84
3.02
6.82
390.33
313
9.84
2.97
6.87
383.45
314
9.84
2.92
6.92
376.53
315
9.84
2.86
6.98
369.55
316
9.84
2.81
7.03
362.52
317
9.84
2.76
7.08
355.44
318
9.84
2.70
7.14
348.30
319
9.84
2.65
7.19
341.11
320
9.84
2.59
7.25
333.87
321
9.84
2.54
7.30
326.56
322
9.84
2.48
7.36
319.21
323
9.84
2.43
7.41
311.79
324
9.84
2.37
7.47
304.33
325
9.84
2.31
7.53
296.80
326
9.84
2.26
7.58
289.22
327
9.84
2.20
7.64
281.58
328
9.84
2.14
7.70
273.88
329
9.84
2.08
7.76
266.12
330
9.84
2.02
7.82
258.30
331
9.84
1.96
7.88
250.43
332
9.84
1.90
7.94
242.49
333
9.84
1.84
8.00
234.50
334
9.84
1.78
8.06
226.44
335
9.84
1.72
8.12
218.32
336
9.84
1.66
8.18
210.14
337
9.84
1.60
8.24
201.90
338
9.84
1.54
8.30
193.59
339
9.84
1.47
8.37
185.23
340
9.84
1.41
8.43
176.80
341
9.84
1.34
8.50
168.30
342
9.84
1.28
8.56
159.74
343
9.84
1.21
8.63
151.11
344
9.84
1.15
8.69
142.42
345
9.84
1.08
8.76
133.67
346
9.84
1.02
8.82
124.84
347
9.84
0.95
8.89
115.95
348
9.84
0.88
8.96
106.99
349
9.84
0.81
9.03
97.97
350
9.84
0.74
9.10
88.87
351
9.84
0.68
9.16
79.71
352
9.84
0.61
9.23
70.47
353
9.84
0.54
9.30
61.17
354
9.84
0.47
9.37
51.79
355
9.84
0.39
9.45
42.35
356
9.84
0.32
9.52
32.83
357
9.84
0.25
9.59
23.24
358
9.84
0.18
9.66
13.58
359
9.84
0.10
9.74
3.84
360
3.87
0.03
3.84
0.00
Totals
3,536.43
2,327.43
1,209.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044