Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 5.46  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
5.46
3.62
1.84
1,195.16
2
5.46
3.61
1.85
1,193.31
3
5.46
3.60
1.86
1,191.45
4
5.46
3.60
1.86
1,189.59
5
5.46
3.59
1.87
1,187.72
6
5.46
3.59
1.87
1,185.85
7
5.46
3.58
1.88
1,183.97
8
5.46
3.58
1.88
1,182.09
9
5.46
3.57
1.89
1,180.20
10
5.46
3.57
1.89
1,178.31
11
5.46
3.56
1.90
1,176.41
12
5.46
3.55
1.91
1,174.50
13
5.46
3.55
1.91
1,172.59
14
5.46
3.54
1.92
1,170.67
15
5.46
3.54
1.92
1,168.75
16
5.46
3.53
1.93
1,166.82
17
5.46
3.52
1.94
1,164.88
18
5.46
3.52
1.94
1,162.94
19
5.46
3.51
1.95
1,160.99
20
5.46
3.51
1.95
1,159.04
21
5.46
3.50
1.96
1,157.08
22
5.46
3.50
1.96
1,155.12
23
5.46
3.49
1.97
1,153.15
24
5.46
3.48
1.98
1,151.17
25
5.46
3.48
1.98
1,149.19
26
5.46
3.47
1.99
1,147.20
27
5.46
3.47
1.99
1,145.20
28
5.46
3.46
2.00
1,143.20
29
5.46
3.45
2.01
1,141.20
30
5.46
3.45
2.01
1,139.19
31
5.46
3.44
2.02
1,137.17
32
5.46
3.44
2.02
1,135.14
33
5.46
3.43
2.03
1,133.11
34
5.46
3.42
2.04
1,131.07
35
5.46
3.42
2.04
1,129.03
36
5.46
3.41
2.05
1,126.98
37
5.46
3.40
2.06
1,124.93
38
5.46
3.40
2.06
1,122.86
39
5.46
3.39
2.07
1,120.80
40
5.46
3.39
2.07
1,118.72
41
5.46
3.38
2.08
1,116.64
42
5.46
3.37
2.09
1,114.55
43
5.46
3.37
2.09
1,112.46
44
5.46
3.36
2.10
1,110.36
45
5.46
3.35
2.11
1,108.26
46
5.46
3.35
2.11
1,106.14
47
5.46
3.34
2.12
1,104.03
48
5.46
3.34
2.12
1,101.90
49
5.46
3.33
2.13
1,099.77
50
5.46
3.32
2.14
1,097.63
51
5.46
3.32
2.14
1,095.49
52
5.46
3.31
2.15
1,093.34
53
5.46
3.30
2.16
1,091.18
54
5.46
3.30
2.16
1,089.02
55
5.46
3.29
2.17
1,086.84
56
5.46
3.28
2.18
1,084.67
57
5.46
3.28
2.18
1,082.48
58
5.46
3.27
2.19
1,080.29
59
5.46
3.26
2.20
1,078.10
60
5.46
3.26
2.20
1,075.89
61
5.46
3.25
2.21
1,073.68
62
5.46
3.24
2.22
1,071.47
63
5.46
3.24
2.22
1,069.25
64
5.46
3.23
2.23
1,067.02
65
5.46
3.22
2.24
1,064.78
66
5.46
3.22
2.24
1,062.53
67
5.46
3.21
2.25
1,060.28
68
5.46
3.20
2.26
1,058.03
69
5.46
3.20
2.26
1,055.76
70
5.46
3.19
2.27
1,053.49
71
5.46
3.18
2.28
1,051.22
72
5.46
3.18
2.28
1,048.93
73
5.46
3.17
2.29
1,046.64
74
5.46
3.16
2.30
1,044.34
75
5.46
3.15
2.31
1,042.04
76
5.46
3.15
2.31
1,039.72
77
5.46
3.14
2.32
1,037.40
78
5.46
3.13
2.33
1,035.08
79
5.46
3.13
2.33
1,032.75
80
5.46
3.12
2.34
1,030.41
81
5.46
3.11
2.35
1,028.06
82
5.46
3.11
2.35
1,025.70
83
5.46
3.10
2.36
1,023.34
84
5.46
3.09
2.37
1,020.97
85
5.46
3.08
2.38
1,018.60
86
5.46
3.08
2.38
1,016.21
87
5.46
3.07
2.39
1,013.82
88
5.46
3.06
2.40
1,011.43
89
5.46
3.06
2.40
1,009.02
90
5.46
3.05
2.41
1,006.61
91
5.46
3.04
2.42
1,004.19
92
5.46
3.03
2.43
1,001.76
93
5.46
3.03
2.43
999.33
94
5.46
3.02
2.44
996.89
95
5.46
3.01
2.45
994.44
96
5.46
3.00
2.46
991.98
97
5.46
3.00
2.46
989.52
98
5.46
2.99
2.47
987.05
99
5.46
2.98
2.48
984.57
100
5.46
2.97
2.49
982.09
101
5.46
2.97
2.49
979.59
102
5.46
2.96
2.50
977.09
103
5.46
2.95
2.51
974.58
104
5.46
2.94
2.52
972.07
105
5.46
2.94
2.52
969.54
106
5.46
2.93
2.53
967.01
107
5.46
2.92
2.54
964.47
108
5.46
2.91
2.55
961.93
109
5.46
2.91
2.55
959.37
110
5.46
2.90
2.56
956.81
111
5.46
2.89
2.57
954.24
112
5.46
2.88
2.58
951.67
113
5.46
2.87
2.59
949.08
114
5.46
2.87
2.59
946.49
115
5.46
2.86
2.60
943.89
116
5.46
2.85
2.61
941.28
117
5.46
2.84
2.62
938.66
118
5.46
2.84
2.62
936.04
119
5.46
2.83
2.63
933.40
120
5.46
2.82
2.64
930.76
121
5.46
2.81
2.65
928.12
122
5.46
2.80
2.66
925.46
123
5.46
2.80
2.66
922.79
124
5.46
2.79
2.67
920.12
125
5.46
2.78
2.68
917.44
126
5.46
2.77
2.69
914.75
127
5.46
2.76
2.70
912.06
128
5.46
2.76
2.70
909.35
129
5.46
2.75
2.71
906.64
130
5.46
2.74
2.72
903.92
131
5.46
2.73
2.73
901.19
132
5.46
2.72
2.74
898.45
133
5.46
2.71
2.75
895.70
134
5.46
2.71
2.75
892.95
135
5.46
2.70
2.76
890.19
136
5.46
2.69
2.77
887.42
137
5.46
2.68
2.78
884.64
138
5.46
2.67
2.79
881.85
139
5.46
2.66
2.80
879.05
140
5.46
2.66
2.80
876.25
141
5.46
2.65
2.81
873.44
142
5.46
2.64
2.82
870.62
143
5.46
2.63
2.83
867.79
144
5.46
2.62
2.84
864.95
145
5.46
2.61
2.85
862.10
146
5.46
2.60
2.86
859.24
147
5.46
2.60
2.86
856.38
148
5.46
2.59
2.87
853.51
149
5.46
2.58
2.88
850.62
150
5.46
2.57
2.89
847.73
151
5.46
2.56
2.90
844.83
152
5.46
2.55
2.91
841.93
153
5.46
2.54
2.92
839.01
154
5.46
2.53
2.93
836.08
155
5.46
2.53
2.93
833.15
156
5.46
2.52
2.94
830.21
157
5.46
2.51
2.95
827.26
158
5.46
2.50
2.96
824.29
159
5.46
2.49
2.97
821.32
160
5.46
2.48
2.98
818.35
161
5.46
2.47
2.99
815.36
162
5.46
2.46
3.00
812.36
163
5.46
2.45
3.01
809.35
164
5.46
2.44
3.02
806.34
165
5.46
2.44
3.02
803.32
166
5.46
2.43
3.03
800.28
167
5.46
2.42
3.04
797.24
168
5.46
2.41
3.05
794.19
169
5.46
2.40
3.06
791.13
170
5.46
2.39
3.07
788.06
171
5.46
2.38
3.08
784.98
172
5.46
2.37
3.09
781.89
173
5.46
2.36
3.10
778.79
174
5.46
2.35
3.11
775.68
175
5.46
2.34
3.12
772.57
176
5.46
2.33
3.13
769.44
177
5.46
2.32
3.14
766.30
178
5.46
2.31
3.15
763.16
179
5.46
2.31
3.15
760.00
180
5.46
2.30
3.16
756.84
181
5.46
2.29
3.17
753.67
182
5.46
2.28
3.18
750.48
183
5.46
2.27
3.19
747.29
184
5.46
2.26
3.20
744.09
185
5.46
2.25
3.21
740.88
186
5.46
2.24
3.22
737.65
187
5.46
2.23
3.23
734.42
188
5.46
2.22
3.24
731.18
189
5.46
2.21
3.25
727.93
190
5.46
2.20
3.26
724.67
191
5.46
2.19
3.27
721.40
192
5.46
2.18
3.28
718.12
193
5.46
2.17
3.29
714.83
194
5.46
2.16
3.30
711.53
195
5.46
2.15
3.31
708.22
196
5.46
2.14
3.32
704.89
197
5.46
2.13
3.33
701.56
198
5.46
2.12
3.34
698.22
199
5.46
2.11
3.35
694.87
200
5.46
2.10
3.36
691.51
201
5.46
2.09
3.37
688.14
202
5.46
2.08
3.38
684.76
203
5.46
2.07
3.39
681.37
204
5.46
2.06
3.40
677.97
205
5.46
2.05
3.41
674.55
206
5.46
2.04
3.42
671.13
207
5.46
2.03
3.43
667.70
208
5.46
2.02
3.44
664.26
209
5.46
2.01
3.45
660.80
210
5.46
2.00
3.46
657.34
211
5.46
1.99
3.47
653.86
212
5.46
1.98
3.48
650.38
213
5.46
1.96
3.50
646.88
214
5.46
1.95
3.51
643.38
215
5.46
1.94
3.52
639.86
216
5.46
1.93
3.53
636.34
217
5.46
1.92
3.54
632.80
218
5.46
1.91
3.55
629.25
219
5.46
1.90
3.56
625.69
220
5.46
1.89
3.57
622.12
221
5.46
1.88
3.58
618.54
222
5.46
1.87
3.59
614.95
223
5.46
1.86
3.60
611.35
224
5.46
1.85
3.61
607.73
225
5.46
1.84
3.62
604.11
226
5.46
1.82
3.64
600.47
227
5.46
1.81
3.65
596.83
228
5.46
1.80
3.66
593.17
229
5.46
1.79
3.67
589.50
230
5.46
1.78
3.68
585.82
231
5.46
1.77
3.69
582.13
232
5.46
1.76
3.70
578.43
233
5.46
1.75
3.71
574.72
234
5.46
1.74
3.72
570.99
235
5.46
1.72
3.74
567.26
236
5.46
1.71
3.75
563.51
237
5.46
1.70
3.76
559.75
238
5.46
1.69
3.77
555.99
239
5.46
1.68
3.78
552.21
240
5.46
1.67
3.79
548.41
241
5.46
1.66
3.80
544.61
242
5.46
1.65
3.81
540.80
243
5.46
1.63
3.83
536.97
244
5.46
1.62
3.84
533.13
245
5.46
1.61
3.85
529.28
246
5.46
1.60
3.86
525.42
247
5.46
1.59
3.87
521.55
248
5.46
1.58
3.88
517.66
249
5.46
1.56
3.90
513.77
250
5.46
1.55
3.91
509.86
251
5.46
1.54
3.92
505.94
252
5.46
1.53
3.93
502.01
253
5.46
1.52
3.94
498.06
254
5.46
1.50
3.96
494.11
255
5.46
1.49
3.97
490.14
256
5.46
1.48
3.98
486.16
257
5.46
1.47
3.99
482.17
258
5.46
1.46
4.00
478.17
259
5.46
1.44
4.02
474.15
260
5.46
1.43
4.03
470.12
261
5.46
1.42
4.04
466.08
262
5.46
1.41
4.05
462.03
263
5.46
1.40
4.06
457.97
264
5.46
1.38
4.08
453.89
265
5.46
1.37
4.09
449.80
266
5.46
1.36
4.10
445.70
267
5.46
1.35
4.11
441.59
268
5.46
1.33
4.13
437.46
269
5.46
1.32
4.14
433.32
270
5.46
1.31
4.15
429.17
271
5.46
1.30
4.16
425.01
272
5.46
1.28
4.18
420.83
273
5.46
1.27
4.19
416.64
274
5.46
1.26
4.20
412.44
275
5.46
1.25
4.21
408.23
276
5.46
1.23
4.23
404.00
277
5.46
1.22
4.24
399.76
278
5.46
1.21
4.25
395.51
279
5.46
1.19
4.27
391.24
280
5.46
1.18
4.28
386.97
281
5.46
1.17
4.29
382.67
282
5.46
1.16
4.30
378.37
283
5.46
1.14
4.32
374.05
284
5.46
1.13
4.33
369.72
285
5.46
1.12
4.34
365.38
286
5.46
1.10
4.36
361.02
287
5.46
1.09
4.37
356.65
288
5.46
1.08
4.38
352.27
289
5.46
1.06
4.40
347.88
290
5.46
1.05
4.41
343.47
291
5.46
1.04
4.42
339.04
292
5.46
1.02
4.44
334.61
293
5.46
1.01
4.45
330.16
294
5.46
1.00
4.46
325.70
295
5.46
0.98
4.48
321.22
296
5.46
0.97
4.49
316.73
297
5.46
0.96
4.50
312.23
298
5.46
0.94
4.52
307.71
299
5.46
0.93
4.53
303.18
300
5.46
0.92
4.54
298.64
301
5.46
0.90
4.56
294.08
302
5.46
0.89
4.57
289.51
303
5.46
0.87
4.59
284.92
304
5.46
0.86
4.60
280.32
305
5.46
0.85
4.61
275.71
306
5.46
0.83
4.63
271.08
307
5.46
0.82
4.64
266.44
308
5.46
0.80
4.66
261.79
309
5.46
0.79
4.67
257.12
310
5.46
0.78
4.68
252.43
311
5.46
0.76
4.70
247.74
312
5.46
0.75
4.71
243.02
313
5.46
0.73
4.73
238.30
314
5.46
0.72
4.74
233.56
315
5.46
0.71
4.75
228.80
316
5.46
0.69
4.77
224.04
317
5.46
0.68
4.78
219.25
318
5.46
0.66
4.80
214.45
319
5.46
0.65
4.81
209.64
320
5.46
0.63
4.83
204.82
321
5.46
0.62
4.84
199.97
322
5.46
0.60
4.86
195.12
323
5.46
0.59
4.87
190.25
324
5.46
0.57
4.89
185.36
325
5.46
0.56
4.90
180.46
326
5.46
0.55
4.91
175.55
327
5.46
0.53
4.93
170.62
328
5.46
0.52
4.94
165.67
329
5.46
0.50
4.96
160.71
330
5.46
0.49
4.97
155.74
331
5.46
0.47
4.99
150.75
332
5.46
0.46
5.00
145.74
333
5.46
0.44
5.02
140.73
334
5.46
0.43
5.03
135.69
335
5.46
0.41
5.05
130.64
336
5.46
0.39
5.07
125.57
337
5.46
0.38
5.08
120.49
338
5.46
0.36
5.10
115.40
339
5.46
0.35
5.11
110.29
340
5.46
0.33
5.13
105.16
341
5.46
0.32
5.14
100.02
342
5.46
0.30
5.16
94.86
343
5.46
0.29
5.17
89.69
344
5.46
0.27
5.19
84.50
345
5.46
0.26
5.20
79.29
346
5.46
0.24
5.22
74.07
347
5.46
0.22
5.24
68.84
348
5.46
0.21
5.25
63.58
349
5.46
0.19
5.27
58.32
350
5.46
0.18
5.28
53.03
351
5.46
0.16
5.30
47.73
352
5.46
0.14
5.32
42.42
353
5.46
0.13
5.33
37.08
354
5.46
0.11
5.35
31.74
355
5.46
0.10
5.36
26.37
356
5.46
0.08
5.38
20.99
357
5.46
0.06
5.40
15.60
358
5.46
0.05
5.41
10.18
359
5.46
0.03
5.43
4.75
360
4.77
0.01
4.75
0.00
Totals
1,964.91
767.91
1,197.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044