Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 8.89  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
8.89
8.13
0.76
1,182.24
2
8.89
8.13
0.76
1,181.48
3
8.89
8.12
0.77
1,180.71
4
8.89
8.12
0.77
1,179.94
5
8.89
8.11
0.78
1,179.16
6
8.89
8.11
0.78
1,178.38
7
8.89
8.10
0.79
1,177.59
8
8.89
8.10
0.79
1,176.80
9
8.89
8.09
0.80
1,176.00
10
8.89
8.08
0.81
1,175.19
11
8.89
8.08
0.81
1,174.38
12
8.89
8.07
0.82
1,173.57
13
8.89
8.07
0.82
1,172.74
14
8.89
8.06
0.83
1,171.92
15
8.89
8.06
0.83
1,171.08
16
8.89
8.05
0.84
1,170.25
17
8.89
8.05
0.84
1,169.40
18
8.89
8.04
0.85
1,168.55
19
8.89
8.03
0.86
1,167.69
20
8.89
8.03
0.86
1,166.83
21
8.89
8.02
0.87
1,165.96
22
8.89
8.02
0.87
1,165.09
23
8.89
8.01
0.88
1,164.21
24
8.89
8.00
0.89
1,163.32
25
8.89
8.00
0.89
1,162.43
26
8.89
7.99
0.90
1,161.53
27
8.89
7.99
0.90
1,160.63
28
8.89
7.98
0.91
1,159.72
29
8.89
7.97
0.92
1,158.80
30
8.89
7.97
0.92
1,157.88
31
8.89
7.96
0.93
1,156.95
32
8.89
7.95
0.94
1,156.01
33
8.89
7.95
0.94
1,155.07
34
8.89
7.94
0.95
1,154.12
35
8.89
7.93
0.96
1,153.17
36
8.89
7.93
0.96
1,152.20
37
8.89
7.92
0.97
1,151.24
38
8.89
7.91
0.98
1,150.26
39
8.89
7.91
0.98
1,149.28
40
8.89
7.90
0.99
1,148.29
41
8.89
7.89
1.00
1,147.29
42
8.89
7.89
1.00
1,146.29
43
8.89
7.88
1.01
1,145.28
44
8.89
7.87
1.02
1,144.27
45
8.89
7.87
1.02
1,143.24
46
8.89
7.86
1.03
1,142.21
47
8.89
7.85
1.04
1,141.18
48
8.89
7.85
1.04
1,140.13
49
8.89
7.84
1.05
1,139.08
50
8.89
7.83
1.06
1,138.02
51
8.89
7.82
1.07
1,136.95
52
8.89
7.82
1.07
1,135.88
53
8.89
7.81
1.08
1,134.80
54
8.89
7.80
1.09
1,133.71
55
8.89
7.79
1.10
1,132.62
56
8.89
7.79
1.10
1,131.51
57
8.89
7.78
1.11
1,130.40
58
8.89
7.77
1.12
1,129.28
59
8.89
7.76
1.13
1,128.16
60
8.89
7.76
1.13
1,127.02
61
8.89
7.75
1.14
1,125.88
62
8.89
7.74
1.15
1,124.73
63
8.89
7.73
1.16
1,123.57
64
8.89
7.72
1.17
1,122.41
65
8.89
7.72
1.17
1,121.24
66
8.89
7.71
1.18
1,120.05
67
8.89
7.70
1.19
1,118.86
68
8.89
7.69
1.20
1,117.67
69
8.89
7.68
1.21
1,116.46
70
8.89
7.68
1.21
1,115.25
71
8.89
7.67
1.22
1,114.02
72
8.89
7.66
1.23
1,112.79
73
8.89
7.65
1.24
1,111.55
74
8.89
7.64
1.25
1,110.30
75
8.89
7.63
1.26
1,109.05
76
8.89
7.62
1.27
1,107.78
77
8.89
7.62
1.27
1,106.51
78
8.89
7.61
1.28
1,105.23
79
8.89
7.60
1.29
1,103.93
80
8.89
7.59
1.30
1,102.63
81
8.89
7.58
1.31
1,101.32
82
8.89
7.57
1.32
1,100.01
83
8.89
7.56
1.33
1,098.68
84
8.89
7.55
1.34
1,097.34
85
8.89
7.54
1.35
1,096.00
86
8.89
7.53
1.36
1,094.64
87
8.89
7.53
1.36
1,093.28
88
8.89
7.52
1.37
1,091.90
89
8.89
7.51
1.38
1,090.52
90
8.89
7.50
1.39
1,089.13
91
8.89
7.49
1.40
1,087.73
92
8.89
7.48
1.41
1,086.31
93
8.89
7.47
1.42
1,084.89
94
8.89
7.46
1.43
1,083.46
95
8.89
7.45
1.44
1,082.02
96
8.89
7.44
1.45
1,080.57
97
8.89
7.43
1.46
1,079.11
98
8.89
7.42
1.47
1,077.64
99
8.89
7.41
1.48
1,076.15
100
8.89
7.40
1.49
1,074.66
101
8.89
7.39
1.50
1,073.16
102
8.89
7.38
1.51
1,071.65
103
8.89
7.37
1.52
1,070.13
104
8.89
7.36
1.53
1,068.59
105
8.89
7.35
1.54
1,067.05
106
8.89
7.34
1.55
1,065.50
107
8.89
7.33
1.56
1,063.93
108
8.89
7.31
1.58
1,062.36
109
8.89
7.30
1.59
1,060.77
110
8.89
7.29
1.60
1,059.17
111
8.89
7.28
1.61
1,057.57
112
8.89
7.27
1.62
1,055.95
113
8.89
7.26
1.63
1,054.32
114
8.89
7.25
1.64
1,052.67
115
8.89
7.24
1.65
1,051.02
116
8.89
7.23
1.66
1,049.36
117
8.89
7.21
1.68
1,047.68
118
8.89
7.20
1.69
1,045.99
119
8.89
7.19
1.70
1,044.30
120
8.89
7.18
1.71
1,042.58
121
8.89
7.17
1.72
1,040.86
122
8.89
7.16
1.73
1,039.13
123
8.89
7.14
1.75
1,037.38
124
8.89
7.13
1.76
1,035.62
125
8.89
7.12
1.77
1,033.85
126
8.89
7.11
1.78
1,032.07
127
8.89
7.10
1.79
1,030.28
128
8.89
7.08
1.81
1,028.47
129
8.89
7.07
1.82
1,026.65
130
8.89
7.06
1.83
1,024.82
131
8.89
7.05
1.84
1,022.98
132
8.89
7.03
1.86
1,021.12
133
8.89
7.02
1.87
1,019.25
134
8.89
7.01
1.88
1,017.37
135
8.89
6.99
1.90
1,015.47
136
8.89
6.98
1.91
1,013.56
137
8.89
6.97
1.92
1,011.64
138
8.89
6.96
1.93
1,009.70
139
8.89
6.94
1.95
1,007.76
140
8.89
6.93
1.96
1,005.79
141
8.89
6.91
1.98
1,003.82
142
8.89
6.90
1.99
1,001.83
143
8.89
6.89
2.00
999.83
144
8.89
6.87
2.02
997.81
145
8.89
6.86
2.03
995.78
146
8.89
6.85
2.04
993.74
147
8.89
6.83
2.06
991.68
148
8.89
6.82
2.07
989.61
149
8.89
6.80
2.09
987.52
150
8.89
6.79
2.10
985.42
151
8.89
6.77
2.12
983.31
152
8.89
6.76
2.13
981.18
153
8.89
6.75
2.14
979.03
154
8.89
6.73
2.16
976.87
155
8.89
6.72
2.17
974.70
156
8.89
6.70
2.19
972.51
157
8.89
6.69
2.20
970.31
158
8.89
6.67
2.22
968.09
159
8.89
6.66
2.23
965.85
160
8.89
6.64
2.25
963.60
161
8.89
6.62
2.27
961.34
162
8.89
6.61
2.28
959.06
163
8.89
6.59
2.30
956.76
164
8.89
6.58
2.31
954.45
165
8.89
6.56
2.33
952.12
166
8.89
6.55
2.34
949.77
167
8.89
6.53
2.36
947.41
168
8.89
6.51
2.38
945.04
169
8.89
6.50
2.39
942.65
170
8.89
6.48
2.41
940.24
171
8.89
6.46
2.43
937.81
172
8.89
6.45
2.44
935.37
173
8.89
6.43
2.46
932.91
174
8.89
6.41
2.48
930.43
175
8.89
6.40
2.49
927.94
176
8.89
6.38
2.51
925.43
177
8.89
6.36
2.53
922.90
178
8.89
6.34
2.55
920.36
179
8.89
6.33
2.56
917.79
180
8.89
6.31
2.58
915.21
181
8.89
6.29
2.60
912.61
182
8.89
6.27
2.62
910.00
183
8.89
6.26
2.63
907.37
184
8.89
6.24
2.65
904.71
185
8.89
6.22
2.67
902.04
186
8.89
6.20
2.69
899.35
187
8.89
6.18
2.71
896.65
188
8.89
6.16
2.73
893.92
189
8.89
6.15
2.74
891.18
190
8.89
6.13
2.76
888.41
191
8.89
6.11
2.78
885.63
192
8.89
6.09
2.80
882.83
193
8.89
6.07
2.82
880.01
194
8.89
6.05
2.84
877.17
195
8.89
6.03
2.86
874.31
196
8.89
6.01
2.88
871.43
197
8.89
5.99
2.90
868.53
198
8.89
5.97
2.92
865.61
199
8.89
5.95
2.94
862.68
200
8.89
5.93
2.96
859.72
201
8.89
5.91
2.98
856.74
202
8.89
5.89
3.00
853.74
203
8.89
5.87
3.02
850.72
204
8.89
5.85
3.04
847.68
205
8.89
5.83
3.06
844.61
206
8.89
5.81
3.08
841.53
207
8.89
5.79
3.10
838.43
208
8.89
5.76
3.13
835.30
209
8.89
5.74
3.15
832.15
210
8.89
5.72
3.17
828.98
211
8.89
5.70
3.19
825.79
212
8.89
5.68
3.21
822.58
213
8.89
5.66
3.23
819.35
214
8.89
5.63
3.26
816.09
215
8.89
5.61
3.28
812.81
216
8.89
5.59
3.30
809.51
217
8.89
5.57
3.32
806.18
218
8.89
5.54
3.35
802.83
219
8.89
5.52
3.37
799.46
220
8.89
5.50
3.39
796.07
221
8.89
5.47
3.42
792.65
222
8.89
5.45
3.44
789.21
223
8.89
5.43
3.46
785.75
224
8.89
5.40
3.49
782.26
225
8.89
5.38
3.51
778.75
226
8.89
5.35
3.54
775.21
227
8.89
5.33
3.56
771.65
228
8.89
5.31
3.58
768.07
229
8.89
5.28
3.61
764.46
230
8.89
5.26
3.63
760.82
231
8.89
5.23
3.66
757.16
232
8.89
5.21
3.68
753.48
233
8.89
5.18
3.71
749.77
234
8.89
5.15
3.74
746.03
235
8.89
5.13
3.76
742.27
236
8.89
5.10
3.79
738.49
237
8.89
5.08
3.81
734.67
238
8.89
5.05
3.84
730.83
239
8.89
5.02
3.87
726.97
240
8.89
5.00
3.89
723.08
241
8.89
4.97
3.92
719.16
242
8.89
4.94
3.95
715.21
243
8.89
4.92
3.97
711.24
244
8.89
4.89
4.00
707.24
245
8.89
4.86
4.03
703.21
246
8.89
4.83
4.06
699.16
247
8.89
4.81
4.08
695.07
248
8.89
4.78
4.11
690.96
249
8.89
4.75
4.14
686.82
250
8.89
4.72
4.17
682.65
251
8.89
4.69
4.20
678.46
252
8.89
4.66
4.23
674.23
253
8.89
4.64
4.25
669.98
254
8.89
4.61
4.28
665.69
255
8.89
4.58
4.31
661.38
256
8.89
4.55
4.34
657.04
257
8.89
4.52
4.37
652.66
258
8.89
4.49
4.40
648.26
259
8.89
4.46
4.43
643.83
260
8.89
4.43
4.46
639.36
261
8.89
4.40
4.49
634.87
262
8.89
4.36
4.53
630.34
263
8.89
4.33
4.56
625.79
264
8.89
4.30
4.59
621.20
265
8.89
4.27
4.62
616.58
266
8.89
4.24
4.65
611.93
267
8.89
4.21
4.68
607.25
268
8.89
4.17
4.72
602.53
269
8.89
4.14
4.75
597.78
270
8.89
4.11
4.78
593.00
271
8.89
4.08
4.81
588.19
272
8.89
4.04
4.85
583.34
273
8.89
4.01
4.88
578.47
274
8.89
3.98
4.91
573.55
275
8.89
3.94
4.95
568.61
276
8.89
3.91
4.98
563.62
277
8.89
3.87
5.02
558.61
278
8.89
3.84
5.05
553.56
279
8.89
3.81
5.08
548.48
280
8.89
3.77
5.12
543.36
281
8.89
3.74
5.15
538.20
282
8.89
3.70
5.19
533.01
283
8.89
3.66
5.23
527.79
284
8.89
3.63
5.26
522.52
285
8.89
3.59
5.30
517.23
286
8.89
3.56
5.33
511.89
287
8.89
3.52
5.37
506.52
288
8.89
3.48
5.41
501.11
289
8.89
3.45
5.44
495.67
290
8.89
3.41
5.48
490.19
291
8.89
3.37
5.52
484.67
292
8.89
3.33
5.56
479.11
293
8.89
3.29
5.60
473.51
294
8.89
3.26
5.63
467.88
295
8.89
3.22
5.67
462.21
296
8.89
3.18
5.71
456.49
297
8.89
3.14
5.75
450.74
298
8.89
3.10
5.79
444.95
299
8.89
3.06
5.83
439.12
300
8.89
3.02
5.87
433.25
301
8.89
2.98
5.91
427.34
302
8.89
2.94
5.95
421.39
303
8.89
2.90
5.99
415.39
304
8.89
2.86
6.03
409.36
305
8.89
2.81
6.08
403.28
306
8.89
2.77
6.12
397.16
307
8.89
2.73
6.16
391.01
308
8.89
2.69
6.20
384.80
309
8.89
2.65
6.24
378.56
310
8.89
2.60
6.29
372.27
311
8.89
2.56
6.33
365.94
312
8.89
2.52
6.37
359.57
313
8.89
2.47
6.42
353.15
314
8.89
2.43
6.46
346.69
315
8.89
2.38
6.51
340.18
316
8.89
2.34
6.55
333.63
317
8.89
2.29
6.60
327.03
318
8.89
2.25
6.64
320.39
319
8.89
2.20
6.69
313.70
320
8.89
2.16
6.73
306.97
321
8.89
2.11
6.78
300.19
322
8.89
2.06
6.83
293.36
323
8.89
2.02
6.87
286.49
324
8.89
1.97
6.92
279.57
325
8.89
1.92
6.97
272.60
326
8.89
1.87
7.02
265.59
327
8.89
1.83
7.06
258.52
328
8.89
1.78
7.11
251.41
329
8.89
1.73
7.16
244.25
330
8.89
1.68
7.21
237.04
331
8.89
1.63
7.26
229.78
332
8.89
1.58
7.31
222.47
333
8.89
1.53
7.36
215.11
334
8.89
1.48
7.41
207.70
335
8.89
1.43
7.46
200.23
336
8.89
1.38
7.51
192.72
337
8.89
1.32
7.57
185.16
338
8.89
1.27
7.62
177.54
339
8.89
1.22
7.67
169.87
340
8.89
1.17
7.72
162.15
341
8.89
1.11
7.78
154.37
342
8.89
1.06
7.83
146.54
343
8.89
1.01
7.88
138.66
344
8.89
0.95
7.94
130.72
345
8.89
0.90
7.99
122.73
346
8.89
0.84
8.05
114.69
347
8.89
0.79
8.10
106.58
348
8.89
0.73
8.16
98.43
349
8.89
0.68
8.21
90.21
350
8.89
0.62
8.27
81.94
351
8.89
0.56
8.33
73.62
352
8.89
0.51
8.38
65.23
353
8.89
0.45
8.44
56.79
354
8.89
0.39
8.50
48.29
355
8.89
0.33
8.56
39.73
356
8.89
0.27
8.62
31.12
357
8.89
0.21
8.68
22.44
358
8.89
0.15
8.74
13.71
359
8.89
0.09
8.80
4.91
360
4.94
0.03
4.91
0.00
Totals
3,196.45
2,013.45
1,183.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044