Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 8.49  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
8.49
7.71
0.78
1,156.22
2
8.49
7.71
0.78
1,155.44
3
8.49
7.70
0.79
1,154.65
4
8.49
7.70
0.79
1,153.86
5
8.49
7.69
0.80
1,153.06
6
8.49
7.69
0.80
1,152.26
7
8.49
7.68
0.81
1,151.45
8
8.49
7.68
0.81
1,150.64
9
8.49
7.67
0.82
1,149.82
10
8.49
7.67
0.82
1,149.00
11
8.49
7.66
0.83
1,148.17
12
8.49
7.65
0.84
1,147.33
13
8.49
7.65
0.84
1,146.49
14
8.49
7.64
0.85
1,145.64
15
8.49
7.64
0.85
1,144.79
16
8.49
7.63
0.86
1,143.93
17
8.49
7.63
0.86
1,143.07
18
8.49
7.62
0.87
1,142.20
19
8.49
7.61
0.88
1,141.32
20
8.49
7.61
0.88
1,140.44
21
8.49
7.60
0.89
1,139.56
22
8.49
7.60
0.89
1,138.66
23
8.49
7.59
0.90
1,137.76
24
8.49
7.59
0.90
1,136.86
25
8.49
7.58
0.91
1,135.95
26
8.49
7.57
0.92
1,135.03
27
8.49
7.57
0.92
1,134.11
28
8.49
7.56
0.93
1,133.18
29
8.49
7.55
0.94
1,132.24
30
8.49
7.55
0.94
1,131.30
31
8.49
7.54
0.95
1,130.35
32
8.49
7.54
0.95
1,129.40
33
8.49
7.53
0.96
1,128.44
34
8.49
7.52
0.97
1,127.47
35
8.49
7.52
0.97
1,126.50
36
8.49
7.51
0.98
1,125.52
37
8.49
7.50
0.99
1,124.53
38
8.49
7.50
0.99
1,123.54
39
8.49
7.49
1.00
1,122.54
40
8.49
7.48
1.01
1,121.53
41
8.49
7.48
1.01
1,120.52
42
8.49
7.47
1.02
1,119.50
43
8.49
7.46
1.03
1,118.47
44
8.49
7.46
1.03
1,117.44
45
8.49
7.45
1.04
1,116.40
46
8.49
7.44
1.05
1,115.35
47
8.49
7.44
1.05
1,114.30
48
8.49
7.43
1.06
1,113.23
49
8.49
7.42
1.07
1,112.17
50
8.49
7.41
1.08
1,111.09
51
8.49
7.41
1.08
1,110.01
52
8.49
7.40
1.09
1,108.92
53
8.49
7.39
1.10
1,107.82
54
8.49
7.39
1.10
1,106.72
55
8.49
7.38
1.11
1,105.60
56
8.49
7.37
1.12
1,104.49
57
8.49
7.36
1.13
1,103.36
58
8.49
7.36
1.13
1,102.22
59
8.49
7.35
1.14
1,101.08
60
8.49
7.34
1.15
1,099.93
61
8.49
7.33
1.16
1,098.78
62
8.49
7.33
1.16
1,097.61
63
8.49
7.32
1.17
1,096.44
64
8.49
7.31
1.18
1,095.26
65
8.49
7.30
1.19
1,094.07
66
8.49
7.29
1.20
1,092.87
67
8.49
7.29
1.20
1,091.67
68
8.49
7.28
1.21
1,090.46
69
8.49
7.27
1.22
1,089.24
70
8.49
7.26
1.23
1,088.01
71
8.49
7.25
1.24
1,086.77
72
8.49
7.25
1.24
1,085.53
73
8.49
7.24
1.25
1,084.27
74
8.49
7.23
1.26
1,083.01
75
8.49
7.22
1.27
1,081.74
76
8.49
7.21
1.28
1,080.46
77
8.49
7.20
1.29
1,079.18
78
8.49
7.19
1.30
1,077.88
79
8.49
7.19
1.30
1,076.58
80
8.49
7.18
1.31
1,075.26
81
8.49
7.17
1.32
1,073.94
82
8.49
7.16
1.33
1,072.61
83
8.49
7.15
1.34
1,071.27
84
8.49
7.14
1.35
1,069.93
85
8.49
7.13
1.36
1,068.57
86
8.49
7.12
1.37
1,067.20
87
8.49
7.11
1.38
1,065.83
88
8.49
7.11
1.38
1,064.44
89
8.49
7.10
1.39
1,063.05
90
8.49
7.09
1.40
1,061.65
91
8.49
7.08
1.41
1,060.23
92
8.49
7.07
1.42
1,058.81
93
8.49
7.06
1.43
1,057.38
94
8.49
7.05
1.44
1,055.94
95
8.49
7.04
1.45
1,054.49
96
8.49
7.03
1.46
1,053.03
97
8.49
7.02
1.47
1,051.56
98
8.49
7.01
1.48
1,050.08
99
8.49
7.00
1.49
1,048.59
100
8.49
6.99
1.50
1,047.09
101
8.49
6.98
1.51
1,045.58
102
8.49
6.97
1.52
1,044.06
103
8.49
6.96
1.53
1,042.53
104
8.49
6.95
1.54
1,040.99
105
8.49
6.94
1.55
1,039.44
106
8.49
6.93
1.56
1,037.88
107
8.49
6.92
1.57
1,036.31
108
8.49
6.91
1.58
1,034.73
109
8.49
6.90
1.59
1,033.14
110
8.49
6.89
1.60
1,031.54
111
8.49
6.88
1.61
1,029.92
112
8.49
6.87
1.62
1,028.30
113
8.49
6.86
1.63
1,026.66
114
8.49
6.84
1.65
1,025.02
115
8.49
6.83
1.66
1,023.36
116
8.49
6.82
1.67
1,021.69
117
8.49
6.81
1.68
1,020.02
118
8.49
6.80
1.69
1,018.33
119
8.49
6.79
1.70
1,016.62
120
8.49
6.78
1.71
1,014.91
121
8.49
6.77
1.72
1,013.19
122
8.49
6.75
1.74
1,011.45
123
8.49
6.74
1.75
1,009.71
124
8.49
6.73
1.76
1,007.95
125
8.49
6.72
1.77
1,006.18
126
8.49
6.71
1.78
1,004.39
127
8.49
6.70
1.79
1,002.60
128
8.49
6.68
1.81
1,000.79
129
8.49
6.67
1.82
998.98
130
8.49
6.66
1.83
997.15
131
8.49
6.65
1.84
995.30
132
8.49
6.64
1.85
993.45
133
8.49
6.62
1.87
991.58
134
8.49
6.61
1.88
989.70
135
8.49
6.60
1.89
987.81
136
8.49
6.59
1.90
985.91
137
8.49
6.57
1.92
983.99
138
8.49
6.56
1.93
982.06
139
8.49
6.55
1.94
980.12
140
8.49
6.53
1.96
978.16
141
8.49
6.52
1.97
976.19
142
8.49
6.51
1.98
974.21
143
8.49
6.49
2.00
972.21
144
8.49
6.48
2.01
970.21
145
8.49
6.47
2.02
968.18
146
8.49
6.45
2.04
966.15
147
8.49
6.44
2.05
964.10
148
8.49
6.43
2.06
962.04
149
8.49
6.41
2.08
959.96
150
8.49
6.40
2.09
957.87
151
8.49
6.39
2.10
955.77
152
8.49
6.37
2.12
953.65
153
8.49
6.36
2.13
951.51
154
8.49
6.34
2.15
949.37
155
8.49
6.33
2.16
947.21
156
8.49
6.31
2.18
945.03
157
8.49
6.30
2.19
942.84
158
8.49
6.29
2.20
940.64
159
8.49
6.27
2.22
938.42
160
8.49
6.26
2.23
936.18
161
8.49
6.24
2.25
933.94
162
8.49
6.23
2.26
931.67
163
8.49
6.21
2.28
929.39
164
8.49
6.20
2.29
927.10
165
8.49
6.18
2.31
924.79
166
8.49
6.17
2.32
922.47
167
8.49
6.15
2.34
920.12
168
8.49
6.13
2.36
917.77
169
8.49
6.12
2.37
915.40
170
8.49
6.10
2.39
913.01
171
8.49
6.09
2.40
910.61
172
8.49
6.07
2.42
908.19
173
8.49
6.05
2.44
905.75
174
8.49
6.04
2.45
903.30
175
8.49
6.02
2.47
900.83
176
8.49
6.01
2.48
898.35
177
8.49
5.99
2.50
895.85
178
8.49
5.97
2.52
893.33
179
8.49
5.96
2.53
890.80
180
8.49
5.94
2.55
888.24
181
8.49
5.92
2.57
885.68
182
8.49
5.90
2.59
883.09
183
8.49
5.89
2.60
880.49
184
8.49
5.87
2.62
877.87
185
8.49
5.85
2.64
875.23
186
8.49
5.83
2.66
872.57
187
8.49
5.82
2.67
869.90
188
8.49
5.80
2.69
867.21
189
8.49
5.78
2.71
864.50
190
8.49
5.76
2.73
861.78
191
8.49
5.75
2.74
859.03
192
8.49
5.73
2.76
856.27
193
8.49
5.71
2.78
853.49
194
8.49
5.69
2.80
850.69
195
8.49
5.67
2.82
847.87
196
8.49
5.65
2.84
845.03
197
8.49
5.63
2.86
842.17
198
8.49
5.61
2.88
839.30
199
8.49
5.60
2.89
836.40
200
8.49
5.58
2.91
833.49
201
8.49
5.56
2.93
830.56
202
8.49
5.54
2.95
827.60
203
8.49
5.52
2.97
824.63
204
8.49
5.50
2.99
821.64
205
8.49
5.48
3.01
818.63
206
8.49
5.46
3.03
815.59
207
8.49
5.44
3.05
812.54
208
8.49
5.42
3.07
809.47
209
8.49
5.40
3.09
806.37
210
8.49
5.38
3.11
803.26
211
8.49
5.36
3.13
800.12
212
8.49
5.33
3.16
796.97
213
8.49
5.31
3.18
793.79
214
8.49
5.29
3.20
790.59
215
8.49
5.27
3.22
787.37
216
8.49
5.25
3.24
784.13
217
8.49
5.23
3.26
780.87
218
8.49
5.21
3.28
777.59
219
8.49
5.18
3.31
774.28
220
8.49
5.16
3.33
770.95
221
8.49
5.14
3.35
767.60
222
8.49
5.12
3.37
764.23
223
8.49
5.09
3.40
760.83
224
8.49
5.07
3.42
757.42
225
8.49
5.05
3.44
753.98
226
8.49
5.03
3.46
750.51
227
8.49
5.00
3.49
747.03
228
8.49
4.98
3.51
743.52
229
8.49
4.96
3.53
739.98
230
8.49
4.93
3.56
736.43
231
8.49
4.91
3.58
732.85
232
8.49
4.89
3.60
729.24
233
8.49
4.86
3.63
725.61
234
8.49
4.84
3.65
721.96
235
8.49
4.81
3.68
718.28
236
8.49
4.79
3.70
714.58
237
8.49
4.76
3.73
710.86
238
8.49
4.74
3.75
707.10
239
8.49
4.71
3.78
703.33
240
8.49
4.69
3.80
699.53
241
8.49
4.66
3.83
695.70
242
8.49
4.64
3.85
691.85
243
8.49
4.61
3.88
687.97
244
8.49
4.59
3.90
684.07
245
8.49
4.56
3.93
680.14
246
8.49
4.53
3.96
676.18
247
8.49
4.51
3.98
672.20
248
8.49
4.48
4.01
668.19
249
8.49
4.45
4.04
664.16
250
8.49
4.43
4.06
660.09
251
8.49
4.40
4.09
656.00
252
8.49
4.37
4.12
651.89
253
8.49
4.35
4.14
647.74
254
8.49
4.32
4.17
643.57
255
8.49
4.29
4.20
639.37
256
8.49
4.26
4.23
635.15
257
8.49
4.23
4.26
630.89
258
8.49
4.21
4.28
626.61
259
8.49
4.18
4.31
622.29
260
8.49
4.15
4.34
617.95
261
8.49
4.12
4.37
613.58
262
8.49
4.09
4.40
609.18
263
8.49
4.06
4.43
604.75
264
8.49
4.03
4.46
600.29
265
8.49
4.00
4.49
595.81
266
8.49
3.97
4.52
591.29
267
8.49
3.94
4.55
586.74
268
8.49
3.91
4.58
582.16
269
8.49
3.88
4.61
577.55
270
8.49
3.85
4.64
572.91
271
8.49
3.82
4.67
568.24
272
8.49
3.79
4.70
563.54
273
8.49
3.76
4.73
558.81
274
8.49
3.73
4.76
554.04
275
8.49
3.69
4.80
549.25
276
8.49
3.66
4.83
544.42
277
8.49
3.63
4.86
539.56
278
8.49
3.60
4.89
534.67
279
8.49
3.56
4.93
529.74
280
8.49
3.53
4.96
524.78
281
8.49
3.50
4.99
519.79
282
8.49
3.47
5.02
514.77
283
8.49
3.43
5.06
509.71
284
8.49
3.40
5.09
504.62
285
8.49
3.36
5.13
499.49
286
8.49
3.33
5.16
494.33
287
8.49
3.30
5.19
489.13
288
8.49
3.26
5.23
483.91
289
8.49
3.23
5.26
478.64
290
8.49
3.19
5.30
473.34
291
8.49
3.16
5.33
468.01
292
8.49
3.12
5.37
462.64
293
8.49
3.08
5.41
457.23
294
8.49
3.05
5.44
451.79
295
8.49
3.01
5.48
446.31
296
8.49
2.98
5.51
440.80
297
8.49
2.94
5.55
435.25
298
8.49
2.90
5.59
429.66
299
8.49
2.86
5.63
424.03
300
8.49
2.83
5.66
418.37
301
8.49
2.79
5.70
412.67
302
8.49
2.75
5.74
406.93
303
8.49
2.71
5.78
401.15
304
8.49
2.67
5.82
395.34
305
8.49
2.64
5.85
389.48
306
8.49
2.60
5.89
383.59
307
8.49
2.56
5.93
377.66
308
8.49
2.52
5.97
371.68
309
8.49
2.48
6.01
365.67
310
8.49
2.44
6.05
359.62
311
8.49
2.40
6.09
353.53
312
8.49
2.36
6.13
347.39
313
8.49
2.32
6.17
341.22
314
8.49
2.27
6.22
335.00
315
8.49
2.23
6.26
328.75
316
8.49
2.19
6.30
322.45
317
8.49
2.15
6.34
316.11
318
8.49
2.11
6.38
309.73
319
8.49
2.06
6.43
303.30
320
8.49
2.02
6.47
296.83
321
8.49
1.98
6.51
290.32
322
8.49
1.94
6.55
283.77
323
8.49
1.89
6.60
277.17
324
8.49
1.85
6.64
270.53
325
8.49
1.80
6.69
263.84
326
8.49
1.76
6.73
257.11
327
8.49
1.71
6.78
250.33
328
8.49
1.67
6.82
243.51
329
8.49
1.62
6.87
236.65
330
8.49
1.58
6.91
229.73
331
8.49
1.53
6.96
222.78
332
8.49
1.49
7.00
215.77
333
8.49
1.44
7.05
208.72
334
8.49
1.39
7.10
201.62
335
8.49
1.34
7.15
194.48
336
8.49
1.30
7.19
187.28
337
8.49
1.25
7.24
180.04
338
8.49
1.20
7.29
172.75
339
8.49
1.15
7.34
165.41
340
8.49
1.10
7.39
158.02
341
8.49
1.05
7.44
150.59
342
8.49
1.00
7.49
143.10
343
8.49
0.95
7.54
135.57
344
8.49
0.90
7.59
127.98
345
8.49
0.85
7.64
120.34
346
8.49
0.80
7.69
112.66
347
8.49
0.75
7.74
104.92
348
8.49
0.70
7.79
97.13
349
8.49
0.65
7.84
89.28
350
8.49
0.60
7.89
81.39
351
8.49
0.54
7.95
73.44
352
8.49
0.49
8.00
65.44
353
8.49
0.44
8.05
57.39
354
8.49
0.38
8.11
49.28
355
8.49
0.33
8.16
41.12
356
8.49
0.27
8.22
32.90
357
8.49
0.22
8.27
24.63
358
8.49
0.16
8.33
16.31
359
8.49
0.11
8.38
7.92
360
7.98
0.05
7.92
0.00
Totals
3,055.89
1,898.89
1,157.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044