Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 9.31  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
9.31
8.70
0.61
1,143.39
2
9.31
8.69
0.62
1,142.77
3
9.31
8.69
0.62
1,142.15
4
9.31
8.69
0.62
1,141.53
5
9.31
8.68
0.63
1,140.90
6
9.31
8.68
0.63
1,140.26
7
9.31
8.67
0.64
1,139.63
8
9.31
8.67
0.64
1,138.98
9
9.31
8.66
0.65
1,138.33
10
9.31
8.66
0.65
1,137.68
11
9.31
8.65
0.66
1,137.02
12
9.31
8.65
0.66
1,136.36
13
9.31
8.64
0.67
1,135.69
14
9.31
8.64
0.67
1,135.01
15
9.31
8.63
0.68
1,134.33
16
9.31
8.63
0.68
1,133.65
17
9.31
8.62
0.69
1,132.96
18
9.31
8.62
0.69
1,132.26
19
9.31
8.61
0.70
1,131.56
20
9.31
8.60
0.71
1,130.86
21
9.31
8.60
0.71
1,130.15
22
9.31
8.59
0.72
1,129.43
23
9.31
8.59
0.72
1,128.71
24
9.31
8.58
0.73
1,127.98
25
9.31
8.58
0.73
1,127.25
26
9.31
8.57
0.74
1,126.51
27
9.31
8.57
0.74
1,125.77
28
9.31
8.56
0.75
1,125.02
29
9.31
8.55
0.76
1,124.26
30
9.31
8.55
0.76
1,123.50
31
9.31
8.54
0.77
1,122.74
32
9.31
8.54
0.77
1,121.96
33
9.31
8.53
0.78
1,121.19
34
9.31
8.53
0.78
1,120.40
35
9.31
8.52
0.79
1,119.61
36
9.31
8.51
0.80
1,118.81
37
9.31
8.51
0.80
1,118.01
38
9.31
8.50
0.81
1,117.20
39
9.31
8.50
0.81
1,116.39
40
9.31
8.49
0.82
1,115.57
41
9.31
8.48
0.83
1,114.74
42
9.31
8.48
0.83
1,113.91
43
9.31
8.47
0.84
1,113.07
44
9.31
8.46
0.85
1,112.22
45
9.31
8.46
0.85
1,111.37
46
9.31
8.45
0.86
1,110.51
47
9.31
8.44
0.87
1,109.65
48
9.31
8.44
0.87
1,108.77
49
9.31
8.43
0.88
1,107.90
50
9.31
8.42
0.89
1,107.01
51
9.31
8.42
0.89
1,106.12
52
9.31
8.41
0.90
1,105.22
53
9.31
8.40
0.91
1,104.31
54
9.31
8.40
0.91
1,103.40
55
9.31
8.39
0.92
1,102.48
56
9.31
8.38
0.93
1,101.55
57
9.31
8.38
0.93
1,100.62
58
9.31
8.37
0.94
1,099.68
59
9.31
8.36
0.95
1,098.73
60
9.31
8.35
0.96
1,097.78
61
9.31
8.35
0.96
1,096.81
62
9.31
8.34
0.97
1,095.84
63
9.31
8.33
0.98
1,094.87
64
9.31
8.33
0.98
1,093.88
65
9.31
8.32
0.99
1,092.89
66
9.31
8.31
1.00
1,091.89
67
9.31
8.30
1.01
1,090.89
68
9.31
8.30
1.01
1,089.87
69
9.31
8.29
1.02
1,088.85
70
9.31
8.28
1.03
1,087.82
71
9.31
8.27
1.04
1,086.78
72
9.31
8.26
1.05
1,085.73
73
9.31
8.26
1.05
1,084.68
74
9.31
8.25
1.06
1,083.62
75
9.31
8.24
1.07
1,082.55
76
9.31
8.23
1.08
1,081.47
77
9.31
8.22
1.09
1,080.38
78
9.31
8.22
1.09
1,079.29
79
9.31
8.21
1.10
1,078.19
80
9.31
8.20
1.11
1,077.07
81
9.31
8.19
1.12
1,075.95
82
9.31
8.18
1.13
1,074.83
83
9.31
8.17
1.14
1,073.69
84
9.31
8.16
1.15
1,072.54
85
9.31
8.16
1.15
1,071.39
86
9.31
8.15
1.16
1,070.23
87
9.31
8.14
1.17
1,069.06
88
9.31
8.13
1.18
1,067.87
89
9.31
8.12
1.19
1,066.68
90
9.31
8.11
1.20
1,065.49
91
9.31
8.10
1.21
1,064.28
92
9.31
8.09
1.22
1,063.06
93
9.31
8.08
1.23
1,061.83
94
9.31
8.07
1.24
1,060.60
95
9.31
8.06
1.25
1,059.35
96
9.31
8.06
1.25
1,058.10
97
9.31
8.05
1.26
1,056.84
98
9.31
8.04
1.27
1,055.56
99
9.31
8.03
1.28
1,054.28
100
9.31
8.02
1.29
1,052.99
101
9.31
8.01
1.30
1,051.68
102
9.31
8.00
1.31
1,050.37
103
9.31
7.99
1.32
1,049.05
104
9.31
7.98
1.33
1,047.71
105
9.31
7.97
1.34
1,046.37
106
9.31
7.96
1.35
1,045.02
107
9.31
7.95
1.36
1,043.65
108
9.31
7.94
1.37
1,042.28
109
9.31
7.93
1.38
1,040.90
110
9.31
7.92
1.39
1,039.50
111
9.31
7.90
1.41
1,038.10
112
9.31
7.89
1.42
1,036.68
113
9.31
7.88
1.43
1,035.25
114
9.31
7.87
1.44
1,033.82
115
9.31
7.86
1.45
1,032.37
116
9.31
7.85
1.46
1,030.91
117
9.31
7.84
1.47
1,029.44
118
9.31
7.83
1.48
1,027.95
119
9.31
7.82
1.49
1,026.46
120
9.31
7.81
1.50
1,024.96
121
9.31
7.79
1.52
1,023.44
122
9.31
7.78
1.53
1,021.91
123
9.31
7.77
1.54
1,020.37
124
9.31
7.76
1.55
1,018.82
125
9.31
7.75
1.56
1,017.26
126
9.31
7.74
1.57
1,015.69
127
9.31
7.72
1.59
1,014.10
128
9.31
7.71
1.60
1,012.50
129
9.31
7.70
1.61
1,010.89
130
9.31
7.69
1.62
1,009.27
131
9.31
7.67
1.64
1,007.63
132
9.31
7.66
1.65
1,005.98
133
9.31
7.65
1.66
1,004.32
134
9.31
7.64
1.67
1,002.65
135
9.31
7.62
1.69
1,000.96
136
9.31
7.61
1.70
999.27
137
9.31
7.60
1.71
997.55
138
9.31
7.59
1.72
995.83
139
9.31
7.57
1.74
994.09
140
9.31
7.56
1.75
992.34
141
9.31
7.55
1.76
990.58
142
9.31
7.53
1.78
988.80
143
9.31
7.52
1.79
987.01
144
9.31
7.51
1.80
985.20
145
9.31
7.49
1.82
983.39
146
9.31
7.48
1.83
981.55
147
9.31
7.46
1.85
979.71
148
9.31
7.45
1.86
977.85
149
9.31
7.44
1.87
975.97
150
9.31
7.42
1.89
974.08
151
9.31
7.41
1.90
972.18
152
9.31
7.39
1.92
970.26
153
9.31
7.38
1.93
968.33
154
9.31
7.36
1.95
966.39
155
9.31
7.35
1.96
964.42
156
9.31
7.33
1.98
962.45
157
9.31
7.32
1.99
960.46
158
9.31
7.30
2.01
958.45
159
9.31
7.29
2.02
956.43
160
9.31
7.27
2.04
954.39
161
9.31
7.26
2.05
952.34
162
9.31
7.24
2.07
950.27
163
9.31
7.23
2.08
948.19
164
9.31
7.21
2.10
946.09
165
9.31
7.19
2.12
943.97
166
9.31
7.18
2.13
941.84
167
9.31
7.16
2.15
939.69
168
9.31
7.15
2.16
937.53
169
9.31
7.13
2.18
935.34
170
9.31
7.11
2.20
933.15
171
9.31
7.10
2.21
930.93
172
9.31
7.08
2.23
928.70
173
9.31
7.06
2.25
926.45
174
9.31
7.04
2.27
924.19
175
9.31
7.03
2.28
921.91
176
9.31
7.01
2.30
919.61
177
9.31
6.99
2.32
917.29
178
9.31
6.98
2.33
914.96
179
9.31
6.96
2.35
912.60
180
9.31
6.94
2.37
910.23
181
9.31
6.92
2.39
907.84
182
9.31
6.90
2.41
905.44
183
9.31
6.89
2.42
903.01
184
9.31
6.87
2.44
900.57
185
9.31
6.85
2.46
898.11
186
9.31
6.83
2.48
895.63
187
9.31
6.81
2.50
893.13
188
9.31
6.79
2.52
890.61
189
9.31
6.77
2.54
888.07
190
9.31
6.75
2.56
885.51
191
9.31
6.73
2.58
882.94
192
9.31
6.71
2.60
880.34
193
9.31
6.69
2.62
877.73
194
9.31
6.67
2.64
875.09
195
9.31
6.65
2.66
872.43
196
9.31
6.63
2.68
869.76
197
9.31
6.61
2.70
867.06
198
9.31
6.59
2.72
864.35
199
9.31
6.57
2.74
861.61
200
9.31
6.55
2.76
858.85
201
9.31
6.53
2.78
856.07
202
9.31
6.51
2.80
853.27
203
9.31
6.49
2.82
850.45
204
9.31
6.47
2.84
847.61
205
9.31
6.45
2.86
844.74
206
9.31
6.42
2.89
841.85
207
9.31
6.40
2.91
838.95
208
9.31
6.38
2.93
836.02
209
9.31
6.36
2.95
833.06
210
9.31
6.33
2.98
830.09
211
9.31
6.31
3.00
827.09
212
9.31
6.29
3.02
824.07
213
9.31
6.27
3.04
821.03
214
9.31
6.24
3.07
817.96
215
9.31
6.22
3.09
814.87
216
9.31
6.20
3.11
811.76
217
9.31
6.17
3.14
808.62
218
9.31
6.15
3.16
805.46
219
9.31
6.12
3.19
802.27
220
9.31
6.10
3.21
799.06
221
9.31
6.08
3.23
795.83
222
9.31
6.05
3.26
792.57
223
9.31
6.03
3.28
789.29
224
9.31
6.00
3.31
785.98
225
9.31
5.98
3.33
782.65
226
9.31
5.95
3.36
779.29
227
9.31
5.93
3.38
775.90
228
9.31
5.90
3.41
772.49
229
9.31
5.87
3.44
769.06
230
9.31
5.85
3.46
765.60
231
9.31
5.82
3.49
762.11
232
9.31
5.80
3.51
758.59
233
9.31
5.77
3.54
755.05
234
9.31
5.74
3.57
751.48
235
9.31
5.71
3.60
747.89
236
9.31
5.69
3.62
744.26
237
9.31
5.66
3.65
740.61
238
9.31
5.63
3.68
736.93
239
9.31
5.60
3.71
733.23
240
9.31
5.58
3.73
729.49
241
9.31
5.55
3.76
725.73
242
9.31
5.52
3.79
721.94
243
9.31
5.49
3.82
718.12
244
9.31
5.46
3.85
714.27
245
9.31
5.43
3.88
710.39
246
9.31
5.40
3.91
706.48
247
9.31
5.37
3.94
702.55
248
9.31
5.34
3.97
698.58
249
9.31
5.31
4.00
694.58
250
9.31
5.28
4.03
690.55
251
9.31
5.25
4.06
686.49
252
9.31
5.22
4.09
682.40
253
9.31
5.19
4.12
678.28
254
9.31
5.16
4.15
674.13
255
9.31
5.13
4.18
669.95
256
9.31
5.09
4.22
665.73
257
9.31
5.06
4.25
661.48
258
9.31
5.03
4.28
657.20
259
9.31
5.00
4.31
652.89
260
9.31
4.96
4.35
648.55
261
9.31
4.93
4.38
644.17
262
9.31
4.90
4.41
639.76
263
9.31
4.86
4.45
635.31
264
9.31
4.83
4.48
630.83
265
9.31
4.80
4.51
626.32
266
9.31
4.76
4.55
621.77
267
9.31
4.73
4.58
617.19
268
9.31
4.69
4.62
612.57
269
9.31
4.66
4.65
607.92
270
9.31
4.62
4.69
603.23
271
9.31
4.59
4.72
598.51
272
9.31
4.55
4.76
593.75
273
9.31
4.51
4.80
588.96
274
9.31
4.48
4.83
584.12
275
9.31
4.44
4.87
579.26
276
9.31
4.40
4.91
574.35
277
9.31
4.37
4.94
569.41
278
9.31
4.33
4.98
564.43
279
9.31
4.29
5.02
559.41
280
9.31
4.25
5.06
554.35
281
9.31
4.22
5.09
549.26
282
9.31
4.18
5.13
544.13
283
9.31
4.14
5.17
538.95
284
9.31
4.10
5.21
533.74
285
9.31
4.06
5.25
528.49
286
9.31
4.02
5.29
523.20
287
9.31
3.98
5.33
517.87
288
9.31
3.94
5.37
512.50
289
9.31
3.90
5.41
507.08
290
9.31
3.86
5.45
501.63
291
9.31
3.81
5.50
496.13
292
9.31
3.77
5.54
490.60
293
9.31
3.73
5.58
485.02
294
9.31
3.69
5.62
479.39
295
9.31
3.65
5.66
473.73
296
9.31
3.60
5.71
468.02
297
9.31
3.56
5.75
462.27
298
9.31
3.52
5.79
456.48
299
9.31
3.47
5.84
450.64
300
9.31
3.43
5.88
444.75
301
9.31
3.38
5.93
438.83
302
9.31
3.34
5.97
432.85
303
9.31
3.29
6.02
426.83
304
9.31
3.25
6.06
420.77
305
9.31
3.20
6.11
414.66
306
9.31
3.15
6.16
408.50
307
9.31
3.11
6.20
402.30
308
9.31
3.06
6.25
396.05
309
9.31
3.01
6.30
389.75
310
9.31
2.96
6.35
383.40
311
9.31
2.92
6.39
377.01
312
9.31
2.87
6.44
370.57
313
9.31
2.82
6.49
364.07
314
9.31
2.77
6.54
357.53
315
9.31
2.72
6.59
350.94
316
9.31
2.67
6.64
344.30
317
9.31
2.62
6.69
337.61
318
9.31
2.57
6.74
330.87
319
9.31
2.52
6.79
324.07
320
9.31
2.46
6.85
317.23
321
9.31
2.41
6.90
310.33
322
9.31
2.36
6.95
303.38
323
9.31
2.31
7.00
296.37
324
9.31
2.25
7.06
289.32
325
9.31
2.20
7.11
282.21
326
9.31
2.15
7.16
275.04
327
9.31
2.09
7.22
267.83
328
9.31
2.04
7.27
260.55
329
9.31
1.98
7.33
253.22
330
9.31
1.93
7.38
245.84
331
9.31
1.87
7.44
238.40
332
9.31
1.81
7.50
230.90
333
9.31
1.76
7.55
223.35
334
9.31
1.70
7.61
215.74
335
9.31
1.64
7.67
208.07
336
9.31
1.58
7.73
200.34
337
9.31
1.52
7.79
192.55
338
9.31
1.46
7.85
184.71
339
9.31
1.40
7.91
176.80
340
9.31
1.34
7.97
168.83
341
9.31
1.28
8.03
160.81
342
9.31
1.22
8.09
152.72
343
9.31
1.16
8.15
144.57
344
9.31
1.10
8.21
136.36
345
9.31
1.04
8.27
128.09
346
9.31
0.97
8.34
119.75
347
9.31
0.91
8.40
111.35
348
9.31
0.85
8.46
102.89
349
9.31
0.78
8.53
94.36
350
9.31
0.72
8.59
85.77
351
9.31
0.65
8.66
77.11
352
9.31
0.59
8.72
68.39
353
9.31
0.52
8.79
59.60
354
9.31
0.45
8.86
50.74
355
9.31
0.39
8.92
41.82
356
9.31
0.32
8.99
32.83
357
9.31
0.25
9.06
23.77
358
9.31
0.18
9.13
14.64
359
9.31
0.11
9.20
5.44
360
5.48
0.04
5.44
0.00
Totals
3,347.77
2,203.77
1,144.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044