Amortization Schedule

Amount of Loan
Annual Interest Rate (in percent)
Length of Loan (in months)

Total Payments
$2,179.64
Total Interest
$1,142.14
Number of Monthly Payments
360
Monthly Payment
$6.05
Payment NumberBeginning BalanceInterest PaymentPrincipal PaymentEnding BalanceCumulative InterestCumulative Payments
1$1,037.50$4.97$1.08$1,036.42$4.97$6.05
2$1,036.42$4.97$1.09$1,035.33$9.94$12.11
3$1,035.33$4.96$1.09$1,034.23$14.90$18.16
4$1,034.23$4.96$1.10$1,033.14$19.85$24.22
5$1,033.14$4.95$1.10$1,032.03$24.80$30.27
6$1,032.03$4.95$1.11$1,030.92$29.75$36.33
7$1,030.92$4.94$1.11$1,029.81$34.69$42.38
8$1,029.81$4.93$1.12$1,028.69$39.62$48.44
9$1,028.69$4.93$1.13$1,027.56$44.55$54.49
10$1,027.56$4.92$1.13$1,026.43$49.48$60.55
11$1,026.43$4.92$1.14$1,025.30$54.40$66.60
12$1,025.30$4.91$1.14$1,024.15$59.31$72.65
13$1,024.15$4.91$1.15$1,023.01$64.22$78.71
14$1,023.01$4.90$1.15$1,021.85$69.12$84.76
15$1,021.85$4.90$1.16$1,020.70$74.01$90.82
16$1,020.70$4.89$1.16$1,019.53$78.90$96.87
17$1,019.53$4.89$1.17$1,018.36$83.79$102.93
18$1,018.36$4.88$1.17$1,017.19$88.67$108.98
19$1,017.19$4.87$1.18$1,016.01$93.54$115.04
20$1,016.01$4.87$1.19$1,014.82$98.41$121.09
21$1,014.82$4.86$1.19$1,013.63$103.27$127.15
22$1,013.63$4.86$1.20$1,012.43$108.13$133.20
23$1,012.43$4.85$1.20$1,011.23$112.98$139.26
24$1,011.23$4.85$1.21$1,010.02$117.83$145.31
25$1,010.02$4.84$1.21$1,008.80$122.67$151.36
26$1,008.80$4.83$1.22$1,007.58$127.50$157.42
27$1,007.58$4.83$1.23$1,006.36$132.33$163.47
28$1,006.36$4.82$1.23$1,005.12$137.15$169.53
29$1,005.12$4.82$1.24$1,003.89$141.97$175.58
30$1,003.89$4.81$1.24$1,002.64$146.78$181.64
31$1,002.64$4.80$1.25$1,001.39$151.58$187.69
32$1,001.39$4.80$1.26$1,000.13$156.38$193.75
33$1,000.13$4.79$1.26$998.87$161.17$199.80
34$998.87$4.79$1.27$997.60$165.96$205.86
35$997.60$4.78$1.27$996.33$170.74$211.91
36$996.33$4.77$1.28$995.05$175.51$217.96
37$995.05$4.77$1.29$993.76$180.28$224.02
38$993.76$4.76$1.29$992.47$185.04$230.07
39$992.47$4.76$1.30$991.17$189.80$236.13
40$991.17$4.75$1.31$989.87$194.55$242.18
41$989.87$4.74$1.31$988.55$199.29$248.24
42$988.55$4.74$1.32$987.24$204.03$254.29
43$987.24$4.73$1.32$985.91$208.76$260.35
44$985.91$4.72$1.33$984.58$213.48$266.40
45$984.58$4.72$1.34$983.25$218.20$272.46
46$983.25$4.71$1.34$981.90$222.91$278.51
47$981.90$4.70$1.35$980.55$227.62$284.56
48$980.55$4.70$1.36$979.20$232.32$290.62
49$979.20$4.69$1.36$977.83$237.01$296.67
50$977.83$4.69$1.37$976.46$241.69$302.73
51$976.46$4.68$1.38$975.09$246.37$308.78
52$975.09$4.67$1.38$973.71$251.04$314.84
53$973.71$4.67$1.39$972.32$255.71$320.89
54$972.32$4.66$1.40$970.92$260.37$326.95
55$970.92$4.65$1.40$969.52$265.02$333.00
56$969.52$4.65$1.41$968.11$269.67$339.06
57$968.11$4.64$1.42$966.70$274.31$345.11
58$966.70$4.63$1.42$965.27$278.94$351.16
59$965.27$4.63$1.43$963.84$283.56$357.22
60$963.84$4.62$1.44$962.41$288.18$363.27
61$962.41$4.61$1.44$960.96$292.79$369.33
62$960.96$4.60$1.45$959.51$297.40$375.38
63$959.51$4.60$1.46$958.06$302.00$381.44
64$958.06$4.59$1.46$956.59$306.59$387.49
65$956.59$4.58$1.47$955.12$311.17$393.55
66$955.12$4.58$1.48$953.65$315.75$399.60
67$953.65$4.57$1.49$952.16$320.32$405.66
68$952.16$4.56$1.49$950.67$324.88$411.71
69$950.67$4.56$1.50$949.17$329.43$417.77
70$949.17$4.55$1.51$947.66$333.98$423.82
71$947.66$4.54$1.51$946.15$338.52$429.87
72$946.15$4.53$1.52$944.63$343.06$435.93
73$944.63$4.53$1.53$943.10$347.58$441.98
74$943.10$4.52$1.54$941.56$352.10$448.04
75$941.56$4.51$1.54$940.02$356.61$454.09
76$940.02$4.50$1.55$938.47$361.12$460.15
77$938.47$4.50$1.56$936.91$365.61$466.20
78$936.91$4.49$1.57$935.35$370.10$472.26
79$935.35$4.48$1.57$933.77$374.59$478.31
80$933.77$4.47$1.58$932.19$379.06$484.37
81$932.19$4.47$1.59$930.61$383.53$490.42
82$930.61$4.46$1.60$929.01$387.99$496.47
83$929.01$4.45$1.60$927.41$392.44$502.53
84$927.41$4.44$1.61$925.80$396.88$508.58
85$925.80$4.44$1.62$924.18$401.32$514.64
86$924.18$4.43$1.63$922.55$405.75$520.69
87$922.55$4.42$1.63$920.92$410.17$526.75
88$920.92$4.41$1.64$919.28$414.58$532.80
89$919.28$4.40$1.65$917.63$418.98$538.86
90$917.63$4.40$1.66$915.97$423.38$544.91
91$915.97$4.39$1.67$914.30$427.77$550.97
92$914.30$4.38$1.67$912.63$432.15$557.02
93$912.63$4.37$1.68$910.95$436.52$563.07
94$910.95$4.36$1.69$909.26$440.89$569.13
95$909.26$4.36$1.70$907.56$445.25$575.18
96$907.56$4.35$1.71$905.86$449.59$581.24
97$905.86$4.34$1.71$904.14$453.94$587.29
98$904.14$4.33$1.72$902.42$458.27$593.35
99$902.42$4.32$1.73$900.69$462.59$599.40
100$900.69$4.32$1.74$898.95$466.91$605.46
101$898.95$4.31$1.75$897.20$471.22$611.51
102$897.20$4.30$1.76$895.45$475.51$617.57
103$895.45$4.29$1.76$893.68$479.80$623.62
104$893.68$4.28$1.77$891.91$484.09$629.68
105$891.91$4.27$1.78$890.13$488.36$635.73
106$890.13$4.27$1.79$888.34$492.63$641.78
107$888.34$4.26$1.80$886.54$496.88$647.84
108$886.54$4.25$1.81$884.74$501.13$653.89
109$884.74$4.24$1.82$882.92$505.37$659.95
110$882.92$4.23$1.82$881.10$509.60$666.00
111$881.10$4.22$1.83$879.27$513.82$672.06
112$879.27$4.21$1.84$877.42$518.04$678.11
113$877.42$4.20$1.85$875.57$522.24$684.17
114$875.57$4.20$1.86$873.71$526.44$690.22
115$873.71$4.19$1.87$871.85$530.62$696.28
116$871.85$4.18$1.88$869.97$534.80$702.33
117$869.97$4.17$1.89$868.08$538.97$708.38
118$868.08$4.16$1.90$866.19$543.13$714.44
119$866.19$4.15$1.90$864.28$547.28$720.49
120$864.28$4.14$1.91$862.37$551.42$726.55
121$862.37$4.13$1.92$860.45$555.55$732.60
122$860.45$4.12$1.93$858.52$559.67$738.66
123$858.52$4.11$1.94$856.58$563.79$744.71
124$856.58$4.10$1.95$854.63$567.89$750.77
125$854.63$4.10$1.96$852.67$571.99$756.82
126$852.67$4.09$1.97$850.70$576.07$762.88
127$850.70$4.08$1.98$848.72$580.15$768.93
128$848.72$4.07$1.99$846.73$584.22$774.98
129$846.73$4.06$2.00$844.73$588.27$781.04
130$844.73$4.05$2.01$842.73$592.32$787.09
131$842.73$4.04$2.02$840.71$596.36$793.15
132$840.71$4.03$2.03$838.69$600.39$799.20
133$838.69$4.02$2.04$836.65$604.41$805.26
134$836.65$4.01$2.05$834.60$608.42$811.31
135$834.60$4.00$2.06$832.55$612.42$817.37
136$832.55$3.99$2.07$830.48$616.40$823.42
137$830.48$3.98$2.08$828.41$620.38$829.48
138$828.41$3.97$2.09$826.32$624.35$835.53
139$826.32$3.96$2.10$824.23$628.31$841.59
140$824.23$3.95$2.11$822.12$632.26$847.64
141$822.12$3.94$2.12$820.01$636.20$853.69
142$820.01$3.93$2.13$817.88$640.13$859.75
143$817.88$3.92$2.14$815.75$644.05$865.80
144$815.75$3.91$2.15$813.60$647.96$871.86
145$813.60$3.90$2.16$811.44$651.86$877.91
146$811.44$3.89$2.17$809.28$655.75$883.97
147$809.28$3.88$2.18$807.10$659.62$890.02
148$807.10$3.87$2.19$804.91$663.49$896.08
149$804.91$3.86$2.20$802.72$667.35$902.13
150$802.72$3.85$2.21$800.51$671.19$908.19
151$800.51$3.84$2.22$798.29$675.03$914.24
152$798.29$3.83$2.23$796.06$678.85$920.29
153$796.06$3.81$2.24$793.82$682.67$926.35
154$793.82$3.80$2.25$791.57$686.47$932.40
155$791.57$3.79$2.26$789.31$690.27$938.46
156$789.31$3.78$2.27$787.04$694.05$944.51
157$787.04$3.77$2.28$784.75$697.82$950.57
158$784.75$3.76$2.29$782.46$701.58$956.62
159$782.46$3.75$2.31$780.15$705.33$962.68
160$780.15$3.74$2.32$777.84$709.07$968.73
161$777.84$3.73$2.33$775.51$712.79$974.79
162$775.51$3.72$2.34$773.17$716.51$980.84
163$773.17$3.70$2.35$770.82$720.21$986.89
164$770.82$3.69$2.36$768.46$723.91$992.95
165$768.46$3.68$2.37$766.09$727.59$999.00
166$766.09$3.67$2.38$763.70$731.26$1,005.06
167$763.70$3.66$2.40$761.31$734.92$1,011.11
168$761.31$3.65$2.41$758.90$738.57$1,017.17
169$758.90$3.64$2.42$756.48$742.20$1,023.22
170$756.48$3.62$2.43$754.05$745.83$1,029.28
171$754.05$3.61$2.44$751.61$749.44$1,035.33
172$751.61$3.60$2.45$749.16$753.04$1,041.39
173$749.16$3.59$2.46$746.69$756.63$1,047.44
174$746.69$3.58$2.48$744.22$760.21$1,053.49
175$744.22$3.57$2.49$741.73$763.78$1,059.55
176$741.73$3.55$2.50$739.23$767.33$1,065.60
177$739.23$3.54$2.51$736.72$770.87$1,071.66
178$736.72$3.53$2.52$734.19$774.40$1,077.71
179$734.19$3.52$2.54$731.65$777.92$1,083.77
180$731.65$3.51$2.55$729.11$781.43$1,089.82
181$729.11$3.49$2.56$726.54$784.92$1,095.88
182$726.54$3.48$2.57$723.97$788.40$1,101.93
183$723.97$3.47$2.59$721.39$791.87$1,107.99
184$721.39$3.46$2.60$718.79$795.33$1,114.04
185$718.79$3.44$2.61$716.18$798.77$1,120.10
186$716.18$3.43$2.62$713.55$802.20$1,126.15
187$713.55$3.42$2.64$710.92$805.62$1,132.20
188$710.92$3.41$2.65$708.27$809.03$1,138.26
189$708.27$3.39$2.66$705.61$812.42$1,144.31
190$705.61$3.38$2.67$702.94$815.81$1,150.37
191$702.94$3.37$2.69$700.25$819.17$1,156.42
192$700.25$3.36$2.70$697.55$822.53$1,162.48
193$697.55$3.34$2.71$694.84$825.87$1,168.53
194$694.84$3.33$2.73$692.11$829.20$1,174.59
195$692.11$3.32$2.74$689.38$832.52$1,180.64
196$689.38$3.30$2.75$686.62$835.82$1,186.70
197$686.62$3.29$2.76$683.86$839.11$1,192.75
198$683.86$3.28$2.78$681.08$842.39$1,198.80
199$681.08$3.26$2.79$678.29$845.65$1,204.86
200$678.29$3.25$2.80$675.49$848.90$1,210.91
201$675.49$3.24$2.82$672.67$852.14$1,216.97
202$672.67$3.22$2.83$669.84$855.36$1,223.02
203$669.84$3.21$2.84$666.99$858.57$1,229.08
204$666.99$3.20$2.86$664.13$861.77$1,235.13
205$664.13$3.18$2.87$661.26$864.95$1,241.19
206$661.26$3.17$2.89$658.38$868.12$1,247.24
207$658.38$3.15$2.90$655.48$871.27$1,253.30
208$655.48$3.14$2.91$652.56$874.41$1,259.35
209$652.56$3.13$2.93$649.63$877.54$1,265.40
210$649.63$3.11$2.94$646.69$880.65$1,271.46
211$646.69$3.10$2.96$643.74$883.75$1,277.51
212$643.74$3.08$2.97$640.77$886.84$1,283.57
213$640.77$3.07$2.98$637.78$889.91$1,289.62
214$637.78$3.06$3.00$634.78$892.96$1,295.68
215$634.78$3.04$3.01$631.77$896.00$1,301.73
216$631.77$3.03$3.03$628.74$899.03$1,307.79
217$628.74$3.01$3.04$625.70$902.04$1,313.84
218$625.70$3.00$3.06$622.65$905.04$1,319.90
219$622.65$2.98$3.07$619.58$908.03$1,325.95
220$619.58$2.97$3.09$616.49$910.99$1,332.01
221$616.49$2.95$3.10$613.39$913.95$1,338.06
222$613.39$2.94$3.12$610.27$916.89$1,344.11
223$610.27$2.92$3.13$607.14$919.81$1,350.17
224$607.14$2.91$3.15$604.00$922.72$1,356.22
225$604.00$2.89$3.16$600.84$925.62$1,362.28
226$600.84$2.88$3.18$597.66$928.49$1,368.33
227$597.66$2.86$3.19$594.47$931.36$1,374.39
228$594.47$2.85$3.21$591.26$934.21$1,380.44
229$591.26$2.83$3.22$588.04$937.04$1,386.50
230$588.04$2.82$3.24$584.81$939.86$1,392.55
231$584.81$2.80$3.25$581.55$942.66$1,398.61
232$581.55$2.79$3.27$578.29$945.45$1,404.66
233$578.29$2.77$3.28$575.00$948.22$1,410.71
234$575.00$2.76$3.30$571.70$950.97$1,416.77
235$571.70$2.74$3.32$568.39$953.71$1,422.82
236$568.39$2.72$3.33$565.06$956.44$1,428.88
237$565.06$2.71$3.35$561.71$959.14$1,434.93
238$561.71$2.69$3.36$558.35$961.83$1,440.99
239$558.35$2.68$3.38$554.97$964.51$1,447.04
240$554.97$2.66$3.40$551.57$967.17$1,453.10
241$551.57$2.64$3.41$548.16$969.81$1,459.15
242$548.16$2.63$3.43$544.73$972.44$1,465.21
243$544.73$2.61$3.44$541.29$975.05$1,471.26
244$541.29$2.59$3.46$537.83$977.64$1,477.31
245$537.83$2.58$3.48$534.35$980.22$1,483.37
246$534.35$2.56$3.49$530.86$982.78$1,489.42
247$530.86$2.54$3.51$527.35$985.32$1,495.48
248$527.35$2.53$3.53$523.82$987.85$1,501.53
249$523.82$2.51$3.54$520.27$990.36$1,507.59
250$520.27$2.49$3.56$516.71$992.85$1,513.64
251$516.71$2.48$3.58$513.13$995.33$1,519.70
252$513.13$2.46$3.60$509.54$997.79$1,525.75
253$509.54$2.44$3.61$505.92$1,000.23$1,531.81
254$505.92$2.42$3.63$502.29$1,002.65$1,537.86
255$502.29$2.41$3.65$498.65$1,005.06$1,543.91
256$498.65$2.39$3.67$494.98$1,007.45$1,549.97
257$494.98$2.37$3.68$491.30$1,009.82$1,556.02
258$491.30$2.35$3.70$487.60$1,012.18$1,562.08
259$487.60$2.34$3.72$483.88$1,014.51$1,568.13
260$483.88$2.32$3.74$480.14$1,016.83$1,574.19
261$480.14$2.30$3.75$476.39$1,019.13$1,580.24
262$476.39$2.28$3.77$472.62$1,021.41$1,586.30
263$472.62$2.26$3.79$468.83$1,023.68$1,592.35
264$468.83$2.25$3.81$465.02$1,025.93$1,598.41
265$465.02$2.23$3.83$461.19$1,028.15$1,604.46
266$461.19$2.21$3.84$457.35$1,030.36$1,610.52
267$457.35$2.19$3.86$453.49$1,032.55$1,616.57
268$453.49$2.17$3.88$449.60$1,034.73$1,622.62
269$449.60$2.15$3.90$445.70$1,036.88$1,628.68
270$445.70$2.14$3.92$441.78$1,039.02$1,634.73
271$441.78$2.12$3.94$437.85$1,041.13$1,640.79
272$437.85$2.10$3.96$433.89$1,043.23$1,646.84
273$433.89$2.08$3.98$429.91$1,045.31$1,652.90
274$429.91$2.06$3.99$425.92$1,047.37$1,658.95
275$425.92$2.04$4.01$421.91$1,049.41$1,665.01
276$421.91$2.02$4.03$417.87$1,051.43$1,671.06
277$417.87$2.00$4.05$413.82$1,053.44$1,677.12
278$413.82$1.98$4.07$409.75$1,055.42$1,683.17
279$409.75$1.96$4.09$405.66$1,057.38$1,689.22
280$405.66$1.94$4.11$401.55$1,059.33$1,695.28
281$401.55$1.92$4.13$397.42$1,061.25$1,701.33
282$397.42$1.90$4.15$393.27$1,063.16$1,707.39
283$393.27$1.88$4.17$389.10$1,065.04$1,713.44
284$389.10$1.86$4.19$384.91$1,066.90$1,719.50
285$384.91$1.84$4.21$380.70$1,068.75$1,725.55
286$380.70$1.82$4.23$376.47$1,070.57$1,731.61
287$376.47$1.80$4.25$372.22$1,072.38$1,737.66
288$372.22$1.78$4.27$367.94$1,074.16$1,743.72
289$367.94$1.76$4.29$363.65$1,075.92$1,749.77
290$363.65$1.74$4.31$359.34$1,077.67$1,755.82
291$359.34$1.72$4.33$355.01$1,079.39$1,761.88
292$355.01$1.70$4.35$350.65$1,081.09$1,767.93
293$350.65$1.68$4.37$346.28$1,082.77$1,773.99
294$346.28$1.66$4.40$341.88$1,084.43$1,780.04
295$341.88$1.64$4.42$337.47$1,086.07$1,786.10
296$337.47$1.62$4.44$333.03$1,087.68$1,792.15
297$333.03$1.60$4.46$328.57$1,089.28$1,798.21
298$328.57$1.57$4.48$324.09$1,090.85$1,804.26
299$324.09$1.55$4.50$319.59$1,092.41$1,810.32
300$319.59$1.53$4.52$315.07$1,093.94$1,816.37
301$315.07$1.51$4.54$310.52$1,095.45$1,822.43
302$310.52$1.49$4.57$305.96$1,096.94$1,828.48
303$305.96$1.47$4.59$301.37$1,098.40$1,834.53
304$301.37$1.44$4.61$296.76$1,099.85$1,840.59
305$296.76$1.42$4.63$292.12$1,101.27$1,846.64
306$292.12$1.40$4.65$287.47$1,102.67$1,852.70
307$287.47$1.38$4.68$282.79$1,104.04$1,858.75
308$282.79$1.36$4.70$278.09$1,105.40$1,864.81
309$278.09$1.33$4.72$273.37$1,106.73$1,870.86
310$273.37$1.31$4.74$268.63$1,108.04$1,876.92
311$268.63$1.29$4.77$263.86$1,109.33$1,882.97
312$263.86$1.26$4.79$259.07$1,110.59$1,889.03
313$259.07$1.24$4.81$254.25$1,111.83$1,895.08
314$254.25$1.22$4.84$249.42$1,113.05$1,901.13
315$249.42$1.20$4.86$244.56$1,114.25$1,907.19
316$244.56$1.17$4.88$239.68$1,115.42$1,913.24
317$239.68$1.15$4.91$234.77$1,116.57$1,919.30
318$234.77$1.12$4.93$229.84$1,117.69$1,925.35
319$229.84$1.10$4.95$224.89$1,118.79$1,931.41
320$224.89$1.08$4.98$219.91$1,119.87$1,937.46
321$219.91$1.05$5.00$214.91$1,120.93$1,943.52
322$214.91$1.03$5.02$209.88$1,121.96$1,949.57
323$209.88$1.01$5.05$204.84$1,122.96$1,955.63
324$204.84$0.98$5.07$199.76$1,123.94$1,961.68
325$199.76$0.96$5.10$194.67$1,124.90$1,967.73
326$194.67$0.93$5.12$189.54$1,125.83$1,973.79
327$189.54$0.91$5.15$184.40$1,126.74$1,979.84
328$184.40$0.88$5.17$179.23$1,127.62$1,985.90
329$179.23$0.86$5.20$174.03$1,128.48$1,991.95
330$174.03$0.83$5.22$168.81$1,129.32$1,998.01
331$168.81$0.81$5.25$163.56$1,130.13$2,004.06
332$163.56$0.78$5.27$158.29$1,130.91$2,010.12
333$158.29$0.76$5.30$153.00$1,131.67$2,016.17
334$153.00$0.73$5.32$147.68$1,132.40$2,022.23
335$147.68$0.71$5.35$142.33$1,133.11$2,028.28
336$142.33$0.68$5.37$136.96$1,133.79$2,034.33
337$136.96$0.66$5.40$131.56$1,134.45$2,040.39
338$131.56$0.63$5.42$126.13$1,135.08$2,046.44
339$126.13$0.60$5.45$120.68$1,135.68$2,052.50
340$120.68$0.58$5.48$115.21$1,136.26$2,058.55
341$115.21$0.55$5.50$109.70$1,136.81$2,064.61
342$109.70$0.53$5.53$104.18$1,137.34$2,070.66
343$104.18$0.50$5.56$98.62$1,137.84$2,076.72
344$98.62$0.47$5.58$93.04$1,138.31$2,082.77
345$93.04$0.45$5.61$87.43$1,138.76$2,088.83
346$87.43$0.42$5.64$81.79$1,139.17$2,094.88
347$81.79$0.39$5.66$76.13$1,139.57$2,100.94
348$76.13$0.36$5.69$70.44$1,139.93$2,106.99
349$70.44$0.34$5.72$64.72$1,140.27$2,113.04
350$64.72$0.31$5.74$58.98$1,140.58$2,119.10
351$58.98$0.28$5.77$53.21$1,140.86$2,125.15
352$53.21$0.25$5.80$47.41$1,141.12$2,131.21
353$47.41$0.23$5.83$41.58$1,141.34$2,137.26
354$41.58$0.20$5.86$35.73$1,141.54$2,143.32
355$35.73$0.17$5.88$29.84$1,141.71$2,149.37
356$29.84$0.14$5.91$23.93$1,141.86$2,155.43
357$23.93$0.11$5.94$17.99$1,141.97$2,161.48
358$17.99$0.09$5.97$12.02$1,142.06$2,167.54
359$12.02$0.06$6.00$6.03$1,142.12$2,173.59
360$6.03$0.03$6.03$0.00$1,142.14$2,179.64