Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 5.78  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
5.78
4.63
1.15
1,031.85
2
5.78
4.62
1.16
1,030.69
3
5.78
4.62
1.16
1,029.53
4
5.78
4.61
1.17
1,028.36
5
5.78
4.61
1.17
1,027.18
6
5.78
4.60
1.18
1,026.00
7
5.78
4.60
1.18
1,024.82
8
5.78
4.59
1.19
1,023.63
9
5.78
4.59
1.19
1,022.43
10
5.78
4.58
1.20
1,021.23
11
5.78
4.57
1.21
1,020.03
12
5.78
4.57
1.21
1,018.82
13
5.78
4.56
1.22
1,017.60
14
5.78
4.56
1.22
1,016.38
15
5.78
4.55
1.23
1,015.15
16
5.78
4.55
1.23
1,013.92
17
5.78
4.54
1.24
1,012.68
18
5.78
4.54
1.24
1,011.44
19
5.78
4.53
1.25
1,010.19
20
5.78
4.52
1.26
1,008.93
21
5.78
4.52
1.26
1,007.67
22
5.78
4.51
1.27
1,006.40
23
5.78
4.51
1.27
1,005.13
24
5.78
4.50
1.28
1,003.85
25
5.78
4.50
1.28
1,002.57
26
5.78
4.49
1.29
1,001.28
27
5.78
4.48
1.30
999.99
28
5.78
4.48
1.30
998.69
29
5.78
4.47
1.31
997.38
30
5.78
4.47
1.31
996.07
31
5.78
4.46
1.32
994.75
32
5.78
4.46
1.32
993.42
33
5.78
4.45
1.33
992.09
34
5.78
4.44
1.34
990.76
35
5.78
4.44
1.34
989.41
36
5.78
4.43
1.35
988.07
37
5.78
4.43
1.35
986.71
38
5.78
4.42
1.36
985.35
39
5.78
4.41
1.37
983.99
40
5.78
4.41
1.37
982.61
41
5.78
4.40
1.38
981.23
42
5.78
4.40
1.38
979.85
43
5.78
4.39
1.39
978.46
44
5.78
4.38
1.40
977.06
45
5.78
4.38
1.40
975.66
46
5.78
4.37
1.41
974.25
47
5.78
4.36
1.42
972.83
48
5.78
4.36
1.42
971.41
49
5.78
4.35
1.43
969.98
50
5.78
4.34
1.44
968.54
51
5.78
4.34
1.44
967.10
52
5.78
4.33
1.45
965.65
53
5.78
4.33
1.45
964.20
54
5.78
4.32
1.46
962.74
55
5.78
4.31
1.47
961.27
56
5.78
4.31
1.47
959.80
57
5.78
4.30
1.48
958.32
58
5.78
4.29
1.49
956.83
59
5.78
4.29
1.49
955.33
60
5.78
4.28
1.50
953.83
61
5.78
4.27
1.51
952.33
62
5.78
4.27
1.51
950.81
63
5.78
4.26
1.52
949.29
64
5.78
4.25
1.53
947.76
65
5.78
4.25
1.53
946.23
66
5.78
4.24
1.54
944.69
67
5.78
4.23
1.55
943.14
68
5.78
4.22
1.56
941.58
69
5.78
4.22
1.56
940.02
70
5.78
4.21
1.57
938.45
71
5.78
4.20
1.58
936.87
72
5.78
4.20
1.58
935.29
73
5.78
4.19
1.59
933.70
74
5.78
4.18
1.60
932.10
75
5.78
4.18
1.60
930.50
76
5.78
4.17
1.61
928.88
77
5.78
4.16
1.62
927.26
78
5.78
4.15
1.63
925.64
79
5.78
4.15
1.63
924.00
80
5.78
4.14
1.64
922.36
81
5.78
4.13
1.65
920.71
82
5.78
4.12
1.66
919.06
83
5.78
4.12
1.66
917.39
84
5.78
4.11
1.67
915.72
85
5.78
4.10
1.68
914.04
86
5.78
4.09
1.69
912.36
87
5.78
4.09
1.69
910.67
88
5.78
4.08
1.70
908.96
89
5.78
4.07
1.71
907.26
90
5.78
4.06
1.72
905.54
91
5.78
4.06
1.72
903.82
92
5.78
4.05
1.73
902.08
93
5.78
4.04
1.74
900.34
94
5.78
4.03
1.75
898.60
95
5.78
4.02
1.76
896.84
96
5.78
4.02
1.76
895.08
97
5.78
4.01
1.77
893.31
98
5.78
4.00
1.78
891.53
99
5.78
3.99
1.79
889.74
100
5.78
3.99
1.79
887.95
101
5.78
3.98
1.80
886.15
102
5.78
3.97
1.81
884.34
103
5.78
3.96
1.82
882.52
104
5.78
3.95
1.83
880.69
105
5.78
3.94
1.84
878.85
106
5.78
3.94
1.84
877.01
107
5.78
3.93
1.85
875.16
108
5.78
3.92
1.86
873.30
109
5.78
3.91
1.87
871.43
110
5.78
3.90
1.88
869.55
111
5.78
3.89
1.89
867.67
112
5.78
3.89
1.89
865.78
113
5.78
3.88
1.90
863.87
114
5.78
3.87
1.91
861.96
115
5.78
3.86
1.92
860.04
116
5.78
3.85
1.93
858.12
117
5.78
3.84
1.94
856.18
118
5.78
3.83
1.95
854.23
119
5.78
3.83
1.95
852.28
120
5.78
3.82
1.96
850.32
121
5.78
3.81
1.97
848.35
122
5.78
3.80
1.98
846.37
123
5.78
3.79
1.99
844.38
124
5.78
3.78
2.00
842.38
125
5.78
3.77
2.01
840.37
126
5.78
3.76
2.02
838.36
127
5.78
3.76
2.02
836.33
128
5.78
3.75
2.03
834.30
129
5.78
3.74
2.04
832.26
130
5.78
3.73
2.05
830.20
131
5.78
3.72
2.06
828.14
132
5.78
3.71
2.07
826.07
133
5.78
3.70
2.08
823.99
134
5.78
3.69
2.09
821.90
135
5.78
3.68
2.10
819.80
136
5.78
3.67
2.11
817.70
137
5.78
3.66
2.12
815.58
138
5.78
3.65
2.13
813.45
139
5.78
3.64
2.14
811.31
140
5.78
3.63
2.15
809.17
141
5.78
3.62
2.16
807.01
142
5.78
3.61
2.17
804.85
143
5.78
3.61
2.17
802.67
144
5.78
3.60
2.18
800.49
145
5.78
3.59
2.19
798.29
146
5.78
3.58
2.20
796.09
147
5.78
3.57
2.21
793.88
148
5.78
3.56
2.22
791.65
149
5.78
3.55
2.23
789.42
150
5.78
3.54
2.24
787.17
151
5.78
3.53
2.25
784.92
152
5.78
3.52
2.26
782.65
153
5.78
3.51
2.27
780.38
154
5.78
3.50
2.28
778.10
155
5.78
3.49
2.29
775.80
156
5.78
3.47
2.31
773.50
157
5.78
3.46
2.32
771.18
158
5.78
3.45
2.33
768.85
159
5.78
3.44
2.34
766.52
160
5.78
3.43
2.35
764.17
161
5.78
3.42
2.36
761.81
162
5.78
3.41
2.37
759.45
163
5.78
3.40
2.38
757.07
164
5.78
3.39
2.39
754.68
165
5.78
3.38
2.40
752.28
166
5.78
3.37
2.41
749.87
167
5.78
3.36
2.42
747.45
168
5.78
3.35
2.43
745.02
169
5.78
3.34
2.44
742.57
170
5.78
3.33
2.45
740.12
171
5.78
3.32
2.46
737.65
172
5.78
3.30
2.48
735.18
173
5.78
3.29
2.49
732.69
174
5.78
3.28
2.50
730.19
175
5.78
3.27
2.51
727.68
176
5.78
3.26
2.52
725.16
177
5.78
3.25
2.53
722.63
178
5.78
3.24
2.54
720.09
179
5.78
3.23
2.55
717.53
180
5.78
3.21
2.57
714.97
181
5.78
3.20
2.58
712.39
182
5.78
3.19
2.59
709.80
183
5.78
3.18
2.60
707.20
184
5.78
3.17
2.61
704.59
185
5.78
3.16
2.62
701.96
186
5.78
3.14
2.64
699.33
187
5.78
3.13
2.65
696.68
188
5.78
3.12
2.66
694.02
189
5.78
3.11
2.67
691.35
190
5.78
3.10
2.68
688.67
191
5.78
3.08
2.70
685.97
192
5.78
3.07
2.71
683.26
193
5.78
3.06
2.72
680.54
194
5.78
3.05
2.73
677.81
195
5.78
3.04
2.74
675.07
196
5.78
3.02
2.76
672.31
197
5.78
3.01
2.77
669.54
198
5.78
3.00
2.78
666.76
199
5.78
2.99
2.79
663.97
200
5.78
2.97
2.81
661.16
201
5.78
2.96
2.82
658.35
202
5.78
2.95
2.83
655.51
203
5.78
2.94
2.84
652.67
204
5.78
2.92
2.86
649.81
205
5.78
2.91
2.87
646.94
206
5.78
2.90
2.88
644.06
207
5.78
2.88
2.90
641.17
208
5.78
2.87
2.91
638.26
209
5.78
2.86
2.92
635.34
210
5.78
2.85
2.93
632.40
211
5.78
2.83
2.95
629.46
212
5.78
2.82
2.96
626.50
213
5.78
2.81
2.97
623.52
214
5.78
2.79
2.99
620.53
215
5.78
2.78
3.00
617.53
216
5.78
2.77
3.01
614.52
217
5.78
2.75
3.03
611.49
218
5.78
2.74
3.04
608.45
219
5.78
2.73
3.05
605.40
220
5.78
2.71
3.07
602.33
221
5.78
2.70
3.08
599.25
222
5.78
2.68
3.10
596.15
223
5.78
2.67
3.11
593.04
224
5.78
2.66
3.12
589.92
225
5.78
2.64
3.14
586.78
226
5.78
2.63
3.15
583.63
227
5.78
2.61
3.17
580.46
228
5.78
2.60
3.18
577.28
229
5.78
2.59
3.19
574.09
230
5.78
2.57
3.21
570.88
231
5.78
2.56
3.22
567.66
232
5.78
2.54
3.24
564.42
233
5.78
2.53
3.25
561.17
234
5.78
2.51
3.27
557.90
235
5.78
2.50
3.28
554.62
236
5.78
2.48
3.30
551.32
237
5.78
2.47
3.31
548.01
238
5.78
2.45
3.33
544.69
239
5.78
2.44
3.34
541.35
240
5.78
2.42
3.36
537.99
241
5.78
2.41
3.37
534.62
242
5.78
2.39
3.39
531.24
243
5.78
2.38
3.40
527.84
244
5.78
2.36
3.42
524.42
245
5.78
2.35
3.43
520.99
246
5.78
2.33
3.45
517.54
247
5.78
2.32
3.46
514.08
248
5.78
2.30
3.48
510.60
249
5.78
2.29
3.49
507.11
250
5.78
2.27
3.51
503.60
251
5.78
2.26
3.52
500.08
252
5.78
2.24
3.54
496.54
253
5.78
2.22
3.56
492.98
254
5.78
2.21
3.57
489.41
255
5.78
2.19
3.59
485.82
256
5.78
2.18
3.60
482.22
257
5.78
2.16
3.62
478.60
258
5.78
2.14
3.64
474.96
259
5.78
2.13
3.65
471.31
260
5.78
2.11
3.67
467.64
261
5.78
2.09
3.69
463.96
262
5.78
2.08
3.70
460.25
263
5.78
2.06
3.72
456.53
264
5.78
2.04
3.74
452.80
265
5.78
2.03
3.75
449.05
266
5.78
2.01
3.77
445.28
267
5.78
1.99
3.79
441.49
268
5.78
1.98
3.80
437.69
269
5.78
1.96
3.82
433.87
270
5.78
1.94
3.84
430.04
271
5.78
1.93
3.85
426.18
272
5.78
1.91
3.87
422.31
273
5.78
1.89
3.89
418.42
274
5.78
1.87
3.91
414.52
275
5.78
1.86
3.92
410.59
276
5.78
1.84
3.94
406.65
277
5.78
1.82
3.96
402.69
278
5.78
1.80
3.98
398.72
279
5.78
1.79
3.99
394.72
280
5.78
1.77
4.01
390.71
281
5.78
1.75
4.03
386.68
282
5.78
1.73
4.05
382.63
283
5.78
1.71
4.07
378.57
284
5.78
1.70
4.08
374.48
285
5.78
1.68
4.10
370.38
286
5.78
1.66
4.12
366.26
287
5.78
1.64
4.14
362.12
288
5.78
1.62
4.16
357.96
289
5.78
1.60
4.18
353.78
290
5.78
1.58
4.20
349.59
291
5.78
1.57
4.21
345.38
292
5.78
1.55
4.23
341.14
293
5.78
1.53
4.25
336.89
294
5.78
1.51
4.27
332.62
295
5.78
1.49
4.29
328.33
296
5.78
1.47
4.31
324.02
297
5.78
1.45
4.33
319.69
298
5.78
1.43
4.35
315.34
299
5.78
1.41
4.37
310.98
300
5.78
1.39
4.39
306.59
301
5.78
1.37
4.41
302.18
302
5.78
1.35
4.43
297.76
303
5.78
1.33
4.45
293.31
304
5.78
1.31
4.47
288.84
305
5.78
1.29
4.49
284.36
306
5.78
1.27
4.51
279.85
307
5.78
1.25
4.53
275.32
308
5.78
1.23
4.55
270.78
309
5.78
1.21
4.57
266.21
310
5.78
1.19
4.59
261.62
311
5.78
1.17
4.61
257.01
312
5.78
1.15
4.63
252.39
313
5.78
1.13
4.65
247.74
314
5.78
1.11
4.67
243.07
315
5.78
1.09
4.69
238.37
316
5.78
1.07
4.71
233.66
317
5.78
1.05
4.73
228.93
318
5.78
1.03
4.75
224.17
319
5.78
1.00
4.78
219.40
320
5.78
0.98
4.80
214.60
321
5.78
0.96
4.82
209.78
322
5.78
0.94
4.84
204.94
323
5.78
0.92
4.86
200.08
324
5.78
0.90
4.88
195.20
325
5.78
0.87
4.91
190.29
326
5.78
0.85
4.93
185.36
327
5.78
0.83
4.95
180.41
328
5.78
0.81
4.97
175.44
329
5.78
0.79
4.99
170.45
330
5.78
0.76
5.02
165.43
331
5.78
0.74
5.04
160.39
332
5.78
0.72
5.06
155.33
333
5.78
0.70
5.08
150.25
334
5.78
0.67
5.11
145.14
335
5.78
0.65
5.13
140.01
336
5.78
0.63
5.15
134.86
337
5.78
0.60
5.18
129.68
338
5.78
0.58
5.20
124.48
339
5.78
0.56
5.22
119.26
340
5.78
0.53
5.25
114.01
341
5.78
0.51
5.27
108.74
342
5.78
0.49
5.29
103.45
343
5.78
0.46
5.32
98.13
344
5.78
0.44
5.34
92.79
345
5.78
0.42
5.36
87.43
346
5.78
0.39
5.39
82.04
347
5.78
0.37
5.41
76.63
348
5.78
0.34
5.44
71.19
349
5.78
0.32
5.46
65.73
350
5.78
0.29
5.49
60.24
351
5.78
0.27
5.51
54.73
352
5.78
0.25
5.53
49.20
353
5.78
0.22
5.56
43.64
354
5.78
0.20
5.58
38.05
355
5.78
0.17
5.61
32.45
356
5.78
0.15
5.63
26.81
357
5.78
0.12
5.66
21.15
358
5.78
0.09
5.69
15.47
359
5.78
0.07
5.71
9.75
360
5.78
0.04
5.74
4.02
361
4.04
0.02
4.02
0.00
Totals
2,084.84
1,051.84
1,033.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044