Mortgage Calculator

Payment Calculation Table

Loan Principal Amount $  
Annual Interest Rate (%)     %
Number of Payments    
Monthly Payment (Principal & Interest) $ 5.40  
 

Instructions

Enter mortgage loan data into the table above to calculate your monthly payment and produce an amortization table with principal, interest, and remaining balance information for each payment. To enter new amounts, type them into the table and press the "Update" button.

Amortization Schedule

#
PAYMENT
INTEREST
PRINCIPAL
BALANCE
1
5.40
4.14
1.26
1,018.74
2
5.40
4.14
1.26
1,017.48
3
5.40
4.13
1.27
1,016.22
4
5.40
4.13
1.27
1,014.94
5
5.40
4.12
1.28
1,013.67
6
5.40
4.12
1.28
1,012.39
7
5.40
4.11
1.29
1,011.10
8
5.40
4.11
1.29
1,009.81
9
5.40
4.10
1.30
1,008.51
10
5.40
4.10
1.30
1,007.21
11
5.40
4.09
1.31
1,005.90
12
5.40
4.09
1.31
1,004.58
13
5.40
4.08
1.32
1,003.26
14
5.40
4.08
1.32
1,001.94
15
5.40
4.07
1.33
1,000.61
16
5.40
4.06
1.34
999.28
17
5.40
4.06
1.34
997.94
18
5.40
4.05
1.35
996.59
19
5.40
4.05
1.35
995.24
20
5.40
4.04
1.36
993.88
21
5.40
4.04
1.36
992.52
22
5.40
4.03
1.37
991.15
23
5.40
4.03
1.37
989.78
24
5.40
4.02
1.38
988.40
25
5.40
4.02
1.38
987.01
26
5.40
4.01
1.39
985.62
27
5.40
4.00
1.40
984.23
28
5.40
4.00
1.40
982.83
29
5.40
3.99
1.41
981.42
30
5.40
3.99
1.41
980.01
31
5.40
3.98
1.42
978.59
32
5.40
3.98
1.42
977.16
33
5.40
3.97
1.43
975.73
34
5.40
3.96
1.44
974.30
35
5.40
3.96
1.44
972.85
36
5.40
3.95
1.45
971.41
37
5.40
3.95
1.45
969.95
38
5.40
3.94
1.46
968.49
39
5.40
3.93
1.47
967.03
40
5.40
3.93
1.47
965.56
41
5.40
3.92
1.48
964.08
42
5.40
3.92
1.48
962.60
43
5.40
3.91
1.49
961.11
44
5.40
3.90
1.50
959.61
45
5.40
3.90
1.50
958.11
46
5.40
3.89
1.51
956.60
47
5.40
3.89
1.51
955.09
48
5.40
3.88
1.52
953.57
49
5.40
3.87
1.53
952.04
50
5.40
3.87
1.53
950.51
51
5.40
3.86
1.54
948.97
52
5.40
3.86
1.54
947.43
53
5.40
3.85
1.55
945.87
54
5.40
3.84
1.56
944.32
55
5.40
3.84
1.56
942.75
56
5.40
3.83
1.57
941.18
57
5.40
3.82
1.58
939.61
58
5.40
3.82
1.58
938.02
59
5.40
3.81
1.59
936.44
60
5.40
3.80
1.60
934.84
61
5.40
3.80
1.60
933.24
62
5.40
3.79
1.61
931.63
63
5.40
3.78
1.62
930.01
64
5.40
3.78
1.62
928.39
65
5.40
3.77
1.63
926.76
66
5.40
3.76
1.64
925.13
67
5.40
3.76
1.64
923.49
68
5.40
3.75
1.65
921.84
69
5.40
3.74
1.66
920.18
70
5.40
3.74
1.66
918.52
71
5.40
3.73
1.67
916.85
72
5.40
3.72
1.68
915.18
73
5.40
3.72
1.68
913.50
74
5.40
3.71
1.69
911.81
75
5.40
3.70
1.70
910.11
76
5.40
3.70
1.70
908.41
77
5.40
3.69
1.71
906.70
78
5.40
3.68
1.72
904.98
79
5.40
3.68
1.72
903.26
80
5.40
3.67
1.73
901.53
81
5.40
3.66
1.74
899.79
82
5.40
3.66
1.74
898.05
83
5.40
3.65
1.75
896.29
84
5.40
3.64
1.76
894.53
85
5.40
3.63
1.77
892.77
86
5.40
3.63
1.77
891.00
87
5.40
3.62
1.78
889.22
88
5.40
3.61
1.79
887.43
89
5.40
3.61
1.79
885.63
90
5.40
3.60
1.80
883.83
91
5.40
3.59
1.81
882.02
92
5.40
3.58
1.82
880.20
93
5.40
3.58
1.82
878.38
94
5.40
3.57
1.83
876.55
95
5.40
3.56
1.84
874.71
96
5.40
3.55
1.85
872.86
97
5.40
3.55
1.85
871.01
98
5.40
3.54
1.86
869.15
99
5.40
3.53
1.87
867.28
100
5.40
3.52
1.88
865.40
101
5.40
3.52
1.88
863.52
102
5.40
3.51
1.89
861.63
103
5.40
3.50
1.90
859.73
104
5.40
3.49
1.91
857.82
105
5.40
3.48
1.92
855.90
106
5.40
3.48
1.92
853.98
107
5.40
3.47
1.93
852.05
108
5.40
3.46
1.94
850.11
109
5.40
3.45
1.95
848.17
110
5.40
3.45
1.95
846.21
111
5.40
3.44
1.96
844.25
112
5.40
3.43
1.97
842.28
113
5.40
3.42
1.98
840.30
114
5.40
3.41
1.99
838.31
115
5.40
3.41
1.99
836.32
116
5.40
3.40
2.00
834.32
117
5.40
3.39
2.01
832.31
118
5.40
3.38
2.02
830.29
119
5.40
3.37
2.03
828.26
120
5.40
3.36
2.04
826.23
121
5.40
3.36
2.04
824.18
122
5.40
3.35
2.05
822.13
123
5.40
3.34
2.06
820.07
124
5.40
3.33
2.07
818.00
125
5.40
3.32
2.08
815.93
126
5.40
3.31
2.09
813.84
127
5.40
3.31
2.09
811.75
128
5.40
3.30
2.10
809.64
129
5.40
3.29
2.11
807.53
130
5.40
3.28
2.12
805.41
131
5.40
3.27
2.13
803.29
132
5.40
3.26
2.14
801.15
133
5.40
3.25
2.15
799.00
134
5.40
3.25
2.15
796.85
135
5.40
3.24
2.16
794.69
136
5.40
3.23
2.17
792.52
137
5.40
3.22
2.18
790.33
138
5.40
3.21
2.19
788.15
139
5.40
3.20
2.20
785.95
140
5.40
3.19
2.21
783.74
141
5.40
3.18
2.22
781.52
142
5.40
3.17
2.23
779.30
143
5.40
3.17
2.23
777.06
144
5.40
3.16
2.24
774.82
145
5.40
3.15
2.25
772.57
146
5.40
3.14
2.26
770.31
147
5.40
3.13
2.27
768.04
148
5.40
3.12
2.28
765.76
149
5.40
3.11
2.29
763.47
150
5.40
3.10
2.30
761.17
151
5.40
3.09
2.31
758.86
152
5.40
3.08
2.32
756.55
153
5.40
3.07
2.33
754.22
154
5.40
3.06
2.34
751.88
155
5.40
3.05
2.35
749.54
156
5.40
3.04
2.36
747.18
157
5.40
3.04
2.36
744.82
158
5.40
3.03
2.37
742.44
159
5.40
3.02
2.38
740.06
160
5.40
3.01
2.39
737.67
161
5.40
3.00
2.40
735.26
162
5.40
2.99
2.41
732.85
163
5.40
2.98
2.42
730.43
164
5.40
2.97
2.43
727.99
165
5.40
2.96
2.44
725.55
166
5.40
2.95
2.45
723.10
167
5.40
2.94
2.46
720.64
168
5.40
2.93
2.47
718.16
169
5.40
2.92
2.48
715.68
170
5.40
2.91
2.49
713.19
171
5.40
2.90
2.50
710.69
172
5.40
2.89
2.51
708.17
173
5.40
2.88
2.52
705.65
174
5.40
2.87
2.53
703.12
175
5.40
2.86
2.54
700.57
176
5.40
2.85
2.55
698.02
177
5.40
2.84
2.56
695.46
178
5.40
2.83
2.57
692.88
179
5.40
2.81
2.59
690.30
180
5.40
2.80
2.60
687.70
181
5.40
2.79
2.61
685.09
182
5.40
2.78
2.62
682.48
183
5.40
2.77
2.63
679.85
184
5.40
2.76
2.64
677.21
185
5.40
2.75
2.65
674.56
186
5.40
2.74
2.66
671.90
187
5.40
2.73
2.67
669.23
188
5.40
2.72
2.68
666.55
189
5.40
2.71
2.69
663.86
190
5.40
2.70
2.70
661.16
191
5.40
2.69
2.71
658.44
192
5.40
2.67
2.73
655.72
193
5.40
2.66
2.74
652.98
194
5.40
2.65
2.75
650.23
195
5.40
2.64
2.76
647.48
196
5.40
2.63
2.77
644.71
197
5.40
2.62
2.78
641.93
198
5.40
2.61
2.79
639.13
199
5.40
2.60
2.80
636.33
200
5.40
2.59
2.81
633.51
201
5.40
2.57
2.83
630.69
202
5.40
2.56
2.84
627.85
203
5.40
2.55
2.85
625.00
204
5.40
2.54
2.86
622.14
205
5.40
2.53
2.87
619.27
206
5.40
2.52
2.88
616.38
207
5.40
2.50
2.90
613.49
208
5.40
2.49
2.91
610.58
209
5.40
2.48
2.92
607.66
210
5.40
2.47
2.93
604.73
211
5.40
2.46
2.94
601.79
212
5.40
2.44
2.96
598.83
213
5.40
2.43
2.97
595.86
214
5.40
2.42
2.98
592.88
215
5.40
2.41
2.99
589.89
216
5.40
2.40
3.00
586.89
217
5.40
2.38
3.02
583.87
218
5.40
2.37
3.03
580.84
219
5.40
2.36
3.04
577.80
220
5.40
2.35
3.05
574.75
221
5.40
2.33
3.07
571.69
222
5.40
2.32
3.08
568.61
223
5.40
2.31
3.09
565.52
224
5.40
2.30
3.10
562.42
225
5.40
2.28
3.12
559.30
226
5.40
2.27
3.13
556.17
227
5.40
2.26
3.14
553.03
228
5.40
2.25
3.15
549.88
229
5.40
2.23
3.17
546.71
230
5.40
2.22
3.18
543.53
231
5.40
2.21
3.19
540.34
232
5.40
2.20
3.20
537.14
233
5.40
2.18
3.22
533.92
234
5.40
2.17
3.23
530.69
235
5.40
2.16
3.24
527.45
236
5.40
2.14
3.26
524.19
237
5.40
2.13
3.27
520.92
238
5.40
2.12
3.28
517.63
239
5.40
2.10
3.30
514.34
240
5.40
2.09
3.31
511.03
241
5.40
2.08
3.32
507.70
242
5.40
2.06
3.34
504.36
243
5.40
2.05
3.35
501.01
244
5.40
2.04
3.36
497.65
245
5.40
2.02
3.38
494.27
246
5.40
2.01
3.39
490.88
247
5.40
1.99
3.41
487.47
248
5.40
1.98
3.42
484.05
249
5.40
1.97
3.43
480.62
250
5.40
1.95
3.45
477.17
251
5.40
1.94
3.46
473.71
252
5.40
1.92
3.48
470.24
253
5.40
1.91
3.49
466.75
254
5.40
1.90
3.50
463.24
255
5.40
1.88
3.52
459.72
256
5.40
1.87
3.53
456.19
257
5.40
1.85
3.55
452.64
258
5.40
1.84
3.56
449.08
259
5.40
1.82
3.58
445.51
260
5.40
1.81
3.59
441.92
261
5.40
1.80
3.60
438.31
262
5.40
1.78
3.62
434.69
263
5.40
1.77
3.63
431.06
264
5.40
1.75
3.65
427.41
265
5.40
1.74
3.66
423.75
266
5.40
1.72
3.68
420.07
267
5.40
1.71
3.69
416.37
268
5.40
1.69
3.71
412.67
269
5.40
1.68
3.72
408.94
270
5.40
1.66
3.74
405.20
271
5.40
1.65
3.75
401.45
272
5.40
1.63
3.77
397.68
273
5.40
1.62
3.78
393.90
274
5.40
1.60
3.80
390.10
275
5.40
1.58
3.82
386.28
276
5.40
1.57
3.83
382.45
277
5.40
1.55
3.85
378.60
278
5.40
1.54
3.86
374.74
279
5.40
1.52
3.88
370.87
280
5.40
1.51
3.89
366.97
281
5.40
1.49
3.91
363.06
282
5.40
1.47
3.93
359.14
283
5.40
1.46
3.94
355.20
284
5.40
1.44
3.96
351.24
285
5.40
1.43
3.97
347.27
286
5.40
1.41
3.99
343.28
287
5.40
1.39
4.01
339.27
288
5.40
1.38
4.02
335.25
289
5.40
1.36
4.04
331.21
290
5.40
1.35
4.05
327.16
291
5.40
1.33
4.07
323.09
292
5.40
1.31
4.09
319.00
293
5.40
1.30
4.10
314.90
294
5.40
1.28
4.12
310.77
295
5.40
1.26
4.14
306.64
296
5.40
1.25
4.15
302.48
297
5.40
1.23
4.17
298.31
298
5.40
1.21
4.19
294.12
299
5.40
1.19
4.21
289.92
300
5.40
1.18
4.22
285.70
301
5.40
1.16
4.24
281.46
302
5.40
1.14
4.26
277.20
303
5.40
1.13
4.27
272.93
304
5.40
1.11
4.29
268.64
305
5.40
1.09
4.31
264.33
306
5.40
1.07
4.33
260.00
307
5.40
1.06
4.34
255.66
308
5.40
1.04
4.36
251.30
309
5.40
1.02
4.38
246.92
310
5.40
1.00
4.40
242.52
311
5.40
0.99
4.41
238.10
312
5.40
0.97
4.43
233.67
313
5.40
0.95
4.45
229.22
314
5.40
0.93
4.47
224.75
315
5.40
0.91
4.49
220.27
316
5.40
0.89
4.51
215.76
317
5.40
0.88
4.52
211.24
318
5.40
0.86
4.54
206.69
319
5.40
0.84
4.56
202.13
320
5.40
0.82
4.58
197.56
321
5.40
0.80
4.60
192.96
322
5.40
0.78
4.62
188.34
323
5.40
0.77
4.63
183.71
324
5.40
0.75
4.65
179.05
325
5.40
0.73
4.67
174.38
326
5.40
0.71
4.69
169.69
327
5.40
0.69
4.71
164.98
328
5.40
0.67
4.73
160.25
329
5.40
0.65
4.75
155.50
330
5.40
0.63
4.77
150.73
331
5.40
0.61
4.79
145.94
332
5.40
0.59
4.81
141.14
333
5.40
0.57
4.83
136.31
334
5.40
0.55
4.85
131.46
335
5.40
0.53
4.87
126.60
336
5.40
0.51
4.89
121.71
337
5.40
0.49
4.91
116.81
338
5.40
0.47
4.93
111.88
339
5.40
0.45
4.95
106.94
340
5.40
0.43
4.97
101.97
341
5.40
0.41
4.99
96.98
342
5.40
0.39
5.01
91.98
343
5.40
0.37
5.03
86.95
344
5.40
0.35
5.05
81.91
345
5.40
0.33
5.07
76.84
346
5.40
0.31
5.09
71.75
347
5.40
0.29
5.11
66.64
348
5.40
0.27
5.13
61.51
349
5.40
0.25
5.15
56.36
350
5.40
0.23
5.17
51.19
351
5.40
0.21
5.19
46.00
352
5.40
0.19
5.21
40.79
353
5.40
0.17
5.23
35.55
354
5.40
0.14
5.26
30.30
355
5.40
0.12
5.28
25.02
356
5.40
0.10
5.30
19.72
357
5.40
0.08
5.32
14.40
358
5.40
0.06
5.34
9.06
359
5.40
0.04
5.36
3.70
360
3.71
0.02
3.70
0.00
Totals
1,942.31
922.31
1,020.00

© 2023 TANYA KULAGA, REALTOR, CRS, ABR, GRI|REALTY EXECUTIVES — HEDGES REAL ESTATE|1037 VERMONT ST, LAWRENCE, KS 66044