Amortization Schedule

Amount of Loan
Annual Interest Rate (in percent)
Length of Loan (in months)

Total Payments
$2,293.65
Total Interest
$1,285.65
Number of Monthly Payments
360
Monthly Payment
$6.37
Payment NumberBeginning BalanceInterest PaymentPrincipal PaymentEnding BalanceCumulative InterestCumulative Payments
1$1,008.00$5.46$0.91$1,007.09$5.46$6.37
2$1,007.09$5.46$0.92$1,006.17$10.92$12.74
3$1,006.17$5.45$0.92$1,005.25$16.37$19.11
4$1,005.25$5.45$0.93$1,004.33$21.81$25.48
5$1,004.33$5.44$0.93$1,003.39$27.25$31.86
6$1,003.39$5.44$0.94$1,002.46$32.69$38.23
7$1,002.46$5.43$0.94$1,001.52$38.12$44.60
8$1,001.52$5.42$0.95$1,000.57$43.54$50.97
9$1,000.57$5.42$0.95$999.62$48.96$57.34
10$999.62$5.41$0.96$998.66$54.37$63.71
11$998.66$5.41$0.96$997.70$59.78$70.08
12$997.70$5.40$0.97$996.73$65.19$76.45
13$996.73$5.40$0.97$995.76$70.59$82.83
14$995.76$5.39$0.98$994.78$75.98$89.20
15$994.78$5.39$0.98$993.80$81.37$95.57
16$993.80$5.38$0.99$992.81$86.75$101.94
17$992.81$5.38$0.99$991.82$92.13$108.31
18$991.82$5.37$1.00$990.82$97.50$114.68
19$990.82$5.37$1.00$989.82$102.87$121.05
20$989.82$5.36$1.01$988.81$108.23$127.42
21$988.81$5.36$1.02$987.79$113.59$133.80
22$987.79$5.35$1.02$986.77$118.94$140.17
23$986.77$5.35$1.03$985.74$124.28$146.54
24$985.74$5.34$1.03$984.71$129.62$152.91
25$984.71$5.33$1.04$983.67$134.96$159.28
26$983.67$5.33$1.04$982.63$140.28$165.65
27$982.63$5.32$1.05$981.58$145.61$172.02
28$981.58$5.32$1.05$980.53$150.92$178.39
29$980.53$5.31$1.06$979.47$156.23$184.77
30$979.47$5.31$1.07$978.40$161.54$191.14
31$978.40$5.30$1.07$977.33$166.84$197.51
32$977.33$5.29$1.08$976.25$172.13$203.88
33$976.25$5.29$1.08$975.17$177.42$210.25
34$975.17$5.28$1.09$974.08$182.70$216.62
35$974.08$5.28$1.09$972.99$187.98$222.99
36$972.99$5.27$1.10$971.89$193.25$229.36
37$971.89$5.26$1.11$970.78$198.52$235.74
38$970.78$5.26$1.11$969.67$203.77$242.11
39$969.67$5.25$1.12$968.55$209.03$248.48
40$968.55$5.25$1.12$967.42$214.27$254.85
41$967.42$5.24$1.13$966.29$219.51$261.22
42$966.29$5.23$1.14$965.15$224.75$267.59
43$965.15$5.23$1.14$964.01$229.97$273.96
44$964.01$5.22$1.15$962.86$235.20$280.33
45$962.86$5.22$1.16$961.71$240.41$286.71
46$961.71$5.21$1.16$960.54$245.62$293.08
47$960.54$5.20$1.17$959.38$250.82$299.45
48$959.38$5.20$1.17$958.20$256.02$305.82
49$958.20$5.19$1.18$957.02$261.21$312.19
50$957.02$5.18$1.19$955.83$266.39$318.56
51$955.83$5.18$1.19$954.64$271.57$324.93
52$954.64$5.17$1.20$953.44$276.74$331.30
53$953.44$5.16$1.21$952.23$281.91$337.68
54$952.23$5.16$1.21$951.02$287.07$344.05
55$951.02$5.15$1.22$949.80$292.22$350.42
56$949.80$5.14$1.23$948.57$297.36$356.79
57$948.57$5.14$1.23$947.34$302.50$363.16
58$947.34$5.13$1.24$946.10$307.63$369.53
59$946.10$5.12$1.25$944.85$312.76$375.90
60$944.85$5.12$1.25$943.60$317.87$382.27
61$943.60$5.11$1.26$942.34$322.98$388.65
62$942.34$5.10$1.27$941.07$328.09$395.02
63$941.07$5.10$1.27$939.80$333.19$401.39
64$939.80$5.09$1.28$938.52$338.28$407.76
65$938.52$5.08$1.29$937.23$343.36$414.13
66$937.23$5.08$1.29$935.94$348.44$420.50
67$935.94$5.07$1.30$934.63$353.51$426.87
68$934.63$5.06$1.31$933.32$358.57$433.24
69$933.32$5.06$1.32$932.01$363.62$439.62
70$932.01$5.05$1.32$930.69$368.67$445.99
71$930.69$5.04$1.33$929.36$373.71$452.36
72$929.36$5.03$1.34$928.02$378.75$458.73
73$928.02$5.03$1.34$926.67$383.78$465.10
74$926.67$5.02$1.35$925.32$388.79$471.47
75$925.32$5.01$1.36$923.96$393.81$477.84
76$923.96$5.00$1.37$922.60$398.81$484.21
77$922.60$5.00$1.37$921.22$403.81$490.59
78$921.22$4.99$1.38$919.84$408.80$496.96
79$919.84$4.98$1.39$918.45$413.78$503.33
80$918.45$4.97$1.40$917.06$418.76$509.70
81$917.06$4.97$1.40$915.65$423.72$516.07
82$915.65$4.96$1.41$914.24$428.68$522.44
83$914.24$4.95$1.42$912.82$433.64$528.81
84$912.82$4.94$1.43$911.40$438.58$535.18
85$911.40$4.94$1.43$909.96$443.52$541.56
86$909.96$4.93$1.44$908.52$448.45$547.93
87$908.52$4.92$1.45$907.07$453.37$554.30
88$907.07$4.91$1.46$905.61$458.28$560.67
89$905.61$4.91$1.47$904.15$463.19$567.04
90$904.15$4.90$1.47$902.67$468.08$573.41
91$902.67$4.89$1.48$901.19$472.97$579.78
92$901.19$4.88$1.49$899.70$477.85$586.15
93$899.70$4.87$1.50$898.20$482.73$592.53
94$898.20$4.87$1.51$896.70$487.59$598.90
95$896.70$4.86$1.51$895.18$492.45$605.27
96$895.18$4.85$1.52$893.66$497.30$611.64
97$893.66$4.84$1.53$892.13$502.14$618.01
98$892.13$4.83$1.54$890.59$506.97$624.38
99$890.59$4.82$1.55$889.04$511.80$630.75
100$889.04$4.82$1.56$887.49$516.61$637.12
101$887.49$4.81$1.56$885.92$521.42$643.50
102$885.92$4.80$1.57$884.35$526.22$649.87
103$884.35$4.79$1.58$882.77$531.01$656.24
104$882.77$4.78$1.59$881.18$535.79$662.61
105$881.18$4.77$1.60$879.58$540.56$668.98
106$879.58$4.76$1.61$877.97$545.33$675.35
107$877.97$4.76$1.62$876.36$550.08$681.72
108$876.36$4.75$1.62$874.74$554.83$688.09
109$874.74$4.74$1.63$873.10$559.57$694.47
110$873.10$4.73$1.64$871.46$564.30$700.84
111$871.46$4.72$1.65$869.81$569.02$707.21
112$869.81$4.71$1.66$868.15$573.73$713.58
113$868.15$4.70$1.67$866.48$578.43$719.95
114$866.48$4.69$1.68$864.80$583.12$726.32
115$864.80$4.68$1.69$863.12$587.81$732.69
116$863.12$4.68$1.70$861.42$592.48$739.06
117$861.42$4.67$1.71$859.71$597.15$745.44
118$859.71$4.66$1.71$858.00$601.81$751.81
119$858.00$4.65$1.72$856.28$606.45$758.18
120$856.28$4.64$1.73$854.54$611.09$764.55
121$854.54$4.63$1.74$852.80$615.72$770.92
122$852.80$4.62$1.75$851.05$620.34$777.29
123$851.05$4.61$1.76$849.29$624.95$783.66
124$849.29$4.60$1.77$847.52$629.55$790.03
125$847.52$4.59$1.78$845.74$634.14$796.41
126$845.74$4.58$1.79$843.95$638.72$802.78
127$843.95$4.57$1.80$842.15$643.29$809.15
128$842.15$4.56$1.81$840.34$647.86$815.52
129$840.34$4.55$1.82$838.52$652.41$821.89
130$838.52$4.54$1.83$836.69$656.95$828.26
131$836.69$4.53$1.84$834.85$661.48$834.63
132$834.85$4.52$1.85$833.00$666.00$841.00
133$833.00$4.51$1.86$831.14$670.52$847.38
134$831.14$4.50$1.87$829.27$675.02$853.75
135$829.27$4.49$1.88$827.39$679.51$860.12
136$827.39$4.48$1.89$825.50$683.99$866.49
137$825.50$4.47$1.90$823.60$688.46$872.86
138$823.60$4.46$1.91$821.69$692.92$879.23
139$821.69$4.45$1.92$819.77$697.37$885.60
140$819.77$4.44$1.93$817.84$701.82$891.97
141$817.84$4.43$1.94$815.90$706.25$898.35
142$815.90$4.42$1.95$813.95$710.66$904.72
143$813.95$4.41$1.96$811.99$715.07$911.09
144$811.99$4.40$1.97$810.01$719.47$917.46
145$810.01$4.39$1.98$808.03$723.86$923.83
146$808.03$4.38$1.99$806.03$728.24$930.20
147$806.03$4.37$2.01$804.03$732.60$936.57
148$804.03$4.36$2.02$802.01$736.96$942.94
149$802.01$4.34$2.03$799.99$741.30$949.32
150$799.99$4.33$2.04$797.95$745.64$955.69
151$797.95$4.32$2.05$795.90$749.96$962.06
152$795.90$4.31$2.06$793.84$754.27$968.43
153$793.84$4.30$2.07$791.77$758.57$974.80
154$791.77$4.29$2.08$789.69$762.86$981.17
155$789.69$4.28$2.09$787.59$767.13$987.54
156$787.59$4.27$2.11$785.49$771.40$993.91
157$785.49$4.25$2.12$783.37$775.66$1,000.29
158$783.37$4.24$2.13$781.24$779.90$1,006.66
159$781.24$4.23$2.14$779.10$784.13$1,013.03
160$779.10$4.22$2.15$776.95$788.35$1,019.40
161$776.95$4.21$2.16$774.79$792.56$1,025.77
162$774.79$4.20$2.17$772.61$796.76$1,032.14
163$772.61$4.18$2.19$770.43$800.94$1,038.51
164$770.43$4.17$2.20$768.23$805.11$1,044.88
165$768.23$4.16$2.21$766.02$809.28$1,051.26
166$766.02$4.15$2.22$763.80$813.42$1,057.63
167$763.80$4.14$2.23$761.56$817.56$1,064.00
168$761.56$4.13$2.25$759.32$821.69$1,070.37
169$759.32$4.11$2.26$757.06$825.80$1,076.74
170$757.06$4.10$2.27$754.79$829.90$1,083.11
171$754.79$4.09$2.28$752.51$833.99$1,089.48
172$752.51$4.08$2.30$750.21$838.07$1,095.85
173$750.21$4.06$2.31$747.90$842.13$1,102.23
174$747.90$4.05$2.32$745.58$846.18$1,108.60
175$745.58$4.04$2.33$743.25$850.22$1,114.97
176$743.25$4.03$2.35$740.91$854.24$1,121.34
177$740.91$4.01$2.36$738.55$858.26$1,127.71
178$738.55$4.00$2.37$736.18$862.26$1,134.08
179$736.18$3.99$2.38$733.79$866.25$1,140.45
180$733.79$3.97$2.40$731.40$870.22$1,146.82
181$731.40$3.96$2.41$728.99$874.18$1,153.20
182$728.99$3.95$2.42$726.56$878.13$1,159.57
183$726.56$3.94$2.44$724.13$882.07$1,165.94
184$724.13$3.92$2.45$721.68$885.99$1,172.31
185$721.68$3.91$2.46$719.22$889.90$1,178.68
186$719.22$3.90$2.48$716.74$893.79$1,185.05
187$716.74$3.88$2.49$714.25$897.68$1,191.42
188$714.25$3.87$2.50$711.75$901.54$1,197.79
189$711.75$3.86$2.52$709.23$905.40$1,204.17
190$709.23$3.84$2.53$706.71$909.24$1,210.54
191$706.71$3.83$2.54$704.16$913.07$1,216.91
192$704.16$3.81$2.56$701.60$916.88$1,223.28
193$701.60$3.80$2.57$699.03$920.68$1,229.65
194$699.03$3.79$2.58$696.45$924.47$1,236.02
195$696.45$3.77$2.60$693.85$928.24$1,242.39
196$693.85$3.76$2.61$691.24$932.00$1,248.76
197$691.24$3.74$2.63$688.61$935.75$1,255.14
198$688.61$3.73$2.64$685.97$939.48$1,261.51
199$685.97$3.72$2.66$683.31$943.19$1,267.88
200$683.31$3.70$2.67$680.64$946.89$1,274.25
201$680.64$3.69$2.68$677.96$950.58$1,280.62
202$677.96$3.67$2.70$675.26$954.25$1,286.99
203$675.26$3.66$2.71$672.55$957.91$1,293.36
204$672.55$3.64$2.73$669.82$961.55$1,299.73
205$669.82$3.63$2.74$667.08$965.18$1,306.11
206$667.08$3.61$2.76$664.32$968.79$1,312.48
207$664.32$3.60$2.77$661.54$972.39$1,318.85
208$661.54$3.58$2.79$658.76$975.98$1,325.22
209$658.76$3.57$2.80$655.95$979.54$1,331.59
210$655.95$3.55$2.82$653.14$983.10$1,337.96
211$653.14$3.54$2.83$650.30$986.63$1,344.33
212$650.30$3.52$2.85$647.45$990.16$1,350.70
213$647.45$3.51$2.86$644.59$993.66$1,357.08
214$644.59$3.49$2.88$641.71$997.16$1,363.45
215$641.71$3.48$2.90$638.81$1,000.63$1,369.82
216$638.81$3.46$2.91$635.90$1,004.09$1,376.19
217$635.90$3.44$2.93$632.98$1,007.54$1,382.56
218$632.98$3.43$2.94$630.03$1,010.97$1,388.93
219$630.03$3.41$2.96$627.07$1,014.38$1,395.30
220$627.07$3.40$2.97$624.10$1,017.77$1,401.67
221$624.10$3.38$2.99$621.11$1,021.15$1,408.05
222$621.11$3.36$3.01$618.10$1,024.52$1,414.42
223$618.10$3.35$3.02$615.08$1,027.87$1,420.79
224$615.08$3.33$3.04$612.04$1,031.20$1,427.16
225$612.04$3.32$3.06$608.98$1,034.51$1,433.53
226$608.98$3.30$3.07$605.91$1,037.81$1,439.90
227$605.91$3.28$3.09$602.82$1,041.09$1,446.27
228$602.82$3.27$3.11$599.72$1,044.36$1,452.64
229$599.72$3.25$3.12$596.59$1,047.61$1,459.02
230$596.59$3.23$3.14$593.45$1,050.84$1,465.39
231$593.45$3.21$3.16$590.30$1,054.05$1,471.76
232$590.30$3.20$3.17$587.12$1,057.25$1,478.13
233$587.12$3.18$3.19$583.93$1,060.43$1,484.50
234$583.93$3.16$3.21$580.72$1,063.60$1,490.87
235$580.72$3.15$3.23$577.50$1,066.74$1,497.24
236$577.50$3.13$3.24$574.26$1,069.87$1,503.61
237$574.26$3.11$3.26$570.99$1,072.98$1,509.99
238$570.99$3.09$3.28$567.72$1,076.07$1,516.36
239$567.72$3.08$3.30$564.42$1,079.15$1,522.73
240$564.42$3.06$3.31$561.11$1,082.21$1,529.10
241$561.11$3.04$3.33$557.77$1,085.24$1,535.47
242$557.77$3.02$3.35$554.42$1,088.27$1,541.84
243$554.42$3.00$3.37$551.06$1,091.27$1,548.21
244$551.06$2.98$3.39$547.67$1,094.25$1,554.58
245$547.67$2.97$3.40$544.26$1,097.22$1,560.96
246$544.26$2.95$3.42$540.84$1,100.17$1,567.33
247$540.84$2.93$3.44$537.40$1,103.10$1,573.70
248$537.40$2.91$3.46$533.94$1,106.01$1,580.07
249$533.94$2.89$3.48$530.46$1,108.90$1,586.44
250$530.46$2.87$3.50$526.96$1,111.77$1,592.81
251$526.96$2.85$3.52$523.45$1,114.63$1,599.18
252$523.45$2.84$3.54$519.91$1,117.46$1,605.55
253$519.91$2.82$3.56$516.35$1,120.28$1,611.93
254$516.35$2.80$3.57$512.78$1,123.08$1,618.30
255$512.78$2.78$3.59$509.19$1,125.85$1,624.67
256$509.19$2.76$3.61$505.57$1,128.61$1,631.04
257$505.57$2.74$3.63$501.94$1,131.35$1,637.41
258$501.94$2.72$3.65$498.29$1,134.07$1,643.78
259$498.29$2.70$3.67$494.62$1,136.77$1,650.15
260$494.62$2.68$3.69$490.92$1,139.45$1,656.52
261$490.92$2.66$3.71$487.21$1,142.11$1,662.90
262$487.21$2.64$3.73$483.48$1,144.75$1,669.27
263$483.48$2.62$3.75$479.73$1,147.37$1,675.64
264$479.73$2.60$3.77$475.96$1,149.96$1,682.01
265$475.96$2.58$3.79$472.16$1,152.54$1,688.38
266$472.16$2.56$3.81$468.35$1,155.10$1,694.75
267$468.35$2.54$3.83$464.51$1,157.64$1,701.12
268$464.51$2.52$3.86$460.66$1,160.15$1,707.49
269$460.66$2.50$3.88$456.78$1,162.65$1,713.87
270$456.78$2.47$3.90$452.89$1,165.12$1,720.24
271$452.89$2.45$3.92$448.97$1,167.58$1,726.61
272$448.97$2.43$3.94$445.03$1,170.01$1,732.98
273$445.03$2.41$3.96$441.07$1,172.42$1,739.35
274$441.07$2.39$3.98$437.09$1,174.81$1,745.72
275$437.09$2.37$4.00$433.08$1,177.17$1,752.09
276$433.08$2.35$4.03$429.06$1,179.52$1,758.46
277$429.06$2.32$4.05$425.01$1,181.84$1,764.84
278$425.01$2.30$4.07$420.94$1,184.15$1,771.21
279$420.94$2.28$4.09$416.85$1,186.43$1,777.58
280$416.85$2.26$4.11$412.74$1,188.68$1,783.95
281$412.74$2.24$4.14$408.60$1,190.92$1,790.32
282$408.60$2.21$4.16$404.44$1,193.13$1,796.69
283$404.44$2.19$4.18$400.26$1,195.32$1,803.06
284$400.26$2.17$4.20$396.06$1,197.49$1,809.43
285$396.06$2.15$4.23$391.83$1,199.64$1,815.81
286$391.83$2.12$4.25$387.58$1,201.76$1,822.18
287$387.58$2.10$4.27$383.31$1,203.86$1,828.55
288$383.31$2.08$4.29$379.02$1,205.94$1,834.92
289$379.02$2.05$4.32$374.70$1,207.99$1,841.29
290$374.70$2.03$4.34$370.36$1,210.02$1,847.66
291$370.36$2.01$4.37$365.99$1,212.02$1,854.03
292$365.99$1.98$4.39$361.60$1,214.01$1,860.40
293$361.60$1.96$4.41$357.19$1,215.97$1,866.77
294$357.19$1.93$4.44$352.75$1,217.90$1,873.15
295$352.75$1.91$4.46$348.29$1,219.81$1,879.52
296$348.29$1.89$4.48$343.81$1,221.70$1,885.89
297$343.81$1.86$4.51$339.30$1,223.56$1,892.26
298$339.30$1.84$4.53$334.77$1,225.40$1,898.63
299$334.77$1.81$4.56$330.21$1,227.21$1,905.00
300$330.21$1.79$4.58$325.63$1,229.00$1,911.37
301$325.63$1.76$4.61$321.02$1,230.76$1,917.74
302$321.02$1.74$4.63$316.39$1,232.50$1,924.12
303$316.39$1.71$4.66$311.73$1,234.22$1,930.49
304$311.73$1.69$4.68$307.05$1,235.90$1,936.86
305$307.05$1.66$4.71$302.34$1,237.57$1,943.23
306$302.34$1.64$4.73$297.60$1,239.21$1,949.60
307$297.60$1.61$4.76$292.85$1,240.82$1,955.97
308$292.85$1.59$4.79$288.06$1,242.40$1,962.34
309$288.06$1.56$4.81$283.25$1,243.96$1,968.71
310$283.25$1.53$4.84$278.41$1,245.50$1,975.09
311$278.41$1.51$4.86$273.55$1,247.01$1,981.46
312$273.55$1.48$4.89$268.66$1,248.49$1,987.83
313$268.66$1.46$4.92$263.74$1,249.94$1,994.20
314$263.74$1.43$4.94$258.80$1,251.37$2,000.57
315$258.80$1.40$4.97$253.83$1,252.77$2,006.94
316$253.83$1.37$5.00$248.84$1,254.15$2,013.31
317$248.84$1.35$5.02$243.81$1,255.50$2,019.68
318$243.81$1.32$5.05$238.76$1,256.82$2,026.06
319$238.76$1.29$5.08$233.68$1,258.11$2,032.43
320$233.68$1.27$5.11$228.58$1,259.38$2,038.80
321$228.58$1.24$5.13$223.44$1,260.61$2,045.17
322$223.44$1.21$5.16$218.28$1,261.82$2,051.54
323$218.28$1.18$5.19$213.09$1,263.01$2,057.91
324$213.09$1.15$5.22$207.88$1,264.16$2,064.28
325$207.88$1.13$5.25$202.63$1,265.29$2,070.65
326$202.63$1.10$5.27$197.36$1,266.38$2,077.03
327$197.36$1.07$5.30$192.06$1,267.45$2,083.40
328$192.06$1.04$5.33$186.73$1,268.49$2,089.77
329$186.73$1.01$5.36$181.37$1,269.51$2,096.14
330$181.37$0.98$5.39$175.98$1,270.49$2,102.51
331$175.98$0.95$5.42$170.56$1,271.44$2,108.88
332$170.56$0.92$5.45$165.11$1,272.37$2,115.25
333$165.11$0.89$5.48$159.63$1,273.26$2,121.62
334$159.63$0.86$5.51$154.13$1,274.12$2,128.00
335$154.13$0.83$5.54$148.59$1,274.96$2,134.37
336$148.59$0.80$5.57$143.03$1,275.76$2,140.74
337$143.03$0.77$5.60$137.43$1,276.54$2,147.11
338$137.43$0.74$5.63$131.80$1,277.28$2,153.48
339$131.80$0.71$5.66$126.14$1,278.00$2,159.85
340$126.14$0.68$5.69$120.46$1,278.68$2,166.22
341$120.46$0.65$5.72$114.74$1,279.33$2,172.59
342$114.74$0.62$5.75$108.99$1,279.95$2,178.97
343$108.99$0.59$5.78$103.21$1,280.54$2,185.34
344$103.21$0.56$5.81$97.40$1,281.10$2,191.71
345$97.40$0.53$5.84$91.55$1,281.63$2,198.08
346$91.55$0.50$5.88$85.68$1,282.13$2,204.45
347$85.68$0.46$5.91$79.77$1,282.59$2,210.82
348$79.77$0.43$5.94$73.83$1,283.02$2,217.19
349$73.83$0.40$5.97$67.86$1,283.42$2,223.56
350$67.86$0.37$6.00$61.85$1,283.79$2,229.94
351$61.85$0.34$6.04$55.82$1,284.13$2,236.31
352$55.82$0.30$6.07$49.75$1,284.43$2,242.68
353$49.75$0.27$6.10$43.65$1,284.70$2,249.05
354$43.65$0.24$6.13$37.51$1,284.93$2,255.42
355$37.51$0.20$6.17$31.35$1,285.14$2,261.79
356$31.35$0.17$6.20$25.14$1,285.31$2,268.16
357$25.14$0.14$6.24$18.91$1,285.44$2,274.53
358$18.91$0.10$6.27$12.64$1,285.55$2,280.91
359$12.64$0.07$6.30$6.34$1,285.61$2,287.28
360$6.34$0.03$6.34$-0.00$1,285.65$2,293.65