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| Payment Number | Beginning Balance | Interest Payment | Principal Payment | Ending Balance | Cumulative Interest | Cumulative Payments |
|---|---|---|---|---|---|---|
| 1 | $1,000.00 | $19.99 | $326.76 | $673.24 | $19.99 | $346.75 |
| 2 | $673.24 | $13.46 | $333.29 | $339.95 | $33.45 | $693.50 |
| 3 | $339.95 | $6.80 | $339.95 | $-0.00 | $40.25 | $1,040.25 |