Amortization Schedule

Amount of Loan
Annual Interest Rate (in percent)
Length of Loan (in months)

Total Payments
$89.64
Total Interest
$79.64
Number of Monthly Payments
24
Monthly Payment
$3.74
Payment NumberBeginning BalanceInterest PaymentPrincipal PaymentEnding BalanceCumulative InterestCumulative Payments
1$10.00$3.73$0.00 WARNING PRINCIPAL PAYMENT IS LESS THAN $0.01 - THE LOAN BALANCE WAS NOT REDUCED!$10.00$3.73$3.74
2$10.00$3.73$0.00 WARNING PRINCIPAL PAYMENT IS LESS THAN $0.01 - THE LOAN BALANCE WAS NOT REDUCED!$10.00$7.47$7.47
3$10.00$3.73$0.00 WARNING PRINCIPAL PAYMENT IS LESS THAN $0.01 - THE LOAN BALANCE WAS NOT REDUCED!$9.99$11.20$11.21
4$9.99$3.73$0.00 WARNING PRINCIPAL PAYMENT IS LESS THAN $0.01 - THE LOAN BALANCE WAS NOT REDUCED!$9.99$14.93$14.94
5$9.99$3.73$0.01 WARNING PRINCIPAL PAYMENT IS LESS THAN $0.01 - THE LOAN BALANCE WAS NOT REDUCED!$9.98$18.66$18.68
6$9.98$3.73$0.01 WARNING PRINCIPAL PAYMENT IS LESS THAN $0.01 - THE LOAN BALANCE WAS NOT REDUCED!$9.97$22.38$22.41
7$9.97$3.72$0.01$9.96$26.11$26.15
8$9.96$3.72$0.02$9.94$29.82$29.88
9$9.94$3.71$0.02$9.92$33.54$33.62
10$9.92$3.70$0.03$9.89$37.24$37.35
11$9.89$3.69$0.04$9.84$40.93$41.09
12$9.84$3.67$0.06$9.78$44.60$44.82
13$9.78$3.65$0.08$9.70$48.26$48.56
14$9.70$3.62$0.11$9.59$51.88$52.29
15$9.59$3.58$0.16$9.43$55.46$56.03
16$9.43$3.52$0.21$9.21$58.98$59.76
17$9.21$3.44$0.30$8.92$62.42$63.50
18$8.92$3.33$0.41$8.51$65.75$67.23
19$8.51$3.18$0.56$7.96$68.93$70.97
20$7.96$2.97$0.76$7.19$71.90$74.70
21$7.19$2.69$1.05$6.14$74.58$78.44
22$6.14$2.29$1.44$4.70$76.87$82.17
23$4.70$1.75$1.98$2.72$78.63$85.91
24$2.72$1.02$2.72$0.00$79.64$89.64